Volvo V60 Insurance Rates

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How Much Does 2016 Volvo V60 Insurance Cost in 2025?

Searching for the cheapest insurance rates for your Volvo V60? Tired of scraping nickels together to insure your Volvo every month? You're in the same situation as many other drivers. Online insurance companies like Progressive, GEICO and Farmers Insurance increase brand awareness with catchy ads and consumers find it hard to avoid their marketing magic and do the work needed to find the best deal...

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UPDATED: Apr 23, 2024

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Estimated auto insurance rates for a Volvo V60 are $1,248 annually for full coverage insurance. Comprehensive insurance costs an estimated $258, collision costs $464, and liability insurance is $390. A policy with only liability insurance costs around $438 a year, with a high-risk policy costing $2,706 or more. Teenage drivers pay the most at $4,688 a year or more.

Average premium for full coverage: $1,248

Premium estimates broken down by type of coverage:

Comprehensive $258
Collision $464
Liability $390

Rates are based on $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for all V60 models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Volvo V60 go from as cheap as $438 for liability-only coverage to the much higher price of $2,706 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,248
High Risk $2,706

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $936
Small Cities $1,310
Large Cities $1,685

These rate differences illustrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Volvo V60 insurance rates for other coverage scenarios.

  • The best discount rate is $716
  • Raising to $1,000 deductibles will save approximately $164 each year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,248
  • Using pricier low deductibles costs an additional $318 a year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,706 or more
  • An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $4,688

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing full coverage Volvo V60 insurance prices range from $716 to $4,688

Car insurance prices for a Volvo V60 also have a wide range based on the model of your V60, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,500 to $2,100 extra annually, depending on your age. Volvo V60 insurance for high-risk drivers is expensive and can cost anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $490 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volvo V60 insurance rates. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,690 on average in Florida, New York, and Michigan.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,128 -$120 -9.6%
Alaska $958 -$290 -23.2%
Arizona $1,034 -$214 -17.1%
Arkansas $1,248 -$0 0.0%
California $1,422 $174 13.9%
Colorado $1,190 -$58 -4.6%
Connecticut $1,282 $34 2.7%
Delaware $1,410 $162 13.0%
Florida $1,560 $312 25.0%
Georgia $1,154 -$94 -7.5%
Hawaii $896 -$352 -28.2%
Idaho $846 -$402 -32.2%
Illinois $930 -$318 -25.5%
Indiana $942 -$306 -24.5%
Iowa $842 -$406 -32.5%
Kansas $1,186 -$62 -5.0%
Kentucky $1,702 $454 36.4%
Louisiana $1,846 $598 47.9%
Maine $772 -$476 -38.1%
Maryland $1,030 -$218 -17.5%
Massachusetts $994 -$254 -20.4%
Michigan $2,168 $920 73.7%
Minnesota $1,046 -$202 -16.2%
Mississippi $1,496 $248 19.9%
Missouri $1,110 -$138 -11.1%
Montana $1,340 $92 7.4%
Nebraska $984 -$264 -21.2%
Nevada $1,496 $248 19.9%
New Hampshire $900 -$348 -27.9%
New Jersey $1,394 $146 11.7%
New Mexico $1,104 -$144 -11.5%
New York $1,314 $66 5.3%
North Carolina $718 -$530 -42.5%
North Dakota $1,024 -$224 -17.9%
Ohio $860 -$388 -31.1%
Oklahoma $1,282 $34 2.7%
Oregon $1,142 -$106 -8.5%
Pennsylvania $1,188 -$60 -4.8%
Rhode Island $1,664 $416 33.3%
South Carolina $1,132 -$116 -9.3%
South Dakota $1,054 -$194 -15.5%
Tennessee $1,092 -$156 -12.5%
Texas $1,504 $256 20.5%
Utah $926 -$322 -25.8%
Vermont $852 -$396 -31.7%
Virginia $748 -$500 -40.1%
Washington $964 -$284 -22.8%
West Virginia $1,146 -$102 -8.2%
Wisconsin $860 -$388 -31.1%
Wyoming $1,110 -$138 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $346 $660 $332 $1,474
2023 Volvo V60 $332 $656 $338 $1,462
2022 Volvo V60 $320 $640 $354 $1,450
2021 Volvo V60 $310 $612 $364 $1,422
2020 Volvo V60 $292 $592 $376 $1,396
2019 Volvo V60 $282 $548 $384 $1,350
2018 Volvo V60 $270 $516 $388 $1,310
2017 Volvo V60 $258 $464 $390 $1,248
2016 Volvo V60 $242 $426 $390 $1,194

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Volvo V60 Insurance

Finding better rates on Volvo V60 insurance consists of not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around at least once a year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick review of the primary concepts that were raised in the charts and tables above.

  • It is possible to save approximately $150 per year simply by quoting online well ahead of the renewal date
  • High-risk drivers with a DUI or reckless driving violation may pay on average $1,460 more annually for V60 insurance
  • Increasing policy deductibles could save up to $475 each year
  • Teens have the highest car insurance prices, with premiums being up to $391 per month if comprehensive and collision insurance is included

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,882
30 $1,300
40 $1,248
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,566
$250 $1,418
$500 $1,248
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,248
50/100 $1,326
100/300 $1,424
250/500 $1,677
100 CSL $1,365
300 CSL $1,580
500 CSL $1,736

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,590
30 $2,764
40 $2,706
50 $2,584
60 $2,560

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $91
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $532
Rate after discounts $716

Discounts are estimated and may not be available from every company or in every state.

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