Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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U.S. average auto insurance rates for a Volkswagen Golf Alltrack are $1,410 annually for full coverage. Comprehensive costs around $280 each year, collision costs $516, and liability is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing around $3,064. Teenage drivers pay the highest rates at $5,346 a year or more.

Average premium for full coverage: $1,410

Price estimates for individual coverage:

Comprehensive $280
Collision $516
Liability $456

Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Golf Alltrack models.

Price Range from Low to High

For a 40-year-old driver, Volkswagen Golf Alltrack insurance prices go from as cheap as $508 for your basic liability-only policy to a high rate of $3,064 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,410
High Risk $3,064

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

The ranges above show why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Volkswagen Golf Alltrack insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $810
  • Raising to $1,000 deductibles will save about $180 a year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,410
  • Using low deductibles will cost $1,764
  • Drivers who are prone to accidents and violations could pay at least $3,064 or more
  • The price with full coverage for a 16-year-old driver can be $5,346

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing full coverage Volkswagen Golf Alltrack insurance rates range from $810 to $5,346

Auto insurance prices for a Volkswagen Golf Alltrack are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $540 annually, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Volkswagen Golf Alltrack insurance prices. A middle-age driver might find prices as low as $930 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and New York.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$132 -9.4%
Alaska $1,082 -$328 -23.3%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,610 $200 14.2%
Colorado $1,350 -$60 -4.3%
Connecticut $1,452 $42 3.0%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,302 -$108 -7.7%
Hawaii $1,016 -$394 -27.9%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,064 -$346 -24.5%
Iowa $954 -$456 -32.3%
Kansas $1,340 -$70 -5.0%
Kentucky $1,926 $516 36.6%
Louisiana $2,088 $678 48.1%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,130 -$280 -19.9%
Michigan $2,452 $1,042 73.9%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,692 $282 20.0%
Missouri $1,250 -$160 -11.3%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,250 -$160 -11.3%
New York $1,486 $76 5.4%
North Carolina $814 -$596 -42.3%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,450 $40 2.8%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,278 -$132 -9.4%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,236 -$174 -12.3%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $968 -$442 -31.3%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,292 -$118 -8.4%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $280 $516 $456 $1,410
2018 Volkswagen Golf Alltrack $268 $464 $460 $1,350

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Golf Alltrack Insurance

Getting lower rates on insurance for a Volkswagen Golf Alltrack consists of avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to shop around once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a recap of the data that was illustrated above.

  • Drivers can save up to $170 per year simply by quoting online in advance
  • Insureds who may need increased liability limits will pay an extra $500 each year to raise from a low limit to higher 250/500 limits
  • Drivers under the age of 20 are expensive to insure, with premiums as much as $446 a month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents pay an average of $1,650 more every year to insure a Volkswagen Golf Alltrack

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,346
20 $3,266
30 $1,466
40 $1,410
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,600
$500 $1,410
$1,000 $1,230

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,501
100/300 $1,615
250/500 $1,912
100 CSL $1,547
300 CSL $1,798
500 CSL $1,980

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,208
30 $3,124
40 $3,064
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $100
Total Discounts $600
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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