Volkswagen Taos Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance rates for a Volkswagen Taos are $1,200 a year for full coverage. Comprehensive insurance costs an estimated $280, collision costs $452, and liability is estimated at $332. A policy with just liability insurance costs approximately $388 a year, with coverage for high-risk drivers costing $2,572 or more. 16-year-old drivers receive the highest rates at $4,388 a year or more.
Average premium for full coverage: $1,200
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all Taos models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the low end price of $388 for just the minimum liability insurance to the much higher price of $2,572 for a high-risk driver policy.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities.
The example below illustrates how location helps determine insurance prices.
These examples show why everyone should get quotes for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Volkswagen Taos insurance rates for other coverage scenarios.
- The best full coverage rate is $696
- Choosing higher $1,000 deductibles can save approximately $166 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,200
- Buying pricier low deductibles for comp and collision coverage will cost an additional $320 annually
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,572 or more
- The cost that insures a 16-year-old driver for full coverage can cost as much as $4,388 each year
Insurance rates for a Volkswagen Taos can also vary considerably based on the model of your Taos, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,400 to $1,900 additional per year, depending on your age. Volkswagen Taos insurance for high-risk drivers ranges from 43% to 131% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Volkswagen Taos insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,710 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$116 | -9.7% |
| Alaska | $920 | -$280 | -23.3% |
| Arizona | $992 | -$208 | -17.3% |
| Arkansas | $1,200 | -$0 | 0.0% |
| California | $1,366 | $166 | 13.8% |
| Colorado | $1,142 | -$58 | -4.8% |
| Connecticut | $1,230 | $30 | 2.5% |
| Delaware | $1,354 | $154 | 12.8% |
| Florida | $1,496 | $296 | 24.7% |
| Georgia | $1,108 | -$92 | -7.7% |
| Hawaii | $862 | -$338 | -28.2% |
| Idaho | $812 | -$388 | -32.3% |
| Illinois | $892 | -$308 | -25.7% |
| Indiana | $904 | -$296 | -24.7% |
| Iowa | $808 | -$392 | -32.7% |
| Kansas | $1,136 | -$64 | -5.3% |
| Kentucky | $1,634 | $434 | 36.2% |
| Louisiana | $1,774 | $574 | 47.8% |
| Maine | $740 | -$460 | -38.3% |
| Maryland | $990 | -$210 | -17.5% |
| Massachusetts | $954 | -$246 | -20.5% |
| Michigan | $2,082 | $882 | 73.5% |
| Minnesota | $1,004 | -$196 | -16.3% |
| Mississippi | $1,434 | $234 | 19.5% |
| Missouri | $1,064 | -$136 | -11.3% |
| Montana | $1,286 | $86 | 7.2% |
| Nebraska | $946 | -$254 | -21.2% |
| Nevada | $1,438 | $238 | 19.8% |
| New Hampshire | $864 | -$336 | -28.0% |
| New Jersey | $1,340 | $140 | 11.7% |
| New Mexico | $1,060 | -$140 | -11.7% |
| New York | $1,260 | $60 | 5.0% |
| North Carolina | $690 | -$510 | -42.5% |
| North Dakota | $984 | -$216 | -18.0% |
| Ohio | $826 | -$374 | -31.2% |
| Oklahoma | $1,228 | $28 | 2.3% |
| Oregon | $1,100 | -$100 | -8.3% |
| Pennsylvania | $1,142 | -$58 | -4.8% |
| Rhode Island | $1,598 | $398 | 33.2% |
| South Carolina | $1,086 | -$114 | -9.5% |
| South Dakota | $1,010 | -$190 | -15.8% |
| Tennessee | $1,048 | -$152 | -12.7% |
| Texas | $1,446 | $246 | 20.5% |
| Utah | $888 | -$312 | -26.0% |
| Vermont | $818 | -$382 | -31.8% |
| Virginia | $716 | -$484 | -40.3% |
| Washington | $924 | -$276 | -23.0% |
| West Virginia | $1,100 | -$100 | -8.3% |
| Wisconsin | $828 | -$372 | -31.0% |
| Wyoming | $1,068 | -$132 | -11.0% |
Opting for high physical damage deductibles can save as much as $490 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $299 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Taos | $294 | $470 | $316 | $1,216 |
| 2023 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
| 2022 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Taos Insurance
Saving money on insurance for a Volkswagen Taos takes being a good driver, having a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Comparison shop every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a recap of the information covered in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
- Drivers age 16 to 20 are expensive to insure, costing as high as $366 per month if comprehensive and collision insurance is included
- Increasing deductibles can save approximately $475 each year
- Drivers considered higher risk that have major violations or accidents may pay on average $1,370 more annually than a safer driver
- Insureds who want an increased level of liability coverage will pay around $370 each year to raise limits from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,388 |
| 20 | $2,734 |
| 30 | $1,252 |
| 40 | $1,200 |
| 50 | $1,092 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,520 |
| $250 | $1,374 |
| $500 | $1,200 |
| $1,000 | $1,034 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,200 |
| 50/100 | $1,266 |
| 100/300 | $1,349 |
| 250/500 | $1,565 |
| 100 CSL | $1,300 |
| 300 CSL | $1,482 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,262 |
| 20 | $4,342 |
| 30 | $2,632 |
| 40 | $2,572 |
| 50 | $2,450 |
| 60 | $2,426 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $55 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
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