Volkswagen E-Golf Insurance Rates

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Save on 2016 Volkswagen e-Golf Car Insurance Quotes in 2025

Confused by the sheer number of car insurance providers in your area? There are so many options that it can turn into a chore to compare premium rates. If you have car insurance now, you will most likely be able to save some money using this strategy. The purpose of this post is to let you in on the most effective way to quote insurance and some tricks to saving. But vehicle owners must comprehend...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 7, 2024

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Average insurance prices for a Volkswagen E-Golf are $1,276 every 12 months for full coverage insurance. Comprehensive costs approximately $258 each year, collision insurance costs $400, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $2,752. Teenage drivers receive the highest rates at up to $4,882 a year.

Average premium for full coverage: $1,276

Rate estimates by individual coverage type:

Comprehensive $258
Collision $400
Liability $460

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and E-Golf models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the cheapest price of $510 for just liability coverage to a high rate of $2,752 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,276
High Risk $2,752

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $957
Small Cities $1,340
Large Cities $1,723

These examples illustrate why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $750
  • Choosing higher $1,000 deductibles can save $150 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,276
  • Using low deductibles for comp and collision coverage increases the price to $1,564
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,752
  • The cost to insure a 16-year-old driver can cost $4,882 each year

View Chart as Image

Volkswagen E-Golf insurance cost comparison chart
Column chart showing Volkswagen E-Golf insurance rates range from $750 to $4,882 for full coverage

Insurance rates for a Volkswagen E-Golf can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your E-Golf.

Using high physical damage deductibles can save as much as $440 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Volkswagen E-Golf insurance prices. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

Volkswagen E-Golf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,156 -$120 -9.4%
Alaska $980 -$296 -23.2%
Arizona $1,060 -$216 -16.9%
Arkansas $1,276 -$0 0.0%
California $1,454 $178 13.9%
Colorado $1,220 -$56 -4.4%
Connecticut $1,314 $38 3.0%
Delaware $1,446 $170 13.3%
Florida $1,598 $322 25.2%
Georgia $1,178 -$98 -7.7%
Hawaii $918 -$358 -28.1%
Idaho $866 -$410 -32.1%
Illinois $950 -$326 -25.5%
Indiana $962 -$314 -24.6%
Iowa $860 -$416 -32.6%
Kansas $1,214 -$62 -4.9%
Kentucky $1,742 $466 36.5%
Louisiana $1,890 $614 48.1%
Maine $790 -$486 -38.1%
Maryland $1,054 -$222 -17.4%
Massachusetts $1,022 -$254 -19.9%
Michigan $2,220 $944 74.0%
Minnesota $1,070 -$206 -16.1%
Mississippi $1,530 $254 19.9%
Missouri $1,134 -$142 -11.1%
Montana $1,372 $96 7.5%
Nebraska $1,008 -$268 -21.0%
Nevada $1,532 $256 20.1%
New Hampshire $920 -$356 -27.9%
New Jersey $1,428 $152 11.9%
New Mexico $1,132 -$144 -11.3%
New York $1,346 $70 5.5%
North Carolina $734 -$542 -42.5%
North Dakota $1,046 -$230 -18.0%
Ohio $882 -$394 -30.9%
Oklahoma $1,314 $38 3.0%
Oregon $1,170 -$106 -8.3%
Pennsylvania $1,218 -$58 -4.5%
Rhode Island $1,704 $428 33.5%
South Carolina $1,156 -$120 -9.4%
South Dakota $1,078 -$198 -15.5%
Tennessee $1,118 -$158 -12.4%
Texas $1,540 $264 20.7%
Utah $946 -$330 -25.9%
Vermont $874 -$402 -31.5%
Virginia $766 -$510 -40.0%
Washington $990 -$286 -22.4%
West Virginia $1,172 -$104 -8.2%
Wisconsin $884 -$392 -30.7%
Wyoming $1,138 -$138 -10.8%

View Chart as Image

Volkswagen E-Golf insurance rates by U.S. city
Volkswagen E-Golf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen E-Golf $282 $474 $452 $1,366
2018 Volkswagen E-Golf $270 $446 $456 $1,330
2017 Volkswagen E-Golf $258 $400 $460 $1,276
2016 Volkswagen E-Golf $242 $368 $460 $1,228

Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volkswagen E-Golf Insurance

Saving money on insurance for a Volkswagen E-Golf takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a brief recap of the coverage data touched on in this article.

  • It is possible to save around $150 per year just by quoting online in advance
  • Increasing deductibles could save as much as $450 each year
  • Teens are the costliest to insure, costing up to $407 per month if full coverage is included
  • Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,480 more per year for E-Golf insurance

Rates by Driver Age

Volkswagen E-Golf Insurance Rates by Driver Age
Driver Age Premium
16 $4,882
20 $2,924
30 $1,320
40 $1,276
50 $1,168
60 $1,144

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen E-Golf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,564
$250 $1,432
$500 $1,276
$1,000 $1,126

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen E-Golf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,276
50/100 $1,368
100/300 $1,483
250/500 $1,782
100 CSL $1,414
300 CSL $1,667
500 CSL $1,851

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen E-Golf Insurance Rates for High Risk Drivers
Age Premium
16 $6,932
20 $4,658
30 $2,800
40 $2,752
50 $2,630
60 $2,606

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $82
Paid in Full/EFT $54
Advance Quote $60
Online Quote $89
Total Discounts $526
Rate after discounts $750

Discounts are estimated and may not be available from every company or in every state.

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