Volvo V50 Insurance Rates

Do you need help finding cheap Volvo V50 insurance rates? The average cost of Volvo V50 insurance is $1,230 a year, or $102 a month. Learn more about Volvo V50 frequently asked coverage questions.

Want Volvo V50 price assurance that you have the cheapest rates? Enter your ZIP code in our free tool above to find the cheapest rates for a Volvo V50.

U.S. average insurance rates for a Volvo V50 are $1,492 a year including full coverage. Comprehensive insurance costs around $336, collision insurance costs $626, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs $3,228 or more. Teenage drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates for individual coverage:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different V50 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Volvo V50 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $850
• Choosing higher $1,000 deductibles can save about $220 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,492
• Using more expensive low deductibles for comp and collision coverage will cost an extra $424 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $3,228
• The price for full coverage for a teen driver with full coverage can be $5,458 each year

View Chart as Image

Auto insurance prices for a Volvo V50 are also quite variable based on your driving record, the model of your V50, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volvo V50 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,130 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $650 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,800 to $2,400 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Volvo V50 Insurance

Getting lower rates on car insurance takes being a low-risk driver, having good credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a condensed summary of the primary concepts that were presented in the illustrations above.

• You may be able to save up to $180 per year just by shopping early and online
• Higher risk drivers with multiple at-fault accidents pay on average $1,740 more every year to insure their V50
• Increasing physical damage deductibles can save around $650 each year
• Teen drivers are expensive to insure, possibly costing $455 a month if they have full coverage

Who really has the lowest car insurance rates for a Volvo V50? The only way to find this out and save on average insurance costs is to shop around. To find cheap and affordable car insurance, enter your ZIP code in our free tool below.

What are the safety ratings of the Volvo V50?

Is the Volvo V50 a good car? This is what insurers will ask themselves when they look at Volvo V50 safety ratings and features. Some of the Volvo V50’s safety features include traction control, whiplash protection seating, anti-submarine seats, and anti-lock braking system.

However, the Insurance Institute for Highway Safety (IIHS) has not crash-tested the Volvo V50, so there is no information on the safety ratings. This means that insurers will base rates on safety ratings of vehicles in the Volvo V50’s class.

Volvo V50 Compared Against Other Vehicles in the Same Class

What insurance group is a Volvo V50? The Volvo V50 is a luxury car, which means that its insurance group will be higher (more expensive). To see how other luxury cars’ rates compare to the Volvo V50’s insurance rates, view the list below.

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The best way to save on Volvos, from a Volvo S40 to a Volvo V50, is to shop for multiple quotes. Enter your ZIP code in our free tool to start comparing rates.