Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance rates for a Jeep Compass are $1,238 a year for full coverage. Comprehensive insurance costs an estimated $228 a year, collision costs $400, and liability insurance is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing $2,680 or more. Teen drivers cost the most to insure at $4,788 a year or more.

Average premium for full coverage: $1,238

Policy rates broken down by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Compass trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

The examples above show why it is important to get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Jeep Compass insurance rates for other coverage scenarios.

• The lowest rate with discounts is $724
• Choosing higher $1,000 deductibles can save approximately $1,096 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,238
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $276 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,680 or more
• Policy cost for full coverage for a teen driver can cost as much as $4,788 each year

View Chart as Image

Insurance rates for a Jeep Compass also range considerably based on your risk profile, the trim level of your Compass, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or as much as $1,770 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $420 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Finding cheaper rates on Jeep Compass insurance takes avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a summary of the material that was illustrated above.

• Drivers who want higher liability limits will pay about $500 each year to raise limits from a 30/60 limit to 250/500 limits
• Teenagers are expensive to insure, costing up to $399 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations pay an average of $1,440 more annually for car insurance
• Increasing comprehensive and collision deductibles can save around $425 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.