Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs an estimated $320 a year, collision costs $552, and liability is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Raising to $1,000 deductibles will save approximately $1,250 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,446
• Selecting low $100 deductibles bumps up the cost to $1,832
• At-risk drivers with serious driving violations could pay up to $3,126 or more
• An auto insurance policy that insures a teen driver can cost as much as $5,362

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on the trim level of your Sequoia, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Compare rates at every policy renewal by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a quick review of the data covered in the charts and tables above.

• Policyholders who want increased liability limits will pay approximately $460 per year to raise from 30/60 bodily injury limits to the 250/500 level
• You may be able to save approximately $170 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $575 each year
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $447 per month if the policy includes full coverage