Volkswagen Arteon Insurance Rates

Estimated insurance rates for a Volkswagen Arteon are $1,294 a year for full coverage. Comprehensive costs an estimated $312 a year, collision insurance costs $574, and liability costs $298. Liability-only coverage costs as little as $340 a year, and high-risk coverage costs around $2,798. Teens pay the most at up to $4,616 a year.

Average premium for full coverage: $1,294

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Arteon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

These rate differences show why it is important to compare rates for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Volkswagen Arteon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $725
• Drivers who choose higher $1,000 deductibles will pay approximately $1,094 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,294
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,686
• Higher-risk drivers with serious driving violations could pay up to $2,798
• An auto insurance policy that insures a teen driver can cost as much as $4,616 a year

View Chart as Image

Insurance prices for a Volkswagen Arteon also have a wide range based on the trim level of your Arteon, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

Where you choose to live makes a big difference in Volkswagen Arteon insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,850 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $600 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $268 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volkswagen Arteon Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates every couple of years by quoting rates from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a review of the material that was presented in the illustrations above.

• Policyholders who want more liability protection will pay approximately $330 each year to go from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers are charged the highest prices, as much as $385 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,500 more annually than a low-risk driver
• Increasing policy deductibles can save approximately $600 each year