Volvo V50 Insurance Rates

Do you need help finding cheap Volvo V50 insurance rates? The average cost of Volvo V50 insurance is $1,230 a year, or $102 a month. Learn more about Volvo V50 frequently asked coverage questions.

Want Volvo V50 price assurance that you have the cheapest rates? Enter your ZIP code in our free tool above to find the cheapest rates for a Volvo V50.

Average insurance rates for a Volvo V50 are $1,492 a year including full coverage. Comprehensive insurance costs on average $336, collision insurance costs $626, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs $3,228 or more. Teen drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different V50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Volvo V50 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $850
• Choosing higher $1,000 deductibles can save around $220 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,492
• Choosing more expensive low deductibles for comp and collision coverage will cost an additional $424 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,228
• The cost that insures a teen driver with full coverage may cost $5,458 each year

View Chart as Image

Car insurance rates for a Volvo V50 can also vary considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges as much as 44% to 135% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $5,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Volvo V50 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,130 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $650 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Volvo V50 Insurance

Saving money on car insurance takes avoiding accidents and violations, having a positive credit history, not filing small claims, and possibly raising deductibles. Shop around at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,740 more each year for car insurance
• You may be able to save as much as $180 per year just by shopping early and online
• Increasing deductibles can save approximately $650 each year
• Policyholders who require higher liability limits will pay about $410 per year to raise limits from a minimum limit to the 250/500 level

Who really has the lowest car insurance rates for a Volvo V50? The only way to find this out and save on average insurance costs is to shop around. To find cheap and affordable car insurance, enter your ZIP code in our free tool below.

What are the safety ratings of the Volvo V50?

Is the Volvo V50 a good car? This is what insurers will ask themselves when they look at Volvo V50 safety ratings and features. Some of the Volvo V50’s safety features include traction control, whiplash protection seating, anti-submarine seats, and anti-lock braking system.

However, the Insurance Institute for Highway Safety (IIHS) has not crash-tested the Volvo V50, so there is no information on the safety ratings. This means that insurers will base rates on safety ratings of vehicles in the Volvo V50’s class.

Volvo V50 Compared Against Other Vehicles in the Same Class

What insurance group is a Volvo V50? The Volvo V50 is a luxury car, which means that its insurance group will be higher (more expensive). To see how other luxury cars’ rates compare to the Volvo V50’s insurance rates, view the list below.

• Acura TL Insurance Rates
• Audi A4 Insurance Rates
• Audi A5 Insurance Rates

The best way to save on Volvos, from a Volvo S40 to a Volvo V50, is to shop for multiple quotes. Enter your ZIP code in our free tool to start comparing rates.