Volkswagen Golf R Insurance Rates

Average auto insurance rates for a Volkswagen Golf R are $1,204 annually for full coverage. Comprehensive costs an estimated $226 a year, collision insurance costs $346, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,600. Teen drivers receive the highest rates at up to $4,682 a year.

Average premium for full coverage: $1,204

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and Golf R trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

These examples show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Volkswagen Golf R insurance rates for other coverage scenarios.

• The lowest rate with discounts is $711
• Raising to $1,000 deductibles will save approximately $1,074 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,204
• Choosing low $100 deductibles will cost $1,454
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,600
• The cost with full coverage for a teen driver can cost as much as $4,682

View Chart as Image

Insurance rates for a Volkswagen Golf R can also vary considerably based on the trim level of your Golf R, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $380 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Volkswagen Golf R insurance rates. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,720 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Low Cost Volkswagen Golf R Insurance

Saving money on Volkswagen Golf R insurance consists of avoiding accidents and violations, having good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a review of the data that was presented in the illustrations above.

• Drivers can save approximately $140 per year just by quoting early and online
• Drivers who want higher liability limits will pay about $520 each year to raise from a minimum limit to higher 250/500 limits
• Teenagers are expensive to insure, costing as high as $390 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,400 more annually for car insurance