Volkswagen Arteon Insurance Rates
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Volkswagen Arteon are $1,378 annually with full coverage. Comprehensive insurance costs on average $344 each year, collision insurance costs $640, and liability insurance costs around $284. A policy with just liability insurance costs as low as $328 a year, and coverage for high-risk drivers costs $2,980 or more. Teens receive the highest rates at up to $4,858 a year.
Average premium for full coverage: $1,378
Rate estimates by individual coverage type:
Includes $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Arteon models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as cheap as $328 for the bare minimum liability coverage to a high rate of $2,980 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects car insurance rates.
These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details average Volkswagen Arteon insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $768
- Using higher $1,000 deductibles will save around $222 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,378
- Selecting low deductibles for physical damage coverage costs an additional $436 a year
- Drivers with serious driving violations could pay upwards of $2,980
- The cost with full coverage for a teen driver may cost $4,858 or more
Insurance rates for a Volkswagen Arteon can also vary considerably based on the trim level of your Arteon, your driving record, and policy deductibles and limits.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $255 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Volkswagen Arteon insurance rates. A driver around age 40 might see rates as low as $990 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,860 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$132 | -9.6% |
| Alaska | $1,058 | -$320 | -23.2% |
| Arizona | $1,146 | -$232 | -16.8% |
| Arkansas | $1,378 | -$0 | 0.0% |
| California | $1,568 | $190 | 13.8% |
| Colorado | $1,314 | -$64 | -4.6% |
| Connecticut | $1,416 | $38 | 2.8% |
| Delaware | $1,558 | $180 | 13.1% |
| Florida | $1,720 | $342 | 24.8% |
| Georgia | $1,274 | -$104 | -7.5% |
| Hawaii | $992 | -$386 | -28.0% |
| Idaho | $934 | -$444 | -32.2% |
| Illinois | $1,028 | -$350 | -25.4% |
| Indiana | $1,040 | -$338 | -24.5% |
| Iowa | $930 | -$448 | -32.5% |
| Kansas | $1,308 | -$70 | -5.1% |
| Kentucky | $1,878 | $500 | 36.3% |
| Louisiana | $2,040 | $662 | 48.0% |
| Maine | $848 | -$530 | -38.5% |
| Maryland | $1,136 | -$242 | -17.6% |
| Massachusetts | $1,100 | -$278 | -20.2% |
| Michigan | $2,392 | $1,014 | 73.6% |
| Minnesota | $1,154 | -$224 | -16.3% |
| Mississippi | $1,652 | $274 | 19.9% |
| Missouri | $1,222 | -$156 | -11.3% |
| Montana | $1,480 | $102 | 7.4% |
| Nebraska | $1,086 | -$292 | -21.2% |
| Nevada | $1,652 | $274 | 19.9% |
| New Hampshire | $994 | -$384 | -27.9% |
| New Jersey | $1,538 | $160 | 11.6% |
| New Mexico | $1,218 | -$160 | -11.6% |
| New York | $1,450 | $72 | 5.2% |
| North Carolina | $792 | -$586 | -42.5% |
| North Dakota | $1,128 | -$250 | -18.1% |
| Ohio | $952 | -$426 | -30.9% |
| Oklahoma | $1,414 | $36 | 2.6% |
| Oregon | $1,266 | -$112 | -8.1% |
| Pennsylvania | $1,312 | -$66 | -4.8% |
| Rhode Island | $1,838 | $460 | 33.4% |
| South Carolina | $1,248 | -$130 | -9.4% |
| South Dakota | $1,162 | -$216 | -15.7% |
| Tennessee | $1,206 | -$172 | -12.5% |
| Texas | $1,660 | $282 | 20.5% |
| Utah | $1,020 | -$358 | -26.0% |
| Vermont | $942 | -$436 | -31.6% |
| Virginia | $826 | -$552 | -40.1% |
| Washington | $1,062 | -$316 | -22.9% |
| West Virginia | $1,266 | -$112 | -8.1% |
| Wisconsin | $954 | -$424 | -30.8% |
| Wyoming | $1,224 | -$154 | -11.2% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $404 | $718 | $246 | $1,478 |
| 2023 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2022 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2021 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2020 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2019 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Volkswagen Arteon Insurance
Saving money on Volkswagen Arteon insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at least once a year by quoting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a recap of the primary concepts that were raised in the charts and tables above.
- You may be able to save as much as $170 per year just by quoting online in advance
- High-risk drivers that have major violations or accidents pay an average of $1,600 more each year for Arteon insurance
- Increasing deductibles could save up to $650 each year
- Teens pay higher rates, with premiums as much as $405 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,858 |
| 20 | $3,164 |
| 30 | $1,458 |
| 40 | $1,378 |
| 50 | $1,256 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,814 |
| $250 | $1,612 |
| $500 | $1,378 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,378 |
| 50/100 | $1,435 |
| 100/300 | $1,506 |
| 250/500 | $1,690 |
| 100 CSL | $1,463 |
| 300 CSL | $1,619 |
| 500 CSL | $1,733 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $5,038 |
| 30 | $3,068 |
| 40 | $2,980 |
| 50 | $2,840 |
| 60 | $2,814 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $71 |
| Homeowner | $18 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $91 |
| Paid in Full/EFT | $70 |
| Advance Quote | $72 |
| Online Quote | $101 |
| Total Discounts | $610 |
Discounts are estimated and may not be available from every company or in every state.
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