Volkswagen Tiguan Limited Insurance Rates

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UPDATED: May 25, 2024

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The average insurance rates for a Volkswagen Tiguan Limited are $1,232 a year with full coverage. Comprehensive insurance costs around $280 a year, collision costs $500, and liability coverage is $316. Buying just liability costs around $376 a year, with insurance for high-risk drivers costing $2,658 or more. Teen drivers cost the most to insure at $4,510 a year or more.

Average premium for full coverage: $1,232

Policy rates for type of insurance:

Comprehensive $280
Collision $500
Liability $316

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Tiguan Limited trim levels.

Price Range Variability

Using a middle-aged driver as an example, Volkswagen Tiguan Limited insurance rates go from the low end price of $376 for minimum levels of liability insurance to a high of $2,658 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,232
High Risk $2,658

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $924
Small Cities $1,294
Large Cities $1,663

The examples above demonstrate why it is important to compare rates quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Volkswagen Tiguan Limited insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $708
  • Raising to $1,000 deductibles will save about $1,056 annually
  • The estimated price for a good driver age 40 using $500 deductibles is $1,232
  • Choosing low $100 deductibles will cost an additional $344 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,658 or more
  • Policy cost that insures a teenage driver can be $4,510

View Chart as Image

Volkswagen Tiguan Limited insurance cost comparison chart
Column chart showing full coverage Volkswagen Tiguan Limited insurance prices range from $708 to $4,510

Insurance rates for a Volkswagen Tiguan Limited also range considerably based on the trim level of your Tiguan Limited, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Tiguan Limited insurance rates. A middle-age driver might find rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

Volkswagen Tiguan Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,114 -$118 -9.6%
Alaska $946 -$286 -23.2%
Arizona $1,022 -$210 -17.0%
Arkansas $1,232 -$0 0.0%
California $1,404 $172 14.0%
Colorado $1,176 -$56 -4.5%
Connecticut $1,266 $34 2.8%
Delaware $1,394 $162 13.1%
Florida $1,540 $308 25.0%
Georgia $1,140 -$92 -7.5%
Hawaii $888 -$344 -27.9%
Idaho $836 -$396 -32.1%
Illinois $920 -$312 -25.3%
Indiana $930 -$302 -24.5%
Iowa $832 -$400 -32.5%
Kansas $1,170 -$62 -5.0%
Kentucky $1,680 $448 36.4%
Louisiana $1,826 $594 48.2%
Maine $762 -$470 -38.1%
Maryland $1,020 -$212 -17.2%
Massachusetts $982 -$250 -20.3%
Michigan $2,142 $910 73.9%
Minnesota $1,030 -$202 -16.4%
Mississippi $1,478 $246 20.0%
Missouri $1,094 -$138 -11.2%
Montana $1,324 $92 7.5%
Nebraska $972 -$260 -21.1%
Nevada $1,478 $246 20.0%
New Hampshire $888 -$344 -27.9%
New Jersey $1,380 $148 12.0%
New Mexico $1,090 -$142 -11.5%
New York $1,298 $66 5.4%
North Carolina $710 -$522 -42.4%
North Dakota $1,012 -$220 -17.9%
Ohio $850 -$382 -31.0%
Oklahoma $1,264 $32 2.6%
Oregon $1,130 -$102 -8.3%
Pennsylvania $1,176 -$56 -4.5%
Rhode Island $1,644 $412 33.4%
South Carolina $1,118 -$114 -9.3%
South Dakota $1,040 -$192 -15.6%
Tennessee $1,078 -$154 -12.5%
Texas $1,486 $254 20.6%
Utah $912 -$320 -26.0%
Vermont $842 -$390 -31.7%
Virginia $738 -$494 -40.1%
Washington $950 -$282 -22.9%
West Virginia $1,130 -$102 -8.3%
Wisconsin $852 -$380 -30.8%
Wyoming $1,098 -$134 -10.9%

View Chart as Image

Volkswagen Tiguan Limited insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $520 a year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $285 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Volkswagen Tiguan Limited Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Volkswagen Tiguan Limited $188 $310 $390 $1,024

Rates are averaged for all Volkswagen Tiguan Limited models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Tiguan Limited Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Shop around every year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a summary of the coverage data touched on in the above illustrations.

  • You may be able to save up to $150 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $525 each year
  • Drivers under the age of 20 pay higher rates, as much as $376 each month if full coverage is included
  • Drivers who have multiple accidents or major violations may pay on average $1,430 more every year to insure a Volkswagen Tiguan Limited

Rates by Driver Age

Volkswagen Tiguan Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,510
20 $2,838
30 $1,292
40 $1,232
50 $1,124
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Tiguan Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,418
$500 $1,232
$1,000 $1,056

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Tiguan Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,232
50/100 $1,295
100/300 $1,374
250/500 $1,580
100 CSL $1,327
300 CSL $1,501
500 CSL $1,627

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Tiguan Limited Insurance Rates for High Risk Drivers
Age Premium
16 $6,448
20 $4,506
30 $2,722
40 $2,658
50 $2,532
60 $2,508

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $92
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $61
Online Quote $88
Total Discounts $524
Rate after discounts $708

Discounts are estimated and may not be available from every company or in every state.

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