Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Volkswagen Arteon are $1,346 every 12 months with full coverage. Comprehensive costs around $326, collision insurance costs $618, and liability coverage is $292. Buying just liability costs around $336 a year, and insurance for high-risk drivers costs around $2,914. 16-year-old drivers receive the highest rates at up to $4,782 a year.

Average premium for full coverage: $1,346

Rate estimates for individual coverage type:

Comprehensive $326
Collision $618
Liability $292

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Arteon trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the cheapest price of $336 for basic liability insurance to a much higher rate of $2,914 for a driver that may need high-risk insurance.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population tend to have more infrequent collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $749
  • Raising to $1,000 deductibles will save about $214 annually
  • The average price for a 40-year-old driver using $500 deductibles is $1,346
  • Buying more expensive low deductibles increases the price to $1,764
  • Unlucky drivers with multiple tickets or accidents could pay at least $2,914
  • The cost to insure a teenage driver with full coverage can be $4,782

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing Volkswagen Arteon insurance rates range from $749 to $4,782 for full coverage

Auto insurance rates for a Volkswagen Arteon can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can reduce rates by up to $640 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $263 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost around 46% to 133% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Volkswagen Arteon insurance rates. A middle-age driver might find rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city
Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $384 $690 $258 $1,442
2023 Volkswagen Arteon $370 $686 $264 $1,430
2022 Volkswagen Arteon $356 $668 $274 $1,408
2021 Volkswagen Arteon $344 $640 $284 $1,378
2020 Volkswagen Arteon $326 $618 $292 $1,346
2019 Volkswagen Arteon $312 $574 $298 $1,294

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Volkswagen Arteon Insurance

Saving money on auto insurance consists of being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief recap of the data that was touched on in the above illustrations.

  • You may be able to save up to $170 per year just by shopping early and online
  • Consumers who may need more liability protection will pay around $320 every year to raise from a minimum limit to a 250/500 level
  • Youthful drivers are expensive to insure, with premiums as much as $399 per month if comprehensive and collision insurance is included
  • Drivers who tend to receive serious violations pay on average $1,570 more every year than a low-risk driver

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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