Volvo S60 Cross Country Insurance Rates

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UPDATED: Apr 18, 2024

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U.S. average insurance rates for a Volvo S60 Cross Country are $1,370 a year including full coverage. Comprehensive costs approximately $268, collision insurance costs $484, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,976. 16-year-old drivers pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates by individual coverage:

Comprehensive $268
Collision $484
Liability $460

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all S60 Cross Country models.

Price Range from Low to High

For the normal driver, Volvo S60 Cross Country insurance prices range from the low end price of $510 for basic liability insurance to the much higher price of $2,976 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,370
High Risk $2,976

Geographic Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

The ranges above highlight why everyone should get quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

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Rate Comparisons

The chart below breaks down average Volvo S60 Cross Country insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $790
  • Choosing higher $1,000 deductibles can save $170 every year
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,370
  • Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,704
  • Drivers with multiple tickets or accidents could pay around $2,976
  • The price that insures a teenage driver for full coverage can cost $5,224 each year

View Chart as Image

Volvo S60 Cross Country insurance cost comparison chart
Column chart showing Volvo S60 Cross Country insurance rates range from $790 to $5,224 for full coverage

Car insurance prices for a Volvo S60 Cross Country are also quite variable based on the model of your S60 Cross Country, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Volvo S60 Cross Country insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volvo S60 Cross Country insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.

Volvo S60 Cross Country Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,310 -$60 -4.4%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $928 -$442 -32.3%
Illinois $1,022 -$348 -25.4%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,302 -$68 -5.0%
Kentucky $1,872 $502 36.6%
Louisiana $2,030 $660 48.2%
Maine $846 -$524 -38.2%
Maryland $1,132 -$238 -17.4%
Massachusetts $1,098 -$272 -19.9%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,082 -$288 -21.0%
Nevada $1,646 $276 20.1%
New Hampshire $990 -$380 -27.7%
New Jersey $1,534 $164 12.0%
New Mexico $1,216 -$154 -11.2%
New York $1,444 $74 5.4%
North Carolina $788 -$582 -42.5%
North Dakota $1,122 -$248 -18.1%
Ohio $948 -$422 -30.8%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,308 -$62 -4.5%
Rhode Island $1,830 $460 33.6%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,654 $284 20.7%
Utah $1,014 -$356 -26.0%
Vermont $940 -$430 -31.4%
Virginia $820 -$550 -40.1%
Washington $1,062 -$308 -22.5%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Volvo S60 Cross Country insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $510 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Volvo S60 Cross Country Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Volvo S60 Cross Country $268 $484 $460 $1,370
2017 Volvo S60 Cross Country $250 $446 $460 $1,314

Rates are averaged for all Volvo S60 Cross Country models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volvo S60 Cross Country Insurance

Getting lower rates on auto insurance takes having a good driving record, having a positive credit history, being claim-free, and attention to physical damage deductibles. Comparison shop at least once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a review of the primary concepts that were presented in the illustrations above.

  • You may be able to save around $160 per year just by quoting online well ahead of the renewal date
  • Drivers who have several accidents or serious violations will likely pay on average $1,610 more per year to buy Volvo S60 Cross Country insurance
  • Increasing physical damage deductibles can save approximately $500 each year
  • Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $435 a month if full coverage is purchased

Rates by Driver Age

Volvo S60 Cross Country Insurance Rates by Driver Age
Driver Age Premium
16 $5,224
20 $3,172
30 $1,420
40 $1,370
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Volvo S60 Cross Country Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,704
$250 $1,548
$500 $1,370
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Volvo S60 Cross Country Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,462
100/300 $1,577
250/500 $1,876
100 CSL $1,508
300 CSL $1,761
500 CSL $1,945

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S60 Cross Country Insurance Rates for High Risk Drivers
Age Premium
16 $7,440
20 $5,054
30 $3,034
40 $2,976
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $97
Total Discounts $580
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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