Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,454 every 12 months with full coverage. Comprehensive insurance costs approximately $332 each year, collision costs $566, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing $3,136 or more. Teenage drivers pay the most at $5,348 a year or more.

Average premium for full coverage: $1,454

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best discount rate is $836
• Using higher $1,000 deductibles will save $204 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,454
• Using low deductibles for physical damage coverage costs an extra $394 annually
• High-risk insureds who are prone to accidents and violations could pay around $3,136 or more
• An auto insurance policy to insure a 16-year-old driver can cost $5,348 or more

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Sequoia.

Using high physical damage deductibles could cut prices by as much as $600 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,970 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Toyota Sequoia Insurance

Finding better rates on insurance for a Toyota Sequoia requires avoiding accidents and violations, having good credit, being claim-free, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct companies, and also from insurance agencies where you live.

The list below is a quick rundown of the information covered in the above illustrations.

• You may be able to save around $180 per year simply by quoting online in advance
• Teenagers are expensive to insure, possibly costing $446 per month if they have full coverage
• Increasing policy deductibles could save as much as $600 each year
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,680 more per year for car insurance
• Insureds who purchase higher liability limits will pay an extra $440 every year to increase from 30/60 bodily injury limits to a 250/500 level