Volkswagen ID7 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Volkswagen ID7 are $1,578 annually with full coverage. Comprehensive costs on average $376 each year, collision costs $750, and liability coverage costs around $316. Buying just liability costs as low as $376 a year, with insurance for high-risk drivers costing around $3,430. 16-year-old drivers pay the highest rates at $5,628 a year or more.

Average premium for full coverage: $1,578

Price estimates by individual coverage:

Comprehensive $376
Collision $750
Liability $316

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and ID7 models.

Price Range from Low to High

For a driver in their 40's, Volkswagen ID7 insurance prices go from as cheap as $376 for basic liability insurance to a high rate of $3,430 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,578
High Risk $3,430

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have fewer collision claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

The ranges above demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Volkswagen ID7 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $877
  • Using higher $1,000 deductibles will save around $256 annually
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,578
  • Buying low deductibles for physical damage coverage will cost $2,078
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,430 or more
  • The price with full coverage for a teenage driver may cost $5,628 or more

View Chart as Image

Volkswagen ID7 insurance cost comparison chart
Column chart showing full coverage Volkswagen ID7 insurance rates range from $877 to $5,628

Insurance prices for a Volkswagen ID7 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,500 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,900 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers can be around 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $760 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Volkswagen ID7 insurance rates. A driver around age 40 might see prices as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or at least $2,130 on average in Florida, Michigan, and New York.

Volkswagen ID7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,426 -$152 -9.6%
Alaska $1,208 -$370 -23.4%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,798 $220 13.9%
Colorado $1,506 -$72 -4.6%
Connecticut $1,620 $42 2.7%
Delaware $1,784 $206 13.1%
Florida $1,972 $394 25.0%
Georgia $1,458 -$120 -7.6%
Hawaii $1,134 -$444 -28.1%
Idaho $1,068 -$510 -32.3%
Illinois $1,174 -$404 -25.6%
Indiana $1,190 -$388 -24.6%
Iowa $1,064 -$514 -32.6%
Kansas $1,498 -$80 -5.1%
Kentucky $2,152 $574 36.4%
Louisiana $2,336 $758 48.0%
Maine $974 -$604 -38.3%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,258 -$320 -20.3%
Michigan $2,740 $1,162 73.6%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,890 $312 19.8%
Missouri $1,400 -$178 -11.3%
Montana $1,694 $116 7.4%
Nebraska $1,242 -$336 -21.3%
Nevada $1,894 $316 20.0%
New Hampshire $1,138 -$440 -27.9%
New Jersey $1,764 $186 11.8%
New Mexico $1,396 -$182 -11.5%
New York $1,662 $84 5.3%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,088 -$490 -31.1%
Oklahoma $1,618 $40 2.5%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,502 -$76 -4.8%
Rhode Island $2,104 $526 33.3%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,332 -$246 -15.6%
Tennessee $1,380 -$198 -12.5%
Texas $1,904 $326 20.7%
Utah $1,166 -$412 -26.1%
Vermont $1,078 -$500 -31.7%
Virginia $946 -$632 -40.1%
Washington $1,216 -$362 -22.9%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,090 -$488 -30.9%
Wyoming $1,406 -$172 -10.9%

View Chart as Image

Volkswagen ID7 insurance rates by U.S. city

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and prices may be quite different between companies.

Volkswagen ID7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID7 $358 $720 $332 $1,546

Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volkswagen ID7 Insurance

Getting lower rates on auto insurance requires having a decent driving record, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief review of the coverage data covered in the charts and tables above.

  • You may be able to save as much as $200 per year simply by quoting online in advance
  • Increasing physical damage deductibles could save up to $750 each year
  • 16 to 18-year-old drivers pay higher prices, costing up to $469 a month if they have full coverage
  • Drivers with DUI or reckless driving convictions pay an average of $1,850 more each year than a driver with a clean driving record

Rates by Driver Age

Volkswagen ID7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,660
30 $1,670
40 $1,578
50 $1,436
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,078
$250 $1,844
$500 $1,578
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,641
100/300 $1,720
250/500 $1,926
100 CSL $1,673
300 CSL $1,847
500 CSL $1,973

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,102
20 $5,822
30 $3,528
40 $3,430
50 $3,266
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $128
5-yr Claim Free $104
Paid in Full/EFT $81
Advance Quote $83
Online Quote $115
Total Discounts $701
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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