Volkswagen Touareg Insurance Rates

Average insurance rates for a Volkswagen Touareg are $1,324 a year for full coverage insurance. Comprehensive costs an estimated $260 a year, collision costs $446, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing around $2,866. Teenage drivers receive the highest rates at $5,060 a year or more.

Average premium for full coverage: $1,324

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Touareg trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Volkswagen Touareg insurance rates for other coverage scenarios.

• The best discount rate is $770
• Choosing higher $1,000 deductibles can save approximately $1,164 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,324
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,634
• Drivers who are prone to accidents and violations could pay up to $2,866 or more
• The cost for full coverage for a teenage driver can cost as much as $5,060 each year

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Auto insurance rates for a Volkswagen Touareg can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Volkswagen Touareg insurance rates. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,790 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can save as much as $470 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Volkswagen Touareg Insurance

Saving money on auto insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a review of the data that was covered in the charts and tables above.

• It is possible to save approximately $160 per year simply by quoting early and online
• Consumers who want more liability protection will pay an extra $510 annually to raise limits from a minimum limit to 250/500 limits
• Youthful drivers are the costliest to insure, costing up to $422 per month if they have full coverage
• Drivers who have several accidents or serious violations pay on average $1,540 more annually than a low-risk driver