Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive costs on average $320, collision costs $552, and liability is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $834
• Raising to $1,000 deductibles will save around $196 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,446
• Selecting more expensive low deductibles bumps up the cost to $1,832
• Drivers with serious driving violations could pay upwards of $3,126 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $5,362

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find prices as low as $950 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on insurance for a Toyota Sequoia consists of avoiding accidents and violations, having above-average credit, not filing small claims, and bundling your home and auto policies. Compare rates every time your policy renews by quoting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a brief summary of the information covered above.

• Drivers can save as much as $170 per year simply by shopping early and online
• Teenagers pay the highest prices, as much as $447 per month if full coverage is included
• Increasing policy deductibles can save approximately $575 each year
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,680 more each year for car insurance
• Insureds who require higher liability limits will pay approximately $460 each year to raise from 30/60 bodily injury limits to the 250/500 level