Volvo V60 Insurance Rates
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UPDATED: Apr 23, 2024
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Average auto insurance rates for a Volvo V60 are $1,248 annually including full coverage. Comprehensive insurance costs on average $258, collision insurance costs $464, and liability costs $390. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs $2,706 or more. Teen drivers receive the highest rates at up to $4,688 a year.
Average premium for full coverage: $1,248
Rate estimates by individual coverage type:
These estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different V60 trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $438 for your basic liability-only policy to a much higher rate of $2,706 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Volvo V60 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $716
- Drivers who choose higher $1,000 deductibles will pay around $164 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,248
- Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $318 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,706
- The cost with full coverage for a 16-year-old driver with full coverage may cost $4,688 a year
Auto insurance rates for a Volvo V60 can also vary considerably based on the trim level of your V60, your driving characteristics, and policy deductibles and limits.
An older driver with a good driving record and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. High-risk driver insurance can cost from 45% to 134% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $490 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,780 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,128 | -$120 | -9.6% |
| Alaska | $958 | -$290 | -23.2% |
| Arizona | $1,034 | -$214 | -17.1% |
| Arkansas | $1,248 | -$0 | 0.0% |
| California | $1,422 | $174 | 13.9% |
| Colorado | $1,190 | -$58 | -4.6% |
| Connecticut | $1,282 | $34 | 2.7% |
| Delaware | $1,410 | $162 | 13.0% |
| Florida | $1,560 | $312 | 25.0% |
| Georgia | $1,154 | -$94 | -7.5% |
| Hawaii | $896 | -$352 | -28.2% |
| Idaho | $846 | -$402 | -32.2% |
| Illinois | $930 | -$318 | -25.5% |
| Indiana | $942 | -$306 | -24.5% |
| Iowa | $842 | -$406 | -32.5% |
| Kansas | $1,186 | -$62 | -5.0% |
| Kentucky | $1,702 | $454 | 36.4% |
| Louisiana | $1,846 | $598 | 47.9% |
| Maine | $772 | -$476 | -38.1% |
| Maryland | $1,030 | -$218 | -17.5% |
| Massachusetts | $994 | -$254 | -20.4% |
| Michigan | $2,168 | $920 | 73.7% |
| Minnesota | $1,046 | -$202 | -16.2% |
| Mississippi | $1,496 | $248 | 19.9% |
| Missouri | $1,110 | -$138 | -11.1% |
| Montana | $1,340 | $92 | 7.4% |
| Nebraska | $984 | -$264 | -21.2% |
| Nevada | $1,496 | $248 | 19.9% |
| New Hampshire | $900 | -$348 | -27.9% |
| New Jersey | $1,394 | $146 | 11.7% |
| New Mexico | $1,104 | -$144 | -11.5% |
| New York | $1,314 | $66 | 5.3% |
| North Carolina | $718 | -$530 | -42.5% |
| North Dakota | $1,024 | -$224 | -17.9% |
| Ohio | $860 | -$388 | -31.1% |
| Oklahoma | $1,282 | $34 | 2.7% |
| Oregon | $1,142 | -$106 | -8.5% |
| Pennsylvania | $1,188 | -$60 | -4.8% |
| Rhode Island | $1,664 | $416 | 33.3% |
| South Carolina | $1,132 | -$116 | -9.3% |
| South Dakota | $1,054 | -$194 | -15.5% |
| Tennessee | $1,092 | -$156 | -12.5% |
| Texas | $1,504 | $256 | 20.5% |
| Utah | $926 | -$322 | -25.8% |
| Vermont | $852 | -$396 | -31.7% |
| Virginia | $748 | -$500 | -40.1% |
| Washington | $964 | -$284 | -22.8% |
| West Virginia | $1,146 | -$102 | -8.2% |
| Wisconsin | $860 | -$388 | -31.1% |
| Wyoming | $1,110 | -$138 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2023 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2022 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2021 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2020 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2019 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2018 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2017 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2016 Volvo V60 | $242 | $426 | $390 | $1,194 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Volvo V60 Insurance
Saving money on insurance for a Volvo V60 not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The items below are a brief summary of the data illustrated above.
- Insureds who require more liability coverage will pay about $430 per year to go from a minimum limit to higher 250/500 limits
- You may be able to save as much as $150 per year just by shopping early and online
- Increasing deductibles could save up to $475 each year
- Teen drivers are charged the highest rates, as much as $391 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,688 |
| 20 | $2,882 |
| 30 | $1,300 |
| 40 | $1,248 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,566 |
| $250 | $1,418 |
| $500 | $1,248 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,248 |
| 50/100 | $1,326 |
| 100/300 | $1,424 |
| 250/500 | $1,677 |
| 100 CSL | $1,365 |
| 300 CSL | $1,580 |
| 500 CSL | $1,736 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,590 |
| 30 | $2,764 |
| 40 | $2,706 |
| 50 | $2,584 |
| 60 | $2,560 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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