Cadillac Escalade Insurance Rates

The average insurance rates for a Cadillac Escalade are $1,414 a year including full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $358, and liability coverage is estimated at $596. Liability-only insurance costs approximately $656 a year, and high-risk driver insurance costs $3,036 or more. Teenage drivers cost the most to insure at up to $5,546 a year.

Average premium for full coverage: $1,414

Policy rates broken down by type of insurance:

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Escalade models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above highlight why everyone should get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Cadillac Escalade insurance rates for other coverage scenarios.

• The best discount rate is $848
• Choosing higher $1,000 deductibles can save approximately $142 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,414
• Using pricier low deductibles for comp and collision coverage will cost an extra $266 each year
• Drivers who are prone to accidents and violations could pay up to $3,036
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $5,546 each year

View Chart as Image

Auto insurance rates for a Cadillac Escalade also range considerably based on your risk profile, the model of your Escalade, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,010 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles can save as much as $410 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $486 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,700 to $2,300 in extra premium every year, depending on your age. Cadillac Escalade insurance for high-risk drivers ranges around 41% to 134% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Cadillac Escalade Insurance

Finding cheaper rates on auto insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at every other renewal by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a summary of the concepts that were covered in the above illustrations.

• Drivers who have multiple accidents or major violations may pay on average $1,620 more annually to buy Cadillac Escalade insurance
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $462 each month if they have full coverage
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $400 each year
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date