Volkswagen Touareg Insurance Rates

The average insurance prices for a Volkswagen Touareg are $1,444 every 12 months including full coverage. Comprehensive costs an estimated $290, collision insurance costs $540, and liability insurance is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs around $3,138. Teenage drivers cost the most to insure at up to $5,454 a year.

Average premium for full coverage: $1,444

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for different Touareg trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Volkswagen Touareg insurance rates for other coverage scenarios.

• The best discount rate is $827
• Raising to $1,000 deductibles will save approximately $188 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,444
• Using more expensive low deductibles increases the price to $1,812
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,138
• Policy cost to insure a teen driver with full coverage can cost as much as $5,454

View Chart as Image

Insurance rates for a Volkswagen Touareg also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $560 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,700 to $2,400 additional every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Volkswagen Touareg insurance rates. A middle-age driver might find rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,060 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Volkswagen Touareg Insurance

Finding cheaper rates on Volkswagen Touareg insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around once a year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the data that was illustrated above.

• You may be able to save approximately $180 per year just by shopping early and online
• Drivers who want additional liability coverage will pay an extra $500 per year to raise from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $455 each month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,690 more annually than a driver with a clean driving record