Volvo S60 Cross Country Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 18, 2024

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Estimated insurance rates for a Volvo S60 Cross Country are $1,476 a year including full coverage. Comprehensive costs around $292, collision insurance costs $574, and liability costs $452. A liability-only policy costs as little as $504 a year, and high-risk insurance costs around $3,212. Teen drivers pay the most at up to $5,564 a year.

Average premium for full coverage: $1,476

Premium estimates for type of coverage:

Comprehensive $292
Collision $574
Liability $452

Rates are based on $500 deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different S60 Cross Country trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Volvo S60 Cross Country range from as low as $504 for just the minimum liability insurance to a much higher rate of $3,212 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $1,476
High Risk $3,212

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,107
Small Cities $1,550
Large Cities $1,993

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Volvo S60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $841
  • Drivers who choose higher $1,000 deductibles will pay about $196 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,476
  • Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,860
  • Drivers with multiple violations and an at-fault accident could pay at least $3,212
  • An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $5,564 a year

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance rates range from $841 to $5,564 for full coverage

Auto insurance prices for a Volvo S60 Cross Country also have a wide range based on your driving characteristics, the model of your S60 Cross Country, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Volvo S60 Cross Country insurance prices. A 40-year-old driver could pay as low as $1,130 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,100 on average in Michigan, New York, and Louisiana.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,334 -$142 -9.6%
Alaska $1,132 -$344 -23.3%
Arizona $1,224 -$252 -17.1%
Arkansas $1,476 -$0 0.0%
California $1,680 $204 13.8%
Colorado $1,408 -$68 -4.6%
Connecticut $1,518 $42 2.8%
Delaware $1,670 $194 13.1%
Florida $1,846 $370 25.1%
Georgia $1,362 -$114 -7.7%
Hawaii $1,060 -$416 -28.2%
Idaho $998 -$478 -32.4%
Illinois $1,100 -$376 -25.5%
Indiana $1,110 -$366 -24.8%
Iowa $996 -$480 -32.5%
Kansas $1,402 -$74 -5.0%
Kentucky $2,012 $536 36.3%
Louisiana $2,184 $708 48.0%
Maine $910 -$566 -38.3%
Maryland $1,216 -$260 -17.6%
Massachusetts $1,180 -$296 -20.1%
Michigan $2,562 $1,086 73.6%
Minnesota $1,234 -$242 -16.4%
Mississippi $1,768 $292 19.8%
Missouri $1,308 -$168 -11.4%
Montana $1,584 $108 7.3%
Nebraska $1,164 -$312 -21.1%
Nevada $1,770 $294 19.9%
New Hampshire $1,064 -$412 -27.9%
New Jersey $1,650 $174 11.8%
New Mexico $1,306 -$170 -11.5%
New York $1,554 $78 5.3%
North Carolina $850 -$626 -42.4%
North Dakota $1,208 -$268 -18.2%
Ohio $1,020 -$456 -30.9%
Oklahoma $1,514 $38 2.6%
Oregon $1,352 -$124 -8.4%
Pennsylvania $1,408 -$68 -4.6%
Rhode Island $1,970 $494 33.5%
South Carolina $1,336 -$140 -9.5%
South Dakota $1,244 -$232 -15.7%
Tennessee $1,292 -$184 -12.5%
Texas $1,780 $304 20.6%
Utah $1,092 -$384 -26.0%
Vermont $1,010 -$466 -31.6%
Virginia $882 -$594 -40.2%
Washington $1,140 -$336 -22.8%
West Virginia $1,352 -$124 -8.4%
Wisconsin $1,022 -$454 -30.8%
Wyoming $1,314 -$162 -11.0%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city

Choosing high deductibles could save up to $580 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance can cost from 43% to 136% more than average. View High Risk Driver Rates

Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $292 $574 $452 $1,476
2017 Volvo S60 Cross Country $280 $540 $456 $1,434

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Volvo S60 Cross Country Insurance

Finding better rates on insurance for a Volvo S60 Cross Country not only requires not taking risks behind the wheel, but also having good credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates once a year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a quick review of the data that was covered above.

  • You may be able to save up to $180 per year just by shopping early and online
  • Insureds who may need higher liability limits will pay about $500 per year to go from 30/60 bodily injury limits to 250/500 limits
  • Teens are expensive to insure, with the cost nearing $464 per month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,740 more every year for S60 Cross Country insurance

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,564
20 $3,430
30 $1,536
40 $1,476
50 $1,348
60 $1,324

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,860
$250 $1,680
$500 $1,476
$1,000 $1,280

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,476
50/100 $1,566
100/300 $1,679
250/500 $1,973
100 CSL $1,612
300 CSL $1,860
500 CSL $2,041

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,950
20 $5,468
30 $3,280
40 $3,212
50 $3,070
60 $3,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $111
5-yr Claim Free $97
Paid in Full/EFT $68
Advance Quote $74
Online Quote $105
Total Discounts $635
Rate after discounts $841

Discounts are estimated and may not be available from every company or in every state.

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