Volvo V60 Cross Country Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 11, 2024

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U.S. average insurance rates for a Volvo V60 Cross Country are $1,344 a year with full coverage. Comprehensive insurance costs approximately $280, collision costs $540, and liability costs around $388. Liability-only insurance costs as low as $434 a year, with high-risk driver insurance costing $2,922 or more. 16-year-old drivers pay the highest rates at $5,000 a year or more.

Average premium for full coverage: $1,344

Price estimates by individual coverage:

Comprehensive $280
Collision $540
Liability $388

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for different V60 Cross Country trim levels.

Price Range from Low to High

For a driver in their 40's, Volvo V60 Cross Country insurance prices go from as low as $434 for minimum levels of liability insurance to a much higher rate of $2,922 for a high-risk insurance policy.

Liability Only $434
Full Coverage $1,344
High Risk $2,922

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,008
Small Cities $1,411
Large Cities $1,814

The ranges above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $762
  • Using higher $1,000 deductibles will save $186 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,344
  • Buying more expensive low deductibles for physical damage coverage will cost an extra $364 annually
  • High-risk insureds with multiple tickets or accidents could pay around $2,922 or more
  • The price for full coverage for a 16-year-old driver with full coverage can cost $5,000 or more

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing full coverage Volvo V60 Cross Country insurance prices range from $762 to $5,000

Car insurance prices for a Volvo V60 Cross Country are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Volvo V60 Cross Country insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or at least $1,810 on average in New York, Michigan, and Florida.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$130 -9.7%
Alaska $1,028 -$316 -23.5%
Arizona $1,114 -$230 -17.1%
Arkansas $1,344 -$0 0.0%
California $1,532 $188 14.0%
Colorado $1,282 -$62 -4.6%
Connecticut $1,380 $36 2.7%
Delaware $1,518 $174 12.9%
Florida $1,678 $334 24.9%
Georgia $1,242 -$102 -7.6%
Hawaii $966 -$378 -28.1%
Idaho $910 -$434 -32.3%
Illinois $998 -$346 -25.7%
Indiana $1,014 -$330 -24.6%
Iowa $906 -$438 -32.6%
Kansas $1,276 -$68 -5.1%
Kentucky $1,832 $488 36.3%
Louisiana $1,988 $644 47.9%
Maine $828 -$516 -38.4%
Maryland $1,110 -$234 -17.4%
Massachusetts $1,072 -$272 -20.2%
Michigan $2,330 $986 73.4%
Minnesota $1,124 -$220 -16.4%
Mississippi $1,610 $266 19.8%
Missouri $1,192 -$152 -11.3%
Montana $1,442 $98 7.3%
Nebraska $1,058 -$286 -21.3%
Nevada $1,610 $266 19.8%
New Hampshire $970 -$374 -27.8%
New Jersey $1,500 $156 11.6%
New Mexico $1,186 -$158 -11.8%
New York $1,412 $68 5.1%
North Carolina $774 -$570 -42.4%
North Dakota $1,100 -$244 -18.2%
Ohio $926 -$418 -31.1%
Oklahoma $1,378 $34 2.5%
Oregon $1,230 -$114 -8.5%
Pennsylvania $1,282 -$62 -4.6%
Rhode Island $1,790 $446 33.2%
South Carolina $1,218 -$126 -9.4%
South Dakota $1,132 -$212 -15.8%
Tennessee $1,174 -$170 -12.6%
Texas $1,618 $274 20.4%
Utah $994 -$350 -26.0%
Vermont $918 -$426 -31.7%
Virginia $804 -$540 -40.2%
Washington $1,036 -$308 -22.9%
West Virginia $1,232 -$112 -8.3%
Wisconsin $928 -$416 -31.0%
Wyoming $1,196 -$148 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $550 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be from 44% to 132% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $376 $718 $316 $1,546
2023 Volvo V60 Cross Country $358 $690 $332 $1,516
2022 Volvo V60 Cross Country $344 $686 $338 $1,504
2021 Volvo V60 Cross Country $332 $668 $354 $1,490
2020 Volvo V60 Cross Country $320 $640 $364 $1,460
2019 Volvo V60 Cross Country $304 $618 $376 $1,434
2018 Volvo V60 Cross Country $292 $574 $384 $1,386
2017 Volvo V60 Cross Country $280 $540 $388 $1,344
2016 Volvo V60 Cross Country $268 $484 $390 $1,278

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo V60 Cross Country Insurance

Getting lower rates on insurance for a Volvo V60 Cross Country requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a brief review of the car insurance concepts covered in the charts and tables above.

  • Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,580 more per year for auto insurance
  • You may be able to save around $170 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $550 each year
  • Insureds who purchase higher levels of liability will pay around $430 every year to increase from a low limit to 250/500 limits

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,000
20 $3,114
30 $1,404
40 $1,344
50 $1,228
60 $1,208

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,708
$250 $1,538
$500 $1,344
$1,000 $1,158

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,344
50/100 $1,422
100/300 $1,519
250/500 $1,771
100 CSL $1,460
300 CSL $1,674
500 CSL $1,829

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,964
30 $2,988
40 $2,922
50 $2,788
60 $2,764

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $88
Paid in Full/EFT $63
Advance Quote $68
Online Quote $97
Total Discounts $582
Rate after discounts $762

Discounts are estimated and may not be available from every company or in every state.

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