Volvo V60 Cross Country Insurance Rates

Estimated insurance rates for a Volvo V60 Cross Country are $1,278 a year including full coverage. Comprehensive insurance costs on average $268, collision costs $484, and liability coverage is $390. A liability-only policy costs around $438 a year, with high-risk insurance costing $2,774 or more. Teen drivers pay the most at $4,784 a year or more.

Average premium for full coverage: $1,278

Premium estimates by type of coverage:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different V60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location impacts car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Volvo V60 Cross Country insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $732
• Raising to $1,000 deductibles will save around $170 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,278
• Choosing more expensive low deductibles will cost an additional $334 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,774 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $4,784

View Chart as Image

Auto insurance prices for a Volvo V60 Cross Country also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 131% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age

Where you choose to live also has a big influence on Volvo V60 Cross Country insurance rates. A middle-age driver might find prices as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can reduce prices by up to $510 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.

How to Find the Cheapest Volvo V60 Cross Country Insurance

Finding better rates on auto insurance consists of being a good driver, maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Shop around every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a recap of the information touched on above.

• You may be able to save as much as $160 per year simply by shopping early and online
• Drivers age 16 to 20 are charged the highest prices, with the cost nearing $399 per month if the policy includes full coverage
• Increasing policy deductibles can save approximately $500 each year
• Drivers that have major violations or accidents could be forced to pay on average $1,500 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay about $430 per year to raise from 30/60 bodily injury limits to the 250/500 level