Volvo V90 Insurance Rates

The average insurance prices for a Volvo V90 are $1,412 every 12 months including full coverage. Comprehensive insurance costs on average $300 each year, collision insurance costs $588, and liability insurance costs around $388. Buying just liability costs as low as $434 a year, and insurance for high-risk drivers costs $3,072 or more. 16-year-old drivers cost the most to insure at up to $5,212 a year.

Average premium for full coverage: $1,412

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and V90 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above highlight why all drivers should compare prices based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Volvo V90 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $795
• Using higher $1,000 deductibles will save around $202 every year
• The average price for a good driver age 40 with $500 deductibles is $1,412
• Buying low deductibles for physical damage coverage costs an extra $394 a year
• Drivers with multiple tickets or accidents could pay upwards of $3,072
• Policy cost to insure a teen driver may cost $5,212 or more

View Chart as Image

Insurance rates for a Volvo V90 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your V90.

Opting for high physical damage deductibles could cut rates by as much as $600 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Volvo V90 insurance rates. A driver around age 40 might see rates as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,010 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Cheap Volvo V90 Insurance

Finding cheaper rates on Volvo V90 insurance requires avoiding accidents and violations, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Invest time comparing rates every other policy renewal by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the ideas that were covered in the charts and tables above.

• Teenagers pay the highest rates, with premiums being up to $434 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,660 more each year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• You may be able to save as much as $170 per year just by quoting online in advance