Volvo V60 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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Average insurance rates for a Volvo V60 are $1,248 a year including full coverage. Comprehensive costs around $258 a year, collision costs $464, and liability insurance is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing around $2,706. 16-year-old drivers receive the highest rates at $4,688 a year or more.
Average premium for full coverage: $1,248
Rate estimates for individual coverage type:
Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and V60 trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $438 for minimum levels of liability insurance to a high of $2,706 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities.
The diagram below illustrates the difference location can make on auto insurance rates.
These examples highlight why it is important to compare rates quotes for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Volvo V60 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $716
- Raising to $1,000 deductibles will save about $1,084 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,248
- Buying low $100 deductibles bumps up the cost to $1,566
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,706 or more
- The cost that insures a teen driver can be $4,688
Car insurance rates for a Volvo V60 can also vary considerably based on the trim level of your V60, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 134% more than the average rate. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age
Where you live also has a big influence on Volvo V60 insurance rates. A middle-age driver might find rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,780 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,128 | -$120 | -9.6% |
| Alaska | $958 | -$290 | -23.2% |
| Arizona | $1,034 | -$214 | -17.1% |
| Arkansas | $1,248 | -$0 | 0.0% |
| California | $1,422 | $174 | 13.9% |
| Colorado | $1,190 | -$58 | -4.6% |
| Connecticut | $1,282 | $34 | 2.7% |
| Delaware | $1,410 | $162 | 13.0% |
| Florida | $1,560 | $312 | 25.0% |
| Georgia | $1,154 | -$94 | -7.5% |
| Hawaii | $896 | -$352 | -28.2% |
| Idaho | $846 | -$402 | -32.2% |
| Illinois | $930 | -$318 | -25.5% |
| Indiana | $942 | -$306 | -24.5% |
| Iowa | $842 | -$406 | -32.5% |
| Kansas | $1,186 | -$62 | -5.0% |
| Kentucky | $1,702 | $454 | 36.4% |
| Louisiana | $1,846 | $598 | 47.9% |
| Maine | $772 | -$476 | -38.1% |
| Maryland | $1,030 | -$218 | -17.5% |
| Massachusetts | $994 | -$254 | -20.4% |
| Michigan | $2,168 | $920 | 73.7% |
| Minnesota | $1,046 | -$202 | -16.2% |
| Mississippi | $1,496 | $248 | 19.9% |
| Missouri | $1,110 | -$138 | -11.1% |
| Montana | $1,340 | $92 | 7.4% |
| Nebraska | $984 | -$264 | -21.2% |
| Nevada | $1,496 | $248 | 19.9% |
| New Hampshire | $900 | -$348 | -27.9% |
| New Jersey | $1,394 | $146 | 11.7% |
| New Mexico | $1,104 | -$144 | -11.5% |
| New York | $1,314 | $66 | 5.3% |
| North Carolina | $718 | -$530 | -42.5% |
| North Dakota | $1,024 | -$224 | -17.9% |
| Ohio | $860 | -$388 | -31.1% |
| Oklahoma | $1,282 | $34 | 2.7% |
| Oregon | $1,142 | -$106 | -8.5% |
| Pennsylvania | $1,188 | -$60 | -4.8% |
| Rhode Island | $1,664 | $416 | 33.3% |
| South Carolina | $1,132 | -$116 | -9.3% |
| South Dakota | $1,054 | -$194 | -15.5% |
| Tennessee | $1,092 | -$156 | -12.5% |
| Texas | $1,504 | $256 | 20.5% |
| Utah | $926 | -$322 | -25.8% |
| Vermont | $852 | -$396 | -31.7% |
| Virginia | $748 | -$500 | -40.1% |
| Washington | $964 | -$284 | -22.8% |
| West Virginia | $1,146 | -$102 | -8.2% |
| Wisconsin | $860 | -$388 | -31.1% |
| Wyoming | $1,110 | -$138 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $490 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2023 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2022 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2021 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2020 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2019 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2018 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2017 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2016 Volvo V60 | $242 | $426 | $390 | $1,194 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volvo V60 Insurance
Saving money on Volvo V60 insurance consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Comparison shop at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
Below is a condensed summary of the data touched on in this article.
- Drivers who may need higher levels of liability will pay around $430 per year to raise from a minimum limit to the 250/500 level
- You may be able to save up to $150 per year simply by quoting early and online
- Increasing deductibles can save approximately $475 each year
- Teenage drivers are the costliest to insure, as much as $391 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,688 |
| 20 | $2,882 |
| 30 | $1,300 |
| 40 | $1,248 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,566 |
| $250 | $1,418 |
| $500 | $1,248 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,248 |
| 50/100 | $1,326 |
| 100/300 | $1,424 |
| 250/500 | $1,677 |
| 100 CSL | $1,365 |
| 300 CSL | $1,580 |
| 500 CSL | $1,736 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,590 |
| 30 | $2,764 |
| 40 | $2,706 |
| 50 | $2,584 |
| 60 | $2,560 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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