Volkswagen Golf R Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 6, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Volkswagen Golf R are $1,204 annually for full coverage. Comprehensive costs an estimated $226 each year, collision costs $346, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,600. Teens receive the highest rates at $4,682 a year or more.
Average premium for full coverage: $1,204
Rate estimates broken down by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all states and Golf R models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as cheap as $522 for just liability insurance to a high rate of $2,600 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a large influence on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion.
The graphic below illustrates how rural and urban location affects insurance prices.
These examples show why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Volkswagen Golf R insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $711
- Choosing higher $1,000 deductibles can save approximately $130 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,204
- Selecting low deductibles for comp and collision coverage will cost $1,454
- Drivers with serious driving violations could pay up to $2,600 or more
- The cost with full coverage for a teenage driver can cost as much as $4,682 each year
Car insurance rates for a Volkswagen Golf R can also vary considerably based on the trim level of your Golf R, your driver profile, and liability limits and deductibles.
More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Volkswagen Golf R insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,720 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$114 | -9.5% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,238 | $34 | 2.8% |
| Delaware | $1,364 | $160 | 13.3% |
| Florida | $1,508 | $304 | 25.2% |
| Georgia | $1,112 | -$92 | -7.6% |
| Hawaii | $864 | -$340 | -28.2% |
| Idaho | $814 | -$390 | -32.4% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $906 | -$298 | -24.8% |
| Iowa | $814 | -$390 | -32.4% |
| Kansas | $1,146 | -$58 | -4.8% |
| Kentucky | $1,644 | $440 | 36.5% |
| Louisiana | $1,782 | $578 | 48.0% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $994 | -$210 | -17.4% |
| Massachusetts | $964 | -$240 | -19.9% |
| Michigan | $2,094 | $890 | 73.9% |
| Minnesota | $1,008 | -$196 | -16.3% |
| Mississippi | $1,442 | $238 | 19.8% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $948 | -$256 | -21.3% |
| Nevada | $1,446 | $242 | 20.1% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,268 | $64 | 5.3% |
| North Carolina | $694 | -$510 | -42.4% |
| North Dakota | $988 | -$216 | -17.9% |
| Ohio | $832 | -$372 | -30.9% |
| Oklahoma | $1,238 | $34 | 2.8% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$54 | -4.5% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,092 | -$112 | -9.3% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,056 | -$148 | -12.3% |
| Texas | $1,454 | $250 | 20.8% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $722 | -$482 | -40.0% |
| Washington | $934 | -$270 | -22.4% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $834 | -$370 | -30.7% |
| Wyoming | $1,074 | -$130 | -10.8% |
With so much variability in rates, the only way to know which company is cheapest is to do a rate comparison and see how they stack up. Each auto insurer calculates rates differently, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| 2023 Volkswagen Golf R | $356 | $656 | $398 | $1,568 |
| 2022 Volkswagen Golf R | $344 | $640 | $416 | $1,558 |
| 2021 Volkswagen Golf R | $332 | $612 | $430 | $1,532 |
| 2020 Volkswagen Golf R | $314 | $592 | $442 | $1,506 |
| 2019 Volkswagen Golf R | $302 | $548 | $452 | $1,460 |
| 2018 Volkswagen Golf R | $290 | $516 | $456 | $1,420 |
| 2017 Volkswagen Golf R | $278 | $464 | $460 | $1,360 |
| 2016 Volkswagen Golf R | $260 | $426 | $460 | $1,304 |
| 2015 Volkswagen Golf R | $250 | $400 | $464 | $1,272 |
| 2013 Volkswagen Golf R | $226 | $346 | $474 | $1,204 |
| 2012 Volkswagen Golf R | $220 | $314 | $478 | $1,170 |
Rates are averaged for all Volkswagen Golf R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Volkswagen Golf R Insurance
Saving money on auto insurance takes having a decent driving record, having a good credit score, eliminating unneeded coverage, and not having any coverage lapses. Set aside time to shop around every year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The following items are a quick review of the coverage data raised in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online in advance
- Increasing deductibles could save up to $375 each year
- 16 to 18-year-old drivers have the highest car insurance rates, costing as high as $390 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation may pay on average $1,400 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,682 |
| 20 | $2,760 |
| 30 | $1,240 |
| 40 | $1,204 |
| 50 | $1,102 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,204 |
| $1,000 | $1,074 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,299 |
| 100/300 | $1,417 |
| 250/500 | $1,725 |
| 100 CSL | $1,346 |
| 300 CSL | $1,607 |
| 500 CSL | $1,797 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,638 |
| 20 | $4,402 |
| 30 | $2,638 |
| 40 | $2,600 |
| 50 | $2,486 |
| 60 | $2,460 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
