Volkswagen Arteon Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Volkswagen Arteon are $1,294 a year including full coverage. Comprehensive costs approximately $312 each year, collision costs $574, and liability costs around $298. A policy with only liability insurance costs as low as $340 a year, with a high-risk policy costing around $2,798. Teens pay the most at $4,616 a year or more.
Average premium for full coverage: $1,294
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Arteon models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Volkswagen Arteon go from as low as $340 for the bare minimum liability coverage to a high rate of $2,798 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how location helps determine auto insurance prices.
These rate differences highlight why all drivers should compare prices using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Volkswagen Arteon insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $725
- Using higher $1,000 deductibles will save $200 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,294
- Selecting low deductibles for physical damage coverage will increase the cost to $1,686
- Drivers with serious driving violations could pay around $2,798 or more
- An auto insurance policy for full coverage for a teen driver can cost $4,616 or more
Car insurance prices for a Volkswagen Arteon also have a wide range based on your driving characteristics, the model of your Arteon, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age
Where you choose to live has a huge impact on Volkswagen Arteon insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,850 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $992 | -$302 | -23.3% |
| Arizona | $1,076 | -$218 | -16.8% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,234 | -$60 | -4.6% |
| Connecticut | $1,330 | $36 | 2.8% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,198 | -$96 | -7.4% |
| Hawaii | $930 | -$364 | -28.1% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $966 | -$328 | -25.3% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $876 | -$418 | -32.3% |
| Kansas | $1,228 | -$66 | -5.1% |
| Kentucky | $1,762 | $468 | 36.2% |
| Louisiana | $1,916 | $622 | 48.1% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,068 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$262 | -20.2% |
| Michigan | $2,248 | $954 | 73.7% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,148 | -$146 | -11.3% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,018 | -$276 | -21.3% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,364 | $70 | 5.4% |
| North Carolina | $744 | -$550 | -42.5% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,186 | -$108 | -8.3% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,728 | $434 | 33.5% |
| South Carolina | $1,174 | -$120 | -9.3% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,132 | -$162 | -12.5% |
| Texas | $1,558 | $264 | 20.4% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $884 | -$410 | -31.7% |
| Virginia | $776 | -$518 | -40.0% |
| Washington | $998 | -$296 | -22.9% |
| West Virginia | $1,188 | -$106 | -8.2% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,150 | -$144 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $600 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $268 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 45% to 130% more than the average policy. View High Risk Driver Rates
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2023 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2022 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2021 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2020 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
| 2019 Volkswagen Arteon | $300 | $540 | $300 | $1,250 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volkswagen Arteon Insurance
Finding better rates on car insurance requires avoiding accidents and claims, having above-average credit, refrain from filing small claims, and avoiding coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a summary of the primary concepts that were covered in the charts and tables above.
- You may be able to save around $160 per year simply by quoting online in advance
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,500 more per year to insure a Volkswagen Arteon
- Increasing policy deductibles can save around $600 each year
- Drivers under the age of 20 pay the highest auto insurance prices, with the cost nearing $385 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,616 |
| 20 | $2,970 |
| 30 | $1,366 |
| 40 | $1,294 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,686 |
| $250 | $1,504 |
| $500 | $1,294 |
| $1,000 | $1,094 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,354 |
| 100/300 | $1,428 |
| 250/500 | $1,622 |
| 100 CSL | $1,383 |
| 300 CSL | $1,547 |
| 500 CSL | $1,667 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,640 |
| 20 | $4,730 |
| 30 | $2,876 |
| 40 | $2,798 |
| 50 | $2,666 |
| 60 | $2,642 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $67 |
| Homeowner | $18 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $64 |
| Advance Quote | $67 |
| Online Quote | $95 |
| Total Discounts | $569 |
Discounts are estimated and may not be available from every company or in every state.
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