Volkswagen Touareg Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 6, 2024

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U.S. average insurance rates for a Volkswagen Touareg are $1,380 a year for full coverage. Comprehensive insurance costs around $278, collision costs $484, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,992 or more. Teens pay the highest rates at $5,240 a year or more.

Average premium for full coverage: $1,380

Price estimates for individual coverage:

Comprehensive $278
Collision $484
Liability $460

Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Touareg models.

Price Range from Low to High

For a 40-year-old driver, Volkswagen Touareg insurance prices go from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,992 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,380
High Risk $2,992

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

The ranges above show why everyone should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Volkswagen Touareg insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $799
  • Using higher $1,000 deductibles will save about $172 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,380
  • Selecting pricier low deductibles for physical damage coverage will cost an additional $338 annually
  • High-risk insureds with serious driving violations could pay at least $2,992 or more
  • The price that insures a 16-year-old driver for full coverage can be $5,240 or more

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance prices range from $799 to $5,240

Auto insurance prices for a Volkswagen Touareg are also quite variable based on the model of your Touareg, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,600 to $2,300 in extra premium each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can be from 44% to 129% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Touareg insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,970 on average in Michigan, Louisiana, and New York.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$130 -9.4%
Alaska $1,060 -$320 -23.2%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,320 -$60 -4.3%
Connecticut $1,420 $40 2.9%
Delaware $1,562 $182 13.2%
Florida $1,728 $348 25.2%
Georgia $1,274 -$106 -7.7%
Hawaii $992 -$388 -28.1%
Idaho $934 -$446 -32.3%
Illinois $1,030 -$350 -25.4%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,886 $506 36.7%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,140 -$240 -17.4%
Massachusetts $1,106 -$274 -19.9%
Michigan $2,400 $1,020 73.9%
Minnesota $1,156 -$224 -16.2%
Mississippi $1,654 $274 19.9%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,090 -$290 -21.0%
Nevada $1,658 $278 20.1%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,224 -$156 -11.3%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $954 -$426 -30.9%
Oklahoma $1,420 $40 2.9%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,318 -$62 -4.5%
Rhode Island $1,842 $462 33.5%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,666 $286 20.7%
Utah $1,022 -$358 -25.9%
Vermont $946 -$434 -31.4%
Virginia $826 -$554 -40.1%
Washington $1,068 -$312 -22.6%
West Virginia $1,266 -$114 -8.3%
Wisconsin $956 -$424 -30.7%
Wyoming $1,232 -$148 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $510 annually, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,380 $115
Volkswagen Touareg 3.6 AWD 4-Dr $1,380 $115

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $302 $574 $452 $1,486
2018 Volkswagen Touareg $290 $540 $456 $1,444
2017 Volkswagen Touareg $278 $484 $460 $1,380
2016 Volkswagen Touareg $260 $446 $460 $1,324
2013 Volkswagen Touareg $226 $362 $474 $1,220
2007 Volkswagen Touareg $182 $228 $452 $1,020
2005 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Touareg Insurance

Getting lower rates on insurance for a Volkswagen Touareg requires being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates once a year by requesting quotes from direct carriers, and also from several local insurance agents.

The following list is a summary of the data that was illustrated above.

  • Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
  • Insureds who may need an increased level of liability coverage will pay approximately $510 each year to increase from a low limit to the 250/500 level
  • Drivers age 16 to 20 are expensive to insure, with premiums as much as $437 a month if the policy includes full coverage
  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,610 more every year than a safer driver

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,240
20 $3,184
30 $1,432
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,560
$500 $1,380
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,472
100/300 $1,587
250/500 $1,886
100 CSL $1,518
300 CSL $1,771
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,074
30 $3,050
40 $2,992
50 $2,858
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $581
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

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