Toyota Yaris iA Insurance Rates

Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $408, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $2,600 or more. 16-year-old drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates for individual coverage type:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Yaris iA trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $721
• Drivers who choose higher $1,000 deductibles will pay about $1,062 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,218
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $298 each year
• High-risk insureds with multiple tickets or accidents could pay at least $2,600
• The cost to insure a teenage driver can be $4,524 a year

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could save up to $460 a year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost around 42% to 129% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Toyota Yaris iA Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Invest the time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a recap of the primary concepts that were presented in the illustrations above.

• Drivers can save up to $140 per year just by quoting early and online
• Drivers that have major violations or accidents may pay on average $1,380 more every year for car insurance
• Increasing deductibles could save as much as $450 each year
• Teenagers pay higher rates, costing as high as $377 per month if they have full coverage