Volkswagen Atlas Cross Sport Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Volkswagen Atlas Cross Sport are $1,840 a year for full coverage. Comprehensive costs around $292 each year, collision insurance costs $646, and liability insurance costs $664. Buying just liability costs as little as $744 a year, and insurance for high-risk drivers costs around $4,024. Teenage drivers pay the highest rates at up to $7,222 a year.

Average premium for full coverage: $1,840

Price estimates for individual coverage:

Comprehensive $292
Collision $646
Liability $664

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Atlas Cross Sport models.

Price Range from Low to High

For the normal driver, Volkswagen Atlas Cross Sport insurance prices range from the low end price of $744 for just the minimum liability insurance to a high rate of $4,024 for a driver required to buy high-risk insurance.

Liability Only $744
Full Coverage $1,840
High Risk $4,024

Geographic Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,380
Small Cities $1,932
Large Cities $2,484

The ranges above show why all drivers should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Additional Rate Analysis

The chart below shows average Volkswagen Atlas Cross Sport insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,063
  • Drivers who choose higher $1,000 deductibles will pay about $212 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,840
  • Using low deductibles for comprehensive and collision insurance bumps up the cost to $2,256
  • High risk drivers who are prone to accidents and violations could pay at least $4,024
  • The price that insures a teen driver can be $7,222 a year

View Chart as Image

Volkswagen Atlas Cross Sport insurance cost comparison chart
Column chart showing Volkswagen Atlas Cross Sport insurance rates range from $1,063 to $7,222 for full coverage

Insurance prices for a Volkswagen Atlas Cross Sport are also quite variable based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $2,200 to $3,100 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,700 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $7,200 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Atlas Cross Sport insurance rates. A 40-year-old driver could pay as low as $1,210 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,620 on average in Michigan, Louisiana, and New York.

Volkswagen Atlas Cross Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,664 -$176 -9.6%
Alaska $1,408 -$432 -23.5%
Arizona $1,524 -$316 -17.2%
Arkansas $1,840 -$0 0.0%
California $2,098 $258 14.0%
Colorado $1,758 -$82 -4.5%
Connecticut $1,888 $48 2.6%
Delaware $2,080 $240 13.0%
Florida $2,300 $460 25.0%
Georgia $1,698 -$142 -7.7%
Hawaii $1,320 -$520 -28.3%
Idaho $1,248 -$592 -32.2%
Illinois $1,370 -$470 -25.5%
Indiana $1,386 -$454 -24.7%
Iowa $1,244 -$596 -32.4%
Kansas $1,746 -$94 -5.1%
Kentucky $2,508 $668 36.3%
Louisiana $2,724 $884 48.0%
Maine $1,136 -$704 -38.3%
Maryland $1,518 -$322 -17.5%
Massachusetts $1,470 -$370 -20.1%
Michigan $3,192 $1,352 73.5%
Minnesota $1,540 -$300 -16.3%
Mississippi $2,200 $360 19.6%
Missouri $1,634 -$206 -11.2%
Montana $1,978 $138 7.5%
Nebraska $1,448 -$392 -21.3%
Nevada $2,204 $364 19.8%
New Hampshire $1,322 -$518 -28.2%
New Jersey $2,054 $214 11.6%
New Mexico $1,630 -$210 -11.4%
New York $1,938 $98 5.3%
North Carolina $1,060 -$780 -42.4%
North Dakota $1,506 -$334 -18.2%
Ohio $1,270 -$570 -31.0%
Oklahoma $1,886 $46 2.5%
Oregon $1,686 -$154 -8.4%
Pennsylvania $1,754 -$86 -4.7%
Rhode Island $2,452 $612 33.3%
South Carolina $1,666 -$174 -9.5%
South Dakota $1,552 -$288 -15.7%
Tennessee $1,608 -$232 -12.6%
Texas $2,216 $376 20.4%
Utah $1,362 -$478 -26.0%
Vermont $1,258 -$582 -31.6%
Virginia $1,102 -$738 -40.1%
Washington $1,420 -$420 -22.8%
West Virginia $1,686 -$154 -8.4%
Wisconsin $1,274 -$566 -30.8%
Wyoming $1,636 -$204 -11.1%

View Chart as Image

Volkswagen Atlas Cross Sport insurance rates by U.S. city

Using high physical damage deductibles could save up to $630 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $597 more each year. View Rates by Deductible or Liability Limit

Volkswagen Atlas Cross Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Atlas Cross Sport $332 $714 $598 $1,882
2023 Volkswagen Atlas Cross Sport $320 $698 $624 $1,880
2022 Volkswagen Atlas Cross Sport $310 $668 $644 $1,860
2021 Volkswagen Atlas Cross Sport $292 $646 $664 $1,840
2020 Volkswagen Atlas Cross Sport $282 $598 $676 $1,794

Rates are averaged for all Volkswagen Atlas Cross Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Volkswagen Atlas Cross Sport Insurance

Getting lower rates on Volkswagen Atlas Cross Sport insurance not only requires having a decent driving record, but also having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a summary of the data presented in the illustrations above.

  • Drivers who may need additional liability coverage will pay an extra $730 each year to go from a low limit to the 250/500 level
  • Drivers can save up to $220 per year just by quoting online in advance
  • Increasing physical damage deductibles can save approximately $625 each year
  • 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $602 a month if comprehensive and collision insurance is included

Rates by Driver Age

Volkswagen Atlas Cross Sport Insurance Rates by Driver Age
Driver Age Premium
16 $7,222
20 $4,316
30 $1,900
40 $1,840
50 $1,686
60 $1,658

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Atlas Cross Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,256
$250 $2,062
$500 $1,840
$1,000 $1,628

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Atlas Cross Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,840
50/100 $1,973
100/300 $2,139
250/500 $2,570
100 CSL $2,039
300 CSL $2,404
500 CSL $2,670

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Atlas Cross Sport Insurance Rates for High Risk Drivers
Age Premium
16 $10,266
20 $6,888
30 $4,086
40 $4,024
50 $3,848
60 $3,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $264

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $101
Homeowner $29
5-yr Accident Free $133
5-yr Claim Free $119
Paid in Full/EFT $80
Advance Quote $91
Online Quote $128
Total Discounts $777
Rate after discounts $1,063

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles