Toyota Yaris iA Insurance Rates

The average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs an estimated $280, collision insurance costs $408, and liability insurance costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs $2,600 or more. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,218

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Yaris iA trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates how location impacts insurance prices.

The examples above show why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Yaris iA insurance rates for other coverage scenarios.

• The best full coverage rate is $721
• Using higher $1,000 deductibles will save approximately $156 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,218
• Buying more expensive low deductibles for physical damage coverage will cost an extra $298 a year
• Drivers with multiple tickets or accidents could pay up to $2,600
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a Toyota Yaris iA also range considerably based on your risk profile, the trim level of your Yaris iA, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Your home state has a huge impact on Toyota Yaris iA insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $460 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can be anywhere from 42% to 129% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Toyota Yaris iA Insurance

Finding cheaper rates on Toyota Yaris iA insurance requires being a good driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a recap of the data touched on above.

• Drivers who want an increased level of liability coverage will pay around $410 each year to increase from a 30/60 limit to 250/500 limits
• Drivers can save approximately $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $377 each month including comprehensive and collision insurance