Volvo V60 Cross Country Insurance Rates

Estimated auto insurance rates for a Volvo V60 Cross Country are $1,278 annually for full coverage insurance. Comprehensive costs on average $268 a year, collision costs $484, and liability is estimated at $390. A policy with only liability insurance costs approximately $438 a year, with a high-risk policy costing around $2,774. Teens pay the most at $4,784 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and V60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $732
• Choosing higher $1,000 deductibles can save around $1,108 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,278
• Selecting low $100 deductibles for comp and collision coverage will cost $1,612
• Unlucky drivers with serious driving violations could pay upwards of $2,774 or more
• An auto insurance policy with full coverage for a teen driver may cost $4,784 each year

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Car insurance prices for a Volvo V60 Cross Country also have a wide range based on the model of your V60 Cross Country, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,730 on average in Michigan, New York, and Florida.

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With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

How to Buy Low Cost Volvo V60 Cross Country Insurance

Finding better rates on car insurance takes being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates once a year by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

Below you'll find a review of the data that was covered above.

• It is possible to save as much as $160 per year simply by quoting early and online
• Policyholders who require more liability protection will pay approximately $430 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Youthful drivers are expensive to insure, with premiums being up to $399 per month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,500 more each year than a low-risk driver