Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Volkswagen Arteon are $1,346 every 12 months including full coverage. Comprehensive insurance costs around $326, collision insurance costs $618, and liability insurance costs $292. A policy with only liability insurance costs as little as $336 a year, and a high-risk policy costs $2,914 or more. Teens pay the most at up to $4,782 a year.

Average premium for full coverage: $1,346

Premium estimates for type of coverage:

Comprehensive $326
Collision $618
Liability $292

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Arteon trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Volkswagen Arteon range from the cheapest price of $336 for basic liability insurance to a much higher rate of $2,914 for a high-risk insurance policy.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $749
  • Drivers who choose higher $1,000 deductibles will pay about $214 every year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,346
  • Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $418 a year
  • High risk drivers with serious driving violations could pay at least $2,914
  • An auto insurance policy to insure a teen driver with full coverage can be $4,782 a year

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing Volkswagen Arteon insurance prices range from $749 to $4,782 for full coverage

Car insurance prices for a Volkswagen Arteon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $640 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $263 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 46% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Volkswagen Arteon insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,920 on average in Michigan, New York, and Louisiana.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city
Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $384 $690 $258 $1,442
2023 Volkswagen Arteon $370 $686 $264 $1,430
2022 Volkswagen Arteon $356 $668 $274 $1,408
2021 Volkswagen Arteon $344 $640 $284 $1,378
2020 Volkswagen Arteon $326 $618 $292 $1,346
2019 Volkswagen Arteon $312 $574 $298 $1,294

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volkswagen Arteon Insurance

Finding better rates on Volkswagen Arteon insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, refrain from filing small claims, and consideration of higher deductibles. Take the time to comparison shop at least every other year by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief review of the car insurance concepts touched on in the above illustrations.

  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,570 more every year for car insurance
  • You may be able to save up to $170 per year just by shopping early and online
  • Increasing policy deductibles could save as much as $625 each year
  • Drivers who may need higher liability limits will pay approximately $320 per year to go from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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