Cadillac Escalade Insurance Rates

Estimated insurance rates for a Cadillac Escalade are $1,360 a year including full coverage. Comprehensive insurance costs an estimated $242 a year, collision insurance costs $326, and liability costs $592. A policy with only liability insurance costs as little as $652 a year, and a high-risk policy costs $2,922 or more. 16-year-old drivers pay the most at up to $5,376 a year.

Average premium for full coverage: $1,360

Premium estimates broken down by type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Cadillac Escalade insurance rates for other coverage scenarios.

• The best full coverage rate is $818
• Drivers who choose higher $1,000 deductibles will pay approximately $1,230 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,360
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $248 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,922
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,376 a year

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Car insurance prices for a Cadillac Escalade also have a wide range based on your driving characteristics, the model of your Escalade, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,940 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $380 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Cadillac Escalade Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having above-average credit, refrain from filing small claims, and possibly higher deductibles. Invest time comparing rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a review of the material that was covered in the charts and tables above.

• Policyholders who want additional liability coverage will pay around $650 per year to go from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance prices, with the cost nearing $448 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,560 more annually than a driver with a clean driving record
• Increasing policy deductibles can save around $375 each year