Toyota Yaris iA Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 15, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Toyota Yaris iA are $1,218 a year with full coverage. Comprehensive costs an estimated $280, collision costs $408, and liability coverage costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing around $2,600. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,218

Policy rates broken down by type of insurance:

Comprehensive $280
Collision $408
Liability $372

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Yaris iA models.

Price Range Variability

For a driver around age 40, Toyota Yaris iA insurance rates go from as low as $438 for minimum levels of liability insurance to the much higher price of $2,600 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

The examples above demonstrate why everyone should compare rates for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details estimated Toyota Yaris iA insurance rates for other coverage scenarios.

  • The best full coverage rate is $721
  • Drivers who choose higher $1,000 deductibles will pay approximately $156 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $1,218
  • Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,516
  • High-risk insureds with multiple tickets or accidents could pay up to $2,600 or more
  • Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,524 a year

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing full coverage Toyota Yaris iA insurance rates range from $721 to $4,524

Insurance rates for a Toyota Yaris iA also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Your home state makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or at least $1,650 on average in New York, Michigan, and Florida.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $460 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,400 to $1,900 additional every year, depending on your age. Toyota Yaris iA insurance for high-risk drivers can cost around 42% to 129% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $208 $306 $456 $1,128

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Toyota Yaris iA Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the car insurance concepts covered above.

  • Drivers with multiple at-fault accidents may pay on average $1,380 more annually to insure a Toyota Yaris iA
  • You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $450 each year
  • Consumers who want increased liability limits will pay around $410 every year to go from a 30/60 limit to 250/500 limits

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles