Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $552, and liability insurance costs around $416. Liability-only coverage costs as low as $474 a year, and high-risk coverage costs around $3,126. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why it is important to compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save approximately $1,250 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,446
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,832
• Drivers who are prone to accidents and violations could pay up to $3,126
• Policy cost for full coverage for a teen driver can cost as much as $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the model of your Sequoia, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $590 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding cheaper rates on Toyota Sequoia insurance requires avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to compare rates at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief summary of the concepts that were covered above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,680 more annually to insure a Toyota Sequoia
• Drivers under the age of 20 are expensive to insure, with premiums being up to $447 each month including comprehensive and collision insurance
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $575 each year
• You may be able to save approximately $170 per year just by quoting early and online