Volvo V60 Cross Country Insurance Rates

The average insurance rates for a Volvo V60 Cross Country are $1,222 a year including full coverage. Comprehensive costs approximately $250 each year, collision insurance costs $446, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $2,650. Teenage drivers cost the most to insure at up to $4,606 a year.

Average premium for full coverage: $1,222

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and V60 Cross Country models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.

• The best discount rate is $703
• Choosing higher $1,000 deductibles can save $158 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,222
• Using low deductibles for comp and collision coverage bumps up the cost to $1,530
• Higher-risk drivers who are prone to accidents and violations could pay around $2,650
• Policy cost that insures a 16-year-old driver can cost $4,606 each year

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $470 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo V60 Cross Country Insurance

Finding cheaper rates on insurance for a Volvo V60 Cross Country takes avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a review of the information touched on above.

• You may be able to save around $150 per year just by quoting online in advance
• Teenagers are the costliest to insure, with premiums being up to $384 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers considered higher risk who have several accidents or serious violations will likely pay on average $1,430 more per year for car insurance
• Insureds who purchase higher liability limits will pay an extra $430 per year to raise limits from a 30/60 limit to the 250/500 level