Volkswagen Touareg Insurance Rates
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Michelle Robbins
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UPDATED: May 6, 2024
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Estimated insurance prices for a Volkswagen Touareg are $1,324 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $260 each year, collision costs $446, and liability insurance costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing $2,866 or more. Teens pay the most at $5,060 a year or more.
Average premium for full coverage: $1,324
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Touareg models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Volkswagen Touareg go from the cheapest price of $510 for minimum levels of liability insurance to a high rate of $2,866 for high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.
The graphic below illustrates how location helps determine auto insurance prices.
These rate differences illustrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Volkswagen Touareg insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $770
- Using higher $1,000 deductibles will save $160 each year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,324
- Selecting low deductibles for physical damage coverage costs an extra $310 a year
- Drivers with serious driving violations could pay around $2,866 or more
- An auto insurance policy to insure a teen driver can cost $5,060 or more
Car insurance prices for a Volkswagen Touareg also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Touareg.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $470 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 135% more than the average policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Volkswagen Touareg insurance rates. A driver around age 40 might see prices as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,790 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,196 | -$128 | -9.7% |
| Alaska | $1,016 | -$308 | -23.3% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,508 | $184 | 13.9% |
| Colorado | $1,266 | -$58 | -4.4% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,498 | $174 | 13.1% |
| Florida | $1,654 | $330 | 24.9% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $986 | -$338 | -25.5% |
| Indiana | $996 | -$328 | -24.8% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,258 | -$66 | -5.0% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,300 | $976 | 73.7% |
| Minnesota | $1,110 | -$214 | -16.2% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,174 | -$150 | -11.3% |
| Montana | $1,422 | $98 | 7.4% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,588 | $264 | 19.9% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,480 | $156 | 11.8% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,396 | $72 | 5.4% |
| North Carolina | $762 | -$562 | -42.4% |
| North Dakota | $1,082 | -$242 | -18.3% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,262 | -$62 | -4.7% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $906 | -$418 | -31.6% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $916 | -$408 | -30.8% |
| Wyoming | $1,180 | -$144 | -10.9% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,324 | $110 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,324 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2018 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2017 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
| 2016 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2013 Volkswagen Touareg | $220 | $328 | $478 | $1,184 |
| 2007 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Volkswagen Touareg Insurance
Finding better rates on Volkswagen Touareg insurance requires having a decent driving record, maintaining a good credit score, paying for small claims out-of-pocket, and avoiding coverage lapses. Invest time comparing rates every couple of years by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The following items are a review of the material that was covered in the charts and tables above.
- Drivers who purchase additional liability coverage will pay approximately $510 annually to increase from 30/60 bodily injury limits to a 250/500 level
- 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums being up to $422 per month if the policy includes full coverage
- High-risk drivers who have several accidents or serious violations may have to pay on average $1,540 more per year than a driver with a clean driving record
- Increasing policy deductibles could save as much as $475 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,060 |
| 20 | $3,052 |
| 30 | $1,370 |
| 40 | $1,324 |
| 50 | $1,210 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,490 |
| $500 | $1,324 |
| $1,000 | $1,164 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,416 |
| 100/300 | $1,531 |
| 250/500 | $1,830 |
| 100 CSL | $1,462 |
| 300 CSL | $1,715 |
| 500 CSL | $1,899 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,196 |
| 20 | $4,862 |
| 30 | $2,920 |
| 40 | $2,866 |
| 50 | $2,738 |
| 60 | $2,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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