Volkswagen Atlas Insurance Rates

U.S. average insurance rates for a Volkswagen Atlas are $1,434 a year with full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $540, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $3,122 or more. 16-year-old drivers pay the highest rates at up to $5,438 a year.

Average premium for full coverage: $1,434

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Atlas trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Volkswagen Atlas insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $819
• Using higher $1,000 deductibles will save about $1,248 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,434
• Buying low $100 deductibles for physical damage coverage will cost an extra $364 each year
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,122
• The price for full coverage for a teenage driver can be $5,438 or more

View Chart as Image

Auto insurance prices for a Volkswagen Atlas are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $5,400 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen Atlas insurance rates. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or at least $1,940 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $550 a year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,700 to $2,400 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Volkswagen Atlas Insurance

Getting lower rates on auto insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a summary of the car insurance concepts raised in the charts and tables above.

• Drivers who have multiple accidents or major violations pay an average of $1,690 more every year than a safer driver
• You may be able to save up to $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $550 each year
• Consumers who may need an increased level of liability coverage will pay around $500 every year to increase from a low limit to 250/500 limits