Volkswagen Arteon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance prices for a Volkswagen Arteon are $1,346 every 12 months with full coverage. Comprehensive costs around $326, collision costs $618, and liability coverage costs $292. A liability-only policy costs as little as $336 a year, with high-risk insurance costing around $2,914. Teens receive the highest rates at $4,782 a year or more.

Average premium for full coverage: $1,346

Rate estimates for individual coverage type:

Comprehensive $326
Collision $618
Liability $292

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Arteon trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the cheapest price of $336 for basic liability insurance to a much higher rate of $2,914 for a high-risk insurance policy.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population tend to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $749
  • Drivers who choose higher $1,000 deductibles will pay about $214 annually
  • The average price for a 40-year-old driver using $500 deductibles is $1,346
  • Selecting more expensive low deductibles for comprehensive and collision insurance increases the price to $1,764
  • High-risk insureds with serious driving violations could pay at least $2,914 or more
  • The cost to insure a teenage driver with full coverage can be $4,782 a year

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing full coverage Volkswagen Arteon insurance rates range from $749 to $4,782

Insurance rates for a Volkswagen Arteon can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $640 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $263 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can cost around 46% to 133% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen Arteon insurance rates. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,820 on average in Florida, Michigan, and New York.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city

With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Every company calculates rates differently, so the rates can be significantly different.

Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $404 $718 $246 $1,478
2023 Volkswagen Arteon $384 $690 $258 $1,442
2022 Volkswagen Arteon $370 $686 $264 $1,430
2021 Volkswagen Arteon $356 $668 $274 $1,408
2020 Volkswagen Arteon $344 $640 $284 $1,378
2019 Volkswagen Arteon $326 $618 $292 $1,346

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volkswagen Arteon Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at least every other year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief review of the car insurance concepts covered above.

  • Drivers with DUI or reckless driving convictions pay on average $1,570 more every year to insure their Arteon
  • You may be able to save up to $170 per year simply by shopping early and online
  • Increasing deductibles could save as much as $625 each year
  • Consumers who may need more liability coverage will pay approximately $320 every year to go from a minimum limit to a 250/500 level

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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