Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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Average insurance prices for a Volkswagen Tiguan Limited are $1,232 every 12 months including full coverage. Comprehensive costs on average $280 each year, collision insurance costs $500, and liability insurance costs $316. Buying just liability costs as little as $376 a year, and insurance for high-risk drivers costs around $2,658. 16-year-old drivers receive the highest rates at up to $4,510 a year.

Average premium for full coverage: $1,232

Rate estimates by individual coverage type:

Comprehensive $280
Collision $500
Liability $316

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Tiguan Limited models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $376 for minimum levels of liability insurance to a high rate of $2,658 for high-risk insurance.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

These examples highlight why all drivers should compare rates based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Volkswagen Tiguan Limited insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $708
  • Drivers who choose higher $1,000 deductibles will pay around $176 every year
  • The average price for a 40-year-old driver with $500 deductibles is $1,232
  • Buying low deductibles for comprehensive and collision insurance increases the price to $1,576
  • High risk drivers with multiple tickets or accidents could pay upwards of $2,658
  • The cost to insure a teen driver may cost $4,510 a year

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing Volkswagen Tiguan Limited insurance rates range from $708 to $4,510 for full coverage

Auto insurance rates for a Volkswagen Tiguan Limited can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Tiguan Limited.

Opting for high physical damage deductibles could save up to $520 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,500 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen Tiguan Limited insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,760 on average in Michigan, New York, and Louisiana.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city
Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $200 $338 $390 $1,064

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Volkswagen Tiguan Limited Insurance

Saving money on Volkswagen Tiguan Limited insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick rundown of the material that was touched on in this article.

  • Drivers who require more liability coverage will pay around $350 per year to go from a minimum limit to a 250/500 level
  • Teen drivers are charged the highest rates, as much as $376 per month if comprehensive and collision insurance is included
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,430 more each year to insure their Tiguan Limited
  • Increasing deductibles could save as much as $525 each year

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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