Volkswagen Arteon Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
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The average insurance rates for a Volkswagen Arteon are $1,346 a year with full coverage. Comprehensive costs on average $326 each year, collision costs $618, and liability insurance is $292. Liability-only coverage costs around $336 a year, with high-risk coverage costing around $2,914. 16-year-old drivers cost the most to insure at $4,782 a year or more.
Average premium for full coverage: $1,346
Policy rates by type of insurance:
Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Arteon models.
Price Range Variability
Using a middle-aged driver as an example, Volkswagen Arteon insurance rates go from as low as $336 for just the minimum liability insurance to a high rate of $2,914 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.
The graphic below illustrates how where you live affects car insurance rates.
The examples above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Volkswagen Arteon insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $749
- Raising to $1,000 deductibles will save around $214 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,346
- Buying low deductibles will increase the cost to $1,764
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,914 or more
- Policy cost for full coverage for a teen driver may cost $4,782
Insurance rates for a Volkswagen Arteon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age
Your home state also has a big influence on Volkswagen Arteon insurance rates. A middle-age driver might find rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$130 | -9.7% |
| Alaska | $1,032 | -$314 | -23.3% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,282 | -$64 | -4.8% |
| Connecticut | $1,382 | $36 | 2.7% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,678 | $332 | 24.7% |
| Georgia | $1,244 | -$102 | -7.6% |
| Hawaii | $968 | -$378 | -28.1% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,014 | -$332 | -24.7% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,280 | -$66 | -4.9% |
| Kentucky | $1,834 | $488 | 36.3% |
| Louisiana | $1,992 | $646 | 48.0% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,108 | -$238 | -17.7% |
| Massachusetts | $1,074 | -$272 | -20.2% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,192 | -$154 | -11.4% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,060 | -$286 | -21.2% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,190 | -$156 | -11.6% |
| New York | $1,416 | $70 | 5.2% |
| North Carolina | $774 | -$572 | -42.5% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $928 | -$418 | -31.1% |
| Oklahoma | $1,380 | $34 | 2.5% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$64 | -4.8% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,134 | -$212 | -15.8% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,620 | $274 | 20.4% |
| Utah | $996 | -$350 | -26.0% |
| Vermont | $918 | -$428 | -31.8% |
| Virginia | $808 | -$538 | -40.0% |
| Washington | $1,040 | -$306 | -22.7% |
| West Virginia | $1,236 | -$110 | -8.2% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,196 | -$150 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $640 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $263 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 46% to 133% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2023 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2022 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2021 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2020 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2019 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Volkswagen Arteon Insurance
Finding cheaper rates on Volkswagen Arteon insurance consists of being a safe and courteous driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
Below is a quick review of the data that was touched on in the above illustrations.
- You may be able to save as much as $170 per year simply by quoting online in advance
- Drivers who require higher levels of liability will pay around $320 every year to raise from a 30/60 limit to 250/500 limits
- Teenage drivers pay higher rates, as much as $399 each month including comprehensive and collision insurance
- High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,570 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,782 |
| 20 | $3,096 |
| 30 | $1,422 |
| 40 | $1,346 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,764 |
| $250 | $1,568 |
| $500 | $1,346 |
| $1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,404 |
| 100/300 | $1,477 |
| 250/500 | $1,667 |
| 100 CSL | $1,434 |
| 300 CSL | $1,594 |
| 500 CSL | $1,711 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,888 |
| 20 | $4,934 |
| 30 | $2,998 |
| 40 | $2,914 |
| 50 | $2,776 |
| 60 | $2,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $70 |
| Homeowner | $18 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $68 |
| Advance Quote | $71 |
| Online Quote | $99 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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