Toyota Yaris iA Insurance Rates

Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months including full coverage. Comprehensive costs approximately $280 each year, collision insurance costs $408, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,600. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples highlight why all drivers should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Toyota Yaris iA insurance rates for additional coverage and risk scenarios.

• The best discount rate is $721
• Choosing higher $1,000 deductibles can save $156 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,218
• Using low deductibles for comp and collision coverage increases the price to $1,516
• High-risk insureds who are prone to accidents and violations could pay around $2,600
• The cost to insure a teen driver can cost $4,524 each year

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Yaris iA.

Using high physical damage deductibles can save as much as $460 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 129% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota Yaris iA insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Affordable Toyota Yaris iA Insurance

Saving money on Toyota Yaris iA insurance takes avoiding accidents and claims, having good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The points below are a brief review of the ideas that were covered in the above illustrations.

• Drivers under the age of 20 are expensive to insure, as much as $377 per month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,380 more per year to insure a Toyota Yaris iA
• Increasing deductibles could save as much as $450 each year
• You may be able to save around $140 per year just by quoting online in advance