Volvo V90 Insurance Rates

Average insurance rates for a Volvo V90 are $1,412 a year including full coverage. Comprehensive insurance costs on average $300, collision insurance costs $588, and liability is $388. A liability-only policy costs around $434 a year, and high-risk insurance costs $3,072 or more. Teenage drivers receive the highest rates at up to $5,212 a year.

Average premium for full coverage: $1,412

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different V90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

These examples highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Volvo V90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $795
• Raising to $1,000 deductibles will save around $202 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,412
• Using more expensive low deductibles will cost an extra $394 annually
• Drivers who are prone to accidents and violations could pay upwards of $3,072
• The cost for full coverage for a 16-year-old driver with full coverage may cost $5,212

View Chart as Image

Insurance rates for a Volvo V90 can also vary considerably based on your driver profile, the model of your V90, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you live also has a big influence on Volvo V90 insurance prices. A middle-age driver might find rates as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $600 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $349 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Volvo V90 Insurance

Saving money on insurance for a Volvo V90 consists of avoiding accidents and claims, maintaining good credit, not filing small claims, and determing if full coverage is necessary. Invest time comparing rates every couple of years by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a brief review of the material that was covered in the charts and tables above.

• Insureds who require increased liability limits will pay an extra $430 per year to raise from a minimum limit to 250/500 limits
• Drivers under the age of 20 pay the highest rates, as much as $434 per month for full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,660 more each year to insure a Volvo V90
• Increasing deductibles can save around $600 each year