Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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U.S. average insurance prices for a Volkswagen Touareg are $1,380 every 12 months for full coverage. Comprehensive costs on average $278 each year, collision insurance costs $484, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $2,992. Teens pay the highest rates at up to $5,240 a year.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Comprehensive $278
Collision $484
Liability $460

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Touareg models.

Price Range from Low to High

For the average driver, Volkswagen Touareg insurance prices range from the cheapest price of $510 for the bare minimum liability coverage to a high rate of $2,992 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,380
High Risk $2,992

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

The ranges above show why all drivers should compare prices based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Volkswagen Touareg insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $799
  • Using higher $1,000 deductibles will save around $172 a year
  • The average price for the average middle-age driver with $500 deductibles is $1,380
  • Selecting low deductibles for physical damage coverage increases the price to $1,718
  • Drivers with serious driving violations could pay upwards of $2,992
  • The price to insure a teen driver may cost $5,240 or more

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $799 to $5,240 for full coverage

Auto insurance prices for a Volkswagen Touareg are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Touareg.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $510 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 129% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen Touareg insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,970 on average in Michigan, Louisiana, and New York.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$130 -9.4%
Alaska $1,060 -$320 -23.2%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,320 -$60 -4.3%
Connecticut $1,420 $40 2.9%
Delaware $1,562 $182 13.2%
Florida $1,728 $348 25.2%
Georgia $1,274 -$106 -7.7%
Hawaii $992 -$388 -28.1%
Idaho $934 -$446 -32.3%
Illinois $1,030 -$350 -25.4%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,886 $506 36.7%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,140 -$240 -17.4%
Massachusetts $1,106 -$274 -19.9%
Michigan $2,400 $1,020 73.9%
Minnesota $1,156 -$224 -16.2%
Mississippi $1,654 $274 19.9%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,090 -$290 -21.0%
Nevada $1,658 $278 20.1%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,224 -$156 -11.3%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $954 -$426 -30.9%
Oklahoma $1,420 $40 2.9%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,318 -$62 -4.5%
Rhode Island $1,842 $462 33.5%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,666 $286 20.7%
Utah $1,022 -$358 -25.9%
Vermont $946 -$434 -31.4%
Virginia $826 -$554 -40.1%
Washington $1,068 -$312 -22.6%
West Virginia $1,266 -$114 -8.3%
Wisconsin $956 -$424 -30.7%
Wyoming $1,232 -$148 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,380 $115
Volkswagen Touareg 3.6 AWD 4-Dr $1,380 $115

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $302 $574 $452 $1,486
2018 Volkswagen Touareg $290 $540 $456 $1,444
2017 Volkswagen Touareg $278 $484 $460 $1,380
2016 Volkswagen Touareg $260 $446 $460 $1,324
2013 Volkswagen Touareg $226 $362 $474 $1,220
2007 Volkswagen Touareg $182 $228 $452 $1,020
2005 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Volkswagen Touareg Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a review of the car insurance concepts touched on above.

  • Higher risk drivers who have several accidents or serious violations pay an average of $1,610 more each year than a driver with a clean driving record
  • Drivers can save as much as $170 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $500 each year
  • Policyholders who require additional liability coverage will pay approximately $510 each year to increase from a low limit to a 250/500 level

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,240
20 $3,184
30 $1,432
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,560
$500 $1,380
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,472
100/300 $1,587
250/500 $1,886
100 CSL $1,518
300 CSL $1,771
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,074
30 $3,050
40 $2,992
50 $2,858
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $581
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

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