Volvo V60 Insurance Rates

Average insurance rates for a Volvo V60 are $1,248 a year for full coverage insurance. Comprehensive costs on average $258 each year, collision insurance costs $464, and liability is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,706. 16-year-old drivers receive the highest rates at up to $4,688 a year.

Average premium for full coverage: $1,248

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and V60 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how your location can change car insurance rates.

These examples illustrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Volvo V60 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $716
• Raising to $1,000 deductibles will save around $164 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,248
• Buying low deductibles will increase the cost to $1,566
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,706
• The cost for full coverage for a teen driver may cost $4,688

View Chart as Image

Car insurance rates for a Volvo V60 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Where you live also has a big influence on Volvo V60 insurance prices. A middle-age driver might find rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,690 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $490 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 45% to 134% more than the average rate. View High Risk Driver Rates

How to Find Affordable Volvo V60 Insurance

Saving money on car insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least every other year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a brief review of the car insurance concepts illustrated above.

• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,460 more each year than a safer driver
• It is possible to save as much as $150 per year just by quoting online in advance
• Increasing deductibles can save around $475 each year
• Policyholders who require an increased level of liability coverage will pay around $430 annually to raise from a minimum limit to 250/500 limits