Toyota Yaris iA Insurance Rates

Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months including full coverage. Comprehensive costs on average $280 a year, collision insurance costs $408, and liability coverage is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,600. Teen drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Yaris iA trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

These examples highlight why it is important to get quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Yaris iA insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $721
• Choosing higher $1,000 deductibles can save around $1,062 every year
• The average price for a 40-year-old driver with $500 deductibles is $1,218
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,516
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,600
• The cost to insure a teenage driver may cost $4,524 each year

View Chart as Image

Auto insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your Yaris iA.

Choosing high deductibles can save as much as $460 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 42% to 129% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota Yaris iA insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for More Affordable Toyota Yaris iA Insurance

Saving money on auto insurance takes having a decent driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $140 per year just by quoting early and online
• Drivers who have multiple accidents or major violations may pay on average $1,380 more each year than a driver with a clean driving record
• Increasing deductibles could save as much as $450 each year
• 16 to 18-year-old drivers are charged the highest rates, as much as $377 per month if comprehensive and collision insurance is included