Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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Average auto insurance rates for a Volvo S60 Cross Country are $1,370 annually including full coverage. Comprehensive insurance costs approximately $268 each year, collision insurance costs $484, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,976 or more. Teens receive the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Rate estimates by individual coverage type:

Comprehensive $268
Collision $484
Liability $460

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and S60 Cross Country models.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $510 for just liability coverage to a high rate of $2,976 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,370
High Risk $2,976

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

These examples highlight why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Volvo S60 Cross Country insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $790
  • Raising to $1,000 deductibles will save $170 every year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,370
  • Selecting low deductibles costs an additional $334 every year
  • At-risk drivers with serious driving violations could pay around $2,976
  • The cost with full coverage for a teen driver can cost $5,224

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance prices range from $790 to $5,224 for full coverage

Car insurance rates for a Volvo S60 Cross Country can also vary considerably based on the trim level of your S60 Cross Country, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Volvo S60 Cross Country insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,960 on average in Louisiana, New York, and Michigan.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,310 -$60 -4.4%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $928 -$442 -32.3%
Illinois $1,022 -$348 -25.4%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,872 $502 36.6%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,132 -$238 -17.4%
Massachusetts $1,098 -$272 -19.9%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,082 -$288 -21.0%
Nevada $1,646 $276 20.1%
New Hampshire $990 -$380 -27.7%
New Jersey $1,534 $164 12.0%
New Mexico $1,216 -$154 -11.2%
New York $1,444 $74 5.4%
North Carolina $788 -$582 -42.5%
North Dakota $1,122 -$248 -18.1%
Ohio $948 -$422 -30.8%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,830 $460 33.6%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,654 $284 20.7%
Utah $1,014 -$356 -26.0%
Vermont $940 -$430 -31.4%
Virginia $820 -$550 -40.1%
Washington $1,062 -$308 -22.5%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city
Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370
2017 Volvo S60 Cross Country $250 $446 $460 $1,314

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Volvo S60 Cross Country Insurance

Saving money on car insurance consists of being a low-risk driver, having a good credit score, not filing small claims, and attention to physical damage deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The items below are a brief recap of the ideas that were covered in the above illustrations.

  • Teen drivers pay the highest auto insurance rates, as much as $435 per month if comprehensive and collision insurance is included
  • Higher risk drivers who tend to receive serious violations may have to pay on average $1,610 more per year to insure their S60 Cross Country
  • Increasing deductibles could save up to $500 each year
  • You may be able to save around $160 per year just by quoting online in advance

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,224
20 $3,172
30 $1,420
40 $1,370
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,704
$250 $1,548
$500 $1,370
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,462
100/300 $1,577
250/500 $1,876
100 CSL $1,508
300 CSL $1,761
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,440
20 $5,054
30 $3,034
40 $2,976
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $97
Total Discounts $580
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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