Toyota Yaris iA Insurance Rates

Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $408, and liability insurance costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,600 or more. Teenage drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates for individual coverage type:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Yaris iA trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These examples show why it is important to compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The best discount rate is $721
• Using higher $1,000 deductibles will save about $1,062 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,218
• Using low $100 deductibles for physical damage coverage costs an extra $298 a year
• Drivers who are prone to accidents and violations could pay at least $2,600
• The cost to insure a teen driver can be $4,524 or more

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $460 each year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 129% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Toyota Yaris iA insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Toyota Yaris iA Insurance

Saving money on Toyota Yaris iA insurance requires being a low-risk driver, having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Make time to compare rates every other policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief summary of the ideas that were touched on in this article.

• Teen drivers pay higher rates, costing as high as $377 per month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,380 more every year to insure their Yaris iA
• Increasing deductibles could save as much as $450 each year
• Drivers can save up to $140 per year just by quoting early and online