Volkswagen Golf Alltrack Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2024

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Estimated insurance prices for a Volkswagen Golf Alltrack are $1,496 every 12 months including full coverage. Comprehensive costs on average $304 a year, collision costs $592, and liability costs around $442. A liability-only policy costs as low as $496 a year, with high-risk insurance costing around $3,256. Teens pay the most at $5,612 a year or more.

Average premium for full coverage: $1,496

Premium estimates by type of coverage:

Comprehensive $304
Collision $592
Liability $442

Prices include $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Golf Alltrack trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Volkswagen Golf Alltrack go from the cheapest price of $496 for liability-only coverage to a high of $3,256 for a policy for a high-risk driver.

Liability Only $496
Full Coverage $1,496
High Risk $3,256

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,122
Small Cities $1,571
Large Cities $2,020

These rate differences highlight why it is important to compare prices based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Volkswagen Golf Alltrack insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $850
  • Using higher $1,000 deductibles will save around $1,292 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,496
  • Selecting low $100 deductibles for physical damage coverage increases the price to $1,892
  • Drivers with serious driving violations could pay upwards of $3,256 or more
  • An auto insurance policy to insure a teen driver may cost $5,612 or more

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing full coverage Volkswagen Golf Alltrack insurance rates range from $850 to $5,612

Auto insurance prices for a Volkswagen Golf Alltrack also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Golf Alltrack.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $600 every year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 45% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Volkswagen Golf Alltrack insurance prices. A driver around age 40 might see prices as low as $1,150 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,130 on average in Michigan, New York, and Louisiana.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,352 -$144 -9.6%
Alaska $1,148 -$348 -23.3%
Arizona $1,242 -$254 -17.0%
Arkansas $1,496 -$0 0.0%
California $1,704 $208 13.9%
Colorado $1,428 -$68 -4.5%
Connecticut $1,538 $42 2.8%
Delaware $1,694 $198 13.2%
Florida $1,872 $376 25.1%
Georgia $1,380 -$116 -7.8%
Hawaii $1,074 -$422 -28.2%
Idaho $1,012 -$484 -32.4%
Illinois $1,114 -$382 -25.5%
Indiana $1,126 -$370 -24.7%
Iowa $1,008 -$488 -32.6%
Kansas $1,422 -$74 -4.9%
Kentucky $2,040 $544 36.4%
Louisiana $2,216 $720 48.1%
Maine $922 -$574 -38.4%
Maryland $1,234 -$262 -17.5%
Massachusetts $1,196 -$300 -20.1%
Michigan $2,598 $1,102 73.7%
Minnesota $1,252 -$244 -16.3%
Mississippi $1,792 $296 19.8%
Missouri $1,328 -$168 -11.2%
Montana $1,608 $112 7.5%
Nebraska $1,180 -$316 -21.1%
Nevada $1,794 $298 19.9%
New Hampshire $1,076 -$420 -28.1%
New Jersey $1,672 $176 11.8%
New Mexico $1,324 -$172 -11.5%
New York $1,576 $80 5.3%
North Carolina $860 -$636 -42.5%
North Dakota $1,224 -$272 -18.2%
Ohio $1,034 -$462 -30.9%
Oklahoma $1,536 $40 2.7%
Oregon $1,370 -$126 -8.4%
Pennsylvania $1,428 -$68 -4.5%
Rhode Island $1,994 $498 33.3%
South Carolina $1,354 -$142 -9.5%
South Dakota $1,264 -$232 -15.5%
Tennessee $1,312 -$184 -12.3%
Texas $1,802 $306 20.5%
Utah $1,108 -$388 -25.9%
Vermont $1,024 -$472 -31.6%
Virginia $896 -$600 -40.1%
Washington $1,156 -$340 -22.7%
West Virginia $1,370 -$126 -8.4%
Wisconsin $1,036 -$460 -30.7%
Wyoming $1,332 -$164 -11.0%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and quoted prices will be substantially different.

Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $304 $592 $442 $1,496
2018 Volkswagen Golf Alltrack $292 $548 $452 $1,450

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Volkswagen Golf Alltrack Insurance

Finding better rates on car insurance requires having a good driving record, having a good credit score, refrain from filing small claims, and taking advantage of discounts. Set aside time to compare rates every year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a quick rundown of the coverage data covered above.

  • You may be able to save as much as $180 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $600 each year
  • Drivers age 20 and younger are charged the highest prices, with the cost nearing $468 per month if comprehensive and collision insurance is included
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,760 more each year to buy Volkswagen Golf Alltrack insurance

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,612
20 $3,474
30 $1,562
40 $1,496
50 $1,366
60 $1,340

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,892
$250 $1,708
$500 $1,496
$1,000 $1,292

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,496
50/100 $1,584
100/300 $1,695
250/500 $1,982
100 CSL $1,629
300 CSL $1,872
500 CSL $2,049

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $8,018
20 $5,538
30 $3,326
40 $3,256
50 $3,108
60 $3,082

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $213

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $113
5-yr Claim Free $98
Paid in Full/EFT $70
Advance Quote $76
Online Quote $107
Total Discounts $646
Rate after discounts $850

Discounts are estimated and may not be available from every company or in every state.

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