Volvo S90 Insurance Rates

U.S. average insurance prices for a Volvo S90 are $1,468 every 12 months for full coverage. Comprehensive costs around $290, collision insurance costs $564, and liability coverage costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs around $3,196. Teenage drivers pay the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,468

Price estimates for individual coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all S90 models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.

The ranges above show why everyone should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volvo S90 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $836
• Using higher $1,000 deductibles will save about $194 a year
• The average price for the average middle-age driver using $500 deductibles is $1,468
• Using pricier low deductibles for physical damage coverage increases the price to $1,846
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,196
• The price to insure a teenage driver for full coverage can be $5,546 or more

View Chart as Image

Insurance prices for a Volvo S90 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $580 a year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,800 to $2,400 additional each year, depending on your age. Volvo S90 insurance for high-risk drivers can be around 43% to 137% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Volvo S90 Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a recap of the data presented in the illustrations above.

• Consumers who may need more liability protection will pay an extra $500 each year to increase from a low limit to a 250/500 level
• Drivers can save up to $180 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $575 each year
• Youthful drivers are charged the highest prices, with premiums as much as $462 a month if full coverage is included