Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs on average $320 a year, collision insurance costs $552, and liability coverage is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $3,126 or more. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

The examples above illustrate why it is important to get quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save around $1,250 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,446
• Using low $100 deductibles for comp and collision coverage will cost an extra $386 each year
• Drivers who are prone to accidents and violations could pay upwards of $3,126
• Policy cost for full coverage for a teenage driver may cost $5,362 each year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $590 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, maintaining good credit, being claim-free, and determing if full coverage is necessary. Invest the time to compare rates at every policy renewal by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the data presented in the illustrations above.

• Consumers who require higher levels of liability will pay an extra $460 annually to raise limits from a 30/60 limit to 250/500 limits
• It is possible to save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $575 each year
• Teenage drivers pay the highest rates, possibly costing $447 each month for full coverage