Mazda Tribute Insurance Rates

Average auto insurance rates for a Mazda Tribute are $818 annually including full coverage. Comprehensive costs an estimated $130 a year, collision costs $168, and liability insurance costs $384. Buying just liability costs as little as $432 a year, with insurance for high-risk drivers costing around $1,758. Teenage drivers receive the highest rates at $3,306 a year or more.

Average premium for full coverage: $818

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Tribute trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda Tribute insurance rates for other coverage scenarios.

• The best discount rate is $499
• Drivers who choose higher $1,000 deductibles will pay approximately $752 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $818
• Using low $100 deductibles for comprehensive and collision insurance will cost $948
• High risk drivers who are prone to accidents and violations could pay up to $1,758 or more
• The cost with full coverage for a teen driver can cost as much as $3,306 a year

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Auto insurance rates for a Mazda Tribute can also vary considerably based on the trim level of your Tribute, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $800 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $3,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,000 to $1,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $200 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda Tribute insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,170 on average in Louisiana, New York, and Michigan.

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With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda Tribute Insurance

Saving money on Mazda Tribute insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Spend time shopping around once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a recap of the data that was touched on above.

• You may be able to save approximately $90 per year simply by quoting early and online
• Drivers who want more liability protection will pay an extra $420 per year to go from a minimum limit to higher 250/500 limits
• Youthful drivers are the costliest to insure, as much as $276 per month if full coverage is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $940 more annually than a low-risk driver