Volkswagen Touareg Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

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U.S. average insurance prices for a Volkswagen Touareg are $1,020 every 12 months with full coverage. Comprehensive insurance costs approximately $182, collision costs $228, and liability is $452. Buying just liability costs around $504 a year, with insurance for high-risk drivers costing $2,184 or more. Teens pay the highest rates at $4,050 a year or more.

Average premium for full coverage: $1,020

Price estimates by individual coverage:

Comprehensive $182
Collision $228
Liability $452

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Touareg models.

Price Range from Low to High

Using a middle-aged driver as an example, Volkswagen Touareg insurance prices go from the cheapest price of $504 for just liability insurance to the much higher price of $2,184 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,020
High Risk $2,184

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance prices.

Rural Areas $765
Small Cities $1,071
Large Cities $1,377

The ranges above demonstrate why everyone should compare rates quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $620
  • Raising to $1,000 deductibles will save $94 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,020
  • Selecting pricier low deductibles costs an extra $176 annually
  • Drivers with serious driving violations could pay around $2,184 or more
  • The price to insure a 16-year-old driver for full coverage can cost $4,050

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance prices range from $620 to $4,050

Insurance prices for a Volkswagen Touareg are also quite variable based on deductibles and policy limits, your driving record, and the model of your Touareg.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $270 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 additional each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers is expensive and can cost from 42% to 131% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Volkswagen Touareg insurance prices. A middle-age driver might find prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,380 on average in New York, Michigan, and Florida.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $922 -$98 -9.6%
Alaska $784 -$236 -23.1%
Arizona $846 -$174 -17.1%
Arkansas $1,020 -$0 0.0%
California $1,160 $140 13.7%
Colorado $974 -$46 -4.5%
Connecticut $1,048 $28 2.7%
Delaware $1,154 $134 13.1%
Florida $1,276 $256 25.1%
Georgia $940 -$80 -7.8%
Hawaii $732 -$288 -28.2%
Idaho $688 -$332 -32.5%
Illinois $760 -$260 -25.5%
Indiana $766 -$254 -24.9%
Iowa $686 -$334 -32.7%
Kansas $968 -$52 -5.1%
Kentucky $1,392 $372 36.5%
Louisiana $1,508 $488 47.8%
Maine $628 -$392 -38.4%
Maryland $840 -$180 -17.6%
Massachusetts $814 -$206 -20.2%
Michigan $1,772 $752 73.7%
Minnesota $854 -$166 -16.3%
Mississippi $1,222 $202 19.8%
Missouri $904 -$116 -11.4%
Montana $1,094 $74 7.3%
Nebraska $804 -$216 -21.2%
Nevada $1,224 $204 20.0%
New Hampshire $734 -$286 -28.0%
New Jersey $1,140 $120 11.8%
New Mexico $902 -$118 -11.6%
New York $1,072 $52 5.1%
North Carolina $588 -$432 -42.4%
North Dakota $834 -$186 -18.2%
Ohio $706 -$314 -30.8%
Oklahoma $1,046 $26 2.5%
Oregon $934 -$86 -8.4%
Pennsylvania $972 -$48 -4.7%
Rhode Island $1,360 $340 33.3%
South Carolina $922 -$98 -9.6%
South Dakota $860 -$160 -15.7%
Tennessee $892 -$128 -12.5%
Texas $1,230 $210 20.6%
Utah $756 -$264 -25.9%
Vermont $698 -$322 -31.6%
Virginia $608 -$412 -40.4%
Washington $788 -$232 -22.7%
West Virginia $934 -$86 -8.4%
Wisconsin $706 -$314 -30.8%
Wyoming $910 -$110 -10.8%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,020 $85
Volkswagen Touareg 3.6 AWD 4-Dr $1,020 $85

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Volkswagen Touareg $250 $418 $464 $1,290
2007 Volkswagen Touareg $188 $246 $468 $1,060
2005 Volkswagen Touareg $182 $228 $452 $1,020
2004 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Volkswagen Touareg Insurance

Getting lower rates on insurance for a Volkswagen Touareg consists of being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the data touched on in the above illustrations.

  • Insureds who purchase more liability protection will pay approximately $500 every year to raise from a low limit to a 250/500 level
  • You may be able to save around $110 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $275 each year
  • Youthful drivers are the costliest to insure, costing up to $338 a month if full coverage is included

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $4,050
20 $2,322
30 $1,040
40 $1,020
50 $936
60 $916

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,196
$250 $1,118
$500 $1,020
$1,000 $926

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,020
50/100 $1,110
100/300 $1,223
250/500 $1,517
100 CSL $1,156
300 CSL $1,404
500 CSL $1,585

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $5,708
20 $3,690
30 $2,204
40 $2,184
50 $2,088
60 $2,068

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $135

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $52
Multi-vehicle $54
Homeowner $18
5-yr Accident Free $62
5-yr Claim Free $64
Paid in Full/EFT $37
Advance Quote $44
Online Quote $69
Total Discounts $400
Rate after discounts $620

Discounts are estimated and may not be available from every company or in every state.

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