Volvo V60 Insurance Rates

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How Much Does 2016 Volvo V60 Insurance Cost in 2025?

Searching for the cheapest insurance rates for your Volvo V60? Tired of scraping nickels together to insure your Volvo every month? You're in the same situation as many other drivers. Online insurance companies like Progressive, GEICO and Farmers Insurance increase brand awareness with catchy ads and consumers find it hard to avoid their marketing magic and do the work needed to find the best deal...

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UPDATED: Apr 23, 2024

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The average insurance rates for a Volvo V60 are $1,248 a year for full coverage. Comprehensive costs approximately $258 a year, collision costs $464, and liability costs $390. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $2,706. Teens cost the most to insure at $4,688 a year or more.

Average premium for full coverage: $1,248

Policy rates by type of insurance:

Comprehensive $258
Collision $464
Liability $390

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and V60 trim levels.

Price Range Variability

For a driver around age 40, Volvo V60 insurance rates go from as low as $438 for your basic liability-only policy to a high of $2,706 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,248
High Risk $2,706

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $936
Small Cities $1,310
Large Cities $1,685

The examples above show why it is important to compare rates using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Volvo V60 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $716
  • Drivers who choose higher $1,000 deductibles will pay $1,084 a year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,248
  • Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,566
  • Higher-risk drivers with serious driving violations could pay around $2,706 or more
  • Policy cost for full coverage for a teen driver can cost $4,688 a year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing full coverage Volvo V60 insurance rates range from $716 to $4,688

Car insurance rates for a Volvo V60 also range considerably based on your risk profile, the trim level of your V60, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

Your home state makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,780 on average in New York, Louisiana, and Michigan.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,128 -$120 -9.6%
Alaska $958 -$290 -23.2%
Arizona $1,034 -$214 -17.1%
Arkansas $1,248 -$0 0.0%
California $1,422 $174 13.9%
Colorado $1,190 -$58 -4.6%
Connecticut $1,282 $34 2.7%
Delaware $1,410 $162 13.0%
Florida $1,560 $312 25.0%
Georgia $1,154 -$94 -7.5%
Hawaii $896 -$352 -28.2%
Idaho $846 -$402 -32.2%
Illinois $930 -$318 -25.5%
Indiana $942 -$306 -24.5%
Iowa $842 -$406 -32.5%
Kansas $1,186 -$62 -5.0%
Kentucky $1,702 $454 36.4%
Louisiana $1,846 $598 47.9%
Maine $772 -$476 -38.1%
Maryland $1,030 -$218 -17.5%
Massachusetts $994 -$254 -20.4%
Michigan $2,168 $920 73.7%
Minnesota $1,046 -$202 -16.2%
Mississippi $1,496 $248 19.9%
Missouri $1,110 -$138 -11.1%
Montana $1,340 $92 7.4%
Nebraska $984 -$264 -21.2%
Nevada $1,496 $248 19.9%
New Hampshire $900 -$348 -27.9%
New Jersey $1,394 $146 11.7%
New Mexico $1,104 -$144 -11.5%
New York $1,314 $66 5.3%
North Carolina $718 -$530 -42.5%
North Dakota $1,024 -$224 -17.9%
Ohio $860 -$388 -31.1%
Oklahoma $1,282 $34 2.7%
Oregon $1,142 -$106 -8.5%
Pennsylvania $1,188 -$60 -4.8%
Rhode Island $1,664 $416 33.3%
South Carolina $1,132 -$116 -9.3%
South Dakota $1,054 -$194 -15.5%
Tennessee $1,092 -$156 -12.5%
Texas $1,504 $256 20.5%
Utah $926 -$322 -25.8%
Vermont $852 -$396 -31.7%
Virginia $748 -$500 -40.1%
Washington $964 -$284 -22.8%
West Virginia $1,146 -$102 -8.2%
Wisconsin $860 -$388 -31.1%
Wyoming $1,110 -$138 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $490 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 134% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied from one company to the next.

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $346 $660 $332 $1,474
2023 Volvo V60 $332 $656 $338 $1,462
2022 Volvo V60 $320 $640 $354 $1,450
2021 Volvo V60 $310 $612 $364 $1,422
2020 Volvo V60 $292 $592 $376 $1,396
2019 Volvo V60 $282 $548 $384 $1,350
2018 Volvo V60 $270 $516 $388 $1,310
2017 Volvo V60 $258 $464 $390 $1,248
2016 Volvo V60 $242 $426 $390 $1,194

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volvo V60 Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the data covered above.

  • Policyholders who purchase an increased level of liability coverage will pay approximately $430 each year to go from a 30/60 limit to 250/500 limits
  • Drivers can save around $150 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save around $475 each year
  • Drivers age 16 to 20 pay the highest auto insurance rates, costing up to $391 each month if full coverage is included

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,882
30 $1,300
40 $1,248
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,566
$250 $1,418
$500 $1,248
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,248
50/100 $1,326
100/300 $1,424
250/500 $1,677
100 CSL $1,365
300 CSL $1,580
500 CSL $1,736

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,590
30 $2,764
40 $2,706
50 $2,584
60 $2,560

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $91
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $532
Rate after discounts $716

Discounts are estimated and may not be available from every company or in every state.

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