Volvo V60 Cross Country Insurance Rates

Estimated auto insurance rates for a Volvo V60 Cross Country are $1,344 annually with full coverage. Comprehensive insurance costs an estimated $280, collision costs $540, and liability coverage is estimated at $388. A policy with only liability insurance costs approximately $434 a year, with a high-risk policy costing $2,922 or more. Teens pay the most at $5,000 a year or more.

Average premium for full coverage: $1,344

Premium estimates broken down by type of coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different V60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Volvo V60 Cross Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $762
• Choosing higher $1,000 deductibles can save approximately $186 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,344
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $364 each year
• Drivers with serious driving violations could pay up to $2,922 or more
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost as much as $5,000 each year

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Car insurance prices for a Volvo V60 Cross Country also have a wide range based on the model of your V60 Cross Country, your driving record, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges around 44% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $550 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Volvo V60 Cross Country insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to compare prices and see how they stack up. Each auto insurer calculates prices differently, so rate quotes will be substantially different between companies.

How to Buy Cheap Volvo V60 Cross Country Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a good credit score, being claim-free, and not having any coverage lapses. Make time to compare rates every couple of years by getting rate quotes from direct companies, and also from several local insurance agents.

The list below is a brief summary of the material that was touched on in this article.

• Consumers who want higher liability limits will pay approximately $430 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers have the highest car insurance prices, possibly costing $417 per month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations pay on average $1,580 more annually for car insurance
• Increasing policy deductibles could save up to $550 each year