Volkswagen E-Golf Insurance Rates

The average auto insurance rates for a Volkswagen E-Golf are $1,228 annually for full coverage. Comprehensive costs an estimated $242 a year, collision insurance costs $368, and liability costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,648. 16-year-old drivers cost the most to insure at up to $4,730 a year.

Average premium for full coverage: $1,228

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and E-Golf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The diagram below illustrates how location helps determine insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Volkswagen E-Golf insurance rates for other coverage scenarios.

• The best full coverage rate is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $1,090 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,228
• Buying low $100 deductibles for comprehensive and collision insurance will cost $1,496
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,648
• Policy cost with full coverage for a teen driver can cost as much as $4,730 a year

View Chart as Image

Car insurance rates for a Volkswagen E-Golf also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $410 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Volkswagen E-Golf insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,750 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheaper Volkswagen E-Golf Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save approximately $140 per year just by quoting early and online
• Higher risk drivers with multiple at-fault accidents may pay on average $1,420 more annually for car insurance
• Increasing comprehensive and collision deductibles could save up to $400 each year
• Teenagers have the highest car insurance rates, costing up to $394 each month if comprehensive and collision insurance is included