Volkswagen Touareg Insurance Rates

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UPDATED: May 6, 2024

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Average insurance rates for a Volkswagen Touareg are $1,324 a year for full coverage. Comprehensive insurance costs an estimated $260, collision costs $446, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,866 or more. 16-year-old drivers receive the highest rates at $5,060 a year or more.

Average premium for full coverage: $1,324

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $446
Liability $460

Full coverage includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all Touareg models.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $510 for your basic liability-only policy to the much higher price of $2,866 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,324
High Risk $2,866

Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

These examples show why everyone should compare prices for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Volkswagen Touareg insurance rates for other coverage scenarios.

  • The best full coverage rate is $770
  • Using higher $1,000 deductibles will save approximately $160 a year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,324
  • Buying pricier low deductibles for physical damage coverage will cost an extra $310 every year
  • Drivers with multiple tickets or accidents could pay up to $2,866 or more
  • The cost for full coverage for a teen driver for full coverage can cost as much as $5,060 or more

View Chart as Image

Volkswagen Touareg insurance cost comparison chart
Column chart showing full coverage Volkswagen Touareg insurance prices range from $770 to $5,060

Insurance rates for a Volkswagen Touareg can also vary considerably based on your driver profile, the trim level of your Touareg, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Touareg insurance prices. A driver around age 40 might see rates as low as $870 a year in states like Iowa, Maine, and Idaho, or at least $1,890 on average in New York, Louisiana, and Michigan.

Volkswagen Touareg Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,498 $174 13.1%
Florida $1,654 $330 24.9%
Georgia $1,222 -$102 -7.7%
Hawaii $950 -$374 -28.2%
Idaho $896 -$428 -32.3%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,960 $636 48.0%
Maine $816 -$508 -38.4%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,110 -$214 -16.2%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,422 $98 7.4%
Nebraska $1,044 -$280 -21.1%
Nevada $1,588 $264 19.9%
New Hampshire $956 -$368 -27.8%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,396 $72 5.4%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $916 -$408 -30.8%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,200 -$124 -9.4%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,160 -$164 -12.4%
Texas $1,596 $272 20.5%
Utah $980 -$344 -26.0%
Vermont $906 -$418 -31.6%
Virginia $794 -$530 -40.0%
Washington $1,024 -$300 -22.7%
West Virginia $1,212 -$112 -8.5%
Wisconsin $916 -$408 -30.8%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Volkswagen Touareg insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $470 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,600 to $2,200 extra per year, depending on your age. Volkswagen Touareg insurance for high-risk drivers can be as much as 43% to 135% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Volkswagen Touareg Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr $1,324 $110
Volkswagen Touareg 3.6 AWD 4-Dr $1,324 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Volkswagen Touareg Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Touareg $290 $540 $456 $1,444
2018 Volkswagen Touareg $278 $484 $460 $1,380
2017 Volkswagen Touareg $260 $446 $460 $1,324
2016 Volkswagen Touareg $250 $418 $464 $1,290
2013 Volkswagen Touareg $220 $328 $478 $1,184
2007 Volkswagen Touareg $166 $218 $446 $988

Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Touareg Insurance

Saving money on car insurance requires being a low-risk driver, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to compare rates at every other renewal by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a summary of the concepts that were covered in the above illustrations.

  • Higher risk drivers who have multiple accidents or major violations pay an average of $1,540 more annually to insure their Touareg
  • Teen drivers are charged the highest rates, costing as high as $422 per month for full coverage
  • Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save around $475 each year
  • Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Volkswagen Touareg Insurance Rates by Driver Age
Driver Age Premium
16 $5,060
20 $3,052
30 $1,370
40 $1,324
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Touareg Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,490
$500 $1,324
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Touareg Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,416
100/300 $1,531
250/500 $1,830
100 CSL $1,462
300 CSL $1,715
500 CSL $1,899

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Touareg Insurance Rates for High Risk Drivers
Age Premium
16 $7,196
20 $4,862
30 $2,920
40 $2,866
50 $2,738
60 $2,714

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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