Volvo V60 Cross Country Insurance Rates

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UPDATED: Jun 11, 2024

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The average insurance prices for a Volvo V60 Cross Country are $1,278 every 12 months with full coverage. Comprehensive insurance costs around $268 a year, collision costs $484, and liability is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $2,774 or more. Teenage drivers cost the most to insure at $4,784 a year or more.

Average premium for full coverage: $1,278

Policy rates for type of insurance:

Comprehensive $268
Collision $484
Liability $390

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and V60 Cross Country trim levels.

Price Range Variability

For a driver around age 40, Volvo V60 Cross Country insurance rates go from the cheapest price of $438 for the bare minimum liability coverage to a high of $2,774 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,278
High Risk $2,774

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

The examples above demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $732
  • Choosing higher $1,000 deductibles can save about $1,108 annually
  • The average price for a good driver age 40 using $500 deductibles is $1,278
  • Using low $100 deductibles for comp and collision coverage costs an extra $334 every year
  • Unlucky drivers who are prone to accidents and violations could pay at least $2,774 or more
  • Policy cost to insure a teen driver can be $4,784 each year

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing full coverage Volvo V60 Cross Country insurance prices range from $732 to $4,784

Insurance rates for a Volvo V60 Cross Country also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can save as much as $510 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $920 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,730 on average in Florida, Michigan, and New York.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$122 -9.5%
Alaska $982 -$296 -23.2%
Arizona $1,060 -$218 -17.1%
Arkansas $1,278 -$0 0.0%
California $1,458 $180 14.1%
Colorado $1,220 -$58 -4.5%
Connecticut $1,314 $36 2.8%
Delaware $1,446 $168 13.1%
Florida $1,598 $320 25.0%
Georgia $1,184 -$94 -7.4%
Hawaii $918 -$360 -28.2%
Idaho $866 -$412 -32.2%
Illinois $954 -$324 -25.4%
Indiana $964 -$314 -24.6%
Iowa $864 -$414 -32.4%
Kansas $1,214 -$64 -5.0%
Kentucky $1,746 $468 36.6%
Louisiana $1,894 $616 48.2%
Maine $790 -$488 -38.2%
Maryland $1,056 -$222 -17.4%
Massachusetts $1,020 -$258 -20.2%
Michigan $2,220 $942 73.7%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,532 $254 19.9%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,008 -$270 -21.1%
Nevada $1,534 $256 20.0%
New Hampshire $924 -$354 -27.7%
New Jersey $1,430 $152 11.9%
New Mexico $1,132 -$146 -11.4%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $882 -$396 -31.0%
Oklahoma $1,314 $36 2.8%
Oregon $1,172 -$106 -8.3%
Pennsylvania $1,218 -$60 -4.7%
Rhode Island $1,706 $428 33.5%
South Carolina $1,160 -$118 -9.2%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,542 $264 20.7%
Utah $946 -$332 -26.0%
Vermont $876 -$402 -31.5%
Virginia $764 -$514 -40.2%
Washington $988 -$290 -22.7%
West Virginia $1,172 -$106 -8.3%
Wisconsin $884 -$394 -30.8%
Wyoming $1,138 -$140 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city

Because rates have so much variability, the best way to find out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $358 $690 $332 $1,516
2023 Volvo V60 Cross Country $344 $686 $338 $1,504
2022 Volvo V60 Cross Country $332 $668 $354 $1,490
2021 Volvo V60 Cross Country $320 $640 $364 $1,460
2020 Volvo V60 Cross Country $304 $618 $376 $1,434
2019 Volvo V60 Cross Country $292 $574 $384 $1,386
2018 Volvo V60 Cross Country $280 $540 $388 $1,344
2017 Volvo V60 Cross Country $268 $484 $390 $1,278
2016 Volvo V60 Cross Country $250 $446 $390 $1,222

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Volvo V60 Cross Country Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.

Below is a condensed summary of the coverage data covered above.

  • You may be able to save up to $160 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles could save as much as $500 each year
  • Teenage drivers pay higher rates, as much as $399 each month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents pay on average $1,500 more every year for auto insurance

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $4,784
20 $2,954
30 $1,332
40 $1,278
50 $1,170
60 $1,148

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,612
$250 $1,456
$500 $1,278
$1,000 $1,108

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,704
30 $2,836
40 $2,774
50 $2,648
60 $2,624

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $83
Paid in Full/EFT $58
Advance Quote $64
Online Quote $91
Total Discounts $546
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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