Volvo V60 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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Average insurance rates for a Volvo V60 are $1,248 a year with full coverage. Comprehensive costs an estimated $258, collision costs $464, and liability coverage costs $390. A policy with just liability insurance costs as little as $438 a year, with coverage for high-risk drivers costing around $2,706. Teenage drivers receive the highest rates at $4,688 a year or more.
Average premium for full coverage: $1,248
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all V60 models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $438 for liability-only coverage to the much higher price of $2,706 for a driver who requires high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.
The example below illustrates the difference location can make on insurance prices.
These examples demonstrate why everyone should compare rates for a targeted area, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Volvo V60 insurance rates for other coverage scenarios.
- The best discount rate is $716
- Drivers who choose higher $1,000 deductibles will pay approximately $164 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,248
- Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,566
- High-risk insureds who are prone to accidents and violations could pay up to $2,706 or more
- The cost that insures a teenage driver for full coverage can cost as much as $4,688 a year
Insurance rates for a Volvo V60 can also vary considerably based on the model of your V60, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,500 to $2,100 additional per year, depending on your age. Volvo V60 insurance for high-risk drivers can cost around 45% to 134% more than a normal policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age
Where you live makes a big difference in Volvo V60 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,128 | -$120 | -9.6% |
| Alaska | $958 | -$290 | -23.2% |
| Arizona | $1,034 | -$214 | -17.1% |
| Arkansas | $1,248 | -$0 | 0.0% |
| California | $1,422 | $174 | 13.9% |
| Colorado | $1,190 | -$58 | -4.6% |
| Connecticut | $1,282 | $34 | 2.7% |
| Delaware | $1,410 | $162 | 13.0% |
| Florida | $1,560 | $312 | 25.0% |
| Georgia | $1,154 | -$94 | -7.5% |
| Hawaii | $896 | -$352 | -28.2% |
| Idaho | $846 | -$402 | -32.2% |
| Illinois | $930 | -$318 | -25.5% |
| Indiana | $942 | -$306 | -24.5% |
| Iowa | $842 | -$406 | -32.5% |
| Kansas | $1,186 | -$62 | -5.0% |
| Kentucky | $1,702 | $454 | 36.4% |
| Louisiana | $1,846 | $598 | 47.9% |
| Maine | $772 | -$476 | -38.1% |
| Maryland | $1,030 | -$218 | -17.5% |
| Massachusetts | $994 | -$254 | -20.4% |
| Michigan | $2,168 | $920 | 73.7% |
| Minnesota | $1,046 | -$202 | -16.2% |
| Mississippi | $1,496 | $248 | 19.9% |
| Missouri | $1,110 | -$138 | -11.1% |
| Montana | $1,340 | $92 | 7.4% |
| Nebraska | $984 | -$264 | -21.2% |
| Nevada | $1,496 | $248 | 19.9% |
| New Hampshire | $900 | -$348 | -27.9% |
| New Jersey | $1,394 | $146 | 11.7% |
| New Mexico | $1,104 | -$144 | -11.5% |
| New York | $1,314 | $66 | 5.3% |
| North Carolina | $718 | -$530 | -42.5% |
| North Dakota | $1,024 | -$224 | -17.9% |
| Ohio | $860 | -$388 | -31.1% |
| Oklahoma | $1,282 | $34 | 2.7% |
| Oregon | $1,142 | -$106 | -8.5% |
| Pennsylvania | $1,188 | -$60 | -4.8% |
| Rhode Island | $1,664 | $416 | 33.3% |
| South Carolina | $1,132 | -$116 | -9.3% |
| South Dakota | $1,054 | -$194 | -15.5% |
| Tennessee | $1,092 | -$156 | -12.5% |
| Texas | $1,504 | $256 | 20.5% |
| Utah | $926 | -$322 | -25.8% |
| Vermont | $852 | -$396 | -31.7% |
| Virginia | $748 | -$500 | -40.1% |
| Washington | $964 | -$284 | -22.8% |
| West Virginia | $1,146 | -$102 | -8.2% |
| Wisconsin | $860 | -$388 | -31.1% |
| Wyoming | $1,110 | -$138 | -11.1% |
Using high physical damage deductibles could save up to $490 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2023 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2022 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2021 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2020 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2019 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2018 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2017 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2016 Volvo V60 | $242 | $426 | $390 | $1,194 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volvo V60 Insurance
Saving money on auto insurance not only requires being a good driver, but also having a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare prices at every other renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following list is a condensed summary of the concepts that were touched on in this article.
- Drivers with multiple at-fault accidents could be forced to pay on average $1,460 more annually than a safer driver
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $391 per month if comprehensive and collision insurance is included
- You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $475 each year
- You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,688 |
| 20 | $2,882 |
| 30 | $1,300 |
| 40 | $1,248 |
| 50 | $1,142 |
| 60 | $1,120 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,566 |
| $250 | $1,418 |
| $500 | $1,248 |
| $1,000 | $1,084 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,248 |
| 50/100 | $1,326 |
| 100/300 | $1,424 |
| 250/500 | $1,677 |
| 100 CSL | $1,365 |
| 300 CSL | $1,580 |
| 500 CSL | $1,736 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,690 |
| 20 | $4,590 |
| 30 | $2,764 |
| 40 | $2,706 |
| 50 | $2,584 |
| 60 | $2,560 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $57 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $532 |
Discounts are estimated and may not be available from every company or in every state.
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