Volkswagen Arteon Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for a Volkswagen Arteon are $1,294 a year for full coverage insurance. Comprehensive costs an estimated $312 a year, collision costs $574, and liability costs around $298. A policy with just liability insurance costs as low as $340 a year, with coverage for high-risk drivers costing around $2,798. Teen drivers receive the highest rates at $4,616 a year or more.
Average premium for full coverage: $1,294
Rate estimates broken down by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Arteon trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the low end price of $340 for the bare minimum liability coverage to a high of $2,798 for coverage for higher-risk drivers.
Price Range by Location
Where you live can have significant affects on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates the difference location can make on insurance prices.
These examples illustrate why it is important to compare prices for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Volkswagen Arteon insurance rates for other coverage scenarios.
- The lowest rate with discounts is $725
- Using higher $1,000 deductibles will save approximately $1,094 each year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,294
- Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,686
- Drivers with multiple violations and an at-fault accident could pay up to $2,798 or more
- The cost that insures a teen driver can cost as much as $4,616 or more
Insurance rates for a Volkswagen Arteon can also vary considerably based on the trim level of your Arteon, your age and driving record, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are probably paying $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age
Where you live has a huge impact on Volkswagen Arteon insurance prices. A driver around age 40 might see rates as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,750 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $992 | -$302 | -23.3% |
| Arizona | $1,076 | -$218 | -16.8% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,234 | -$60 | -4.6% |
| Connecticut | $1,330 | $36 | 2.8% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,198 | -$96 | -7.4% |
| Hawaii | $930 | -$364 | -28.1% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $966 | -$328 | -25.3% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $876 | -$418 | -32.3% |
| Kansas | $1,228 | -$66 | -5.1% |
| Kentucky | $1,762 | $468 | 36.2% |
| Louisiana | $1,916 | $622 | 48.1% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,068 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$262 | -20.2% |
| Michigan | $2,248 | $954 | 73.7% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,148 | -$146 | -11.3% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,018 | -$276 | -21.3% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,364 | $70 | 5.4% |
| North Carolina | $744 | -$550 | -42.5% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,186 | -$108 | -8.3% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,728 | $434 | 33.5% |
| South Carolina | $1,174 | -$120 | -9.3% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,132 | -$162 | -12.5% |
| Texas | $1,558 | $264 | 20.4% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $884 | -$410 | -31.7% |
| Virginia | $776 | -$518 | -40.0% |
| Washington | $998 | -$296 | -22.9% |
| West Virginia | $1,188 | -$106 | -8.2% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,150 | -$144 | -11.1% |
Choosing high deductibles could cut rates by as much as $600 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $268 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2023 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2022 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2021 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2020 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
| 2019 Volkswagen Arteon | $300 | $540 | $300 | $1,250 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volkswagen Arteon Insurance
Saving money on car insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a brief recap of the primary concepts that were touched on in this article.
- It is possible to save approximately $160 per year simply by quoting early and online
- Higher risk drivers who tend to receive serious violations may have to pay on average $1,500 more annually for car insurance
- Increasing deductibles can save approximately $600 each year
- Teenagers are expensive to insure, costing up to $385 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,616 |
| 20 | $2,970 |
| 30 | $1,366 |
| 40 | $1,294 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,686 |
| $250 | $1,504 |
| $500 | $1,294 |
| $1,000 | $1,094 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,354 |
| 100/300 | $1,428 |
| 250/500 | $1,622 |
| 100 CSL | $1,383 |
| 300 CSL | $1,547 |
| 500 CSL | $1,667 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,640 |
| 20 | $4,730 |
| 30 | $2,876 |
| 40 | $2,798 |
| 50 | $2,666 |
| 60 | $2,642 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $67 |
| Homeowner | $18 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $64 |
| Advance Quote | $67 |
| Online Quote | $95 |
| Total Discounts | $569 |
Discounts are estimated and may not be available from every company or in every state.
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