Toyota Yaris iA Insurance Rates

U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive costs on average $280 a year, collision insurance costs $408, and liability coverage costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $2,600. 16-year-old drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Yaris iA trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Yaris iA insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $721
• Drivers who choose higher $1,000 deductibles will pay around $1,062 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,218
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,516
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,600
• The price for full coverage for a teenage driver may cost $4,524 a year

View Chart as Image

Insurance prices for a Toyota Yaris iA are also quite variable based on your driving record, the trim level of your Yaris iA, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,500 a year. View Rates by Age

The state you live in makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.

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Opting for high physical damage deductibles could save up to $460 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Right Toyota Yaris iA Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also maintaining good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Spend time shopping around every time your policy renews by getting price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a quick rundown of the information touched on above.

• Drivers can save as much as $140 per year just by quoting early and online
• Teenagers pay the highest prices, with premiums as much as $377 a month for full coverage
• Increasing physical damage deductibles can save around $450 each year
• Drivers with reckless driving or DUI convictions will pay on average $1,380 more each year for car insurance
• Consumers who require higher liability limits will pay around $410 each year to go from a low limit to 250/500 limits