Volkswagen Touareg Insurance Rates

The average auto insurance rates for a Volkswagen Touareg are $1,380 annually for full coverage. Comprehensive insurance costs approximately $278, collision costs $484, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,992 or more. Teen drivers cost the most to insure at $5,240 a year or more.

Average premium for full coverage: $1,380

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Touareg trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $799
• Using higher $1,000 deductibles will save $172 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,380
• Choosing more expensive low deductibles for physical damage coverage costs an additional $338 every year
• Drivers with multiple violations and an at-fault accident could pay around $2,992 or more
• Policy cost with full coverage for a teen driver with full coverage can cost $5,240 or more

View Chart as Image

Insurance rates for a Volkswagen Touareg also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $510 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Volkswagen Touareg insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Iowa, Maine, and Idaho, or as much as $1,970 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Volkswagen Touareg Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a quick rundown of the data raised in the charts and tables above.

• Policyholders who purchase higher levels of liability will pay about $510 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers can save around $170 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Teenage drivers are expensive to insure, costing up to $437 each month including comprehensive and collision insurance