Compare 2011 Audi TTS Insurance Quotes in 2024

Finding cheaper insurance for an Audi TTS can turn out to be an all-consuming task, but you can follow our car insurance buying tips to find lower rates.

There is a right way and a wrong way to shop for car insurance and we’ll show you the quickest way to quote coverages for your Audi and obtain the best price possible.

Smart consumers take time to check car insurance prices yearly since insurance rates tend to go up over time. If you had the best deal for TTS insurance last year you may be paying too much now. Block out anything you think you know about car insurance because you’re about to find out the quickest way to lower your rates without sacrificing coverage.

Cheaper rates by taking advantage of discounts

Companies offering auto insurance don’t list the complete list of policy discounts very clearly, so the list below contains some of the more common and the more hidden credits available to lower your premiums when you buy car insurance online.

• Discount for Switching Early – A few larger companies offer discounts for switching companies prior to your current policy expiration. Ten percent is about the average savings.
• Fewer Miles Equal More Savings – Driving less can earn slightly better prices than normal.
• Full Payment Discount – By making one initial payment rather than paying in monthly installments you may have a lower total premium amount.
• ABS and Traction Control Discounts – Vehicles with ABS braking systems or traction control can reduce accidents so companies give up to a 10% discount.
• Theft Prevention System – Cars optioned with advanced anti-theft systems are stolen less frequently and will save you 10% or more.
• Military Deployment Discount – Having a deployed family member could qualify you for better rates.

As a footnote on discounts, most of the big mark downs will not be given to the whole policy. Most only apply to individual premiums such as comprehensive or collision. Just because you may think it’s possible to get free car insurance, it just doesn’t work that way.

Larger auto insurance companies and their possible discounts are detailed below.

• Mercury Insurance includes discounts for ease of repair, multi-policy, low natural disaster claims, good student, accident-free, and professional/association.
• Farmers Insurance discounts include good student, bundle discounts, switch companies, pay in full, mature driver, and business and professional.
• Farm Bureau may have discounts that include youthful driver, renewal discount, 55 and retired, multi-policy, multi-vehicle, safe driver, and driver training.
• State Farm policyholders can earn discounts including driver’s education, safe vehicle, good driver, Steer Clear safe driver discount, defensive driving training, student away at school, and passive restraint.
• Allstate offers discounts for anti-theft, good payer, safe driver, auto/life discount, EZ pay plan discount, farm vehicle, and premier discount.
• GEICO may include discounts for emergency military deployment, membership and employees, daytime running lights, air bags, and driver training.

Check with every insurance company which discounts you qualify for. Depending on the company, some discounts might not be offered in your area. To find auto insurance companies that offer multiple discounts, enter your zip code here.

Components of your Audi TTS insurance prices

Part of the car insurance buying process is learning the factors that help determine your car insurance rates. When you know what positively or negatively influences your rates, this enables you to make decisions that will entitle you to big savings.

The list below includes a few of the things used by your company to calculate rates.

• Reduce rates by driving safer vehicles – Safer cars tend to have better insurance rates. The safest vehicles reduce occupant injuries and lower rates of occupant injuries means less claims paid passed on to you as lower rates. If your Audi TTS is rated at least an “acceptable” rating on the Insurance Institute for Highway Safety website or four stars on the National Highway Traffic Safety Administration website you are probably receiving a discount.
• Save money by eliminating extra coverages – Policies have additional coverages you can purchase on your TTS policy. Add-on coverages like vanishing deductibles, accidental death, and motor club memberships are some examples. They may seem like a good idea initially, but if you don’t need them get rid of them and save.
• Your job and car insurance rates – Careers such as judges, business owners and emergency personnel have the highest rates attributed to high stress levels and lots of time spent away from family. On the flip side, occupations like professors, historians and performers pay lower than average rates for TTS insurance.
• Save money by raising coverage deductibles – The deductibles are the amount of money you are required to pay before a claim is paid by your company. Physical damage protection, otherwise known as comp (or other than collision) and collision, covers damage that occurs to your car. Some instances where coverage would apply would be colliding with a stationary object, collision with a deer, or theft of your vehicle. The more you choose to pay out-of-pocket, the less money you will pay for car insurance for TTS insurance.

How much car insurance do I need?

When buying adequate coverage, there is no single plan that fits everyone. Your needs are not the same as everyone else’s.

For instance, these questions can help discover whether you might need professional guidance.

• Do I have coverage when using my vehicle for my home business?
• Does my 2011 Audi TTS need full coverage?
• Can I get a multi-policy discount for packaging my home and auto coverage?
• Do I need rental car coverage?
• Which companies will insure high-risk drivers?
• Why does it cost so much to insure a teen driver?
• Can I still get insurance after a DUI?
• I don’t drive much so do I pay less?

If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with an agent. To find lower rates from a local agent, fill out your zip code. It’s fast, doesn’t cost anything and can provide invaluable advice.

Information about specific coverages

Knowing the specifics of insurance aids in choosing the best coverages for your vehicles. Insurance terms can be impossible to understand and reading a policy is terribly boring.

Medical payments and PIP coverage – Med pay and PIP coverage kick in for immediate expenses for things like nursing services, EMT expenses, pain medications, prosthetic devices and ambulance fees. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. It covers you and your occupants and also covers being hit by a car walking across the street. PIP is not universally available and may carry a deductible

Liability auto insurance – This coverage can cover damage that occurs to a person or their property. This coverage protects you from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Another option is a combined limit that pays claims from the same limit with no separate limits for injury or property damage.

Liability insurance covers things such as funeral expenses, loss of income, attorney fees and medical expenses. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase as high a limit as you can afford.

Collision coverages – This pays to fix your vehicle from damage resulting from a collision with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like sideswiping another vehicle, hitting a parking meter, driving through your garage door, crashing into a ditch and damaging your car on a curb. This coverage can be expensive, so consider dropping it from older vehicles. It’s also possible to bump up the deductible to get cheaper collision coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Uninsured or Underinsured Motorist coverage provides protection when the “other guys” are uninsured or don’t have enough coverage. It can pay for injuries to you and your family and also any damage incurred to your Audi TTS.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea. Most of the time your uninsured/underinsured motorist coverages are set the same as your liability limits.

Comprehensive auto coverage – Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims like hitting a bird, damage from a tornado or hurricane, a tree branch falling on your vehicle and rock chips in glass. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

And the best car insurance company is…

When trying to cut insurance costs, it’s very important that you do not buy less coverage just to save a little money. There have been many cases where an insured cut physical damage coverage only to discover later that a couple dollars of savings turned into a financial nightmare. Your aim should be to purchase a proper amount of coverage for the lowest price, but do not sacrifice coverage to save money.

Drivers leave their current company for a number of reasons such as high rates after DUI convictions, extreme rates for teen drivers, questionable increases in premium or even denial of a claim. Whatever your reason, switching insurance companies is actually quite simple.

Cheaper 2011 Audi TTS insurance can be found both online and from local insurance agents, and you need to price shop both so you have a total pricing picture. There are still a few companies who may not have rate quotes online and usually these smaller providers only sell coverage through local independent agencies.