2017 Chevrolet Camaro Insurance Quotes in 2024

Looking for better car insurance rates for your Chevrolet Camaro? Finding better insurance prices for a new or used Chevy Camaro can be an all-consuming task, but you can learn our car insurance buying tips to find lower rates.

There are more efficient ways to compare car insurance rates and we’ll show you the proper way to get price quotes for your Chevy and locate the best price possible from both online companies and local agents.

You should make it a habit to do price comparisons yearly because insurance rates are constantly changing. Even if you think you had the lowest rate on Camaro coverage on your last policy a different company probably has better prices today. Ignore everything you know about car insurance because I’m going to let you in on the secrets to one of the quickest ways to reduce your cost while improving coverage.

Buying more affordable protection is quite easy. If you have a policy now or need new coverage, you will benefit by learning to reduce the price you pay and possibly find even better coverage. Consumers just need to understand the most efficient way to compare company rates on the web.

The best way we recommend to compare policy rates is to know most of the bigger providers have advanced systems to give free rates quotes. The only thing you need to do is provide the companies a bit of rating information such as if you have an active license, your job, whether the vehicles are used for commuting, and how old drivers are. The rating information is then submitted to insurance carriers in your area and you receive quotes immediately.

Cheaper rates with these car insurance discounts

Car insurance is not cheap, but companies offer discounts that you may not even be aware of. Many of these discounts will be applied automatically at the time you complete a quote, but some must be specially asked for before you will receive the discount. If you are not receiving all the discounts you deserve, you’re paying more than you need to.

• College Student – Older children who live away from home at college and do not have a car could get you a discount.
• ABS Brakes – Cars, trucks, and SUVs with ABS braking systems or traction control are safer to drive and qualify for as much as a 10% discount.
• Discounts for Responsible Drivers – Safe drivers may receive a discount up to 45% on Camaro coverage as compared to drivers with claims.
• Multiple Policy Discount – If you can bundle your auto and home insurance with the same company you will save over 10 percent off each policy depending on the company.
• Good Grades Discount – Being a good student may save as much as 25% on a insurance quote. The good student discount can last well after school through age 25.
• Discount for Switching Early – A few larger companies offer discounts for switching policies early. You may see this discount when you get insurance quotes online.
• Multi-line Discount – Car insurance companies who offer life insurance give lower car insurance rates if you buy a life policy as well.
• Drivers Education – Have your child enroll in driver’s education as it can save substantially.

A quick disclaimer, some of the credits will not apply to the entire cost. Most only apply to specific coverage prices like comp or med pay. Despite the fact that it seems like you could get a free car insurance policy, companies don’t profit that way.

Insurance companies that may include some of the above discounts include:

• Farmers Insurance
• State Farm
• Liberty Mutual
• MetLife
• Progressive

When getting a coverage quote, ask every prospective company which discounts they offer. Some of the earlier mentioned discounts might not be available to policyholders in your area.

Auto insurance can get complicated

When it comes to choosing the right insurance coverage for your personal vehicles, there really is no “perfect” insurance plan. Everyone’s needs are different.

For example, these questions might help in determining if you would benefit from professional advice.

• Are my friends covered when driving my car?
• Is my state a no-fault state?
• Can my teen drive my company car?
• When would I need rental car insurance?
• Should I drop comprehensive coverage on older vehicles?
• Who is covered when they drive my 2017 Chevy Camaro?
• What if I owe more than I can insure my car for?

If it’s difficult to answer those questions, then you may want to think about talking to a licensed agent. If you don’t have a local agent, take a second and enter your zip code. It’s fast, doesn’t cost anything and you can get the answers you need.

Insurance coverage considerations

Learning about specific coverages of your policy helps when choosing the best coverages and proper limits and deductibles. Policy terminology can be ambiguous and coverage can change by endorsement.

Liability insurance – Liability coverage can cover damages or injuries you inflict on a person or their property in an accident. This insurance protects YOU against claims from other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see values of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, a per accident bodily injury limit of $300,000, and property damage coverage for $100,000. Occasionally you may see a combined single limit or CSL which limits claims to one amount and claims can be made without the split limit restrictions.

Liability coverage pays for things such as attorney fees, court costs and repair costs for stationary objects. How much liability should you purchase? That is a decision to put some thought into, but you should buy as high a limit as you can afford.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Your UM/UIM coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. Covered losses include medical payments for you and your occupants and damage to your 2017 Chevy Camaro.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important. Normally these limits are identical to your policy’s liability coverage.

Medical payments and PIP coverage – Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as doctor visits, dental work and nursing services. They are often used to fill the gap from your health insurance plan or if you are not covered by health insurance. They cover you and your occupants and will also cover being hit by a car walking across the street. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay

Collision coverages – This coverage pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers claims like damaging your car on a curb, hitting a parking meter and backing into a parked car. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. You can also bump up the deductible to get cheaper collision coverage.

Comprehensive auto coverage – This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims such as fire damage, hitting a bird, vandalism, a broken windshield and falling objects. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

In any little way, save everyday

We covered many ideas to save on 2017 Chevy Camaro insurance. The key thing to remember is the more price quotes you have, the better your comparison will be. You may be surprised to find that the lowest prices are with a smaller regional carrier.

When getting insurance quotes online, don’t be tempted to buy poor coverage just to save money. In too many instances, consumers will sacrifice liability limits or collision coverage only to regret at claim time that saving that couple of dollars actually costed them tens of thousands. Your strategy should be to buy the best coverage you can find at a price you can afford, but do not skimp to save money.

Consumers who switch companies do it for many reasons like high prices, being labeled a high risk driver, questionable increases in premium and not issuing a premium refund. Whatever your reason, choosing a new insurance company can be easier than you think.