Volkswagen ID7 Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage insurance. Comprehensive costs approximately $376, collision costs $750, and liability coverage is estimated at $316. Liability-only insurance costs approximately $376 a year, with high-risk driver insurance costing around $3,430. Teen drivers cost the most to insure at $5,628 a year or more.
Average premium for full coverage: $1,578
Policy rates by type of insurance:
Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different ID7 trim levels.
Price Range Variability
Using a middle-aged driver as an example, Volkswagen ID7 insurance rates go from as low as $376 for the bare minimum liability coverage to a much higher rate of $3,430 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.
The price range example below illustrates how where you live affects auto insurance prices.
The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volkswagen ID7 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $877
- Choosing higher $1,000 deductibles can save $256 each year
- The average rate for a good driver age 40 who chooses $500 deductibles is $1,578
- Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $2,078
- Drivers with multiple violations and an at-fault accident could pay around $3,430 or more
- Policy cost for full coverage for a teenage driver with full coverage can cost $5,628 each year
Auto insurance rates for a Volkswagen ID7 also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.
An older driver with a good driving record and high deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,600 a year. View Rates by Age
Your home state plays a big part in determining prices for Volkswagen ID7 insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,130 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$152 | -9.6% |
| Alaska | $1,208 | -$370 | -23.4% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,798 | $220 | 13.9% |
| Colorado | $1,506 | -$72 | -4.6% |
| Connecticut | $1,620 | $42 | 2.7% |
| Delaware | $1,784 | $206 | 13.1% |
| Florida | $1,972 | $394 | 25.0% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,134 | -$444 | -28.1% |
| Idaho | $1,068 | -$510 | -32.3% |
| Illinois | $1,174 | -$404 | -25.6% |
| Indiana | $1,190 | -$388 | -24.6% |
| Iowa | $1,064 | -$514 | -32.6% |
| Kansas | $1,498 | -$80 | -5.1% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,336 | $758 | 48.0% |
| Maine | $974 | -$604 | -38.3% |
| Maryland | $1,302 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$320 | -20.3% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,322 | -$256 | -16.2% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,400 | -$178 | -11.3% |
| Montana | $1,694 | $116 | 7.4% |
| Nebraska | $1,242 | -$336 | -21.3% |
| Nevada | $1,894 | $316 | 20.0% |
| New Hampshire | $1,138 | -$440 | -27.9% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,396 | -$182 | -11.5% |
| New York | $1,662 | $84 | 5.3% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,088 | -$490 | -31.1% |
| Oklahoma | $1,618 | $40 | 2.5% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$76 | -4.8% |
| Rhode Island | $2,104 | $526 | 33.3% |
| South Carolina | $1,430 | -$148 | -9.4% |
| South Dakota | $1,332 | -$246 | -15.6% |
| Tennessee | $1,380 | -$198 | -12.5% |
| Texas | $1,904 | $326 | 20.7% |
| Utah | $1,166 | -$412 | -26.1% |
| Vermont | $1,078 | -$500 | -31.7% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,216 | -$362 | -22.9% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,090 | -$488 | -30.9% |
| Wyoming | $1,406 | -$172 | -10.9% |
Choosing high deductibles can save as much as $760 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,900 to $2,500 in extra premium every year, depending on your age. High-risk driver insurance ranges around 44% to 135% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID7 | $376 | $750 | $316 | $1,578 |
Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen ID7 Insurance
Finding cheaper rates on auto insurance takes having a good driving record, having good credit, being claim-free, and not having any coverage lapses. Take the time to comparison shop every time your policy renews by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The next list is a quick review of the information touched on in the above illustrations.
- It is possible to save around $200 per year simply by shopping early and online
- Drivers age 20 and younger have the highest car insurance rates, possibly costing $469 each month if they have full coverage
- Increasing comprehensive and collision deductibles can save around $750 each year
- Drivers with a DUI or reckless driving violation may pay on average $1,850 more per year to buy Volkswagen ID7 insurance
- Consumers who purchase increased levels of liability coverage will pay about $350 annually to raise limits from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,660 |
| 30 | $1,670 |
| 40 | $1,578 |
| 50 | $1,436 |
| 60 | $1,412 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,078 |
| $250 | $1,844 |
| $500 | $1,578 |
| $1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,641 |
| 100/300 | $1,720 |
| 250/500 | $1,926 |
| 100 CSL | $1,673 |
| 300 CSL | $1,847 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,102 |
| 20 | $5,822 |
| 30 | $3,528 |
| 40 | $3,430 |
| 50 | $3,266 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $21 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $81 |
| Advance Quote | $83 |
| Online Quote | $115 |
| Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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