Toyota Yaris iA Insurance Rates

The average insurance rates for a Toyota Yaris iA are $1,218 a year including full coverage. Comprehensive costs around $280 each year, collision insurance costs $408, and liability insurance costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $2,600. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,218

Policy rates for type of insurance:

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yaris iA models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $721
• Using higher $1,000 deductibles will save about $156 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,218
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,516
• Drivers with multiple violations and an at-fault accident could pay at least $2,600
• Policy cost that insures a teen driver can be $4,524 or more

View Chart as Image

Auto insurance rates for a Toyota Yaris iA also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 129% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Your home state has a huge impact on Toyota Yaris iA insurance rates. A driver around age 40 might see rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Toyota Yaris iA Insurance

Finding cheaper rates on Toyota Yaris iA insurance requires being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around every other policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a quick rundown of the ideas that were touched on above.

• Teen drivers are expensive to insure, with premiums being up to $377 each month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,380 more every year to insure their Yaris iA
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save up to $140 per year just by quoting online in advance