Volkswagen Arteon Insurance Rates

Estimated insurance prices for a Volkswagen Arteon are $1,346 every 12 months for full coverage. Comprehensive costs on average $326 a year, collision insurance costs $618, and liability coverage is $292. A liability-only policy costs around $336 a year, and high-risk insurance costs around $2,914. Teen drivers pay the most at up to $4,782 a year.

Average premium for full coverage: $1,346

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Arteon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volkswagen Arteon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $749
• Raising to $1,000 deductibles will save around $1,132 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,346
• Choosing low $100 deductibles increases the price to $1,764
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,914
• An auto insurance policy to insure a teenage driver may cost $4,782

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Auto insurance prices for a Volkswagen Arteon also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Arteon.

Choosing high deductibles can reduce prices by up to $640 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $263 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 133% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Volkswagen Arteon insurance rates. A middle-age driver might find prices as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,920 on average in Michigan, Louisiana, and New York.

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How to Shop for Cheap Volkswagen Arteon Insurance

Finding better rates on auto insurance consists of being a good driver, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by quoting rates from direct carriers, and also from local independent and exclusive agents.

The following list is a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations pay an average of $1,570 more each year than a safer driver
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing policy deductibles could save as much as $625 each year
• Consumers who require an increased level of liability coverage will pay about $320 each year to raise from 30/60 bodily injury limits to a 250/500 level