Volkswagen Tiguan Limited Insurance Rates

The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year for full coverage. Comprehensive costs approximately $280 a year, collision insurance costs $500, and liability coverage is $316. Buying just liability costs around $376 a year, and insurance for high-risk drivers costs around $2,658. Teenage drivers cost the most to insure at up to $4,510 a year.

Average premium for full coverage: $1,232

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Tiguan Limited trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Volkswagen Tiguan Limited insurance rates for additional coverage and risk scenarios.

• The best discount rate is $708
• Raising to $1,000 deductibles will save $1,056 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,232
• Using low $100 deductibles bumps up the cost to $1,576
• Unlucky drivers who are prone to accidents and violations could pay around $2,658
• Policy cost that insures a teenage driver can cost $4,510

View Chart as Image

Insurance rates for a Volkswagen Tiguan Limited also range considerably based on the trim level of your Tiguan Limited, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Tiguan Limited insurance rates. A middle-age driver might find rates as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $520 a year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Volkswagen Tiguan Limited Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at every policy renewal by requesting rates from direct carriers, and also from insurance agencies where you live.

The next list is a condensed summary of the data covered in the charts and tables above.

• Consumers who purchase increased levels of liability coverage will pay an extra $350 each year to raise from a 30/60 limit to the 250/500 level
• Drivers can save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Drivers age 20 and younger are expensive to insure, costing up to $376 each month if full coverage is included