Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Volkswagen Taos are $1,192 annually for full coverage. Comprehensive insurance costs an estimated $270, collision costs $448, and liability is estimated at $338. Liability-only coverage costs approximately $394 a year, with high-risk coverage costing $2,562 or more. Teen drivers cost the most to insure at $4,394 a year or more.

Average premium for full coverage: $1,192

Policy rates broken down by type of insurance:

Comprehensive $270
Collision $448
Liability $338

Price estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Taos models.

Price Range Variability

For the normal driver, Volkswagen Taos insurance rates go from as cheap as $394 for your basic liability-only policy to the much higher price of $2,562 for a high-risk insurance policy.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above show why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Volkswagen Taos insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $692
  • Choosing higher $1,000 deductibles can save approximately $164 a year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,192
  • Choosing pricier low deductibles for comp and collision coverage costs an additional $312 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,562 or more
  • Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,394 each year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance prices range from $692 to $4,394

Insurance rates for a Volkswagen Taos also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $1,900 additional every year, depending on your age. Volkswagen Taos insurance for high-risk drivers ranges from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $480 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Volkswagen Taos insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,700 on average in New York, Louisiana, and Michigan.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from multiple companies. Each auto insurer uses a different rate calculation, and rates will be varied between companies.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Volkswagen Taos Insurance

Finding cheaper rates on insurance for a Volkswagen Taos takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a condensed summary of the car insurance concepts presented in the illustrations above.

  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,370 more annually for Taos insurance
  • Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $475 each year
  • Insureds who want higher liability limits will pay about $370 each year to raise limits from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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