Toyota Sequoia Insurance Rates

Average insurance prices for a Toyota Sequoia are $1,446 every 12 months including full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing $3,126 or more. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,446
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $386 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,126 or more
• The cost to insure a teenage driver can cost as much as $5,362 a year

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could save up to $590 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Sequoia Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a recap of the ideas that were raised in the charts and tables above.

• Drivers under the age of 20 are expensive to insure, as much as $447 per month if full coverage is included
• Drivers that have major violations or accidents may have to pay on average $1,680 more annually to insure a Toyota Sequoia
• Increasing deductibles could save as much as $575 each year
• You may be able to save approximately $170 per year simply by quoting early and online