Volvo S90 Insurance Rates

Average auto insurance rates for a Volvo S90 are $1,468 annually including full coverage. Comprehensive insurance costs an estimated $290 each year, collision insurance costs $564, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $3,196 or more. Teen drivers receive the highest rates at up to $5,546 a year.

Average premium for full coverage: $1,468

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and S90 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.

These examples highlight why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Volvo S90 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Using higher $1,000 deductibles will save approximately $194 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,468
• Choosing low deductibles for physical damage coverage costs an additional $378 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,196
• The cost with full coverage for a 16-year-old driver can cost as much as $5,546 or more

View Chart as Image

Insurance rates for a Volvo S90 can also vary considerably based on the trim level of your S90, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,800 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can be from 43% to 137% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $580 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Volvo S90 insurance prices. A driver around age 40 might see rates as low as $1,130 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,100 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheap Volvo S90 Insurance

Saving money on insurance for a Volvo S90 requires having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief summary of the data presented in the illustrations above.

• Insureds who want additional liability coverage will pay about $500 per year to increase from a minimum limit to higher 250/500 limits
• You may be able to save approximately $180 per year just by quoting online in advance
• Increasing deductibles could save up to $575 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $462 per month if they have full coverage