Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average auto insurance rates for an Audi TT are $1,488 annually including full coverage. Comprehensive insurance costs approximately $310, collision insurance costs $564, and liability costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $3,230 or more. Teenage drivers pay the highest rates at up to $5,576 a year.

Average premium for full coverage: $1,488

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all TT models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Audi TT insurance rates for additional coverage and risk scenarios.

• The best discount rate is $852
• Using higher $1,000 deductibles will save $198 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,488
• Using pricier low deductibles for physical damage coverage costs an additional $386 every year
• Drivers who are prone to accidents and violations could pay around $3,230
• The price with full coverage for a teen driver for full coverage can cost $5,576 or more

View Chart as Image

Insurance prices for an Audi TT are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,800 to $2,400 additional each year, depending on your age. Audi TT insurance for high-risk drivers can be as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,140 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,120 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Audi TT Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having good credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around every year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save around $180 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $575 each year
• Drivers under the age of 20 are the costliest to insure, possibly costing $465 a month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,740 more per year to insure an Audi TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.