Volkswagen Touareg Insurance Rates
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Michelle Robbins
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UPDATED: May 6, 2024
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Average auto insurance rates for a Volkswagen Touareg are $1,324 annually including full coverage. Comprehensive insurance costs on average $260 a year, collision insurance costs $446, and liability costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,866 or more. Teenage drivers receive the highest rates at up to $5,060 a year.
Average premium for full coverage: $1,324
Rate estimates by individual coverage type:
Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Touareg trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from as cheap as $510 for minimum levels of liability insurance to a high of $2,866 for a driver who requires high-risk insurance.
Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.
These examples highlight why it is important to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Volkswagen Touareg insurance rates for different risk profiles and scenarios.
- The best discount rate is $770
- Drivers who choose higher $1,000 deductibles will pay around $1,164 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,324
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $310 annually
- Drivers who are prone to accidents and violations could pay upwards of $2,866
- The cost with full coverage for a 16-year-old driver may cost $5,060 a year
Auto insurance rates for a Volkswagen Touareg can also vary considerably based on the trim level of your Touareg, your driving characteristics, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $470 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Volkswagen Touareg insurance prices. A 40-year-old driver could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,890 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,196 | -$128 | -9.7% |
| Alaska | $1,016 | -$308 | -23.3% |
| Arizona | $1,100 | -$224 | -16.9% |
| Arkansas | $1,324 | -$0 | 0.0% |
| California | $1,508 | $184 | 13.9% |
| Colorado | $1,266 | -$58 | -4.4% |
| Connecticut | $1,362 | $38 | 2.9% |
| Delaware | $1,498 | $174 | 13.1% |
| Florida | $1,654 | $330 | 24.9% |
| Georgia | $1,222 | -$102 | -7.7% |
| Hawaii | $950 | -$374 | -28.2% |
| Idaho | $896 | -$428 | -32.3% |
| Illinois | $986 | -$338 | -25.5% |
| Indiana | $996 | -$328 | -24.8% |
| Iowa | $894 | -$430 | -32.5% |
| Kansas | $1,258 | -$66 | -5.0% |
| Kentucky | $1,806 | $482 | 36.4% |
| Louisiana | $1,960 | $636 | 48.0% |
| Maine | $816 | -$508 | -38.4% |
| Maryland | $1,092 | -$232 | -17.5% |
| Massachusetts | $1,060 | -$264 | -19.9% |
| Michigan | $2,300 | $976 | 73.7% |
| Minnesota | $1,110 | -$214 | -16.2% |
| Mississippi | $1,586 | $262 | 19.8% |
| Missouri | $1,174 | -$150 | -11.3% |
| Montana | $1,422 | $98 | 7.4% |
| Nebraska | $1,044 | -$280 | -21.1% |
| Nevada | $1,588 | $264 | 19.9% |
| New Hampshire | $956 | -$368 | -27.8% |
| New Jersey | $1,480 | $156 | 11.8% |
| New Mexico | $1,172 | -$152 | -11.5% |
| New York | $1,396 | $72 | 5.4% |
| North Carolina | $762 | -$562 | -42.4% |
| North Dakota | $1,082 | -$242 | -18.3% |
| Ohio | $916 | -$408 | -30.8% |
| Oklahoma | $1,360 | $36 | 2.7% |
| Oregon | $1,212 | -$112 | -8.5% |
| Pennsylvania | $1,262 | -$62 | -4.7% |
| Rhode Island | $1,766 | $442 | 33.4% |
| South Carolina | $1,200 | -$124 | -9.4% |
| South Dakota | $1,118 | -$206 | -15.6% |
| Tennessee | $1,160 | -$164 | -12.4% |
| Texas | $1,596 | $272 | 20.5% |
| Utah | $980 | -$344 | -26.0% |
| Vermont | $906 | -$418 | -31.6% |
| Virginia | $794 | -$530 | -40.0% |
| Washington | $1,024 | -$300 | -22.7% |
| West Virginia | $1,212 | -$112 | -8.5% |
| Wisconsin | $916 | -$408 | -30.8% |
| Wyoming | $1,180 | -$144 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Volkswagen Touareg 3 Turbo Diesel AWD 4-Dr | $1,324 | $110 |
| Volkswagen Touareg 3.6 AWD 4-Dr | $1,324 | $110 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen Touareg | $290 | $540 | $456 | $1,444 |
| 2018 Volkswagen Touareg | $278 | $484 | $460 | $1,380 |
| 2017 Volkswagen Touareg | $260 | $446 | $460 | $1,324 |
| 2016 Volkswagen Touareg | $250 | $418 | $464 | $1,290 |
| 2013 Volkswagen Touareg | $220 | $328 | $478 | $1,184 |
| 2007 Volkswagen Touareg | $166 | $218 | $446 | $988 |
Rates are averaged for all Volkswagen Touareg models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Volkswagen Touareg Insurance
Saving money on insurance for a Volkswagen Touareg not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below is a brief review of the concepts that were presented in the illustrations above.
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,540 more each year for auto insurance
- Teenage drivers are charged the highest rates, as much as $422 per month if full coverage is included
- You may be able to save as much as $160 per year just by quoting early and online
- Increasing deductibles could save up to $475 each year
- You may be able to save as much as $160 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,060 |
| 20 | $3,052 |
| 30 | $1,370 |
| 40 | $1,324 |
| 50 | $1,210 |
| 60 | $1,188 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,490 |
| $500 | $1,324 |
| $1,000 | $1,164 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,324 |
| 50/100 | $1,416 |
| 100/300 | $1,531 |
| 250/500 | $1,830 |
| 100 CSL | $1,462 |
| 300 CSL | $1,715 |
| 500 CSL | $1,899 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,196 |
| 20 | $4,862 |
| 30 | $2,920 |
| 40 | $2,866 |
| 50 | $2,738 |
| 60 | $2,714 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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