Volkswagen Taos Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a Volkswagen Taos are $1,192 every 12 months for full coverage. Comprehensive costs on average $270, collision insurance costs $448, and liability costs around $338. A policy with just liability insurance costs as low as $394 a year, and coverage for high-risk drivers costs around $2,562. Teenage drivers receive the highest rates at up to $4,394 a year.
Average premium for full coverage: $1,192
Rate estimates by individual coverage type:
Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all Taos models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the cheapest price of $394 for just liability coverage to the much higher price of $2,562 for a high-risk driver policy.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.
These examples show why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Volkswagen Taos insurance rates for different risk profiles and scenarios.
- The best discount rate is $692
- Using higher $1,000 deductibles will save around $164 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,192
- Using pricier low deductibles for physical damage coverage increases the price to $1,504
- Drivers who are prone to accidents and violations could pay upwards of $2,562
- The cost to insure a teen driver for full coverage may cost $4,394 or more
Insurance rates for a Volkswagen Taos can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Taos.
Using high physical damage deductibles could cut rates by as much as $480 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 additional per year, depending on your age. Volkswagen Taos insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Volkswagen Taos insurance prices. A driver around age 40 might see rates as low as $790 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,700 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$116 | -9.7% |
| Alaska | $914 | -$278 | -23.3% |
| Arizona | $990 | -$202 | -16.9% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,488 | $296 | 24.8% |
| Georgia | $1,100 | -$92 | -7.7% |
| Hawaii | $858 | -$334 | -28.0% |
| Idaho | $808 | -$384 | -32.2% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $898 | -$294 | -24.7% |
| Iowa | $802 | -$390 | -32.7% |
| Kansas | $1,130 | -$62 | -5.2% |
| Kentucky | $1,624 | $432 | 36.2% |
| Louisiana | $1,762 | $570 | 47.8% |
| Maine | $736 | -$456 | -38.3% |
| Maryland | $984 | -$208 | -17.4% |
| Massachusetts | $950 | -$242 | -20.3% |
| Michigan | $2,068 | $876 | 73.5% |
| Minnesota | $998 | -$194 | -16.3% |
| Mississippi | $1,426 | $234 | 19.6% |
| Missouri | $1,056 | -$136 | -11.4% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $858 | -$334 | -28.0% |
| New Jersey | $1,330 | $138 | 11.6% |
| New Mexico | $1,052 | -$140 | -11.7% |
| New York | $1,254 | $62 | 5.2% |
| North Carolina | $686 | -$506 | -42.4% |
| North Dakota | $976 | -$216 | -18.1% |
| Ohio | $820 | -$372 | -31.2% |
| Oklahoma | $1,222 | $30 | 2.5% |
| Oregon | $1,090 | -$102 | -8.6% |
| Pennsylvania | $1,134 | -$58 | -4.9% |
| Rhode Island | $1,586 | $394 | 33.1% |
| South Carolina | $1,080 | -$112 | -9.4% |
| South Dakota | $1,006 | -$186 | -15.6% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,436 | $244 | 20.5% |
| Utah | $882 | -$310 | -26.0% |
| Vermont | $814 | -$378 | -31.7% |
| Virginia | $714 | -$478 | -40.1% |
| Washington | $920 | -$272 | -22.8% |
| West Virginia | $1,090 | -$102 | -8.6% |
| Wisconsin | $822 | -$370 | -31.0% |
| Wyoming | $1,060 | -$132 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
| 2023 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
| 2022 Volkswagen Taos | $260 | $436 | $354 | $1,186 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Volkswagen Taos Insurance
Saving money on car insurance requires having a good driving record, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Take the time to comparison shop every time your policy renews by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The next list is a quick review of the information touched on in the above illustrations.
- Drivers can save as much as $140 per year just by quoting online well ahead of the renewal date
- Drivers age 20 and younger pay higher rates, costing as high as $366 per month if full coverage is included
- Increasing deductibles could save as much as $475 each year
- Higher risk drivers with a DUI or reckless driving violation pay an average of $1,370 more each year to buy Volkswagen Taos insurance
- Policyholders who require increased levels of liability coverage will pay an extra $370 each year to increase from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,394 |
| 20 | $2,726 |
| 30 | $1,242 |
| 40 | $1,192 |
| 50 | $1,088 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,504 |
| $250 | $1,360 |
| $500 | $1,192 |
| $1,000 | $1,028 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,260 |
| 100/300 | $1,344 |
| 250/500 | $1,564 |
| 100 CSL | $1,293 |
| 300 CSL | $1,479 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,266 |
| 20 | $4,334 |
| 30 | $2,620 |
| 40 | $2,562 |
| 50 | $2,442 |
| 60 | $2,420 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $54 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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