Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,454 a year with full coverage. Comprehensive insurance costs an estimated $332 each year, collision costs $566, and liability coverage is estimated at $398. Liability-only coverage costs approximately $460 a year, with high-risk coverage costing $3,136 or more. Teenage drivers pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates broken down by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Sequoia models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates how location helps determine insurance prices.

The ranges above demonstrate why all drivers should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $836
• Choosing higher $1,000 deductibles can save approximately $204 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,454
• Using low deductibles for comp and collision coverage will cost an additional $394 each year
• Drivers who are prone to accidents and violations could pay up to $3,136 or more
• The price that insures a teenage driver can cost as much as $5,348 each year

View Chart as Image

Auto insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,700 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,970 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $600 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Sequoia Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices at least every other year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The list below is a review of the car insurance concepts covered in the charts and tables above.

• Drivers who have several accidents or serious violations could be forced to pay on average $1,680 more annually for car insurance
• You may be able to save approximately $180 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $600 each year
• Consumers who want higher liability limits will pay an extra $440 every year to raise limits from a low limit to the 250/500 level