Cadillac Escalade Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade are $1,360 annually for full coverage. Comprehensive costs an estimated $242 each year, collision costs $326, and liability coverage costs around $592. Liability-only insurance costs as low as $652 a year, with high-risk driver insurance costing around $2,922. Teen drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Escalade models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

These rate differences show why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Cadillac Escalade insurance rates for other coverage scenarios.

• The lowest rate with discounts is $818
• Using higher $1,000 deductibles will save approximately $130 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,360
• Choosing low deductibles for physical damage coverage will cost $1,608
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,922 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $5,376 or more

View Chart as Image

Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,600 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $380 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Cadillac Escalade insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade Insurance

Finding better rates on auto insurance requires being safe and accident-free, having good credit, not filing small claims, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data touched on in the above illustrations.

• Consumers who want more liability protection will pay about $650 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save approximately $150 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $375 each year
• Youthful drivers are expensive to insure, as much as $448 per month if they have full coverage