Volkswagen Taos Insurance Rates

Average insurance prices for a Volkswagen Taos are $1,186 every 12 months for full coverage. Comprehensive costs on average $260 each year, collision insurance costs $436, and liability coverage costs $354. Liability-only coverage costs as little as $406 a year, and high-risk coverage costs around $2,556. Teens receive the highest rates at up to $4,408 a year.

Average premium for full coverage: $1,186

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all states and Taos models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how location impacts car insurance rates.

These examples show why all drivers should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volkswagen Taos insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $687
• Drivers who choose higher $1,000 deductibles will pay around $158 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,186
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,492
• High-risk insureds with serious driving violations could pay upwards of $2,556
• The cost to insure a teenage driver may cost $4,408 a year

View Chart as Image

Car insurance rates for a Volkswagen Taos can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Taos.

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen Taos insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Volkswagen Taos Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Spend time shopping around every year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the coverage data touched on above.

• Drivers can save as much as $140 per year just by quoting online in advance
• Increasing deductibles could save as much as $475 each year
• Youthful drivers are expensive to insure, costing as high as $367 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations pay an average of $1,370 more each year than a low-risk driver