Volvo V90 Insurance Rates

Average auto insurance rates for a Volvo V90 are $1,456 annually for full coverage. Comprehensive insurance costs around $312 each year, collision insurance costs $624, and liability costs $384. Liability-only coverage costs as little as $432 a year, and high-risk coverage costs $3,174 or more. Teenage drivers receive the highest rates at up to $5,356 a year.

Average premium for full coverage: $1,456

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and V90 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Volvo V90 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $816
• Drivers who choose higher $1,000 deductibles will pay about $212 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,456
• Using low deductibles for comprehensive and collision insurance costs an additional $414 annually
• Drivers who are prone to accidents and violations could pay at least $3,174
• The cost with full coverage for a 16-year-old driver can be $5,356 a year

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Car insurance rates for a Volvo V90 can also vary considerably based on the trim level of your V90, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $630 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $345 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Volvo V90 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,080 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Right Volvo V90 Insurance

Saving money on insurance for a Volvo V90 not only requires being a good driver, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to shop around every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick rundown of the coverage data raised in the charts and tables above.

• Drivers can save up to $180 per year just by quoting online in advance
• Increasing deductibles could save up to $625 each year
• Drivers age 16 to 20 are the costliest to insure, costing as high as $446 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,720 more every year than a safer driver