Volkswagen Arteon Insurance Rates

The average insurance rates for a Volkswagen Arteon are $1,346 a year for full coverage. Comprehensive insurance costs around $326 a year, collision insurance costs $618, and liability is $292. Liability-only insurance costs around $336 a year, and high-risk driver insurance costs $2,914 or more. Teenage drivers cost the most to insure at up to $4,782 a year.

Average premium for full coverage: $1,346

Policy rates for type of insurance:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Arteon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above show why it is important to compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $749
• Raising to $1,000 deductibles will save about $1,132 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,346
• Using low $100 deductibles will cost an additional $418 annually
• Drivers who are prone to accidents and violations could pay at least $2,914
• Policy cost that insures a 16-year-old driver can be $4,782

View Chart as Image

Auto insurance rates for a Volkswagen Arteon also range considerably based on the trim level of your Arteon, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 46% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age

Your home state also has a big influence on Volkswagen Arteon insurance prices. A middle-age driver might find rates as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $640 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $263 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Volkswagen Arteon Insurance

Finding cheaper rates on insurance for a Volkswagen Arteon consists of being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following list is a review of the ideas that were touched on in this article.

• Drivers age 16 to 20 are expensive to insure, costing up to $399 each month if the policy includes full coverage
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,570 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $625 each year
• Drivers can save up to $170 per year just by quoting early and online