Volvo V60 Cross Country Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 11, 2024
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Estimated insurance rates for a Volvo V60 Cross Country are $1,278 a year including full coverage. Comprehensive costs an estimated $268, collision costs $484, and liability insurance is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,774. Teens pay the most at $4,784 a year or more.
Average premium for full coverage: $1,278
Premium estimates broken down by type of coverage:
Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for different V60 Cross Country trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Volvo V60 Cross Country go from the low end price of $438 for minimum levels of liability insurance to a much higher rate of $2,774 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the difference location can make on insurance prices.
These rate differences highlight why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $732
- Choosing higher $1,000 deductibles can save approximately $170 every year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,278
- Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,612
- High-risk insureds with serious driving violations could pay up to $2,774 or more
- An auto insurance policy that insures a teen driver with full coverage can cost as much as $4,784 each year
Insurance prices for a Volvo V60 Cross Country also have a wide range based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,820 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,156 | -$122 | -9.5% |
| Alaska | $982 | -$296 | -23.2% |
| Arizona | $1,060 | -$218 | -17.1% |
| Arkansas | $1,278 | -$0 | 0.0% |
| California | $1,458 | $180 | 14.1% |
| Colorado | $1,220 | -$58 | -4.5% |
| Connecticut | $1,314 | $36 | 2.8% |
| Delaware | $1,446 | $168 | 13.1% |
| Florida | $1,598 | $320 | 25.0% |
| Georgia | $1,184 | -$94 | -7.4% |
| Hawaii | $918 | -$360 | -28.2% |
| Idaho | $866 | -$412 | -32.2% |
| Illinois | $954 | -$324 | -25.4% |
| Indiana | $964 | -$314 | -24.6% |
| Iowa | $864 | -$414 | -32.4% |
| Kansas | $1,214 | -$64 | -5.0% |
| Kentucky | $1,746 | $468 | 36.6% |
| Louisiana | $1,894 | $616 | 48.2% |
| Maine | $790 | -$488 | -38.2% |
| Maryland | $1,056 | -$222 | -17.4% |
| Massachusetts | $1,020 | -$258 | -20.2% |
| Michigan | $2,220 | $942 | 73.7% |
| Minnesota | $1,072 | -$206 | -16.1% |
| Mississippi | $1,532 | $254 | 19.9% |
| Missouri | $1,136 | -$142 | -11.1% |
| Montana | $1,372 | $94 | 7.4% |
| Nebraska | $1,008 | -$270 | -21.1% |
| Nevada | $1,534 | $256 | 20.0% |
| New Hampshire | $924 | -$354 | -27.7% |
| New Jersey | $1,430 | $152 | 11.9% |
| New Mexico | $1,132 | -$146 | -11.4% |
| New York | $1,346 | $68 | 5.3% |
| North Carolina | $736 | -$542 | -42.4% |
| North Dakota | $1,048 | -$230 | -18.0% |
| Ohio | $882 | -$396 | -31.0% |
| Oklahoma | $1,314 | $36 | 2.8% |
| Oregon | $1,172 | -$106 | -8.3% |
| Pennsylvania | $1,218 | -$60 | -4.7% |
| Rhode Island | $1,706 | $428 | 33.5% |
| South Carolina | $1,160 | -$118 | -9.2% |
| South Dakota | $1,078 | -$200 | -15.6% |
| Tennessee | $1,118 | -$160 | -12.5% |
| Texas | $1,542 | $264 | 20.7% |
| Utah | $946 | -$332 | -26.0% |
| Vermont | $876 | -$402 | -31.5% |
| Virginia | $764 | -$514 | -40.2% |
| Washington | $988 | -$290 | -22.7% |
| West Virginia | $1,172 | -$106 | -8.3% |
| Wisconsin | $884 | -$394 | -30.8% |
| Wyoming | $1,138 | -$140 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $510 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 Cross Country | $358 | $690 | $332 | $1,516 |
| 2023 Volvo V60 Cross Country | $344 | $686 | $338 | $1,504 |
| 2022 Volvo V60 Cross Country | $332 | $668 | $354 | $1,490 |
| 2021 Volvo V60 Cross Country | $320 | $640 | $364 | $1,460 |
| 2020 Volvo V60 Cross Country | $304 | $618 | $376 | $1,434 |
| 2019 Volvo V60 Cross Country | $292 | $574 | $384 | $1,386 |
| 2018 Volvo V60 Cross Country | $280 | $540 | $388 | $1,344 |
| 2017 Volvo V60 Cross Country | $268 | $484 | $390 | $1,278 |
| 2016 Volvo V60 Cross Country | $250 | $446 | $390 | $1,222 |
Rates are averaged for all Volvo V60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volvo V60 Cross Country Insurance
Finding better rates on Volvo V60 Cross Country insurance takes having a good driving record, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.
The next list is a quick review of the car insurance concepts touched on in this article.
- High-risk drivers with a DUI or reckless driving violation could be charged and average of $1,500 more annually to buy Volvo V60 Cross Country insurance
- You may be able to save approximately $160 per year simply by shopping early and online
- Increasing policy deductibles can save approximately $500 each year
- Drivers who want increased levels of liability coverage will pay approximately $430 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,784 |
| 20 | $2,954 |
| 30 | $1,332 |
| 40 | $1,278 |
| 50 | $1,170 |
| 60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,612 |
| $250 | $1,456 |
| $500 | $1,278 |
| $1,000 | $1,108 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,278 |
| 50/100 | $1,356 |
| 100/300 | $1,454 |
| 250/500 | $1,707 |
| 100 CSL | $1,395 |
| 300 CSL | $1,610 |
| 500 CSL | $1,766 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,834 |
| 20 | $4,704 |
| 30 | $2,836 |
| 40 | $2,774 |
| 50 | $2,648 |
| 60 | $2,624 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $68 |
| Homeowner | $19 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $91 |
| Total Discounts | $546 |
Discounts are estimated and may not be available from every company or in every state.
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