Volvo V90 Insurance Rates

Estimated insurance prices for a Volvo V90 are $1,456 every 12 months including full coverage. Comprehensive insurance costs on average $312 each year, collision insurance costs $624, and liability coverage is $384. Liability-only coverage costs around $432 a year, and high-risk coverage costs $3,174 or more. Teenage drivers pay the most at up to $5,356 a year.

Average premium for full coverage: $1,456

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and V90 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences highlight why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Volvo V90 insurance rates for different risk profiles and scenarios.

• The best discount rate is $816
• Raising to $1,000 deductibles will save around $212 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,456
• Using low deductibles costs an extra $414 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,174
• An auto insurance policy to insure a teenage driver may cost $5,356

View Chart as Image

Insurance prices for a Volvo V90 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your V90.

Using high physical damage deductibles can reduce prices by up to $630 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $345 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Volvo V90 insurance rates. A middle-age driver might find prices as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Best Volvo V90 Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having good credit, refrain from filing small claims, and determing if full coverage is necessary. Set aside time to shop around every year by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a brief recap of the coverage data raised in the charts and tables above.

• You may be able to save as much as $180 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $625 each year
• Teen drivers pay the highest prices, with the cost nearing $446 per month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,720 more each year to insure their V90