Volkswagen Golf Alltrack Insurance Rates

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UPDATED: May 11, 2024

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Estimated auto insurance rates for a Volkswagen Golf Alltrack are $1,410 annually including full coverage. Comprehensive insurance costs approximately $280, collision costs $516, and liability is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing $3,064 or more. Teen drivers pay the most at $5,346 a year or more.

Average premium for full coverage: $1,410

Premium estimates by type of coverage:

Comprehensive $280
Collision $516
Liability $456

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for all Golf Alltrack models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Volkswagen Golf Alltrack go from as cheap as $508 for basic liability insurance to the much higher price of $3,064 for high-risk insurance.

Liability Only $508
Full Coverage $1,410
High Risk $3,064

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

These rate differences highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Volkswagen Golf Alltrack insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $810
  • Raising to $1,000 deductibles will save $180 every year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,410
  • Choosing pricier low deductibles costs an additional $354 annually
  • Drivers with multiple violations and an at-fault accident could pay around $3,064 or more
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost $5,346

View Chart as Image

Volkswagen Golf Alltrack insurance cost comparison chart
Column chart showing full coverage Volkswagen Golf Alltrack insurance prices range from $810 to $5,346

Auto insurance prices for a Volkswagen Golf Alltrack also have a wide range based on the model of your Golf Alltrack, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Volkswagen Golf Alltrack insurance for high-risk drivers is expensive and can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $540 annually, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Volkswagen Golf Alltrack insurance prices. A middle-age driver might find prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,010 on average in Louisiana, New York, and Michigan.

Volkswagen Golf Alltrack Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$132 -9.4%
Alaska $1,082 -$328 -23.3%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,610 $200 14.2%
Colorado $1,350 -$60 -4.3%
Connecticut $1,452 $42 3.0%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,302 -$108 -7.7%
Hawaii $1,016 -$394 -27.9%
Idaho $954 -$456 -32.3%
Illinois $1,052 -$358 -25.4%
Indiana $1,064 -$346 -24.5%
Iowa $954 -$456 -32.3%
Kansas $1,340 -$70 -5.0%
Kentucky $1,926 $516 36.6%
Louisiana $2,088 $678 48.1%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,130 -$280 -19.9%
Michigan $2,452 $1,042 73.9%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,692 $282 20.0%
Missouri $1,250 -$160 -11.3%
Montana $1,518 $108 7.7%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,250 -$160 -11.3%
New York $1,486 $76 5.4%
North Carolina $814 -$596 -42.3%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,450 $40 2.8%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,346 -$64 -4.5%
Rhode Island $1,884 $474 33.6%
South Carolina $1,278 -$132 -9.4%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,236 -$174 -12.3%
Texas $1,700 $290 20.6%
Utah $1,046 -$364 -25.8%
Vermont $968 -$442 -31.3%
Virginia $846 -$564 -40.0%
Washington $1,092 -$318 -22.6%
West Virginia $1,292 -$118 -8.4%
Wisconsin $978 -$432 -30.6%
Wyoming $1,258 -$152 -10.8%

View Chart as Image

Volkswagen Golf Alltrack insurance rates by U.S. city

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different between companies.

Volkswagen Golf Alltrack Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen Golf Alltrack $280 $516 $456 $1,410
2018 Volkswagen Golf Alltrack $268 $464 $460 $1,350

Rates are averaged for all Volkswagen Golf Alltrack models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Volkswagen Golf Alltrack Insurance

Finding better rates on insurance for a Volkswagen Golf Alltrack consists of having a decent driving record, having above-average credit, refrain from filing small claims, and not having any coverage lapses. Take the time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a recap of the material that was covered in the above illustrations.

  • Insureds who purchase additional liability coverage will pay about $500 per year to raise from 30/60 bodily injury limits to higher 250/500 limits
  • 16 to 18-year-old drivers have the highest car insurance prices, with the cost nearing $446 per month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents may have to pay on average $1,650 more per year than a driver with a clean driving record
  • Increasing policy deductibles could save up to $525 each year

Rates by Driver Age

Volkswagen Golf Alltrack Insurance Rates by Driver Age
Driver Age Premium
16 $5,346
20 $3,266
30 $1,466
40 $1,410
50 $1,290
60 $1,266

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Golf Alltrack Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,600
$500 $1,410
$1,000 $1,230

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Golf Alltrack Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,501
100/300 $1,615
250/500 $1,912
100 CSL $1,547
300 CSL $1,798
500 CSL $1,980

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Golf Alltrack Insurance Rates for High Risk Drivers
Age Premium
16 $7,624
20 $5,208
30 $3,124
40 $3,064
50 $2,928
60 $2,902

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $100
Total Discounts $600
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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