Cadillac Escalade Insurance Rates

Estimated auto insurance rates for a Cadillac Escalade are $1,316 annually for full coverage insurance. Comprehensive costs approximately $228, collision costs $296, and liability costs $592. Liability-only insurance costs as little as $652 a year, with high-risk driver insurance costing around $2,824. Teenage drivers pay the most at $5,236 a year or more.

Average premium for full coverage: $1,316

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Cadillac Escalade insurance rates for additional coverage and risk scenarios.

• The best discount rate is $798
• Drivers who choose higher $1,000 deductibles will pay $120 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,316
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,544
• Higher-risk drivers who are prone to accidents and violations could pay around $2,824 or more
• An auto insurance policy with full coverage for a teen driver with full coverage can cost $5,236 a year

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Insurance prices for a Cadillac Escalade also have a wide range based on the model of your Escalade, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost as much as 42% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $350 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Cadillac Escalade insurance prices. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,770 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Cadillac Escalade Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around once a year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief summary of the data that was touched on above.

• It is possible to save around $150 per year simply by shopping early and online
• Policyholders who purchase higher liability limits will pay an extra $650 annually to go from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers are the costliest to insure, with premiums being up to $436 per month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,510 more per year for car insurance