Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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U.S. average auto insurance rates for a Volvo S60 Cross Country are $1,370 annually with full coverage. Comprehensive costs around $268 a year, collision insurance costs $484, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,976. 16-year-old drivers pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates for individual coverage:

Comprehensive $268
Collision $484
Liability $460

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and S60 Cross Country trim levels.

Price Range from Low to High

For an average driver, Volvo S60 Cross Country insurance prices range from as cheap as $510 for basic liability insurance to a high of $2,976 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,370
High Risk $2,976

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population have fewer collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Volvo S60 Cross Country insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $790
  • Raising to $1,000 deductibles will save about $1,200 annually
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,370
  • Buying low $100 deductibles will cost $1,704
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,976
  • The price with full coverage for a teenage driver can be $5,224

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance rates range from $790 to $5,224 for full coverage

Insurance prices for a Volvo S60 Cross Country are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $510 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Volvo S60 Cross Country insurance rates. A middle-age driver might find prices as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,850 on average in Florida, Michigan, and New York.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,310 -$60 -4.4%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $928 -$442 -32.3%
Illinois $1,022 -$348 -25.4%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,872 $502 36.6%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,132 -$238 -17.4%
Massachusetts $1,098 -$272 -19.9%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,082 -$288 -21.0%
Nevada $1,646 $276 20.1%
New Hampshire $990 -$380 -27.7%
New Jersey $1,534 $164 12.0%
New Mexico $1,216 -$154 -11.2%
New York $1,444 $74 5.4%
North Carolina $788 -$582 -42.5%
North Dakota $1,122 -$248 -18.1%
Ohio $948 -$422 -30.8%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,830 $460 33.6%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,654 $284 20.7%
Utah $1,014 -$356 -26.0%
Vermont $940 -$430 -31.4%
Virginia $820 -$550 -40.1%
Washington $1,062 -$308 -22.5%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city
Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370
2017 Volvo S60 Cross Country $250 $446 $460 $1,314

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volvo S60 Cross Country Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a recap of the primary concepts that were covered in the above illustrations.

  • You may be able to save up to $160 per year just by quoting early and online
  • Drivers that have major violations or accidents may pay on average $1,610 more every year for auto insurance
  • Increasing physical damage deductibles could save up to $500 each year
  • Teenage drivers pay higher prices, costing up to $435 a month including comprehensive and collision insurance

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,224
20 $3,172
30 $1,420
40 $1,370
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,704
$250 $1,548
$500 $1,370
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,462
100/300 $1,577
250/500 $1,876
100 CSL $1,508
300 CSL $1,761
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,440
20 $5,054
30 $3,034
40 $2,976
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $97
Total Discounts $580
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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