Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability is estimated at $416. A policy with just liability insurance costs approximately $474 a year, and coverage for high-risk drivers costs $3,126 or more. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Sequoia models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities. The example below illustrates how where you live affects insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save approximately $196 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,446
• Using pricier low deductibles for comp and collision coverage will cost an additional $386 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,126
• The price that insures a teen driver for full coverage can cost as much as $5,362 each year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the model of your Sequoia, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,700 to $2,300 extra each year, depending on your age. Toyota Sequoia insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $590 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance takes having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,680 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save approximately $575 each year
• 16 to 18-year-old drivers are charged the highest prices, costing up to $447 a month if full coverage is included