Volvo V60 Cross Country Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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Average insurance prices for a Volvo V60 Cross Country are $1,222 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $250, collision insurance costs $446, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $2,650 or more. Teens receive the highest rates at up to $4,606 a year.
Average premium for full coverage: $1,222
Rate estimates by individual coverage type:
Includes $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different V60 Cross Country trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $438 for just liability insurance to a much higher rate of $2,650 for a policy for a high-risk driver.
Price Range by Location
Your location can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance prices.
These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $703
- Drivers who choose higher $1,000 deductibles will pay $158 each year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,222
- Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $308 annually
- Drivers with serious driving violations could pay around $2,650
- The cost to insure a 16-year-old driver with full coverage can cost $4,606 a year
Insurance rates for a Volvo V60 Cross Country can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your V60 Cross Country.
Choosing higher comprehensive and collision insurance deductibles could save up to $470 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost from 43% to 137% more than the average policy. View High Risk Driver Rates
Where you live makes a big difference in Volvo V60 Cross Country insurance prices. A 40-year-old driver could pay as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,650 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,168 | -$54 | -4.4% |
| Connecticut | $1,256 | $34 | 2.8% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,132 | -$90 | -7.4% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $826 | -$396 | -32.4% |
| Kansas | $1,162 | -$60 | -4.9% |
| Kentucky | $1,668 | $446 | 36.5% |
| Louisiana | $1,810 | $588 | 48.1% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,010 | -$212 | -17.3% |
| Massachusetts | $974 | -$248 | -20.3% |
| Michigan | $2,122 | $900 | 73.6% |
| Minnesota | $1,026 | -$196 | -16.0% |
| Mississippi | $1,464 | $242 | 19.8% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $964 | -$258 | -21.1% |
| Nevada | $1,464 | $242 | 19.8% |
| New Hampshire | $882 | -$340 | -27.8% |
| New Jersey | $1,366 | $144 | 11.8% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,288 | $66 | 5.4% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $844 | -$378 | -30.9% |
| Oklahoma | $1,256 | $34 | 2.8% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,110 | -$112 | -9.2% |
| South Dakota | $1,032 | -$190 | -15.5% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $836 | -$386 | -31.6% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,088 | -$134 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2023 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2022 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2021 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2020 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2019 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2018 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2017 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
| 2016 Volvo V60 Cross Country | $242 | $418 | $394 | $1,190 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Volvo V60 Cross Country Insurance
Saving money on insurance for a Volvo V60 Cross Country not only requires having a good driving record, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The next list is a recap of the coverage data covered in the charts and tables above.
- It is possible to save around $150 per year just by shopping early and online
- Increasing deductibles could save as much as $475 each year
- Drivers age 20 and younger are expensive to insure, costing up to $384 per month if they have full coverage
- Drivers considered higher risk that have major violations or accidents may have to pay on average $1,430 more per year to buy Volvo V60 Cross Country insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,606 |
| 20 | $2,822 |
| 30 | $1,272 |
| 40 | $1,222 |
| 50 | $1,120 |
| 60 | $1,098 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,530 |
| $250 | $1,386 |
| $500 | $1,222 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,300 |
| 100/300 | $1,398 |
| 250/500 | $1,651 |
| 100 CSL | $1,339 |
| 300 CSL | $1,554 |
| 500 CSL | $1,710 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,570 |
| 20 | $4,494 |
| 30 | $2,706 |
| 40 | $2,650 |
| 50 | $2,528 |
| 60 | $2,504 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $87 |
| Total Discounts | $519 |
Discounts are estimated and may not be available from every company or in every state.
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