Volvo V60 Cross Country Insurance Rates

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2016 Volvo V60 Cross Country Insurance Rates in 2025

Wish you could get out of high-priced car insurance? Trust us when we tell you there are many drivers thinking the same thing. Many insurers vie for your hard-earned dollar, and it can be difficult to compare rates and get the best coverage at the cheapest price Consumers need to get comparison quotes periodically because insurance prices change regularly. If you had the best quotes on V60 Cross C...

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UPDATED: Jun 11, 2024

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Average auto insurance rates for a Volvo V60 Cross Country are $1,278 annually for full coverage. Comprehensive insurance costs around $268 each year, collision costs $484, and liability is estimated at $390. Buying just liability costs approximately $438 a year, with insurance for high-risk drivers costing $2,774 or more. Teens receive the highest rates at $4,784 a year or more.

Average premium for full coverage: $1,278

Rate estimates for individual coverage type:

Comprehensive $268
Collision $484
Liability $390

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and V60 Cross Country models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as cheap as $438 for just the minimum liability insurance to a high rate of $2,774 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,278
High Risk $2,774

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance rates.

Rural Areas $959
Small Cities $1,342
Large Cities $1,725

These examples show why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $732
  • Choosing higher $1,000 deductibles can save about $170 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,278
  • Selecting low deductibles for comp and collision coverage costs an additional $334 annually
  • Higher-risk drivers with serious driving violations could pay at least $2,774 or more
  • The cost with full coverage for a 16-year-old driver can be $4,784 each year

View Chart as Image

Volvo V60 Cross Country insurance cost comparison chart
Column chart showing full coverage Volvo V60 Cross Country insurance prices range from $732 to $4,784

Auto insurance rates for a Volvo V60 Cross Country can also vary considerably based on the trim level of your V60 Cross Country, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Volvo V60 Cross Country insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,820 on average in Michigan, Louisiana, and New York.

Volvo V60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$122 -9.5%
Alaska $982 -$296 -23.2%
Arizona $1,060 -$218 -17.1%
Arkansas $1,278 -$0 0.0%
California $1,458 $180 14.1%
Colorado $1,220 -$58 -4.5%
Connecticut $1,314 $36 2.8%
Delaware $1,446 $168 13.1%
Florida $1,598 $320 25.0%
Georgia $1,184 -$94 -7.4%
Hawaii $918 -$360 -28.2%
Idaho $866 -$412 -32.2%
Illinois $954 -$324 -25.4%
Indiana $964 -$314 -24.6%
Iowa $864 -$414 -32.4%
Kansas $1,214 -$64 -5.0%
Kentucky $1,746 $468 36.6%
Louisiana $1,894 $616 48.2%
Maine $790 -$488 -38.2%
Maryland $1,056 -$222 -17.4%
Massachusetts $1,020 -$258 -20.2%
Michigan $2,220 $942 73.7%
Minnesota $1,072 -$206 -16.1%
Mississippi $1,532 $254 19.9%
Missouri $1,136 -$142 -11.1%
Montana $1,372 $94 7.4%
Nebraska $1,008 -$270 -21.1%
Nevada $1,534 $256 20.0%
New Hampshire $924 -$354 -27.7%
New Jersey $1,430 $152 11.9%
New Mexico $1,132 -$146 -11.4%
New York $1,346 $68 5.3%
North Carolina $736 -$542 -42.4%
North Dakota $1,048 -$230 -18.0%
Ohio $882 -$396 -31.0%
Oklahoma $1,314 $36 2.8%
Oregon $1,172 -$106 -8.3%
Pennsylvania $1,218 -$60 -4.7%
Rhode Island $1,706 $428 33.5%
South Carolina $1,160 -$118 -9.2%
South Dakota $1,078 -$200 -15.6%
Tennessee $1,118 -$160 -12.5%
Texas $1,542 $264 20.7%
Utah $946 -$332 -26.0%
Vermont $876 -$402 -31.5%
Virginia $764 -$514 -40.2%
Washington $988 -$290 -22.7%
West Virginia $1,172 -$106 -8.3%
Wisconsin $884 -$394 -30.8%
Wyoming $1,138 -$140 -11.0%

View Chart as Image

Volvo V60 Cross Country insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to do a rate comparison from multiple companies. Each auto insurer calculates rates differently, and quoted rates can be significantly different between companies.

Volvo V60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 Cross Country $358 $690 $332 $1,516
2023 Volvo V60 Cross Country $344 $686 $338 $1,504
2022 Volvo V60 Cross Country $332 $668 $354 $1,490
2021 Volvo V60 Cross Country $320 $640 $364 $1,460
2020 Volvo V60 Cross Country $304 $618 $376 $1,434
2019 Volvo V60 Cross Country $292 $574 $384 $1,386
2018 Volvo V60 Cross Country $280 $540 $388 $1,344
2017 Volvo V60 Cross Country $268 $484 $390 $1,278
2016 Volvo V60 Cross Country $250 $446 $390 $1,222

Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volvo V60 Cross Country Insurance

Saving money on insurance for a Volvo V60 Cross Country takes avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Invest time comparing rates every year by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a condensed summary of the coverage data covered in the charts and tables above.

  • Drivers can save up to $160 per year simply by quoting online in advance
  • Increasing deductibles could save up to $500 each year
  • Drivers under the age of 20 are expensive to insure, costing as high as $399 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents pay an average of $1,500 more every year to insure a Volvo V60 Cross Country

Rates by Driver Age

Volvo V60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $4,784
20 $2,954
30 $1,332
40 $1,278
50 $1,170
60 $1,148

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,612
$250 $1,456
$500 $1,278
$1,000 $1,108

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,278
50/100 $1,356
100/300 $1,454
250/500 $1,707
100 CSL $1,395
300 CSL $1,610
500 CSL $1,766

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,704
30 $2,836
40 $2,774
50 $2,648
60 $2,624

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $83
Paid in Full/EFT $58
Advance Quote $64
Online Quote $91
Total Discounts $546
Rate after discounts $732

Discounts are estimated and may not be available from every company or in every state.

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