Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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U.S. average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year for full coverage. Comprehensive costs an estimated $280 each year, collision insurance costs $500, and liability is $316. A policy with just liability insurance costs around $376 a year, and coverage for high-risk drivers costs around $2,658. Teens pay the highest rates at up to $4,510 a year.

Average premium for full coverage: $1,232

Price estimates broken down by individual coverage:

Comprehensive $280
Collision $500
Liability $316

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Tiguan Limited models.

Price Range from Low to High

For the average 40-year-old driver, Volkswagen Tiguan Limited insurance prices range from the low end price of $376 for minimum levels of liability insurance to a high rate of $2,658 for a driver who requires high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on insurance prices.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The ranges above show why all drivers should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Volkswagen Tiguan Limited insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $708
  • Raising to $1,000 deductibles will save approximately $176 a year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,232
  • Selecting low deductibles bumps up the cost to $1,576
  • Drivers with serious driving violations could pay up to $2,658
  • The price that insures a 16-year-old driver can cost as much as $4,510

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance rates range from $708 to $4,510 for full coverage

Insurance prices for a Volkswagen Tiguan Limited are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

The state you live in also has a big influence on Volkswagen Tiguan Limited insurance prices. A middle-age driver might find prices as low as $810 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,760 on average in New York, Louisiana, and Michigan.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $520 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $285 more per year. View Rates by Deductible or Liability Limit

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen Tiguan Limited Insurance

Getting lower rates on insurance for a Volkswagen Tiguan Limited consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare rates at every other renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief recap of the concepts that were touched on in this article.

  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,430 more annually than a driver with a clean driving record
  • 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $376 a month if full coverage is included
  • Drivers can save approximately $150 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $525 each year
  • Drivers can save approximately $150 per year just by quoting online in advance

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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