Toyota Yaris iA Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 15, 2024

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U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs on average $280 each year, collision insurance costs $408, and liability coverage costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,600 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates by individual coverage:

Comprehensive $280
Collision $408
Liability $372

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Yaris iA models.

Price Range from Low to High

For the normal driver, Toyota Yaris iA insurance prices range from the low end price of $438 for liability-only coverage to a high rate of $2,600 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

The ranges above show why all drivers should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Toyota Yaris iA insurance rates for different risk profiles and scenarios.

  • The best discount rate is $721
  • Drivers who choose higher $1,000 deductibles will pay around $156 a year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,218
  • Using low deductibles for comprehensive and collision insurance will cost an additional $298 each year
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,600
  • The price that insures a teenage driver may cost $4,524 a year

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing Toyota Yaris iA insurance prices range from $721 to $4,524 for full coverage

Auto insurance prices for a Toyota Yaris iA are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 42% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age

The state you live in makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city

Using high physical damage deductibles could save up to $460 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $208 $306 $456 $1,128

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Toyota Yaris iA Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The items below are a recap of the information presented in the illustrations above.

  • Drivers can save as much as $140 per year just by quoting online in advance
  • Teen drivers are charged the highest prices, with premiums as much as $377 a month if the policy includes full coverage
  • Increasing physical damage deductibles can save approximately $450 each year
  • Drivers that have major violations or accidents may pay on average $1,380 more each year to insure their Yaris iA
  • Consumers who require more liability coverage will pay an extra $410 each year to go from a low limit to the 250/500 level

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

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