Volvo V60 Cross Country Insurance Rates

The average insurance rates for a Volvo V60 Cross Country are $1,278 a year including full coverage. Comprehensive costs around $268, collision costs $484, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $2,774. Teens cost the most to insure at $4,784 a year or more.

Average premium for full coverage: $1,278

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all V60 Cross Country models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Volvo V60 Cross Country insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $732
• Using higher $1,000 deductibles will save about $170 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,278
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,612
• Higher-risk drivers with serious driving violations could pay at least $2,774 or more
• Policy cost for full coverage for a teenage driver for full coverage can be $4,784 or more

View Chart as Image

Insurance rates for a Volvo V60 Cross Country also range considerably based on your risk profile, the model of your V60 Cross Country, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Your home state has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,820 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $510 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,500 to $2,100 extra every year, depending on your age. Volvo V60 Cross Country insurance for high-risk drivers can be around 44% to 131% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates will be varied from one company to the next.

How to Find Low Cost Volvo V60 Cross Country Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around every time your policy renews by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a review of the information touched on above.

• You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $399 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $500 each year
• Drivers who have several accidents or serious violations pay on average $1,500 more every year than a driver with a clean driving record
• Consumers who may need additional liability coverage will pay approximately $430 per year to increase from a 30/60 limit to 250/500 limits