Volkswagen ID7 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Volkswagen ID7 are $1,578 annually for full coverage. Comprehensive insurance costs around $376, collision costs $750, and liability coverage is $316. Liability-only coverage costs around $376 a year, with high-risk coverage costing $3,430 or more. 16-year-old drivers pay the highest rates at $5,628 a year or more.

Average premium for full coverage: $1,578

Price estimates for individual coverage:

Comprehensive $376
Collision $750
Liability $316

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different ID7 trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Volkswagen ID7 insurance prices go from as cheap as $376 for basic liability insurance to a much higher rate of $3,430 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than congested cities.

The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

The ranges above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Volkswagen ID7 insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $877
  • Raising to $1,000 deductibles will save about $256 a year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,578
  • Buying more expensive low deductibles costs an additional $500 each year
  • Unlucky drivers with multiple tickets or accidents could pay at least $3,430 or more
  • The price with full coverage for a teenage driver with full coverage can be $5,628

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing full coverage Volkswagen ID7 insurance prices range from $877 to $5,628

Auto insurance prices for a Volkswagen ID7 are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,900 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $760 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Volkswagen ID7 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Idaho, Maine, and Iowa, or at least $2,250 on average in Michigan, Louisiana, and New York.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different between companies.

Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $358 $720 $332 $1,546

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volkswagen ID7 Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the coverage data touched on in the above illustrations.

  • Drivers can save up to $200 per year simply by shopping early and online
  • Increasing physical damage deductibles could save up to $750 each year
  • Youthful drivers are expensive to insure, with premiums as much as $469 a month if full coverage is included
  • Drivers with DUI or reckless driving convictions pay an average of $1,850 more every year than a low-risk driver

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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