Volvo V60 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Average insurance rates for a Volvo V60 are $1,248 a year for full coverage insurance. Comprehensive insurance costs on average $258 each year, collision costs $464, and liability coverage costs around $390. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $2,706 or more. Teen drivers receive the highest rates at $4,688 a year or more.
Average premium for full coverage: $1,248
Rate estimates by individual coverage type:
Prices include $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and V60 models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $438 for the bare minimum liability coverage to a high rate of $2,706 for a high-risk insurance policy.
Price Range by Location
Where you live has a large influence on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than larger metro areas.
The graphic below illustrates how geographic area affects car insurance rates.
These examples illustrate why all drivers should compare prices based on a specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volvo V60 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $716
- Using higher $1,000 deductibles will save around $164 each year
- The average rate for a 40-year-old driver with $500 deductibles is $1,248
- Choosing low deductibles for physical damage coverage will cost an extra $318 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,706 or more
- The cost for full coverage for a teenage driver may cost $4,688 or more
Auto insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $4,600 a year. View Rates by Age
Where you live has a huge impact on Volvo V60 insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,690 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,128 | -$120 | -9.6% |
| Alaska | $958 | -$290 | -23.2% |
| Arizona | $1,034 | -$214 | -17.1% |
| Arkansas | $1,248 | -$0 | 0.0% |
| California | $1,422 | $174 | 13.9% |
| Colorado | $1,190 | -$58 | -4.6% |
| Connecticut | $1,282 | $34 | 2.7% |
| Delaware | $1,410 | $162 | 13.0% |
| Florida | $1,560 | $312 | 25.0% |
| Georgia | $1,154 | -$94 | -7.5% |
| Hawaii | $896 | -$352 | -28.2% |
| Idaho | $846 | -$402 | -32.2% |
| Illinois | $930 | -$318 | -25.5% |
| Indiana | $942 | -$306 | -24.5% |
| Iowa | $842 | -$406 | -32.5% |
| Kansas | $1,186 | -$62 | -5.0% |
| Kentucky | $1,702 | $454 | 36.4% |
| Louisiana | $1,846 | $598 | 47.9% |
| Maine | $772 | -$476 | -38.1% |
| Maryland | $1,030 | -$218 | -17.5% |
| Massachusetts | $994 | -$254 | -20.4% |
| Michigan | $2,168 | $920 | 73.7% |
| Minnesota | $1,046 | -$202 | -16.2% |
| Mississippi | $1,496 | $248 | 19.9% |
| Missouri | $1,110 | -$138 | -11.1% |
| Montana | $1,340 | $92 | 7.4% |
| Nebraska | $984 | -$264 | -21.2% |
| Nevada | $1,496 | $248 | 19.9% |
| New Hampshire | $900 | -$348 | -27.9% |
| New Jersey | $1,394 | $146 | 11.7% |
| New Mexico | $1,104 | -$144 | -11.5% |
| New York | $1,314 | $66 | 5.3% |
| North Carolina | $718 | -$530 | -42.5% |
| North Dakota | $1,024 | -$224 | -17.9% |
| Ohio | $860 | -$388 | -31.1% |
| Oklahoma | $1,282 | $34 | 2.7% |
| Oregon | $1,142 | -$106 | -8.5% |
| Pennsylvania | $1,188 | -$60 | -4.8% |
| Rhode Island | $1,664 | $416 | 33.3% |
| South Carolina | $1,132 | -$116 | -9.3% |
| South Dakota | $1,054 | -$194 | -15.5% |
| Tennessee | $1,092 | -$156 | -12.5% |
| Texas | $1,504 | $256 | 20.5% |
| Utah | $926 | -$322 | -25.8% |
| Vermont | $852 | -$396 | -31.7% |
| Virginia | $748 | -$500 | -40.1% |
| Washington | $964 | -$284 | -22.8% |
| West Virginia | $1,146 | -$102 | -8.2% |
| Wisconsin | $860 | -$388 | -31.1% |
| Wyoming | $1,110 | -$138 | -11.1% |
Choosing high deductibles could cut rates by as much as $490 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 45% to 134% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2023 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2022 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2021 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2020 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2019 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2018 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2017 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2016 Volvo V60 | $242 | $426 | $390 | $1,194 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Volvo V60 Insurance
Saving money on auto insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates at least every other year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.
The next list is a quick rundown of the car insurance concepts presented in the illustrations above.
- Drivers with reckless driving or DUI convictions pay an average of $1,460 more each year to buy Volvo V60 insurance
- It is possible to save as much as $150 per year simply by quoting online in advance
- Increasing deductibles can save around $475 each year
- Consumers who require increased levels of liability coverage will pay about $430 annually to increase from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,688 |
| 20 | $2,882 |
| 30 | $1,300 |
| 40 | $1,248 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,566 |
| $250 | $1,418 |
| $500 | $1,248 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,248 |
| 50/100 | $1,326 |
| 100/300 | $1,424 |
| 250/500 | $1,677 |
| 100 CSL | $1,365 |
| 300 CSL | $1,580 |
| 500 CSL | $1,736 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,590 |
| 30 | $2,764 |
| 40 | $2,706 |
| 50 | $2,584 |
| 60 | $2,560 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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