Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Volkswagen Arteon are $1,294 a year including full coverage. Comprehensive insurance costs around $312, collision insurance costs $574, and liability is estimated at $298. A policy with just liability insurance costs approximately $340 a year, and coverage for high-risk drivers costs $2,798 or more. Teens receive the highest rates at up to $4,616 a year.

Average premium for full coverage: $1,294

Rate estimates for individual coverage type:

Comprehensive $312
Collision $574
Liability $298

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Arteon models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the low end price of $340 for minimum levels of liability insurance to the much higher price of $2,798 for a high-risk driver policy.

Liability Only $340
Full Coverage $1,294
High Risk $2,798

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $971
Small Cities $1,359
Large Cities $1,747

These examples highlight why everyone should get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $725
  • Choosing higher $1,000 deductibles can save about $200 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,294
  • Selecting pricier low deductibles for comp and collision coverage will cost an additional $392 annually
  • Higher-risk drivers with serious driving violations could pay at least $2,798
  • The cost that insures a 16-year-old driver for full coverage can be $4,616 each year

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing Volkswagen Arteon insurance prices range from $725 to $4,616 for full coverage

Insurance rates for a Volkswagen Arteon can also vary considerably based on the model of your Arteon, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,500 to $2,100 additional per year, depending on your age. Volkswagen Arteon insurance for high-risk drivers ranges from 45% to 130% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Volkswagen Arteon insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,850 on average in Michigan, New York, and Louisiana.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,170 -$124 -9.6%
Alaska $992 -$302 -23.3%
Arizona $1,076 -$218 -16.8%
Arkansas $1,294 -$0 0.0%
California $1,474 $180 13.9%
Colorado $1,234 -$60 -4.6%
Connecticut $1,330 $36 2.8%
Delaware $1,464 $170 13.1%
Florida $1,618 $324 25.0%
Georgia $1,198 -$96 -7.4%
Hawaii $930 -$364 -28.1%
Idaho $876 -$418 -32.3%
Illinois $966 -$328 -25.3%
Indiana $974 -$320 -24.7%
Iowa $876 -$418 -32.3%
Kansas $1,228 -$66 -5.1%
Kentucky $1,762 $468 36.2%
Louisiana $1,916 $622 48.1%
Maine $798 -$496 -38.3%
Maryland $1,068 -$226 -17.5%
Massachusetts $1,032 -$262 -20.2%
Michigan $2,248 $954 73.7%
Minnesota $1,084 -$210 -16.2%
Mississippi $1,550 $256 19.8%
Missouri $1,148 -$146 -11.3%
Montana $1,390 $96 7.4%
Nebraska $1,018 -$276 -21.3%
Nevada $1,554 $260 20.1%
New Hampshire $934 -$360 -27.8%
New Jersey $1,446 $152 11.7%
New Mexico $1,146 -$148 -11.4%
New York $1,364 $70 5.4%
North Carolina $744 -$550 -42.5%
North Dakota $1,060 -$234 -18.1%
Ohio $894 -$400 -30.9%
Oklahoma $1,328 $34 2.6%
Oregon $1,186 -$108 -8.3%
Pennsylvania $1,234 -$60 -4.6%
Rhode Island $1,728 $434 33.5%
South Carolina $1,174 -$120 -9.3%
South Dakota $1,092 -$202 -15.6%
Tennessee $1,132 -$162 -12.5%
Texas $1,558 $264 20.4%
Utah $958 -$336 -26.0%
Vermont $884 -$410 -31.7%
Virginia $776 -$518 -40.0%
Washington $998 -$296 -22.9%
West Virginia $1,188 -$106 -8.2%
Wisconsin $896 -$398 -30.8%
Wyoming $1,150 -$144 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $600 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $268 more each year. View Rates by Deductible or Liability Limit

Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $370 $686 $264 $1,430
2023 Volkswagen Arteon $356 $668 $274 $1,408
2022 Volkswagen Arteon $344 $640 $284 $1,378
2021 Volkswagen Arteon $326 $618 $292 $1,346
2020 Volkswagen Arteon $312 $574 $298 $1,294
2019 Volkswagen Arteon $300 $540 $300 $1,250

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Volkswagen Arteon Insurance

Saving money on insurance for a Volkswagen Arteon takes being a safe and courteous driver, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the information covered above.

  • You may be able to save up to $160 per year just by quoting online well ahead of the renewal date
  • Teenage drivers are charged the highest rates, as much as $385 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $600 each year
  • Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,500 more every year for auto insurance
  • Insureds who may need higher levels of liability will pay approximately $330 per year to raise limits from a minimum limit to the 250/500 level

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,616
20 $2,970
30 $1,366
40 $1,294
50 $1,180
60 $1,158

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,686
$250 $1,504
$500 $1,294
$1,000 $1,094

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,294
50/100 $1,354
100/300 $1,428
250/500 $1,622
100 CSL $1,383
300 CSL $1,547
500 CSL $1,667

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,640
20 $4,730
30 $2,876
40 $2,798
50 $2,666
60 $2,642

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $67
Homeowner $18
5-yr Accident Free $102
5-yr Claim Free $85
Paid in Full/EFT $64
Advance Quote $67
Online Quote $95
Total Discounts $569
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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