Volkswagen ID7 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Volkswagen ID7 are $1,578 a year with full coverage. Comprehensive costs on average $376, collision insurance costs $750, and liability coverage costs $316. A liability-only policy costs as little as $376 a year, and high-risk insurance costs around $3,430. Teenage drivers receive the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Rate estimates by individual coverage type:

Comprehensive $376
Collision $750
Liability $316

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different ID7 trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the low end price of $376 for just liability coverage to a much higher rate of $3,430 for a high-risk insurance policy.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Detailed Rate Analysis

The chart below details average Volkswagen ID7 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $877
  • Drivers who choose higher $1,000 deductibles will pay around $256 annually
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,578
  • Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,078
  • High-risk insureds who are prone to accidents and violations could pay upwards of $3,430
  • The cost that insures a teenage driver with full coverage may cost $5,628 a year

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing Volkswagen ID7 insurance rates range from $877 to $5,628 for full coverage

Insurance rates for a Volkswagen ID7 can also vary considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,900 to $2,500 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $5,600 a year. View Rates by Age

Where you live makes a big difference in Volkswagen ID7 insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,130 on average in Florida, Michigan, and New York.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city

Using high physical damage deductibles could save up to $760 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit

Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $344 $714 $338 $1,532

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volkswagen ID7 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Compare prices at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a recap of the car insurance concepts covered above.

  • Drivers that have major violations or accidents pay on average $1,850 more each year than a low-risk driver
  • You may be able to save as much as $200 per year just by shopping early and online
  • Increasing deductibles can save approximately $750 each year
  • Consumers who require more liability protection will pay an extra $350 every year to go from a minimum limit to the 250/500 level

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles