Volvo S90 Insurance Rates

The average insurance rates for a Volvo S90 are $1,468 a year with full coverage. Comprehensive costs around $290, collision insurance costs $564, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $3,196. Teen drivers cost the most to insure at up to $5,546 a year.

Average premium for full coverage: $1,468

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all S90 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volvo S90 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $836
• Choosing higher $1,000 deductibles can save about $194 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,468
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,846
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $3,196
• Policy cost for full coverage for a teen driver for full coverage can be $5,546 each year

View Chart as Image

Insurance rates for a Volvo S90 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo S90 insurance prices. A good driver about age 40 could pay as low as $1,060 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,980 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $580 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,800 to $2,400 additional every year, depending on your age. Volvo S90 insurance for high-risk drivers ranges as much as 43% to 137% more than average. View High Risk Driver Rates

How to Find the Best Volvo S90 Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a brief recap of the material that was presented in the illustrations above.

• Policyholders who may need higher levels of liability will pay about $500 every year to raise limits from a 30/60 limit to 250/500 limits
• Teenage drivers are charged the highest rates, as much as $462 each month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations pay an average of $1,730 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save around $575 each year