Volvo S90 Insurance Rates

Average insurance rates for a Volvo S90 are $1,402 a year for full coverage insurance. Comprehensive costs approximately $278 a year, collision insurance costs $506, and liability coverage costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $3,044. Teenage drivers receive the highest rates at up to $5,322 a year.

Average premium for full coverage: $1,402

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and S90 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Volvo S90 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $805
• Using higher $1,000 deductibles will save $1,224 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,402
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,748
• Higher-risk drivers who are prone to accidents and violations could pay around $3,044
• The cost that insures a teenage driver can cost $5,322 or more

View Chart as Image

Auto insurance rates for a Volvo S90 can also vary considerably based on the trim level of your S90, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live has a huge impact on Volvo S90 insurance rates. A driver around age 40 might see rates as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,890 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $530 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Volvo S90 Insurance

Saving money on auto insurance requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a brief review of the car insurance concepts touched on in this article.

• Drivers with DUI or reckless driving convictions could be charged and average of $1,640 more per year to insure their S90
• It is possible to save around $170 per year just by quoting early and online
• Increasing deductibles can save approximately $525 each year
• Consumers who purchase more liability coverage will pay an extra $510 annually to increase from a minimum limit to the 250/500 level