Volkswagen ID Buzz Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months with full coverage. Comprehensive costs an estimated $390 each year, collision insurance costs $718, and liability is estimated at $316. Liability-only coverage costs approximately $376 a year, and high-risk coverage costs around $3,374. Teenage drivers receive the highest rates at up to $5,530 a year.

Average premium for full coverage: $1,560

Rate estimates broken down by individual coverage type:

Comprehensive $390
Collision $718
Liability $316

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and ID Buzz models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from the cheapest price of $376 for a discount liability-only rate to a high rate of $3,374 for a driver required to buy high-risk insurance.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These examples demonstrate why all drivers should get quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Volkswagen ID Buzz insurance rates for other coverage scenarios.

  • The best discount rate is $875
  • Choosing higher $1,000 deductibles can save approximately $252 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,560
  • Using low deductibles for comp and collision coverage increases the price to $2,050
  • Unlucky drivers who are prone to accidents and violations could pay up to $3,374
  • The cost to insure a teen driver can cost as much as $5,530 each year

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance rates range from $875 to $5,530 for full coverage

Car insurance rates for a Volkswagen ID Buzz can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Using high physical damage deductibles can save as much as $750 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $285 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $5,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Volkswagen ID Buzz insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,110 on average in New York, Michigan, and Florida.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city
Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $356 $686 $338 $1,516

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Volkswagen ID Buzz Insurance

Saving money on car insurance takes having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the data raised in the charts and tables above.

  • Policyholders who want additional liability coverage will pay an extra $350 every year to raise limits from a minimum limit to a 250/500 level
  • You may be able to save approximately $200 per year just by quoting online in advance
  • Increasing deductibles could save as much as $750 each year
  • 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $461 per month if the policy includes full coverage

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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