Volkswagen Golf R Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Volkswagen Golf R are $1,204 a year for full coverage. Comprehensive costs around $226, collision insurance costs $346, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,600. Teenage drivers receive the highest rates at up to $4,682 a year.
Average premium for full coverage: $1,204
Rate estimates for individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Golf R models.
Price Range by Coverage and Risk
For the normal driver, prices range range from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,600 for a high-risk insurance policy.
Price Range by Location
Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.
These examples show why everyone should compare prices for a specific zip code, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Volkswagen Golf R insurance rates for additional coverage choices and driver risks.
- The best discount rate is $711
- Using higher $1,000 deductibles will save about $130 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,204
- Using pricier low deductibles for physical damage coverage bumps up the cost to $1,454
- Drivers who are prone to accidents and violations could pay at least $2,600
- The cost that insures a teen driver for full coverage can be $4,682 or more
Insurance rates for a Volkswagen Golf R can also vary considerably based on the model of your Golf R, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Volkswagen Golf R insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,600 a year. View Rates by Age
Where you live has a huge impact on Volkswagen Golf R insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,720 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,090 | -$114 | -9.5% |
Alaska | $924 | -$280 | -23.3% |
Arizona | $1,000 | -$204 | -16.9% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,372 | $168 | 14.0% |
Colorado | $1,150 | -$54 | -4.5% |
Connecticut | $1,238 | $34 | 2.8% |
Delaware | $1,364 | $160 | 13.3% |
Florida | $1,508 | $304 | 25.2% |
Georgia | $1,112 | -$92 | -7.6% |
Hawaii | $864 | -$340 | -28.2% |
Idaho | $814 | -$390 | -32.4% |
Illinois | $898 | -$306 | -25.4% |
Indiana | $906 | -$298 | -24.8% |
Iowa | $814 | -$390 | -32.4% |
Kansas | $1,146 | -$58 | -4.8% |
Kentucky | $1,644 | $440 | 36.5% |
Louisiana | $1,782 | $578 | 48.0% |
Maine | $744 | -$460 | -38.2% |
Maryland | $994 | -$210 | -17.4% |
Massachusetts | $964 | -$240 | -19.9% |
Michigan | $2,094 | $890 | 73.9% |
Minnesota | $1,008 | -$196 | -16.3% |
Mississippi | $1,442 | $238 | 19.8% |
Missouri | $1,070 | -$134 | -11.1% |
Montana | $1,294 | $90 | 7.5% |
Nebraska | $948 | -$256 | -21.3% |
Nevada | $1,446 | $242 | 20.1% |
New Hampshire | $868 | -$336 | -27.9% |
New Jersey | $1,348 | $144 | 12.0% |
New Mexico | $1,066 | -$138 | -11.5% |
New York | $1,268 | $64 | 5.3% |
North Carolina | $694 | -$510 | -42.4% |
North Dakota | $988 | -$216 | -17.9% |
Ohio | $832 | -$372 | -30.9% |
Oklahoma | $1,238 | $34 | 2.8% |
Oregon | $1,104 | -$100 | -8.3% |
Pennsylvania | $1,150 | -$54 | -4.5% |
Rhode Island | $1,606 | $402 | 33.4% |
South Carolina | $1,092 | -$112 | -9.3% |
South Dakota | $1,018 | -$186 | -15.4% |
Tennessee | $1,056 | -$148 | -12.3% |
Texas | $1,454 | $250 | 20.8% |
Utah | $892 | -$312 | -25.9% |
Vermont | $824 | -$380 | -31.6% |
Virginia | $722 | -$482 | -40.0% |
Washington | $934 | -$270 | -22.4% |
West Virginia | $1,104 | -$100 | -8.3% |
Wisconsin | $834 | -$370 | -30.7% |
Wyoming | $1,074 | -$130 | -10.8% |
Using high physical damage deductibles could cut rates by as much as $380 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
2023 Volkswagen Golf R | $356 | $656 | $398 | $1,568 |
2022 Volkswagen Golf R | $344 | $640 | $416 | $1,558 |
2021 Volkswagen Golf R | $332 | $612 | $430 | $1,532 |
2020 Volkswagen Golf R | $314 | $592 | $442 | $1,506 |
2019 Volkswagen Golf R | $302 | $548 | $452 | $1,460 |
2018 Volkswagen Golf R | $290 | $516 | $456 | $1,420 |
2017 Volkswagen Golf R | $278 | $464 | $460 | $1,360 |
2016 Volkswagen Golf R | $260 | $426 | $460 | $1,304 |
2015 Volkswagen Golf R | $250 | $400 | $464 | $1,272 |
2013 Volkswagen Golf R | $226 | $346 | $474 | $1,204 |
2012 Volkswagen Golf R | $220 | $314 | $478 | $1,170 |
Rates are averaged for all Volkswagen Golf R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volkswagen Golf R Insurance
Saving money on Volkswagen Golf R insurance requires being safe and accident-free, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Compare prices at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a summary of the car insurance concepts presented in the illustrations above.
- High-risk drivers who have multiple accidents or major violations pay on average $1,400 more every year than a low-risk driver
- Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $375 each year
- Drivers who may need more liability protection will pay an extra $520 each year to increase from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,682 |
20 | $2,760 |
30 | $1,240 |
40 | $1,204 |
50 | $1,102 |
60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,454 |
$250 | $1,340 |
$500 | $1,204 |
$1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,299 |
100/300 | $1,417 |
250/500 | $1,725 |
100 CSL | $1,346 |
300 CSL | $1,607 |
500 CSL | $1,797 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,638 |
20 | $4,402 |
30 | $2,638 |
40 | $2,600 |
50 | $2,486 |
60 | $2,460 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $63 |
Multi-vehicle | $64 |
Homeowner | $20 |
5-yr Accident Free | $80 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $49 |
Advance Quote | $56 |
Online Quote | $84 |
Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area