Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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U.S. average insurance rates for a Volkswagen Touareg are $1,380 a year including full coverage. Comprehensive costs on average $278, collision insurance costs $484, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $2,992. Teen drivers pay the highest rates at up to $5,240 a year.

Average premium for full coverage: $1,380

Price estimates by individual coverage:

Comprehensive $278
Collision $484
Liability $460

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Touareg models.

Price Range from Low to High

For an average driver, Volkswagen Touareg insurance prices range from as low as $510 for liability-only coverage to the much higher price of $2,992 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,380
High Risk $2,992

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

The ranges above highlight why everyone should compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Volkswagen Touareg insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $799
  • Raising to $1,000 deductibles will save around $172 every year
  • The average rate for the average middle-age driver with $500 deductibles is $1,380
  • Choosing pricier low deductibles will increase the cost to $1,718
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,992
  • The price for full coverage for a 16-year-old driver for full coverage may cost $5,240

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing Volkswagen Touareg insurance rates range from $799 to $5,240 for full coverage

Car insurance prices for a Volkswagen Touareg are also quite variable based on your driving record, the model of your Touareg, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

The state you live in also has a big influence on Volkswagen Touareg insurance prices. A middle-age driver might find prices as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,970 on average in Michigan, New York, and Louisiana.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$130 -9.4%
Alaska $1,060 -$320 -23.2%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,574 $194 14.1%
Colorado $1,320 -$60 -4.3%
Connecticut $1,420 $40 2.9%
Delaware $1,562 $182 13.2%
Florida $1,728 $348 25.2%
Georgia $1,274 -$106 -7.7%
Hawaii $992 -$388 -28.1%
Idaho $934 -$446 -32.3%
Illinois $1,030 -$350 -25.4%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,886 $506 36.7%
Louisiana $2,044 $664 48.1%
Maine $852 -$528 -38.3%
Maryland $1,140 -$240 -17.4%
Massachusetts $1,106 -$274 -19.9%
Michigan $2,400 $1,020 73.9%
Minnesota $1,156 -$224 -16.2%
Mississippi $1,654 $274 19.9%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,090 -$290 -21.0%
Nevada $1,658 $278 20.1%
New Hampshire $996 -$384 -27.8%
New Jersey $1,544 $164 11.9%
New Mexico $1,224 -$156 -11.3%
New York $1,454 $74 5.4%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $954 -$426 -30.9%
Oklahoma $1,420 $40 2.9%
Oregon $1,264 -$116 -8.4%
Pennsylvania $1,318 -$62 -4.5%
Rhode Island $1,842 $462 33.5%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,666 $286 20.7%
Utah $1,022 -$358 -25.9%
Vermont $946 -$434 -31.4%
Virginia $826 -$554 -40.1%
Washington $1,068 -$312 -22.6%
West Virginia $1,266 -$114 -8.3%
Wisconsin $956 -$424 -30.7%
Wyoming $1,232 -$148 -10.7%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $510 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 extra each year, depending on your age. Volkswagen Touareg insurance for high-risk drivers is expensive and can cost from 44% to 129% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,380 $115
Volkswagen Touareg 3.6 AWD 4-Dr $1,380 $115

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $302 $574 $452 $1,486
2018 Volkswagen Touareg $290 $540 $456 $1,444
2017 Volkswagen Touareg $278 $484 $460 $1,380
2016 Volkswagen Touareg $260 $446 $460 $1,324
2013 Volkswagen Touareg $226 $362 $474 $1,220
2007 Volkswagen Touareg $182 $228 $452 $1,020
2005 Volkswagen Touareg $160 $206 $442 $966

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volkswagen Touareg Insurance

Getting lower rates on insurance for a Volkswagen Touareg consists of being a low-risk driver, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a recap of the information covered in the above illustrations.

  • You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
  • Teen drivers are expensive to insure, possibly costing $437 a month if full coverage is included
  • Increasing physical damage deductibles can save around $500 each year
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,610 more each year to insure their Touareg
  • Insureds who require more liability coverage will pay about $510 per year to raise from a low limit to 250/500 limits

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,240
20 $3,184
30 $1,432
40 $1,380
50 $1,262
60 $1,238

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,560
$500 $1,380
$1,000 $1,208

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,472
100/300 $1,587
250/500 $1,886
100 CSL $1,518
300 CSL $1,771
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,462
20 $5,074
30 $3,050
40 $2,992
50 $2,858
60 $2,834

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $99
5-yr Claim Free $89
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $581
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

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