Volkswagen Touareg Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 3, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Volkswagen Touareg are $988 a year for full coverage insurance. Comprehensive insurance costs approximately $166, collision insurance costs $218, and liability is $446. Liability-only insurance costs around $500 a year, and high-risk driver insurance costs $2,122 or more. 16-year-old drivers pay the most at up to $3,962 a year.
Average premium for full coverage: $988
Premium estimates by type of coverage:
Includes $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Touareg models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Volkswagen Touareg range from the low end price of $500 for the bare minimum liability coverage to the much higher price of $2,122 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than congested cities. The example below illustrates how location impacts auto insurance prices.
These rate differences illustrate why everyone should compare rates quotes using their specific location, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Volkswagen Touareg insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $602
- Raising to $1,000 deductibles will save $88 each year
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $988
- Buying pricier low deductibles will cost an additional $166 every year
- At-risk drivers with multiple tickets or accidents could pay around $2,122
- An auto insurance policy that insures a teen driver for full coverage can cost $3,962
Insurance prices for a Volkswagen Touareg also have a wide range based on the model of your Touareg, your age and driving record, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you are probably paying anywhere from $1,200 to $1,700 additional annually, depending on your age. Volkswagen Touareg insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age
Where you choose to live also has a big influence on Volkswagen Touareg insurance prices. A middle-age driver might find prices as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,340 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $894 | -$94 | -9.5% |
| Alaska | $758 | -$230 | -23.3% |
| Arizona | $820 | -$168 | -17.0% |
| Arkansas | $988 | -$0 | 0.0% |
| California | $1,128 | $140 | 14.2% |
| Colorado | $944 | -$44 | -4.5% |
| Connecticut | $1,018 | $30 | 3.0% |
| Delaware | $1,120 | $132 | 13.4% |
| Florida | $1,238 | $250 | 25.3% |
| Georgia | $912 | -$76 | -7.7% |
| Hawaii | $710 | -$278 | -28.1% |
| Idaho | $668 | -$320 | -32.4% |
| Illinois | $736 | -$252 | -25.5% |
| Indiana | $744 | -$244 | -24.7% |
| Iowa | $666 | -$322 | -32.6% |
| Kansas | $940 | -$48 | -4.9% |
| Kentucky | $1,348 | $360 | 36.4% |
| Louisiana | $1,464 | $476 | 48.2% |
| Maine | $610 | -$378 | -38.3% |
| Maryland | $816 | -$172 | -17.4% |
| Massachusetts | $792 | -$196 | -19.8% |
| Michigan | $1,718 | $730 | 73.9% |
| Minnesota | $828 | -$160 | -16.2% |
| Mississippi | $1,186 | $198 | 20.0% |
| Missouri | $876 | -$112 | -11.3% |
| Montana | $1,062 | $74 | 7.5% |
| Nebraska | $782 | -$206 | -20.9% |
| Nevada | $1,186 | $198 | 20.0% |
| New Hampshire | $712 | -$276 | -27.9% |
| New Jersey | $1,106 | $118 | 11.9% |
| New Mexico | $876 | -$112 | -11.3% |
| New York | $1,042 | $54 | 5.5% |
| North Carolina | $572 | -$416 | -42.1% |
| North Dakota | $810 | -$178 | -18.0% |
| Ohio | $682 | -$306 | -31.0% |
| Oklahoma | $1,014 | $26 | 2.6% |
| Oregon | $906 | -$82 | -8.3% |
| Pennsylvania | $944 | -$44 | -4.5% |
| Rhode Island | $1,320 | $332 | 33.6% |
| South Carolina | $894 | -$94 | -9.5% |
| South Dakota | $834 | -$154 | -15.6% |
| Tennessee | $866 | -$122 | -12.3% |
| Texas | $1,192 | $204 | 20.6% |
| Utah | $732 | -$256 | -25.9% |
| Vermont | $678 | -$310 | -31.4% |
| Virginia | $592 | -$396 | -40.1% |
| Washington | $764 | -$224 | -22.7% |
| West Virginia | $906 | -$82 | -8.3% |
| Wisconsin | $686 | -$302 | -30.6% |
| Wyoming | $882 | -$106 | -10.7% |
Opting for high physical damage deductibles can reduce prices by up to $260 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $988 | $82 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $988 | $82 |
Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Volkswagen Touareg | $244 | $390 | $474 | $1,266 |
| 2007 Volkswagen Touareg | $184 | $240 | $460 | $1,042 |
| 2005 Volkswagen Touareg | $166 | $218 | $446 | $988 |
| 2004 Volkswagen Touareg | $160 | $206 | $442 | $966 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Touareg Insurance
Finding better rates on car insurance consists of having a good driving record, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop once a year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.
The next list is a recap of the data that was touched on above.
- It is possible to save around $110 per year just by quoting online well ahead of the renewal date
- Policyholders who purchase increased levels of liability coverage will pay around $490 annually to raise from 30/60 bodily injury limits to the 250/500 level
- Drivers age 20 and younger are the costliest to insure, with premiums being up to $330 per month if comprehensive and collision insurance is included
- Higher risk drivers that have major violations or accidents could be charged and average of $1,130 more per year to buy Volkswagen Touareg insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,962 |
| 20 | $2,258 |
| 30 | $1,006 |
| 40 | $988 |
| 50 | $906 |
| 60 | $888 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,078 |
| $500 | $988 |
| $1,000 | $900 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $988 |
| 50/100 | $1,077 |
| 100/300 | $1,189 |
| 250/500 | $1,479 |
| 100 CSL | $1,122 |
| 300 CSL | $1,367 |
| 500 CSL | $1,546 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,578 |
| 20 | $3,592 |
| 30 | $2,140 |
| 40 | $2,122 |
| 50 | $2,030 |
| 60 | $2,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $53 |
| Homeowner | $17 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $66 |
| Total Discounts | $386 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption