Volvo V60 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Volvo V60 are $1,310 a year for full coverage insurance. Comprehensive costs on average $270, collision costs $516, and liability coverage is estimated at $388. Liability-only coverage costs approximately $434 a year, with high-risk coverage costing around $2,848. Teenage drivers pay the most at $4,892 a year or more.
Average premium for full coverage: $1,310
Premium estimates by type of coverage:
Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different V60 trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Volvo V60 go from as low as $434 for just liability coverage to a much higher rate of $2,848 for high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.
The price range example below illustrates how where you live affects car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Volvo V60 insurance rates for different risk profiles and scenarios.
- The best discount rate is $745
- Choosing higher $1,000 deductibles can save around $176 each year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,310
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,660
- Drivers who are prone to accidents and violations could pay upwards of $2,848 or more
- An auto insurance policy for full coverage for a teenage driver with full coverage may cost $4,892 each year
Insurance prices for a Volvo V60 also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Volvo V60 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,770 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,184 | -$126 | -9.6% |
| Alaska | $1,002 | -$308 | -23.5% |
| Arizona | $1,086 | -$224 | -17.1% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,480 | $170 | 13.0% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,212 | -$98 | -7.5% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $806 | -$504 | -38.5% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,046 | -$264 | -20.2% |
| Michigan | $2,272 | $962 | 73.4% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,570 | $260 | 19.8% |
| Missouri | $1,162 | -$148 | -11.3% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,032 | -$278 | -21.2% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,378 | $68 | 5.2% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,072 | -$238 | -18.2% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,248 | -$62 | -4.7% |
| Rhode Island | $1,746 | $436 | 33.3% |
| South Carolina | $1,186 | -$124 | -9.5% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,144 | -$166 | -12.7% |
| Texas | $1,578 | $268 | 20.5% |
| Utah | $968 | -$342 | -26.1% |
| Vermont | $894 | -$416 | -31.8% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,164 | -$146 | -11.1% |
Using high physical damage deductibles can save as much as $530 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $349 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges around 45% to 136% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $362 | $688 | $316 | $1,502 |
| 2023 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2022 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2021 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2020 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2019 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2018 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2017 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2016 Volvo V60 | $258 | $464 | $390 | $1,248 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Volvo V60 Insurance
Finding better rates on auto insurance takes being a low-risk driver, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The items below are a condensed summary of the material that was touched on in the above illustrations.
- Consumers who require more liability coverage will pay an extra $430 annually to raise limits from 30/60 bodily injury limits to 250/500 limits
- Teen drivers pay the highest prices, with premiums being up to $408 per month for full coverage
- Drivers with multiple at-fault accidents pay an average of $1,540 more each year to insure their V60
- Increasing policy deductibles can save around $525 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,892 |
| 20 | $3,034 |
| 30 | $1,366 |
| 40 | $1,310 |
| 50 | $1,198 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,498 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,388 |
| 100/300 | $1,485 |
| 250/500 | $1,737 |
| 100 CSL | $1,426 |
| 300 CSL | $1,640 |
| 500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $4,838 |
| 30 | $2,910 |
| 40 | $2,848 |
| 50 | $2,716 |
| 60 | $2,694 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
