Volkswagen Arteon Insurance Rates

U.S. average insurance rates for a Volkswagen Arteon are $1,346 a year for full coverage. Comprehensive costs around $326 a year, collision insurance costs $618, and liability coverage costs $292. Liability-only coverage costs as little as $336 a year, and high-risk coverage costs around $2,914. Teenage drivers pay the highest rates at up to $4,782 a year.

Average premium for full coverage: $1,346

Price estimates for individual coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Arteon trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $749
• Drivers who choose higher $1,000 deductibles will pay about $1,132 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,346
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,764
• High-risk insureds who are prone to accidents and violations could pay at least $2,914
• The price for full coverage for a teenage driver can be $4,782 a year

View Chart as Image

Auto insurance prices for a Volkswagen Arteon are also quite variable based on your driving record, the trim level of your Arteon, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

The state you live in makes a big difference in Volkswagen Arteon insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $640 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $263 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 46% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Right Volkswagen Arteon Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a quick rundown of the information touched on in this article.

• Drivers can save up to $170 per year just by quoting early and online
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $399 a month if they have full coverage
• Increasing physical damage deductibles can save around $625 each year
• Drivers with reckless driving or DUI convictions may be required to pay an average of $1,570 more every year than a safer driver
• Consumers who may need an increased level of liability coverage will pay an extra $320 each year to go from a low limit to 250/500 limits