Volkswagen ID7 Insurance Rates

The average insurance rates for a Volkswagen ID7 are $1,578 a year for full coverage insurance. Comprehensive costs on average $376 each year, collision insurance costs $750, and liability costs $316. A liability-only policy costs as little as $376 a year, and high-risk insurance costs around $3,430. Teen drivers cost the most to insure at up to $5,628 a year.

Average premium for full coverage: $1,578

Policy rates by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and ID7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Volkswagen ID7 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $877
• Drivers who choose higher $1,000 deductibles will pay around $256 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,578
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $2,078
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,430
• Policy cost for full coverage for a 16-year-old driver may cost $5,628 a year

View Chart as Image

Car insurance rates for a Volkswagen ID7 also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,600 a year. View Rates by Age

Your home state makes a big difference in Volkswagen ID7 insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,130 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $760 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

How to Find Cheap Volkswagen ID7 Insurance

Finding cheaper rates on insurance for a Volkswagen ID7 not only requires being a good driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Make time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the material that was touched on in this article.

• Insureds who require an increased level of liability coverage will pay about $350 annually to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $469 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,850 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $750 each year