Volkswagen Atlas Cross Sport Insurance Rates

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2020 Volkswagen Atlas Cross Sport Insurance Cost in 2025

Trying to find cheaper auto insurance rates? Buyers have a choice when searching for the lowest priced Volkswagen Atlas Cross Sport insurance. You can either waste hours calling around to get rate comparisons or use the internet to get rate quotes. There are both good and bad ways to find auto insurance online so we're going to tell you the proper way to quote coverages for a Volkswagen and find t...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Volkswagen Atlas Cross Sport are $1,860 annually with full coverage. Comprehensive insurance costs an estimated $310 each year, collision insurance costs $668, and liability is estimated at $644. Liability-only coverage costs approximately $726 a year, and high-risk coverage costs $4,064 or more. Teen drivers receive the highest rates at up to $7,246 a year.

Average premium for full coverage: $1,860

Rate estimates broken down by individual coverage type:

Comprehensive $310
Collision $668
Liability $644

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Atlas Cross Sport models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $726 for the bare minimum liability coverage to a high rate of $4,064 for a driver who has had serious violations or accidents.

Liability Only $726
Full Coverage $1,860
High Risk $4,064

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas. The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,395
Small Cities $1,953
Large Cities $2,511

These examples demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Volkswagen Atlas Cross Sport insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,074
  • Choosing higher $1,000 deductibles can save approximately $220 annually
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,860
  • Choosing low deductibles for comp and collision coverage costs an additional $436 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,064
  • The cost with full coverage for a teen driver can cost as much as $7,246 each year

View Chart as Image

Volkswagen Atlas Cross Sport insurance cost comparison chart
Column chart showing Volkswagen Atlas Cross Sport insurance prices range from $1,074 to $7,246 for full coverage

Car insurance rates for a Volkswagen Atlas Cross Sport can also vary considerably based on the trim level of your Atlas Cross Sport, your driving record, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,700 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $7,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $2,200 to $3,100 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $660 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $579 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Volkswagen Atlas Cross Sport insurance prices. A good driver about age 40 could pay as low as $1,340 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,510 on average in New York, Michigan, and Florida.

Volkswagen Atlas Cross Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,682 -$178 -9.6%
Alaska $1,426 -$434 -23.3%
Arizona $1,540 -$320 -17.2%
Arkansas $1,860 -$0 0.0%
California $2,120 $260 14.0%
Colorado $1,776 -$84 -4.5%
Connecticut $1,910 $50 2.7%
Delaware $2,104 $244 13.1%
Florida $2,324 $464 24.9%
Georgia $1,718 -$142 -7.6%
Hawaii $1,334 -$526 -28.3%
Idaho $1,260 -$600 -32.3%
Illinois $1,386 -$474 -25.5%
Indiana $1,404 -$456 -24.5%
Iowa $1,256 -$604 -32.5%
Kansas $1,766 -$94 -5.1%
Kentucky $2,536 $676 36.3%
Louisiana $2,756 $896 48.2%
Maine $1,148 -$712 -38.3%
Maryland $1,536 -$324 -17.4%
Massachusetts $1,486 -$374 -20.1%
Michigan $3,228 $1,368 73.5%
Minnesota $1,558 -$302 -16.2%
Mississippi $2,226 $366 19.7%
Missouri $1,652 -$208 -11.2%
Montana $1,998 $138 7.4%
Nebraska $1,466 -$394 -21.2%
Nevada $2,228 $368 19.8%
New Hampshire $1,338 -$522 -28.1%
New Jersey $2,078 $218 11.7%
New Mexico $1,648 -$212 -11.4%
New York $1,960 $100 5.4%
North Carolina $1,070 -$790 -42.5%
North Dakota $1,524 -$336 -18.1%
Ohio $1,284 -$576 -31.0%
Oklahoma $1,908 $48 2.6%
Oregon $1,704 -$156 -8.4%
Pennsylvania $1,774 -$86 -4.6%
Rhode Island $2,480 $620 33.3%
South Carolina $1,686 -$174 -9.4%
South Dakota $1,570 -$290 -15.6%
Tennessee $1,626 -$234 -12.6%
Texas $2,240 $380 20.4%
Utah $1,374 -$486 -26.1%
Vermont $1,272 -$588 -31.6%
Virginia $1,114 -$746 -40.1%
Washington $1,436 -$424 -22.8%
West Virginia $1,704 -$156 -8.4%
Wisconsin $1,288 -$572 -30.8%
Wyoming $1,658 -$202 -10.9%

View Chart as Image

Volkswagen Atlas Cross Sport insurance rates by U.S. city
Volkswagen Atlas Cross Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Atlas Cross Sport $346 $720 $584 $1,888
2023 Volkswagen Atlas Cross Sport $332 $714 $598 $1,882
2022 Volkswagen Atlas Cross Sport $320 $698 $624 $1,880
2021 Volkswagen Atlas Cross Sport $310 $668 $644 $1,860
2020 Volkswagen Atlas Cross Sport $292 $646 $664 $1,840

Rates are averaged for all Volkswagen Atlas Cross Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volkswagen Atlas Cross Sport Insurance

Saving money on car insurance takes having a decent driving record, having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a review of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $604 per month if comprehensive and collision insurance is included
  • Higher risk drivers who have several accidents or serious violations pay on average $2,200 more annually than a driver with a clean driving record
  • Increasing deductibles could save up to $650 each year
  • You may be able to save approximately $220 per year just by quoting online in advance

Rates by Driver Age

Volkswagen Atlas Cross Sport Insurance Rates by Driver Age
Driver Age Premium
16 $7,246
20 $4,358
30 $1,924
40 $1,860
50 $1,706
60 $1,676

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Atlas Cross Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,296
$250 $2,090
$500 $1,860
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Atlas Cross Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,860
50/100 $1,989
100/300 $2,150
250/500 $2,568
100 CSL $2,053
300 CSL $2,407
500 CSL $2,665

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Atlas Cross Sport Insurance Rates for High Risk Drivers
Age Premium
16 $10,304
20 $6,948
30 $4,130
40 $4,064
50 $3,882
60 $3,848

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $266

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $101
Homeowner $29
5-yr Accident Free $135
5-yr Claim Free $120
Paid in Full/EFT $82
Advance Quote $92
Online Quote $130
Total Discounts $786
Rate after discounts $1,074

Discounts are estimated and may not be available from every company or in every state.

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