Volkswagen ID7 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average insurance prices for a Volkswagen ID7 are $1,578 every 12 months for full coverage insurance. Comprehensive costs around $376, collision costs $750, and liability costs $316. A policy with just liability insurance costs as little as $376 a year, with coverage for high-risk drivers costing around $3,430. Teenage drivers receive the highest rates at $5,628 a year or more.
Average premium for full coverage: $1,578
Rate estimates for individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different ID7 trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the cheapest price of $376 for just the minimum liability insurance to a much higher rate of $3,430 for a policy for a high-risk driver.
Price Range by Location
Your location can make a big difference on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities.
The price range example below illustrates how rural and urban location affects auto insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates estimated Volkswagen ID7 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $877
- Drivers who choose higher $1,000 deductibles will pay about $256 each year
- The average price for a 40-year-old driver using $500 deductibles is $1,578
- Using more expensive low deductibles for comprehensive and collision insurance increases the price to $2,078
- Drivers who are prone to accidents and violations could pay at least $3,430 or more
- The cost to insure a 16-year-old driver with full coverage can be $5,628 a year
Insurance rates for a Volkswagen ID7 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.
Using high physical damage deductibles could save up to $760 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $285 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as low as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $5,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,900 to $2,500 additional per year, depending on your age. High-risk driver insurance can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates
Where you live makes a big difference in Volkswagen ID7 insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,130 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$152 | -9.6% |
| Alaska | $1,208 | -$370 | -23.4% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,798 | $220 | 13.9% |
| Colorado | $1,506 | -$72 | -4.6% |
| Connecticut | $1,620 | $42 | 2.7% |
| Delaware | $1,784 | $206 | 13.1% |
| Florida | $1,972 | $394 | 25.0% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,134 | -$444 | -28.1% |
| Idaho | $1,068 | -$510 | -32.3% |
| Illinois | $1,174 | -$404 | -25.6% |
| Indiana | $1,190 | -$388 | -24.6% |
| Iowa | $1,064 | -$514 | -32.6% |
| Kansas | $1,498 | -$80 | -5.1% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,336 | $758 | 48.0% |
| Maine | $974 | -$604 | -38.3% |
| Maryland | $1,302 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$320 | -20.3% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,322 | -$256 | -16.2% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,400 | -$178 | -11.3% |
| Montana | $1,694 | $116 | 7.4% |
| Nebraska | $1,242 | -$336 | -21.3% |
| Nevada | $1,894 | $316 | 20.0% |
| New Hampshire | $1,138 | -$440 | -27.9% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,396 | -$182 | -11.5% |
| New York | $1,662 | $84 | 5.3% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,088 | -$490 | -31.1% |
| Oklahoma | $1,618 | $40 | 2.5% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$76 | -4.8% |
| Rhode Island | $2,104 | $526 | 33.3% |
| South Carolina | $1,430 | -$148 | -9.4% |
| South Dakota | $1,332 | -$246 | -15.6% |
| Tennessee | $1,380 | -$198 | -12.5% |
| Texas | $1,904 | $326 | 20.7% |
| Utah | $1,166 | -$412 | -26.1% |
| Vermont | $1,078 | -$500 | -31.7% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,216 | -$362 | -22.9% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,090 | -$488 | -30.9% |
| Wyoming | $1,406 | -$172 | -10.9% |
With so much variability in rates, the only way to figure out your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID7 | $344 | $714 | $338 | $1,532 |
Rates are averaged for all Volkswagen ID7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Volkswagen ID7 Insurance
Saving money on insurance for a Volkswagen ID7 not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief summary of the coverage data raised in the charts and tables above.
- It is possible to save up to $200 per year simply by shopping early and online
- Increasing deductibles could save as much as $750 each year
- 16 to 18-year-old drivers are charged the highest rates, costing up to $469 per month if full coverage is included
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,850 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,628 |
| 20 | $3,660 |
| 30 | $1,670 |
| 40 | $1,578 |
| 50 | $1,436 |
| 60 | $1,412 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,078 |
| $250 | $1,844 |
| $500 | $1,578 |
| $1,000 | $1,322 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,641 |
| 100/300 | $1,720 |
| 250/500 | $1,926 |
| 100 CSL | $1,673 |
| 300 CSL | $1,847 |
| 500 CSL | $1,973 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,102 |
| 20 | $5,822 |
| 30 | $3,528 |
| 40 | $3,430 |
| 50 | $3,266 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $82 |
| Homeowner | $21 |
| 5-yr Accident Free | $128 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $81 |
| Advance Quote | $83 |
| Online Quote | $115 |
| Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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