Volkswagen Golf R Insurance Rates

U.S. average auto insurance rates for a Volkswagen Golf R are $1,170 annually for full coverage. Comprehensive costs approximately $220, collision insurance costs $314, and liability is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs around $2,522. Teenage drivers pay the highest rates at up to $4,570 a year.

Average premium for full coverage: $1,170

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Golf R trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Volkswagen Golf R insurance rates for additional coverage and risk scenarios.

• The best discount rate is $697
• Choosing higher $1,000 deductibles can save $120 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,170
• Using more expensive low deductibles for comp and collision coverage will cost $1,404
• Unlucky drivers who are prone to accidents and violations could pay around $2,522
• The price with full coverage for a teen driver with full coverage can cost $4,570 each year

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Insurance prices for a Volkswagen Golf R are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Volkswagen Golf R insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

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How to Buy the Best Cheap Volkswagen Golf R Insurance

Getting lower rates on car insurance takes having a decent driving record, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a quick review of the data raised in the charts and tables above.

• Policyholders who purchase additional liability coverage will pay an extra $530 each year to raise limits from a low limit to higher 250/500 limits
• Drivers can save around $130 per year just by shopping early and online
• Increasing physical damage deductibles could save up to $350 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $381 a month if they have full coverage