Volkswagen Touareg Insurance Rates
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UPDATED: May 12, 2022
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U.S. average insurance prices for a Volkswagen Touareg are $1,020 every 12 months with full coverage. Comprehensive insurance costs approximately $182, collision costs $228, and liability is $452. Buying just liability costs around $504 a year, with insurance for high-risk drivers costing $2,184 or more. Teens pay the highest rates at $4,050 a year or more.
Average premium for full coverage: $1,020
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Touareg models.
Price Range from Low to High
Using a middle-aged driver as an example, Volkswagen Touareg insurance prices go from the cheapest price of $504 for just liability insurance to the much higher price of $2,184 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion.
The example below illustrates how where you live affects auto insurance prices.
The ranges above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $620
- Raising to $1,000 deductibles will save $94 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $1,020
- Selecting pricier low deductibles costs an extra $176 annually
- Drivers with serious driving violations could pay around $2,184 or more
- The price to insure a 16-year-old driver for full coverage can cost $4,050
Insurance prices for a Volkswagen Touareg are also quite variable based on deductibles and policy limits, your driving record, and the model of your Touareg.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $270 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 additional each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers is expensive and can cost from 42% to 131% more than the average policy. View High Risk Driver Rates
The state you live in also has a big influence on Volkswagen Touareg insurance prices. A middle-age driver might find prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,380 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $922 | -$98 | -9.6% |
| Alaska | $784 | -$236 | -23.1% |
| Arizona | $846 | -$174 | -17.1% |
| Arkansas | $1,020 | -$0 | 0.0% |
| California | $1,160 | $140 | 13.7% |
| Colorado | $974 | -$46 | -4.5% |
| Connecticut | $1,048 | $28 | 2.7% |
| Delaware | $1,154 | $134 | 13.1% |
| Florida | $1,276 | $256 | 25.1% |
| Georgia | $940 | -$80 | -7.8% |
| Hawaii | $732 | -$288 | -28.2% |
| Idaho | $688 | -$332 | -32.5% |
| Illinois | $760 | -$260 | -25.5% |
| Indiana | $766 | -$254 | -24.9% |
| Iowa | $686 | -$334 | -32.7% |
| Kansas | $968 | -$52 | -5.1% |
| Kentucky | $1,392 | $372 | 36.5% |
| Louisiana | $1,508 | $488 | 47.8% |
| Maine | $628 | -$392 | -38.4% |
| Maryland | $840 | -$180 | -17.6% |
| Massachusetts | $814 | -$206 | -20.2% |
| Michigan | $1,772 | $752 | 73.7% |
| Minnesota | $854 | -$166 | -16.3% |
| Mississippi | $1,222 | $202 | 19.8% |
| Missouri | $904 | -$116 | -11.4% |
| Montana | $1,094 | $74 | 7.3% |
| Nebraska | $804 | -$216 | -21.2% |
| Nevada | $1,224 | $204 | 20.0% |
| New Hampshire | $734 | -$286 | -28.0% |
| New Jersey | $1,140 | $120 | 11.8% |
| New Mexico | $902 | -$118 | -11.6% |
| New York | $1,072 | $52 | 5.1% |
| North Carolina | $588 | -$432 | -42.4% |
| North Dakota | $834 | -$186 | -18.2% |
| Ohio | $706 | -$314 | -30.8% |
| Oklahoma | $1,046 | $26 | 2.5% |
| Oregon | $934 | -$86 | -8.4% |
| Pennsylvania | $972 | -$48 | -4.7% |
| Rhode Island | $1,360 | $340 | 33.3% |
| South Carolina | $922 | -$98 | -9.6% |
| South Dakota | $860 | -$160 | -15.7% |
| Tennessee | $892 | -$128 | -12.5% |
| Texas | $1,230 | $210 | 20.6% |
| Utah | $756 | -$264 | -25.9% |
| Vermont | $698 | -$322 | -31.6% |
| Virginia | $608 | -$412 | -40.4% |
| Washington | $788 | -$232 | -22.7% |
| West Virginia | $934 | -$86 | -8.4% |
| Wisconsin | $706 | -$314 | -30.8% |
| Wyoming | $910 | -$110 | -10.8% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Every auto insurance company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,020 | $85 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,020 | $85 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2007 Volkswagen Touareg | $188 | $246 | $468 | $1,060 |
| 2005 Volkswagen Touareg | $182 | $228 | $452 | $1,020 |
| 2004 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Volkswagen Touareg Insurance
Getting lower rates on insurance for a Volkswagen Touareg consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a summary of the data touched on in the above illustrations.
- Insureds who purchase more liability protection will pay approximately $500 every year to raise from a low limit to a 250/500 level
- You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $275 each year
- Youthful drivers are the costliest to insure, costing up to $338 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,050 |
| 20 | $2,322 |
| 30 | $1,040 |
| 40 | $1,020 |
| 50 | $936 |
| 60 | $916 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,196 |
| $250 | $1,118 |
| $500 | $1,020 |
| $1,000 | $926 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,020 |
| 50/100 | $1,110 |
| 100/300 | $1,223 |
| 250/500 | $1,517 |
| 100 CSL | $1,156 |
| 300 CSL | $1,404 |
| 500 CSL | $1,585 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,708 |
| 20 | $3,690 |
| 30 | $2,204 |
| 40 | $2,184 |
| 50 | $2,088 |
| 60 | $2,068 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $62 |
| 5-yr Claim Free | $64 |
| Paid in Full/EFT | $37 |
| Advance Quote | $44 |
| Online Quote | $69 |
| Total Discounts | $400 |
Discounts are estimated and may not be available from every company or in every state.
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