Toyota Yaris iA Insurance Rates

U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage insurance. Comprehensive costs around $280 each year, collision insurance costs $408, and liability is estimated at $372. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs around $2,600. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Yaris iA models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why all drivers should get quotes for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $721
• Choosing higher $1,000 deductibles can save about $156 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,218
• Selecting low deductibles for comp and collision coverage bumps up the cost to $1,516
• Unlucky drivers with serious driving violations could pay at least $2,600
• The price that insures a teen driver can be $4,524 each year

View Chart as Image

Insurance prices for a Toyota Yaris iA are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 129% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Yaris iA insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Toyota Yaris iA Insurance

Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates at least once a year by quoting rates from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief recap of the primary concepts that were covered above.

• It is possible to save up to $140 per year just by quoting online in advance
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,380 more every year than a low-risk driver
• Increasing physical damage deductibles can save approximately $450 each year
• Youthful drivers pay higher prices, as much as $377 a month if full coverage is included