Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,464 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $346, collision insurance costs $570, and liability coverage is $390. A liability-only policy costs around $452 a year, and high-risk insurance costs $3,152 or more. Teenage drivers pay the most at up to $5,346 a year.

Average premium for full coverage: $1,464

Premium estimates broken down by type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $844
• Raising to $1,000 deductibles will save approximately $208 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,464
• Using more expensive low deductibles costs an extra $404 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,152
• An auto insurance policy to insure a teenage driver with full coverage can cost as much as $5,346

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Auto insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $620 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $960 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,980 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Sequoia Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents could be forced to pay on average $1,690 more annually to insure their Sequoia
• It is possible to save approximately $180 per year just by shopping early and online
• Increasing policy deductibles could save as much as $600 each year
• Consumers who want more liability coverage will pay an extra $430 annually to raise from 30/60 bodily injury limits to a 250/500 level