Volkswagen Taos Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Volkswagen Taos are $1,192 a year for full coverage. Comprehensive costs on average $270 each year, collision costs $448, and liability is estimated at $338. A liability-only policy costs approximately $394 a year, with high-risk insurance costing around $2,562. 16-year-old drivers pay the most at $4,394 a year or more.
Average premium for full coverage: $1,192
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Taos models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Volkswagen Taos go from the low end price of $394 for the bare minimum liability coverage to a high rate of $2,562 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities.
The graphic below illustrates how rural and urban location affects car insurance rates.
These rate differences show why all drivers should get quotes based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Volkswagen Taos insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $692
- Choosing higher $1,000 deductibles can save around $164 a year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,192
- Buying low deductibles for comp and collision coverage bumps up the cost to $1,504
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,562 or more
- An auto insurance policy that insures a 16-year-old driver may cost $4,394 each year
Auto insurance prices for a Volkswagen Taos also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Volkswagen Taos insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,700 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,076 | -$116 | -9.7% |
| Alaska | $914 | -$278 | -23.3% |
| Arizona | $990 | -$202 | -16.9% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,488 | $296 | 24.8% |
| Georgia | $1,100 | -$92 | -7.7% |
| Hawaii | $858 | -$334 | -28.0% |
| Idaho | $808 | -$384 | -32.2% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $898 | -$294 | -24.7% |
| Iowa | $802 | -$390 | -32.7% |
| Kansas | $1,130 | -$62 | -5.2% |
| Kentucky | $1,624 | $432 | 36.2% |
| Louisiana | $1,762 | $570 | 47.8% |
| Maine | $736 | -$456 | -38.3% |
| Maryland | $984 | -$208 | -17.4% |
| Massachusetts | $950 | -$242 | -20.3% |
| Michigan | $2,068 | $876 | 73.5% |
| Minnesota | $998 | -$194 | -16.3% |
| Mississippi | $1,426 | $234 | 19.6% |
| Missouri | $1,056 | -$136 | -11.4% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $858 | -$334 | -28.0% |
| New Jersey | $1,330 | $138 | 11.6% |
| New Mexico | $1,052 | -$140 | -11.7% |
| New York | $1,254 | $62 | 5.2% |
| North Carolina | $686 | -$506 | -42.4% |
| North Dakota | $976 | -$216 | -18.1% |
| Ohio | $820 | -$372 | -31.2% |
| Oklahoma | $1,222 | $30 | 2.5% |
| Oregon | $1,090 | -$102 | -8.6% |
| Pennsylvania | $1,134 | -$58 | -4.9% |
| Rhode Island | $1,586 | $394 | 33.1% |
| South Carolina | $1,080 | -$112 | -9.4% |
| South Dakota | $1,006 | -$186 | -15.6% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,436 | $244 | 20.5% |
| Utah | $882 | -$310 | -26.0% |
| Vermont | $814 | -$378 | -31.7% |
| Virginia | $714 | -$478 | -40.1% |
| Washington | $920 | -$272 | -22.8% |
| West Virginia | $1,090 | -$102 | -8.6% |
| Wisconsin | $822 | -$370 | -31.0% |
| Wyoming | $1,060 | -$132 | -11.1% |
Opting for high physical damage deductibles can save as much as $480 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Taos | $280 | $452 | $332 | $1,200 |
| 2023 Volkswagen Taos | $270 | $448 | $338 | $1,192 |
| 2022 Volkswagen Taos | $260 | $436 | $354 | $1,186 |
Rates are averaged for all Volkswagen Taos models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Volkswagen Taos Insurance
Finding better rates on insurance for a Volkswagen Taos takes being safe and accident-free, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Comparison shop every other policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
Below you'll find a review of the ideas that were raised in the charts and tables above.
- Youthful drivers are charged the highest prices, as much as $366 per month if the policy includes full coverage
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,370 more each year than a low-risk driver
- Increasing policy deductibles can save approximately $475 each year
- Drivers can save as much as $140 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,394 |
| 20 | $2,726 |
| 30 | $1,242 |
| 40 | $1,192 |
| 50 | $1,088 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,504 |
| $250 | $1,360 |
| $500 | $1,192 |
| $1,000 | $1,028 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,260 |
| 100/300 | $1,344 |
| 250/500 | $1,564 |
| 100 CSL | $1,293 |
| 300 CSL | $1,479 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,266 |
| 20 | $4,334 |
| 30 | $2,620 |
| 40 | $2,562 |
| 50 | $2,442 |
| 60 | $2,420 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $54 |
| Advance Quote | $58 |
| Online Quote | $84 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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