Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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U.S. average insurance prices for a Volkswagen Golf Alltrack are $1,410 every 12 months for full coverage insurance. Comprehensive costs on average $280, collision insurance costs $516, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs around $3,064. Teens pay the highest rates at up to $5,346 a year.

Average premium for full coverage: $1,410

Price estimates by individual coverage:

Comprehensive $280
Collision $516
Liability $456

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Golf Alltrack trim levels.

Price Range from Low to High

For the average driver, Volkswagen Golf Alltrack insurance prices range from the cheapest price of $508 for basic liability insurance to a much higher rate of $3,064 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,410
High Risk $3,064

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how location impacts car insurance rates.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Volkswagen Golf Alltrack insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $810
  • Using higher $1,000 deductibles will save around $180 each year
  • The average price for the average middle-age driver with $500 deductibles is $1,410
  • Selecting more expensive low deductibles for physical damage coverage increases the price to $1,764
  • High-risk insureds with serious driving violations could pay upwards of $3,064
  • The price to insure a 16-year-old driver with full coverage may cost $5,346 or more

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing Volkswagen Golf Alltrack insurance rates range from $810 to $5,346 for full coverage

Insurance prices for a Volkswagen Golf Alltrack are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Golf Alltrack.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $540 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be from 43% to 134% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen Golf Alltrack insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,910 on average in Michigan, New York, and Florida.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$132 -9.4%
Alaska $1,082 -$328 -23.3%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,610 $200 14.2%
Colorado $1,350 -$60 -4.3%
Connecticut $1,452 $42 3.0%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,302 -$108 -7.7%
Hawaii $1,016 -$394 -27.9%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,064 -$346 -24.5%
Iowa $954 -$456 -32.3%
Kansas $1,340 -$70 -5.0%
Kentucky $1,926 $516 36.6%
Louisiana $2,088 $678 48.1%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,130 -$280 -19.9%
Michigan $2,452 $1,042 73.9%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,692 $282 20.0%
Missouri $1,250 -$160 -11.3%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,250 -$160 -11.3%
New York $1,486 $76 5.4%
North Carolina $814 -$596 -42.3%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,450 $40 2.8%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,278 -$132 -9.4%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,236 -$174 -12.3%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $968 -$442 -31.3%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,292 -$118 -8.4%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city
Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $280 $516 $456 $1,410
2018 Volkswagen Golf Alltrack $268 $464 $460 $1,350

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Volkswagen Golf Alltrack Insurance

Getting lower rates on insurance for a Volkswagen Golf Alltrack requires being safe and accident-free, having good credit, not filing small claims, and determing if full coverage is necessary. Spend time shopping around at every other renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the concepts that were touched on above.

  • Drivers considered higher risk with multiple at-fault accidents pay on average $1,650 more each year than a low-risk driver
  • Youthful drivers pay the highest prices, as much as $446 a month if they have full coverage
  • It is possible to save as much as $170 per year just by shopping early and online
  • Increasing physical damage deductibles could save as much as $525 each year
  • It is possible to save as much as $170 per year just by shopping early and online

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,346
20 $3,266
30 $1,466
40 $1,410
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,600
$500 $1,410
$1,000 $1,230

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,501
100/300 $1,615
250/500 $1,912
100 CSL $1,547
300 CSL $1,798
500 CSL $1,980

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,208
30 $3,124
40 $3,064
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $100
Total Discounts $600
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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