Volvo V60 Cross Country Insurance Rates
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UPDATED: Jun 11, 2024
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The average insurance rates for a Volvo V60 Cross Country are $1,344 a year for full coverage. Comprehensive insurance costs on average $280, collision costs $540, and liability is estimated at $388. Liability-only coverage costs approximately $434 a year, with high-risk coverage costing $2,922 or more. Teenage drivers cost the most to insure at $5,000 a year or more.
Average premium for full coverage: $1,344
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all V60 Cross Country models.
Price Range Variability
Using a 40-year-old driver as an example, Volvo V60 Cross Country insurance rates go from the low end price of $434 for a discount liability-only rate to the much higher price of $2,922 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities.
The example below illustrates how rural and urban location affects car insurance rates.
The examples above show why everyone should get quotes based on a specific location, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.
- The best discount rate is $762
- Choosing higher $1,000 deductibles can save around $186 a year
- The estimated price for a good driver age 40 with $500 deductibles is $1,344
- Using pricier low deductibles for comp and collision coverage will cost an additional $364 every year
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,922 or more
- Policy cost that insures a teen driver for full coverage may cost $5,000 each year
Insurance rates for a Volvo V60 Cross Country also range considerably based on the model of your V60 Cross Country, how you drive, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$130 | -9.7% |
| Alaska | $1,028 | -$316 | -23.5% |
| Arizona | $1,114 | -$230 | -17.1% |
| Arkansas | $1,344 | -$0 | 0.0% |
| California | $1,532 | $188 | 14.0% |
| Colorado | $1,282 | -$62 | -4.6% |
| Connecticut | $1,380 | $36 | 2.7% |
| Delaware | $1,518 | $174 | 12.9% |
| Florida | $1,678 | $334 | 24.9% |
| Georgia | $1,242 | -$102 | -7.6% |
| Hawaii | $966 | -$378 | -28.1% |
| Idaho | $910 | -$434 | -32.3% |
| Illinois | $998 | -$346 | -25.7% |
| Indiana | $1,014 | -$330 | -24.6% |
| Iowa | $906 | -$438 | -32.6% |
| Kansas | $1,276 | -$68 | -5.1% |
| Kentucky | $1,832 | $488 | 36.3% |
| Louisiana | $1,988 | $644 | 47.9% |
| Maine | $828 | -$516 | -38.4% |
| Maryland | $1,110 | -$234 | -17.4% |
| Massachusetts | $1,072 | -$272 | -20.2% |
| Michigan | $2,330 | $986 | 73.4% |
| Minnesota | $1,124 | -$220 | -16.4% |
| Mississippi | $1,610 | $266 | 19.8% |
| Missouri | $1,192 | -$152 | -11.3% |
| Montana | $1,442 | $98 | 7.3% |
| Nebraska | $1,058 | -$286 | -21.3% |
| Nevada | $1,610 | $266 | 19.8% |
| New Hampshire | $970 | -$374 | -27.8% |
| New Jersey | $1,500 | $156 | 11.6% |
| New Mexico | $1,186 | -$158 | -11.8% |
| New York | $1,412 | $68 | 5.1% |
| North Carolina | $774 | -$570 | -42.4% |
| North Dakota | $1,100 | -$244 | -18.2% |
| Ohio | $926 | -$418 | -31.1% |
| Oklahoma | $1,378 | $34 | 2.5% |
| Oregon | $1,230 | -$114 | -8.5% |
| Pennsylvania | $1,282 | -$62 | -4.6% |
| Rhode Island | $1,790 | $446 | 33.2% |
| South Carolina | $1,218 | -$126 | -9.4% |
| South Dakota | $1,132 | -$212 | -15.8% |
| Tennessee | $1,174 | -$170 | -12.6% |
| Texas | $1,618 | $274 | 20.4% |
| Utah | $994 | -$350 | -26.0% |
| Vermont | $918 | -$426 | -31.7% |
| Virginia | $804 | -$540 | -40.2% |
| Washington | $1,036 | -$308 | -22.9% |
| West Virginia | $1,232 | -$112 | -8.3% |
| Wisconsin | $928 | -$416 | -31.0% |
| Wyoming | $1,196 | -$148 | -11.0% |
Using high physical damage deductibles can save as much as $550 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $376 | $718 | $316 | $1,546 |
| 2023 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2022 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2021 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2020 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2019 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2018 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2017 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2016 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V60 Cross Country Insurance
Finding cheaper rates on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare prices at every other renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.
Below you'll find a quick review of the concepts that were raised in the charts and tables above.
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,580 more each year than a low-risk driver
- Youthful drivers pay higher rates, costing up to $417 each month if comprehensive and collision insurance is included
- Drivers can save as much as $170 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $550 each year
- Drivers can save as much as $170 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,000 |
| 20 | $3,114 |
| 30 | $1,404 |
| 40 | $1,344 |
| 50 | $1,228 |
| 60 | $1,208 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,708 |
| $250 | $1,538 |
| $500 | $1,344 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,344 |
| 50/100 | $1,422 |
| 100/300 | $1,519 |
| 250/500 | $1,771 |
| 100 CSL | $1,460 |
| 300 CSL | $1,674 |
| 500 CSL | $1,829 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,964 |
| 30 | $2,988 |
| 40 | $2,922 |
| 50 | $2,788 |
| 60 | $2,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $63 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $582 |
Discounts are estimated and may not be available from every company or in every state.
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