Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance rates for a Volkswagen ID Buzz are $1,560 a year with full coverage. Comprehensive insurance costs on average $390, collision insurance costs $718, and liability is estimated at $316. Liability-only insurance costs approximately $376 a year, and high-risk driver insurance costs $3,374 or more. Teens cost the most to insure at up to $5,530 a year.

Average premium for full coverage: $1,560

Policy rates by type of insurance:

Comprehensive $390
Collision $718
Liability $316

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different ID Buzz trim levels.

Price Range Variability

For a 40-year-old driver, Volkswagen ID Buzz insurance rates range from as low as $376 for a discount liability-only rate to a much higher rate of $3,374 for high-risk insurance.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change car insurance rates.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

The examples above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Volkswagen ID Buzz insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $875
  • Choosing higher $1,000 deductibles can save around $252 annually
  • The average rate for a good driver age 40 with $500 deductibles is $1,560
  • Selecting more expensive low deductibles for comp and collision coverage will cost an extra $490 every year
  • Unlucky drivers with serious driving violations could pay upwards of $3,374
  • Policy cost for full coverage for a teen driver with full coverage may cost $5,530 each year

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance prices range from $875 to $5,530 for full coverage

Auto insurance rates for a Volkswagen ID Buzz also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Volkswagen ID Buzz insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,110 on average in Florida, Michigan, and New York.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $750 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,500 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 45% to 129% more than the average policy. View High Risk Driver Rates

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $372 $690 $332 $1,530

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Volkswagen ID Buzz Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a condensed summary of the material that was illustrated above.

  • Policyholders who require higher liability limits will pay approximately $350 every year to raise limits from a 30/60 limit to 250/500 limits
  • Teenagers are charged the highest rates, as much as $461 each month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,810 more each year for car insurance
  • Increasing comprehensive and collision deductibles can save around $750 each year

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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