Volvo V60 Cross Country Insurance Rates

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UPDATED: Jun 11, 2024

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Average insurance rates for a Volvo V60 Cross Country are $1,278 a year for full coverage. Comprehensive costs approximately $268, collision insurance costs $484, and liability insurance is estimated at $390. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs around $2,774. Teens receive the highest rates at up to $4,784 a year.

Average premium for full coverage: $1,278

Rate estimates by individual coverage type:

Comprehensive $268
Collision $484
Liability $390

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different V60 Cross Country trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as low as $438 for the bare minimum liability coverage to a much higher rate of $2,774 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,278
High Risk $2,774

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

These examples show why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Volvo V60 Cross Country insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $732
  • Choosing higher $1,000 deductibles can save $170 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,278
  • Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $1,612
  • High-risk insureds with serious driving violations could pay around $2,774
  • The cost for full coverage for a teen driver with full coverage can cost $4,784 each year

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing Volvo V60 Cross Country insurance rates range from $732 to $4,784 for full coverage

Insurance rates for a Volvo V60 Cross Country can also vary considerably based on your driver profile, the trim level of your V60 Cross Country, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,820 on average in New York, Louisiana, and Michigan.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$122 -9.5%
Alaska $982 -$296 -23.2%
Arizona $1,060 -$218 -17.1%
Arkansas $1,278 -$0 0.0%
California $1,458 $180 14.1%
Colorado $1,220 -$58 -4.5%
Connecticut $1,314 $36 2.8%
Delaware $1,446 $168 13.1%
Florida $1,598 $320 25.0%
Georgia $1,184 -$94 -7.4%
Hawaii $918 -$360 -28.2%
Idaho $866 -$412 -32.2%
Illinois $954 -$324 -25.4%
Indiana $964 -$314 -24.6%
Iowa $864 -$414 -32.4%
Kansas $1,214 -$64 -5.0%
Kentucky $1,746 $468 36.6%
Louisiana $1,894 $616 48.2%
Maine $790 -$488 -38.2%
Maryland $1,056 -$222 -17.4%
Massachusetts $1,020 -$258 -20.2%
Michigan $2,220 $942 73.7%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,532 $254 19.9%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,008 -$270 -21.1%
Nevada $1,534 $256 20.0%
New Hampshire $924 -$354 -27.7%
New Jersey $1,430 $152 11.9%
New Mexico $1,132 -$146 -11.4%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $882 -$396 -31.0%
Oklahoma $1,314 $36 2.8%
Oregon $1,172 -$106 -8.3%
Pennsylvania $1,218 -$60 -4.7%
Rhode Island $1,706 $428 33.5%
South Carolina $1,160 -$118 -9.2%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,542 $264 20.7%
Utah $946 -$332 -26.0%
Vermont $876 -$402 -31.5%
Virginia $764 -$514 -40.2%
Washington $988 -$290 -22.7%
West Virginia $1,172 -$106 -8.3%
Wisconsin $884 -$394 -30.8%
Wyoming $1,138 -$140 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $358 $690 $332 $1,516
2023 Volvo V60 Cross Country $344 $686 $338 $1,504
2022 Volvo V60 Cross Country $332 $668 $354 $1,490
2021 Volvo V60 Cross Country $320 $640 $364 $1,460
2020 Volvo V60 Cross Country $304 $618 $376 $1,434
2019 Volvo V60 Cross Country $292 $574 $384 $1,386
2018 Volvo V60 Cross Country $280 $540 $388 $1,344
2017 Volvo V60 Cross Country $268 $484 $390 $1,278
2016 Volvo V60 Cross Country $250 $446 $390 $1,222

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volvo V60 Cross Country Insurance

Saving money on Volvo V60 Cross Country insurance takes being safe and accident-free, having a good credit history, eliminating unneeded coverage, and consideration of higher deductibles. Make time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a brief review of the data touched on in this article.

  • Drivers who purchase more liability protection will pay approximately $430 each year to raise limits from a minimum limit to 250/500 limits
  • Drivers can save around $160 per year just by shopping early and online
  • Increasing deductibles can save around $500 each year
  • Youthful drivers are the costliest to insure, costing as high as $399 per month including comprehensive and collision insurance

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $4,784
20 $2,954
30 $1,332
40 $1,278
50 $1,170
60 $1,148

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,612
$250 $1,456
$500 $1,278
$1,000 $1,108

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,704
30 $2,836
40 $2,774
50 $2,648
60 $2,624

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $83
Paid in Full/EFT $58
Advance Quote $64
Online Quote $91
Total Discounts $546
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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