Volkswagen Arteon Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance prices for a Volkswagen Arteon are $1,346 every 12 months with full coverage. Comprehensive costs around $326, collision insurance costs $618, and liability coverage is $292. Buying just liability costs around $336 a year, and insurance for high-risk drivers costs around $2,914. 16-year-old drivers receive the highest rates at up to $4,782 a year.
Average premium for full coverage: $1,346
Rate estimates for individual coverage type:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Arteon trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from the cheapest price of $336 for basic liability insurance to a much higher rate of $2,914 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population tend to have more infrequent collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance rates.
These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Volkswagen Arteon insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $749
- Raising to $1,000 deductibles will save about $214 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,346
- Buying more expensive low deductibles increases the price to $1,764
- Unlucky drivers with multiple tickets or accidents could pay at least $2,914
- The cost to insure a teenage driver with full coverage can be $4,782
Auto insurance rates for a Volkswagen Arteon can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can reduce rates by up to $640 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $263 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay as much as $4,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost around 46% to 133% more than the average rate. View High Risk Driver Rates
Where you live also has a big influence on Volkswagen Arteon insurance rates. A middle-age driver might find rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,216 | -$130 | -9.7% |
Alaska | $1,032 | -$314 | -23.3% |
Arizona | $1,118 | -$228 | -16.9% |
Arkansas | $1,346 | -$0 | 0.0% |
California | $1,532 | $186 | 13.8% |
Colorado | $1,282 | -$64 | -4.8% |
Connecticut | $1,382 | $36 | 2.7% |
Delaware | $1,522 | $176 | 13.1% |
Florida | $1,678 | $332 | 24.7% |
Georgia | $1,244 | -$102 | -7.6% |
Hawaii | $968 | -$378 | -28.1% |
Idaho | $910 | -$436 | -32.4% |
Illinois | $1,002 | -$344 | -25.6% |
Indiana | $1,014 | -$332 | -24.7% |
Iowa | $910 | -$436 | -32.4% |
Kansas | $1,280 | -$66 | -4.9% |
Kentucky | $1,834 | $488 | 36.3% |
Louisiana | $1,992 | $646 | 48.0% |
Maine | $828 | -$518 | -38.5% |
Maryland | $1,108 | -$238 | -17.7% |
Massachusetts | $1,074 | -$272 | -20.2% |
Michigan | $2,338 | $992 | 73.7% |
Minnesota | $1,126 | -$220 | -16.3% |
Mississippi | $1,612 | $266 | 19.8% |
Missouri | $1,192 | -$154 | -11.4% |
Montana | $1,446 | $100 | 7.4% |
Nebraska | $1,060 | -$286 | -21.2% |
Nevada | $1,614 | $268 | 19.9% |
New Hampshire | $970 | -$376 | -27.9% |
New Jersey | $1,502 | $156 | 11.6% |
New Mexico | $1,190 | -$156 | -11.6% |
New York | $1,416 | $70 | 5.2% |
North Carolina | $774 | -$572 | -42.5% |
North Dakota | $1,100 | -$246 | -18.3% |
Ohio | $928 | -$418 | -31.1% |
Oklahoma | $1,380 | $34 | 2.5% |
Oregon | $1,234 | -$112 | -8.3% |
Pennsylvania | $1,282 | -$64 | -4.8% |
Rhode Island | $1,794 | $448 | 33.3% |
South Carolina | $1,218 | -$128 | -9.5% |
South Dakota | $1,134 | -$212 | -15.8% |
Tennessee | $1,178 | -$168 | -12.5% |
Texas | $1,620 | $274 | 20.4% |
Utah | $996 | -$350 | -26.0% |
Vermont | $918 | -$428 | -31.8% |
Virginia | $808 | -$538 | -40.0% |
Washington | $1,040 | -$306 | -22.7% |
West Virginia | $1,236 | -$110 | -8.2% |
Wisconsin | $932 | -$414 | -30.8% |
Wyoming | $1,196 | -$150 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
2023 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
2022 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
2021 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
2020 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
2019 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Volkswagen Arteon Insurance
Saving money on auto insurance consists of being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a brief recap of the data that was touched on in the above illustrations.
- You may be able to save up to $170 per year just by shopping early and online
- Consumers who may need more liability protection will pay around $320 every year to raise from a minimum limit to a 250/500 level
- Youthful drivers are expensive to insure, with premiums as much as $399 per month if comprehensive and collision insurance is included
- Drivers who tend to receive serious violations pay on average $1,570 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,782 |
20 | $3,096 |
30 | $1,422 |
40 | $1,346 |
50 | $1,228 |
60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,764 |
$250 | $1,568 |
$500 | $1,346 |
$1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,346 |
50/100 | $1,404 |
100/300 | $1,477 |
250/500 | $1,667 |
100 CSL | $1,434 |
300 CSL | $1,594 |
500 CSL | $1,711 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,888 |
20 | $4,934 |
30 | $2,998 |
40 | $2,914 |
50 | $2,776 |
60 | $2,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $74 |
Multi-vehicle | $70 |
Homeowner | $18 |
5-yr Accident Free | $108 |
5-yr Claim Free | $89 |
Paid in Full/EFT | $68 |
Advance Quote | $71 |
Online Quote | $99 |
Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area