Volvo V60 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 23, 2024

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The average insurance prices for a Volvo V60 are $1,248 every 12 months including full coverage. Comprehensive insurance costs an estimated $258 each year, collision insurance costs $464, and liability costs $390. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs $2,706 or more. 16-year-old drivers cost the most to insure at up to $4,688 a year.

Average premium for full coverage: $1,248

Policy rates broken down by type of insurance:

Comprehensive $258
Collision $464
Liability $390

Includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and V60 models.

Price Range Variability

Using a 40-year-old driver as an example, Volvo V60 insurance rates range from the cheapest price of $438 for the bare minimum liability coverage to a high rate of $2,706 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,248
High Risk $2,706

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $936
Small Cities $1,310
Large Cities $1,685

The examples above highlight why all drivers should compare rates for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volvo V60 insurance rates for other coverage scenarios.

  • The best full coverage rate is $716
  • Drivers who choose higher $1,000 deductibles will pay approximately $164 every year
  • The average price for a good driver age 40 who has $500 deductibles is $1,248
  • Buying low deductibles for comprehensive and collision insurance costs an extra $318 every year
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,706
  • Policy cost to insure a teen driver can cost as much as $4,688 a year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing Volvo V60 insurance prices range from $716 to $4,688 for full coverage

Insurance rates for a Volvo V60 also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $490 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 134% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,780 on average in Louisiana, New York, and Michigan.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,128 -$120 -9.6%
Alaska $958 -$290 -23.2%
Arizona $1,034 -$214 -17.1%
Arkansas $1,248 -$0 0.0%
California $1,422 $174 13.9%
Colorado $1,190 -$58 -4.6%
Connecticut $1,282 $34 2.7%
Delaware $1,410 $162 13.0%
Florida $1,560 $312 25.0%
Georgia $1,154 -$94 -7.5%
Hawaii $896 -$352 -28.2%
Idaho $846 -$402 -32.2%
Illinois $930 -$318 -25.5%
Indiana $942 -$306 -24.5%
Iowa $842 -$406 -32.5%
Kansas $1,186 -$62 -5.0%
Kentucky $1,702 $454 36.4%
Louisiana $1,846 $598 47.9%
Maine $772 -$476 -38.1%
Maryland $1,030 -$218 -17.5%
Massachusetts $994 -$254 -20.4%
Michigan $2,168 $920 73.7%
Minnesota $1,046 -$202 -16.2%
Mississippi $1,496 $248 19.9%
Missouri $1,110 -$138 -11.1%
Montana $1,340 $92 7.4%
Nebraska $984 -$264 -21.2%
Nevada $1,496 $248 19.9%
New Hampshire $900 -$348 -27.9%
New Jersey $1,394 $146 11.7%
New Mexico $1,104 -$144 -11.5%
New York $1,314 $66 5.3%
North Carolina $718 -$530 -42.5%
North Dakota $1,024 -$224 -17.9%
Ohio $860 -$388 -31.1%
Oklahoma $1,282 $34 2.7%
Oregon $1,142 -$106 -8.5%
Pennsylvania $1,188 -$60 -4.8%
Rhode Island $1,664 $416 33.3%
South Carolina $1,132 -$116 -9.3%
South Dakota $1,054 -$194 -15.5%
Tennessee $1,092 -$156 -12.5%
Texas $1,504 $256 20.5%
Utah $926 -$322 -25.8%
Vermont $852 -$396 -31.7%
Virginia $748 -$500 -40.1%
Washington $964 -$284 -22.8%
West Virginia $1,146 -$102 -8.2%
Wisconsin $860 -$388 -31.1%
Wyoming $1,110 -$138 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city
Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $346 $660 $332 $1,474
2023 Volvo V60 $332 $656 $338 $1,462
2022 Volvo V60 $320 $640 $354 $1,450
2021 Volvo V60 $310 $612 $364 $1,422
2020 Volvo V60 $292 $592 $376 $1,396
2019 Volvo V60 $282 $548 $384 $1,350
2018 Volvo V60 $270 $516 $388 $1,310
2017 Volvo V60 $258 $464 $390 $1,248
2016 Volvo V60 $242 $426 $390 $1,194

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Volvo V60 Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around every time your policy renews by requesting rates from direct car insurance companies, and also from local insurance agencies.

The points below are a recap of the information raised in the charts and tables above.

  • You may be able to save approximately $150 per year just by quoting online in advance
  • Drivers under the age of 20 are charged the highest rates, with premiums being up to $391 each month if they have full coverage
  • Increasing comprehensive and collision deductibles could save as much as $475 each year
  • Higher risk drivers that have major violations or accidents may have to pay on average $1,460 more annually to insure a Volvo V60
  • Policyholders who want increased liability limits will pay around $430 per year to go from a 30/60 limit to a 250/500 level

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,882
30 $1,300
40 $1,248
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,566
$250 $1,418
$500 $1,248
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,248
50/100 $1,326
100/300 $1,424
250/500 $1,677
100 CSL $1,365
300 CSL $1,580
500 CSL $1,736

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,590
30 $2,764
40 $2,706
50 $2,584
60 $2,560

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $91
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $532
Rate after discounts $716

Discounts are estimated and may not be available from every company or in every state.

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