Volvo V60 Cross Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 11, 2024
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Average insurance prices for a Volvo V60 Cross Country are $1,278 every 12 months for full coverage insurance. Comprehensive costs around $268, collision costs $484, and liability insurance is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,774. Teen drivers receive the highest rates at $4,784 a year or more.
Average premium for full coverage: $1,278
Rate estimates for individual coverage type:
Includes $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all V60 Cross Country models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the cheapest price of $438 for the bare minimum liability coverage to the much higher price of $2,774 for a high-risk insurance policy.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas.
The example below illustrates how where you live affects auto insurance rates.
These examples illustrate why everyone should get quotes for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $732
- Choosing higher $1,000 deductibles can save about $170 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,278
- Choosing pricier low deductibles for comp and collision coverage increases the price to $1,612
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,774 or more
- The cost to insure a teen driver for full coverage can be $4,784 each year
Car insurance rates for a Volvo V60 Cross Country can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Choosing high deductibles can save as much as $510 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers ranges anywhere from 44% to 131% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,730 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,156 | -$122 | -9.5% |
| Alaska | $982 | -$296 | -23.2% |
| Arizona | $1,060 | -$218 | -17.1% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,458 | $180 | 14.1% |
| Colorado | $1,220 | -$58 | -4.5% |
| Connecticut | $1,314 | $36 | 2.8% |
| Delaware | $1,446 | $168 | 13.1% |
| Florida | $1,598 | $320 | 25.0% |
| Georgia | $1,184 | -$94 | -7.4% |
| Hawaii | $918 | -$360 | -28.2% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $954 | -$324 | -25.4% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $864 | -$414 | -32.4% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,746 | $468 | 36.6% |
| Louisiana | $1,894 | $616 | 48.2% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,056 | -$222 | -17.4% |
| Massachusetts | $1,020 | -$258 | -20.2% |
| Michigan | $2,220 | $942 | 73.7% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,532 | $254 | 19.9% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,008 | -$270 | -21.1% |
| Nevada | $1,534 | $256 | 20.0% |
| New Hampshire | $924 | -$354 | -27.7% |
| New Jersey | $1,430 | $152 | 11.9% |
| New Mexico | $1,132 | -$146 | -11.4% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $882 | -$396 | -31.0% |
| Oklahoma | $1,314 | $36 | 2.8% |
| Oregon | $1,172 | -$106 | -8.3% |
| Pennsylvania | $1,218 | -$60 | -4.7% |
| Rhode Island | $1,706 | $428 | 33.5% |
| South Carolina | $1,160 | -$118 | -9.2% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,542 | $264 | 20.7% |
| Utah | $946 | -$332 | -26.0% |
| Vermont | $876 | -$402 | -31.5% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $988 | -$290 | -22.7% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $884 | -$394 | -30.8% |
| Wyoming | $1,138 | -$140 | -11.0% |
With so much variability in rates, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2023 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2022 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2021 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2020 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2019 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2018 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2017 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2016 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Volvo V60 Cross Country Insurance
Saving money on Volvo V60 Cross Country insurance takes being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
Below is a recap of the car insurance concepts touched on in the above illustrations.
- High-risk drivers that have major violations or accidents may pay on average $1,500 more every year for auto insurance
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $500 each year
- Drivers who may need higher levels of liability will pay about $430 annually to raise limits from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,784 |
| 20 | $2,954 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,170 |
| 60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,612 |
| $250 | $1,456 |
| $500 | $1,278 |
| $1,000 | $1,108 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,704 |
| 30 | $2,836 |
| 40 | $2,774 |
| 50 | $2,648 |
| 60 | $2,624 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $91 |
| Total Discounts | $546 |
Discounts are estimated and may not be available from every company or in every state.
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