Volvo V60 Cross Country Insurance Rates

Estimated insurance rates for a Volvo V60 Cross Country are $1,222 a year for full coverage insurance. Comprehensive insurance costs an estimated $250 a year, collision costs $446, and liability coverage costs around $390. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $2,650 or more. Teenage drivers pay the most at $4,606 a year or more.

Average premium for full coverage: $1,222

Premium estimates broken down by type of coverage:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and V60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The best discount rate is $703
• Using higher $1,000 deductibles will save approximately $1,064 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,222
• Using low $100 deductibles for physical damage coverage will cost an additional $308 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,650 or more
• An auto insurance policy that insures a teenage driver can cost as much as $4,606 or more

View Chart as Image

Insurance prices for a Volvo V60 Cross Country also have a wide range based on the trim level of your V60 Cross Country, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo V60 Cross Country insurance rates. A driver around age 40 might see prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $470 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

How to Find More Affordable Volvo V60 Cross Country Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

Below is a summary of the information touched on in the above illustrations.

• It is possible to save approximately $150 per year simply by quoting early and online
• Teenage drivers are expensive to insure, with premiums being up to $384 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $475 each year
• Drivers who have multiple accidents or major violations may have to pay on average $1,430 more annually for auto insurance
• Consumers who want higher levels of liability will pay an extra $430 annually to increase from 30/60 bodily injury limits to the 250/500 level