Volkswagen Touareg Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 12, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Volkswagen Touareg are $988 a year with full coverage. Comprehensive costs an estimated $166 a year, collision costs $218, and liability coverage costs around $446. A policy with just liability insurance costs as low as $500 a year, with coverage for high-risk drivers costing around $2,122. Teens pay the highest rates at $3,962 a year or more.

Average premium for full coverage: $988

Price estimates broken down by individual coverage:

Comprehensive $166
Collision $218
Liability $446

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Touareg trim levels.

Price Range from Low to High

For the normal driver, Volkswagen Touareg insurance prices go from as low as $500 for minimum levels of liability insurance to a high of $2,122 for high-risk insurance.

Liability Only $500
Full Coverage $988
High Risk $2,122

Geographic Price Range

Where you live has a large influence on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

Rural Areas $741
Small Cities $1,037
Large Cities $1,334

The ranges above demonstrate why it is important to compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Volkswagen Touareg insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $602
  • Using higher $1,000 deductibles will save approximately $900 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $988
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,154
  • Higher-risk drivers with serious driving violations could pay up to $2,122 or more
  • The price for full coverage for a teenage driver can cost as much as $3,962 or more

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance rates range from $602 to $3,962

Insurance prices for a Volkswagen Touareg are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $900 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Touareg insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,340 on average in New York, Michigan, and Florida.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $894 -$94 -9.5%
Alaska $758 -$230 -23.3%
Arizona $820 -$168 -17.0%
Arkansas $988 -$0 0.0%
California $1,128 $140 14.2%
Colorado $944 -$44 -4.5%
Connecticut $1,018 $30 3.0%
Delaware $1,120 $132 13.4%
Florida $1,238 $250 25.3%
Georgia $912 -$76 -7.7%
Hawaii $710 -$278 -28.1%
Idaho $668 -$320 -32.4%
Illinois $736 -$252 -25.5%
Indiana $744 -$244 -24.7%
Iowa $666 -$322 -32.6%
Kansas $940 -$48 -4.9%
Kentucky $1,348 $360 36.4%
Louisiana $1,464 $476 48.2%
Maine $610 -$378 -38.3%
Maryland $816 -$172 -17.4%
Massachusetts $792 -$196 -19.8%
Michigan $1,718 $730 73.9%
Minnesota $828 -$160 -16.2%
Mississippi $1,186 $198 20.0%
Missouri $876 -$112 -11.3%
Montana $1,062 $74 7.5%
Nebraska $782 -$206 -20.9%
Nevada $1,186 $198 20.0%
New Hampshire $712 -$276 -27.9%
New Jersey $1,106 $118 11.9%
New Mexico $876 -$112 -11.3%
New York $1,042 $54 5.5%
North Carolina $572 -$416 -42.1%
North Dakota $810 -$178 -18.0%
Ohio $682 -$306 -31.0%
Oklahoma $1,014 $26 2.6%
Oregon $906 -$82 -8.3%
Pennsylvania $944 -$44 -4.5%
Rhode Island $1,320 $332 33.6%
South Carolina $894 -$94 -9.5%
South Dakota $834 -$154 -15.6%
Tennessee $866 -$122 -12.3%
Texas $1,192 $204 20.6%
Utah $732 -$256 -25.9%
Vermont $678 -$310 -31.4%
Virginia $592 -$396 -40.1%
Washington $764 -$224 -22.7%
West Virginia $906 -$82 -8.3%
Wisconsin $686 -$302 -30.6%
Wyoming $882 -$106 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Each insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $988 $82
Volkswagen Touareg 3.6 AWD 4-Dr $988 $82

Rates assume 2005 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Volkswagen Touareg $244 $390 $474 $1,266
2007 Volkswagen Touareg $184 $240 $460 $1,042
2005 Volkswagen Touareg $166 $218 $446 $988
2004 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen Touareg Insurance

Getting lower rates on auto insurance requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every couple of years by quoting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a review of the material that was presented in the illustrations above.

  • Consumers who want additional liability coverage will pay approximately $490 every year to increase from a low limit to 250/500 limits
  • 16 to 18-year-old drivers are charged the highest prices, costing up to $330 a month for full coverage
  • Drivers who have several accidents or serious violations may pay on average $1,130 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles can save around $250 each year

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $3,962
20 $2,258
30 $1,006
40 $988
50 $906
60 $888

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,154
$250 $1,078
$500 $988
$1,000 $900

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $988
50/100 $1,077
100/300 $1,189
250/500 $1,479
100 CSL $1,122
300 CSL $1,367
500 CSL $1,546

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $5,578
20 $3,592
30 $2,140
40 $2,122
50 $2,030
60 $2,010

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $50
Multi-vehicle $53
Homeowner $17
5-yr Accident Free $60
5-yr Claim Free $61
Paid in Full/EFT $36
Advance Quote $43
Online Quote $66
Total Discounts $386
Rate after discounts $602

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles