Volkswagen Taos Insurance Rates

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View 2022 Volkswagen Taos Insurance Rates in 2025

Consumers have lots of choices when looking for affordable Volkswagen Taos insurance. They can either spend hours driving around to compare prices or save time using the internet to compare rates. There are both good and bad ways to compare insurance rates so you're going to learn the absolute fastest way to compare rates on a Volkswagen and locate the lowest price either online or from local insu...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Mar 28, 2024

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Average auto insurance rates for a Volkswagen Taos are $1,192 annually for full coverage. Comprehensive costs on average $270 each year, collision costs $448, and liability insurance is estimated at $338. A liability-only policy costs approximately $394 a year, with high-risk insurance costing around $2,562. Teen drivers receive the highest rates at $4,394 a year or more.

Average premium for full coverage: $1,192

Rate estimates by individual coverage type:

Comprehensive $270
Collision $448
Liability $338

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Taos models.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $394 for your basic liability-only policy to a high rate of $2,562 for a high-risk insurance policy.

Liability Only $394
Full Coverage $1,192
High Risk $2,562

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas tend to have fewer accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $894
Small Cities $1,252
Large Cities $1,609

These examples show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Volkswagen Taos insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $692
  • Choosing higher $1,000 deductibles can save around $164 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,192
  • Choosing low deductibles for comp and collision coverage will cost $1,504
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,562 or more
  • The cost with full coverage for a teen driver may cost $4,394 each year

View Chart as Image

Volkswagen Taos insurance cost comparison chart
Column chart showing full coverage Volkswagen Taos insurance rates range from $692 to $4,394

Insurance rates for a Volkswagen Taos can also vary considerably based on the trim level of your Taos, your driver profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $480 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $304 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Volkswagen Taos insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,700 on average in Michigan, Louisiana, and New York.

Volkswagen Taos Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,076 -$116 -9.7%
Alaska $914 -$278 -23.3%
Arizona $990 -$202 -16.9%
Arkansas $1,192 -$0 0.0%
California $1,356 $164 13.8%
Colorado $1,136 -$56 -4.7%
Connecticut $1,222 $30 2.5%
Delaware $1,346 $154 12.9%
Florida $1,488 $296 24.8%
Georgia $1,100 -$92 -7.7%
Hawaii $858 -$334 -28.0%
Idaho $808 -$384 -32.2%
Illinois $886 -$306 -25.7%
Indiana $898 -$294 -24.7%
Iowa $802 -$390 -32.7%
Kansas $1,130 -$62 -5.2%
Kentucky $1,624 $432 36.2%
Louisiana $1,762 $570 47.8%
Maine $736 -$456 -38.3%
Maryland $984 -$208 -17.4%
Massachusetts $950 -$242 -20.3%
Michigan $2,068 $876 73.5%
Minnesota $998 -$194 -16.3%
Mississippi $1,426 $234 19.6%
Missouri $1,056 -$136 -11.4%
Montana $1,278 $86 7.2%
Nebraska $936 -$256 -21.5%
Nevada $1,426 $234 19.6%
New Hampshire $858 -$334 -28.0%
New Jersey $1,330 $138 11.6%
New Mexico $1,052 -$140 -11.7%
New York $1,254 $62 5.2%
North Carolina $686 -$506 -42.4%
North Dakota $976 -$216 -18.1%
Ohio $820 -$372 -31.2%
Oklahoma $1,222 $30 2.5%
Oregon $1,090 -$102 -8.6%
Pennsylvania $1,134 -$58 -4.9%
Rhode Island $1,586 $394 33.1%
South Carolina $1,080 -$112 -9.4%
South Dakota $1,006 -$186 -15.6%
Tennessee $1,042 -$150 -12.6%
Texas $1,436 $244 20.5%
Utah $882 -$310 -26.0%
Vermont $814 -$378 -31.7%
Virginia $714 -$478 -40.1%
Washington $920 -$272 -22.8%
West Virginia $1,090 -$102 -8.6%
Wisconsin $822 -$370 -31.0%
Wyoming $1,060 -$132 -11.1%

View Chart as Image

Volkswagen Taos insurance rates by U.S. city

With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates can be significantly different between companies.

Volkswagen Taos Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Taos $280 $452 $332 $1,200
2023 Volkswagen Taos $270 $448 $338 $1,192
2022 Volkswagen Taos $260 $436 $354 $1,186

Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Volkswagen Taos Insurance

Saving money on Volkswagen Taos insurance takes being a low-risk driver, having a good credit history, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to compare rates at least every other year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a quick review of the car insurance concepts covered in the above illustrations.

  • High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,370 more each year to insure their Taos
  • Drivers can save as much as $140 per year simply by quoting online in advance
  • Increasing deductibles could save up to $475 each year
  • Drivers who require more liability coverage will pay about $370 each year to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Volkswagen Taos Insurance Rates by Driver Age
Driver Age Premium
16 $4,394
20 $2,726
30 $1,242
40 $1,192
50 $1,088
60 $1,068

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Taos Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,504
$250 $1,360
$500 $1,192
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Taos Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,192
50/100 $1,260
100/300 $1,344
250/500 $1,564
100 CSL $1,293
300 CSL $1,479
500 CSL $1,615

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Taos Insurance Rates for High Risk Drivers
Age Premium
16 $6,266
20 $4,334
30 $2,620
40 $2,562
50 $2,442
60 $2,420

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $17
5-yr Accident Free $87
5-yr Claim Free $76
Paid in Full/EFT $54
Advance Quote $58
Online Quote $84
Total Discounts $500
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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