Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a Volkswagen ID Buzz are $1,560 a year including full coverage. Comprehensive insurance costs approximately $390 a year, collision insurance costs $718, and liability coverage is $316. A liability-only policy costs around $376 a year, and high-risk insurance costs $3,374 or more. Teenage drivers receive the highest rates at up to $5,530 a year.

Average premium for full coverage: $1,560

Rate estimates by individual coverage type:

Comprehensive $390
Collision $718
Liability $316

These estimates include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and ID Buzz trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as low as $376 for basic liability insurance to a high of $3,374 for a policy for a high-risk driver.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

These examples highlight why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Volkswagen ID Buzz insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $875
  • Raising to $1,000 deductibles will save $1,308 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,560
  • Using low $100 deductibles will cost an extra $490 each year
  • Unlucky drivers who are prone to accidents and violations could pay around $3,374
  • The cost for full coverage for a teenage driver can cost $5,530

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing Volkswagen ID Buzz insurance prices range from $875 to $5,530 for full coverage

Insurance rates for a Volkswagen ID Buzz can also vary considerably based on your driver profile, the model of your ID Buzz, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

Where you live also has a big influence on Volkswagen ID Buzz insurance rates. A middle-age driver might find rates as low as $1,200 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,230 on average in Louisiana, New York, and Michigan.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

Using high physical damage deductibles can reduce rates by up to $750 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $285 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 129% more than a normal policy. View High Risk Driver Rates

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $390 $718 $316 $1,560

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volkswagen ID Buzz Insurance

Saving money on auto insurance consists of having a good driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The next list is a brief summary of the coverage data covered above.

  • You may be able to save around $200 per year just by quoting early and online
  • Increasing deductibles can save around $750 each year
  • Drivers age 20 and younger are expensive to insure, as much as $461 per month for full coverage
  • Drivers that tend to have accidents or serious violations could be forced to pay on average $1,810 more per year to buy Volkswagen ID Buzz insurance

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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