Volkswagen ID Buzz Insurance Rates

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Compare 2024 Volkswagen ID Buzz Insurance Quotes

Nobody I know looks forward to paying for insurance coverage, especially knowing they could find better rates elsewhere. With so many options, it can be impossible to locate the right insurance coverage company. The purpose of this post is to help educate you on the best way to quote coverages and some money-saving tips. If you have car insurance now, you will most likely be able to cut costs cons...

Dani Best

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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The average insurance rates for a Volkswagen ID Buzz are $1,560 a year for full coverage insurance. Comprehensive costs approximately $390 each year, collision insurance costs $718, and liability coverage costs around $316. A liability-only policy costs as low as $376 a year, and high-risk insurance costs around $3,374. Teens cost the most to insure at up to $5,530 a year.

Average premium for full coverage: $1,560

Policy rates by type of insurance:

Comprehensive $390
Collision $718
Liability $316

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and ID Buzz models.

Price Range Variability

For a driver around age 40, Volkswagen ID Buzz insurance rates range from as low as $376 for minimum levels of liability insurance to a high rate of $3,374 for a driver who has had serious violations or accidents.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

The examples above illustrate why all drivers should compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Volkswagen ID Buzz insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $875
  • Using higher $1,000 deductibles will save $252 each year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,560
  • Selecting low deductibles for physical damage coverage will increase the cost to $2,050
  • Higher-risk drivers with serious driving violations could pay around $3,374
  • Policy cost for full coverage for a teenage driver can cost $5,530 or more

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance rates range from $875 to $5,530 for full coverage

Car insurance rates for a Volkswagen ID Buzz also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,500 a year. View Rates by Age

Your home state has a huge impact on Volkswagen ID Buzz insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,110 on average in Florida, New York, and Michigan.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $750 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can be around 45% to 129% more than the average policy. View High Risk Driver Rates

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen ID Buzz Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and attention to physical damage deductibles. Set aside time to compare rates every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the ideas that were covered above.

  • Youthful drivers pay the highest auto insurance rates, possibly costing $461 each month if full coverage is included
  • Drivers who have several accidents or serious violations may pay on average $1,810 more per year than a low-risk driver
  • Increasing comprehensive and collision deductibles can save around $750 each year
  • It is possible to save around $200 per year just by quoting online in advance

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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