Volkswagen ID7 Insurance Rates

U.S. average insurance prices for a Volkswagen ID7 are $1,578 every 12 months for full coverage. Comprehensive costs on average $376 each year, collision insurance costs $750, and liability insurance is $316. Liability-only insurance costs around $376 a year, and high-risk driver insurance costs around $3,430. Teenage drivers pay the highest rates at up to $5,628 a year.

Average premium for full coverage: $1,578

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and ID7 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

The ranges above show why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volkswagen ID7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $877
• Raising to $1,000 deductibles will save around $256 a year
• The average price for the average middle-age driver with $500 deductibles is $1,578
• Using low deductibles increases the price to $2,078
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,430
• The price to insure a teen driver may cost $5,628

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Car insurance prices for a Volkswagen ID7 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your ID7.

Using high physical damage deductibles can reduce prices by up to $760 each year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,900 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Volkswagen ID7 insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,250 on average in Michigan, Louisiana, and New York.

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How to Shop for Cheap Volkswagen ID7 Insurance

Getting lower rates on Volkswagen ID7 insurance consists of being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief summary of the car insurance concepts touched on in this article.

• High-risk drivers that tend to have accidents or serious violations pay an average of $1,850 more each year to insure their ID7
• Drivers can save as much as $200 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $750 each year
• Drivers who require more liability coverage will pay an extra $350 each year to raise from a low limit to a 250/500 level