Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Volkswagen Taos are $1,192 a year for full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $448, and liability costs $338. A liability-only policy costs as little as $394 a year, and high-risk insurance costs $2,562 or more. 16-year-old drivers cost the most to insure at up to $4,394 a year.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Comprehensive $270
Collision $448
Liability $338

Full coverage includes $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Taos trim levels.

Price Range Variability

For the normal driver, Volkswagen Taos insurance rates range from as low as $394 for a discount liability-only rate to a much higher rate of $2,562 for a policy for a high-risk driver.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

The examples above show why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Volkswagen Taos insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $692
  • Drivers who choose higher $1,000 deductibles will pay $164 a year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,192
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $312 every year
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,562
  • Policy cost for full coverage for a teen driver with full coverage can cost $4,394 a year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $692 to $4,394 for full coverage

Car insurance rates for a Volkswagen Taos also range considerably based on your risk profile, the trim level of your Taos, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

Your home state makes a big difference in Volkswagen Taos insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,700 on average in New York, Louisiana, and Michigan.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $480 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Taos Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the coverage data presented in the illustrations above.

  • Drivers can save around $140 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles can save around $475 each year
  • Teens pay the highest auto insurance rates, costing up to $366 each month if full coverage is included
  • Higher risk drivers who have multiple accidents or major violations may pay on average $1,370 more per year for Taos insurance

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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