Volkswagen Atlas Cross Sport Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Volkswagen Atlas Cross Sport are $1,880 a year for full coverage. Comprehensive insurance costs on average $320, collision costs $698, and liability coverage costs around $624. A policy with just liability insurance costs as low as $710 a year, with coverage for high-risk drivers costing $4,106 or more. Teens pay the highest rates at $7,282 a year or more.
Average premium for full coverage: $1,880
Price estimates by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different Atlas Cross Sport trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Volkswagen Atlas Cross Sport insurance prices go from as low as $710 for just liability insurance to a much higher rate of $4,106 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.
The price range example below illustrates how rural and urban location affects car insurance rates.
The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Volkswagen Atlas Cross Sport insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,082
- Using higher $1,000 deductibles will save around $230 a year
- The average rate for the average middle-age driver with $500 deductibles is $1,880
- Selecting more expensive low deductibles for physical damage coverage will cost an extra $454 each year
- Higher-risk drivers with serious driving violations could pay upwards of $4,106 or more
- The price for full coverage for a teenage driver with full coverage may cost $7,282 or more
Insurance prices for a Volkswagen Atlas Cross Sport are also quite variable based on your driving record, the trim level of your Atlas Cross Sport, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may only pay around $1,700 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $7,200 a year. View Rates by Age
The state you live in has a huge impact on Volkswagen Atlas Cross Sport insurance rates. A driver around age 40 might see prices as low as $1,240 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,680 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,700 | -$180 | -9.6% |
| Alaska | $1,440 | -$440 | -23.4% |
| Arizona | $1,558 | -$322 | -17.1% |
| Arkansas | $1,880 | -$0 | 0.0% |
| California | $2,146 | $266 | 14.1% |
| Colorado | $1,796 | -$84 | -4.5% |
| Connecticut | $1,932 | $52 | 2.8% |
| Delaware | $2,128 | $248 | 13.2% |
| Florida | $2,350 | $470 | 25.0% |
| Georgia | $1,736 | -$144 | -7.7% |
| Hawaii | $1,348 | -$532 | -28.3% |
| Idaho | $1,274 | -$606 | -32.2% |
| Illinois | $1,402 | -$478 | -25.4% |
| Indiana | $1,418 | -$462 | -24.6% |
| Iowa | $1,272 | -$608 | -32.3% |
| Kansas | $1,784 | -$96 | -5.1% |
| Kentucky | $2,566 | $686 | 36.5% |
| Louisiana | $2,784 | $904 | 48.1% |
| Maine | $1,162 | -$718 | -38.2% |
| Maryland | $1,552 | -$328 | -17.4% |
| Massachusetts | $1,502 | -$378 | -20.1% |
| Michigan | $3,264 | $1,384 | 73.6% |
| Minnesota | $1,574 | -$306 | -16.3% |
| Mississippi | $2,252 | $372 | 19.8% |
| Missouri | $1,670 | -$210 | -11.2% |
| Montana | $2,020 | $140 | 7.4% |
| Nebraska | $1,482 | -$398 | -21.2% |
| Nevada | $2,252 | $372 | 19.8% |
| New Hampshire | $1,352 | -$528 | -28.1% |
| New Jersey | $2,102 | $222 | 11.8% |
| New Mexico | $1,666 | -$214 | -11.4% |
| New York | $1,982 | $102 | 5.4% |
| North Carolina | $1,084 | -$796 | -42.3% |
| North Dakota | $1,536 | -$344 | -18.3% |
| Ohio | $1,298 | -$582 | -31.0% |
| Oklahoma | $1,928 | $48 | 2.6% |
| Oregon | $1,724 | -$156 | -8.3% |
| Pennsylvania | $1,796 | -$84 | -4.5% |
| Rhode Island | $2,508 | $628 | 33.4% |
| South Carolina | $1,704 | -$176 | -9.4% |
| South Dakota | $1,586 | -$294 | -15.6% |
| Tennessee | $1,644 | -$236 | -12.6% |
| Texas | $2,264 | $384 | 20.4% |
| Utah | $1,392 | -$488 | -26.0% |
| Vermont | $1,286 | -$594 | -31.6% |
| Virginia | $1,126 | -$754 | -40.1% |
| Washington | $1,452 | -$428 | -22.8% |
| West Virginia | $1,724 | -$156 | -8.3% |
| Wisconsin | $1,302 | -$578 | -30.7% |
| Wyoming | $1,676 | -$204 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $690 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $561 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying at a minimum $2,200 to $3,100 extra each year, depending on your age. High-risk driver insurance can be around 43% to 130% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each insurance company calculates prices differently, so the prices may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Atlas Cross Sport | $362 | $750 | $558 | $1,908 |
| 2023 Volkswagen Atlas Cross Sport | $346 | $720 | $584 | $1,888 |
| 2022 Volkswagen Atlas Cross Sport | $332 | $714 | $598 | $1,882 |
| 2021 Volkswagen Atlas Cross Sport | $320 | $698 | $624 | $1,880 |
| 2020 Volkswagen Atlas Cross Sport | $310 | $668 | $644 | $1,860 |
Rates are averaged for all Volkswagen Atlas Cross Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Volkswagen Atlas Cross Sport Insurance
Getting lower rates on auto insurance requires having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around at every policy renewal by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.
The following items are a brief review of the data raised in the charts and tables above.
- Consumers who require additional liability coverage will pay approximately $690 each year to increase from a low limit to 250/500 limits
- Drivers can save as much as $220 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $675 each year
- 16 to 18-year-old drivers pay the highest prices, with premiums as much as $607 a month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,406 |
| 30 | $1,948 |
| 40 | $1,880 |
| 50 | $1,722 |
| 60 | $1,692 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,334 |
| $250 | $2,120 |
| $500 | $1,880 |
| $1,000 | $1,650 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,880 |
| 50/100 | $2,005 |
| 100/300 | $2,161 |
| 250/500 | $2,566 |
| 100 CSL | $2,067 |
| 300 CSL | $2,410 |
| 500 CSL | $2,660 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,366 |
| 20 | $7,022 |
| 30 | $4,178 |
| 40 | $4,106 |
| 50 | $3,924 |
| 60 | $3,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $99 |
| Multi-vehicle | $102 |
| Homeowner | $29 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $84 |
| Advance Quote | $93 |
| Online Quote | $131 |
| Total Discounts | $798 |
Discounts are estimated and may not be available from every company or in every state.
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