Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance rates for a Volkswagen Golf Alltrack are $1,410 a year including full coverage. Comprehensive costs around $280 a year, collision costs $516, and liability insurance is $456. A policy with only liability insurance costs around $508 a year, with a high-risk policy costing around $3,064. Teen drivers pay the most at $5,346 a year or more.

Average premium for full coverage: $1,410

Premium estimates for type of coverage:

Comprehensive $280
Collision $516
Liability $456

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Golf Alltrack trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Volkswagen Golf Alltrack go from the low end price of $508 for your basic liability-only policy to a high of $3,064 for a driver required to buy high-risk insurance.

Liability Only $508
Full Coverage $1,410
High Risk $3,064

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

These rate differences highlight why it is important to compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Volkswagen Golf Alltrack insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $810
  • Raising to $1,000 deductibles will save about $1,230 every year
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,410
  • Choosing low $100 deductibles bumps up the cost to $1,764
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,064 or more
  • An auto insurance policy that insures a teen driver can be $5,346

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing full coverage Volkswagen Golf Alltrack insurance rates range from $810 to $5,346

Car insurance prices for a Volkswagen Golf Alltrack also have a wide range based on the trim level of your Golf Alltrack, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Volkswagen Golf Alltrack insurance rates. A middle-age driver might find prices as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,010 on average in Michigan, New York, and Louisiana.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$132 -9.4%
Alaska $1,082 -$328 -23.3%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,610 $200 14.2%
Colorado $1,350 -$60 -4.3%
Connecticut $1,452 $42 3.0%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,302 -$108 -7.7%
Hawaii $1,016 -$394 -27.9%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,064 -$346 -24.5%
Iowa $954 -$456 -32.3%
Kansas $1,340 -$70 -5.0%
Kentucky $1,926 $516 36.6%
Louisiana $2,088 $678 48.1%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,130 -$280 -19.9%
Michigan $2,452 $1,042 73.9%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,692 $282 20.0%
Missouri $1,250 -$160 -11.3%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,250 -$160 -11.3%
New York $1,486 $76 5.4%
North Carolina $814 -$596 -42.3%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,450 $40 2.8%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,278 -$132 -9.4%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,236 -$174 -12.3%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $968 -$442 -31.3%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,292 -$118 -8.4%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $540 each year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $280 $516 $456 $1,410
2018 Volkswagen Golf Alltrack $268 $464 $460 $1,350

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Volkswagen Golf Alltrack Insurance

Finding better rates on Volkswagen Golf Alltrack insurance consists of having a decent driving record, having a positive credit history, refrain from filing small claims, and qualifying for all possible discounts. Shop around at every policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the data covered in the charts and tables above.

  • Drivers who may need additional liability coverage will pay about $500 per year to raise from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save up to $170 per year simply by quoting early and online
  • Increasing policy deductibles can save approximately $525 each year
  • 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $446 per month if full coverage is purchased

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,346
20 $3,266
30 $1,466
40 $1,410
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,600
$500 $1,410
$1,000 $1,230

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,501
100/300 $1,615
250/500 $1,912
100 CSL $1,547
300 CSL $1,798
500 CSL $1,980

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,208
30 $3,124
40 $3,064
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $100
Total Discounts $600
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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