Volkswagen Taos Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Volkswagen Taos are $1,186 annually for full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $436, and liability is $354. Liability-only insurance costs around $406 a year, and high-risk driver insurance costs $2,556 or more. Teen drivers pay the most at up to $4,408 a year.

Average premium for full coverage: $1,186

Premium estimates broken down by type of coverage:

Comprehensive $260
Collision $436
Liability $354

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all Taos models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Volkswagen Taos range from as cheap as $406 for minimum levels of liability insurance to the much higher price of $2,556 for a high-risk driver policy.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than larger metro areas. The example below illustrates how where you live affects insurance prices.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

These rate differences show why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Volkswagen Taos insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $687
  • Raising to $1,000 deductibles will save approximately $158 a year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,186
  • Choosing pricier low deductibles costs an additional $306 every year
  • At-risk drivers with multiple violations and an at-fault accident could pay up to $2,556
  • An auto insurance policy with full coverage for a teen driver for full coverage can cost as much as $4,408

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing Volkswagen Taos insurance prices range from $687 to $4,408 for full coverage

Insurance prices for a Volkswagen Taos also have a wide range based on the model of your Taos, your driver profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,400 to $1,900 additional annually, depending on your age. Volkswagen Taos insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $470 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volkswagen Taos insurance prices. A middle-age driver might find prices as low as $780 a year in states like Iowa, Maine, and Idaho, or as much as $1,690 on average in New York, Louisiana, and Michigan.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city
Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $270 $448 $338 $1,192
2023 Volkswagen Taos $260 $436 $354 $1,186
2022 Volkswagen Taos $250 $418 $364 $1,168

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Volkswagen Taos Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a quick rundown of the information touched on in the above illustrations.

  • Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
  • Drivers under the age of 20 are expensive to insure, as much as $367 per month if they have full coverage
  • Increasing policy deductibles could save up to $475 each year
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,370 more annually to insure a Volkswagen Taos
  • Policyholders who want increased liability limits will pay about $390 each year to raise from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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