Toyota Yaris iA Insurance Rates

Average insurance rates for a Toyota Yaris iA are $1,218 a year including full coverage. Comprehensive costs approximately $280 each year, collision insurance costs $408, and liability coverage is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,600. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Toyota Yaris iA insurance rates for additional coverage and risk scenarios.

• The best discount rate is $721
• Choosing higher $1,000 deductibles can save $156 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,218
• Using low deductibles for comp and collision coverage will increase the cost to $1,516
• Drivers who are prone to accidents and violations could pay around $2,600
• The cost for full coverage for a teenage driver can cost $4,524 each year

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on your driver profile, the model of your Yaris iA, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Toyota Yaris iA insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $460 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Right Toyota Yaris iA Insurance

Saving money on auto insurance takes being a good driver, maintaining good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following list is a quick rundown of the data illustrated above.

• Consumers who purchase an increased level of liability coverage will pay an extra $410 per year to raise limits from a minimum limit to 250/500 limits
• You may be able to save around $140 per year just by quoting online in advance
• Increasing deductibles can save around $450 each year
• Drivers age 16 to 20 are expensive to insure, as much as $377 per month for full coverage