Volvo S90 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 29, 2024
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U.S. average insurance prices for a Volvo S90 are $1,468 every 12 months for full coverage. Comprehensive costs around $290, collision insurance costs $564, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $3,196. Teenage drivers pay the highest rates at up to $5,546 a year.
Average premium for full coverage: $1,468
Price estimates for individual coverage:
Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all S90 models.
Price Range from Low to High
For the normal driver, Volvo S90 insurance prices range from the cheapest price of $508 for the bare minimum liability coverage to the much higher price of $3,196 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.
The ranges above show why everyone should compare prices for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Volvo S90 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $836
- Using higher $1,000 deductibles will save about $194 a year
- The average price for the average middle-age driver using $500 deductibles is $1,468
- Using pricier low deductibles for physical damage coverage increases the price to $1,846
- Higher-risk drivers who are prone to accidents and violations could pay at least $3,196
- The price to insure a teenage driver for full coverage can be $5,546 or more
Insurance prices for a Volvo S90 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Using high physical damage deductibles could cut prices by as much as $580 a year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,800 to $2,400 additional each year, depending on your age. Volvo S90 insurance for high-risk drivers can be around 43% to 137% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,100 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,328 | -$140 | -9.5% |
Alaska | $1,126 | -$342 | -23.3% |
Arizona | $1,218 | -$250 | -17.0% |
Arkansas | $1,468 | -$0 | 0.0% |
California | $1,672 | $204 | 13.9% |
Colorado | $1,404 | -$64 | -4.4% |
Connecticut | $1,510 | $42 | 2.9% |
Delaware | $1,662 | $194 | 13.2% |
Florida | $1,836 | $368 | 25.1% |
Georgia | $1,354 | -$114 | -7.8% |
Hawaii | $1,054 | -$414 | -28.2% |
Idaho | $992 | -$476 | -32.4% |
Illinois | $1,094 | -$374 | -25.5% |
Indiana | $1,106 | -$362 | -24.7% |
Iowa | $990 | -$478 | -32.6% |
Kansas | $1,396 | -$72 | -4.9% |
Kentucky | $2,004 | $536 | 36.5% |
Louisiana | $2,172 | $704 | 48.0% |
Maine | $908 | -$560 | -38.1% |
Maryland | $1,212 | -$256 | -17.4% |
Massachusetts | $1,174 | -$294 | -20.0% |
Michigan | $2,552 | $1,084 | 73.8% |
Minnesota | $1,228 | -$240 | -16.3% |
Mississippi | $1,760 | $292 | 19.9% |
Missouri | $1,302 | -$166 | -11.3% |
Montana | $1,578 | $110 | 7.5% |
Nebraska | $1,156 | -$312 | -21.3% |
Nevada | $1,760 | $292 | 19.9% |
New Hampshire | $1,058 | -$410 | -27.9% |
New Jersey | $1,640 | $172 | 11.7% |
New Mexico | $1,302 | -$166 | -11.3% |
New York | $1,548 | $80 | 5.4% |
North Carolina | $846 | -$622 | -42.4% |
North Dakota | $1,202 | -$266 | -18.1% |
Ohio | $1,014 | -$454 | -30.9% |
Oklahoma | $1,508 | $40 | 2.7% |
Oregon | $1,344 | -$124 | -8.4% |
Pennsylvania | $1,400 | -$68 | -4.6% |
Rhode Island | $1,960 | $492 | 33.5% |
South Carolina | $1,328 | -$140 | -9.5% |
South Dakota | $1,238 | -$230 | -15.7% |
Tennessee | $1,286 | -$182 | -12.4% |
Texas | $1,770 | $302 | 20.6% |
Utah | $1,088 | -$380 | -25.9% |
Vermont | $1,006 | -$462 | -31.5% |
Virginia | $880 | -$588 | -40.1% |
Washington | $1,136 | -$332 | -22.6% |
West Virginia | $1,344 | -$124 | -8.4% |
Wisconsin | $1,016 | -$452 | -30.8% |
Wyoming | $1,308 | -$160 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Volvo S90 | $372 | $720 | $390 | $1,640 |
2023 Volvo S90 | $356 | $714 | $398 | $1,626 |
2022 Volvo S90 | $344 | $698 | $416 | $1,616 |
2021 Volvo S90 | $332 | $668 | $430 | $1,588 |
2020 Volvo S90 | $314 | $646 | $442 | $1,560 |
2019 Volvo S90 | $302 | $598 | $452 | $1,510 |
2018 Volvo S90 | $290 | $564 | $456 | $1,468 |
2017 Volvo S90 | $278 | $506 | $460 | $1,402 |
Rates are averaged for all Volvo S90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Volvo S90 Insurance
Getting lower rates on auto insurance requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below you'll find a recap of the data presented in the illustrations above.
- Consumers who may need more liability protection will pay an extra $500 each year to increase from a low limit to a 250/500 level
- Drivers can save up to $180 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $575 each year
- Youthful drivers are charged the highest prices, with premiums as much as $462 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,546 |
20 | $3,410 |
30 | $1,526 |
40 | $1,468 |
50 | $1,340 |
60 | $1,316 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,846 |
$250 | $1,672 |
$500 | $1,468 |
$1,000 | $1,274 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,468 |
50/100 | $1,559 |
100/300 | $1,673 |
250/500 | $1,970 |
100 CSL | $1,605 |
300 CSL | $1,856 |
500 CSL | $2,038 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,918 |
20 | $5,438 |
30 | $3,262 |
40 | $3,196 |
50 | $3,052 |
60 | $3,026 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $79 |
Multi-vehicle | $79 |
Homeowner | $22 |
5-yr Accident Free | $109 |
5-yr Claim Free | $96 |
Paid in Full/EFT | $68 |
Advance Quote | $74 |
Online Quote | $105 |
Total Discounts | $632 |
Discounts are estimated and may not be available from every company or in every state.
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