Volvo S60 Cross Country Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 18, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Volvo S60 Cross Country are $1,370 a year with full coverage. Comprehensive insurance costs around $268, collision costs $484, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,976 or more. 16-year-old drivers pay the most at $5,224 a year or more.

Average premium for full coverage: $1,370

Premium estimates for type of coverage:

Comprehensive $268
Collision $484
Liability $460

Rate estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all S60 Cross Country models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volvo S60 Cross Country go from as low as $510 for liability-only coverage to the much higher price of $2,976 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,370
High Risk $2,976

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than congested cities.

The example below illustrates how location impacts auto insurance rates.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

These rate differences demonstrate why everyone should get quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Volvo S60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $790
  • Choosing higher $1,000 deductibles can save about $170 annually
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,370
  • Buying pricier low deductibles for comp and collision coverage will cost an extra $334 each year
  • Drivers with multiple tickets or accidents could pay at least $2,976 or more
  • An auto insurance policy for full coverage for a teenage driver for full coverage can be $5,224 each year

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing full coverage Volvo S60 Cross Country insurance prices range from $790 to $5,224

Auto insurance prices for a Volvo S60 Cross Country also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Volvo S60 Cross Country insurance rates. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,850 on average in Florida, Michigan, and New York.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,310 -$60 -4.4%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $928 -$442 -32.3%
Illinois $1,022 -$348 -25.4%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,872 $502 36.6%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,132 -$238 -17.4%
Massachusetts $1,098 -$272 -19.9%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,082 -$288 -21.0%
Nevada $1,646 $276 20.1%
New Hampshire $990 -$380 -27.7%
New Jersey $1,534 $164 12.0%
New Mexico $1,216 -$154 -11.2%
New York $1,444 $74 5.4%
North Carolina $788 -$582 -42.5%
North Dakota $1,122 -$248 -18.1%
Ohio $948 -$422 -30.8%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,830 $460 33.6%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,654 $284 20.7%
Utah $1,014 -$356 -26.0%
Vermont $940 -$430 -31.4%
Virginia $820 -$550 -40.1%
Washington $1,062 -$308 -22.5%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $510 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,600 to $2,300 in extra premium annually, depending on your age. Volvo S60 Cross Country insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to find out your exact price is to regularly compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370
2017 Volvo S60 Cross Country $250 $446 $460 $1,314

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volvo S60 Cross Country Insurance

Finding better rates on auto insurance takes having a good driving record, having good credit, being claim-free, and maximizing policy discounts. Spend time shopping around at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief recap of the car insurance concepts touched on above.

  • Drivers who tend to receive serious violations pay an average of $1,610 more every year to buy Volvo S60 Cross Country insurance
  • You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $500 each year
  • Consumers who may need increased levels of liability coverage will pay around $510 every year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,224
20 $3,172
30 $1,420
40 $1,370
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,704
$250 $1,548
$500 $1,370
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,462
100/300 $1,577
250/500 $1,876
100 CSL $1,508
300 CSL $1,761
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,440
20 $5,054
30 $3,034
40 $2,976
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $97
Total Discounts $580
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles