Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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Average insurance rates for a Volkswagen Golf Alltrack are $1,450 a year including full coverage. Comprehensive costs an estimated $292 each year, collision insurance costs $548, and liability insurance costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs around $3,152. Teens receive the highest rates at up to $5,468 a year.

Average premium for full coverage: $1,450

Rate estimates broken down by individual coverage type:

Comprehensive $292
Collision $548
Liability $452

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Golf Alltrack models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $504 for minimum levels of liability insurance to a high rate of $3,152 for a high-risk insurance policy.

Liability Only $504
Full Coverage $1,450
High Risk $3,152

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,088
Small Cities $1,523
Large Cities $1,958

These examples highlight why all drivers should compare prices for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Volkswagen Golf Alltrack insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $830
  • Using higher $1,000 deductibles will save approximately $190 every year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,450
  • Selecting low deductibles for physical damage coverage will increase the cost to $1,822
  • Drivers with serious driving violations could pay up to $3,152
  • The cost for full coverage for a teen driver can cost as much as $5,468 or more

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing Volkswagen Golf Alltrack insurance rates range from $830 to $5,468 for full coverage

Insurance rates for a Volkswagen Golf Alltrack can also vary considerably based on your driver profile, the model of your Golf Alltrack, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Golf Alltrack insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,070 on average in Louisiana, New York, and Michigan.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,312 -$138 -9.5%
Alaska $1,112 -$338 -23.3%
Arizona $1,204 -$246 -17.0%
Arkansas $1,450 -$0 0.0%
California $1,652 $202 13.9%
Colorado $1,384 -$66 -4.6%
Connecticut $1,492 $42 2.9%
Delaware $1,640 $190 13.1%
Florida $1,814 $364 25.1%
Georgia $1,338 -$112 -7.7%
Hawaii $1,042 -$408 -28.1%
Idaho $982 -$468 -32.3%
Illinois $1,082 -$368 -25.4%
Indiana $1,092 -$358 -24.7%
Iowa $978 -$472 -32.6%
Kansas $1,380 -$70 -4.8%
Kentucky $1,978 $528 36.4%
Louisiana $2,146 $696 48.0%
Maine $894 -$556 -38.3%
Maryland $1,194 -$256 -17.7%
Massachusetts $1,160 -$290 -20.0%
Michigan $2,520 $1,070 73.8%
Minnesota $1,214 -$236 -16.3%
Mississippi $1,738 $288 19.9%
Missouri $1,286 -$164 -11.3%
Montana $1,558 $108 7.4%
Nebraska $1,144 -$306 -21.1%
Nevada $1,740 $290 20.0%
New Hampshire $1,046 -$404 -27.9%
New Jersey $1,622 $172 11.9%
New Mexico $1,284 -$166 -11.4%
New York $1,528 $78 5.4%
North Carolina $836 -$614 -42.3%
North Dakota $1,188 -$262 -18.1%
Ohio $1,002 -$448 -30.9%
Oklahoma $1,490 $40 2.8%
Oregon $1,328 -$122 -8.4%
Pennsylvania $1,384 -$66 -4.6%
Rhode Island $1,936 $486 33.5%
South Carolina $1,314 -$136 -9.4%
South Dakota $1,224 -$226 -15.6%
Tennessee $1,270 -$180 -12.4%
Texas $1,750 $300 20.7%
Utah $1,074 -$376 -25.9%
Vermont $994 -$456 -31.4%
Virginia $868 -$582 -40.1%
Washington $1,122 -$328 -22.6%
West Virginia $1,330 -$120 -8.3%
Wisconsin $1,004 -$446 -30.8%
Wyoming $1,292 -$158 -10.9%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $570 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $292 $548 $452 $1,450
2018 Volkswagen Golf Alltrack $280 $516 $456 $1,410

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Volkswagen Golf Alltrack Insurance

Saving money on Volkswagen Golf Alltrack insurance requires being a low-risk driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a review of the car insurance concepts touched on in the above illustrations.

  • High-risk drivers who have several accidents or serious violations may pay on average $1,700 more annually to insure their Golf Alltrack
  • You may be able to save approximately $180 per year just by quoting online in advance
  • Increasing deductibles can save around $550 each year
  • Drivers who want more liability coverage will pay approximately $500 per year to increase from a minimum limit to 250/500 limits

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,468
20 $3,362
30 $1,508
40 $1,450
50 $1,326
60 $1,302

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,822
$250 $1,648
$500 $1,450
$1,000 $1,260

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,450
50/100 $1,540
100/300 $1,653
250/500 $1,947
100 CSL $1,586
300 CSL $1,834
500 CSL $2,015

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,806
20 $5,358
30 $3,216
40 $3,152
50 $3,012
60 $2,984

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $205

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $77
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $103
Total Discounts $620
Rate after discounts $830

Discounts are estimated and may not be available from every company or in every state.

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