Toyota Yaris iA Insurance Rates

Average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage insurance. Comprehensive insurance costs approximately $280 each year, collision insurance costs $408, and liability costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs $2,600 or more. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These examples illustrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota Yaris iA insurance rates for additional coverage and risk scenarios.

• The best discount rate is $721
• Using higher $1,000 deductibles will save $156 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,218
• Using low deductibles for physical damage coverage will cost an extra $298 annually
• High-risk insureds who are prone to accidents and violations could pay around $2,600
• The cost for full coverage for a 16-year-old driver can cost $4,524 or more

View Chart as Image

Car insurance rates for a Toyota Yaris iA can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on Toyota Yaris iA insurance prices. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $460 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be from 42% to 129% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Toyota Yaris iA Insurance

Saving money on insurance for a Toyota Yaris iA requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Spend time shopping around every couple of years by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a brief summary of the material that was touched on above.

• Insureds who purchase more liability coverage will pay an extra $410 annually to increase from a minimum limit to 250/500 limits
• Teen drivers pay the highest auto insurance rates, costing up to $377 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,380 more per year to insure their Yaris iA
• Increasing deductibles can save around $450 each year