Volvo S90 Insurance Rates

The average insurance rates for a Volvo S90 are $1,468 a year with full coverage. Comprehensive insurance costs an estimated $290, collision insurance costs $564, and liability coverage is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $3,196 or more. Teen drivers cost the most to insure at up to $5,546 a year.

Average premium for full coverage: $1,468

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for all S90 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The example below illustrates how where you live affects insurance prices.

The examples above demonstrate why everyone should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Volvo S90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Choosing higher $1,000 deductibles can save approximately $194 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,468
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $378 each year
• Drivers with multiple violations and an at-fault accident could pay up to $3,196
• Policy cost that insures a teenage driver for full coverage can cost as much as $5,546 each year

View Chart as Image

Insurance rates for a Volvo S90 also range considerably based on the model of your S90, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,800 to $2,400 additional every year, depending on your age. Volvo S90 insurance for high-risk drivers ranges around 43% to 137% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo S90 insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,980 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $580 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Volvo S90 Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, having a good credit score, not filing small claims, and possibly raising deductibles. Shop around at every policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the data touched on in the above illustrations.

• Consumers who want more liability protection will pay about $500 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save approximately $180 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Youthful drivers are expensive to insure, as much as $462 each month if comprehensive and collision insurance is included