Toyota Sequoia Insurance Rates

Estimated auto insurance rates for a Toyota Sequoia are $1,446 annually with full coverage. Comprehensive insurance costs around $320 a year, collision costs $552, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing $3,126 or more. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates for type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay about $1,250 annually
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,446
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $386 each year
• High-risk insureds who are prone to accidents and violations could pay at least $3,126 or more
• An auto insurance policy with full coverage for a teenage driver can be $5,362 a year

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Insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $590 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.

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With such a large range in prices, the best way to find out your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Toyota Sequoia Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, being claim-free, and taking advantage of discounts. Invest the time to shop around once a year by quoting rates from direct companies, and also from local exclusive and independent agents.

The list below is a brief recap of the data that was illustrated above.

• You may be able to save up to $170 per year simply by quoting early and online
• Consumers who may need higher liability limits will pay an extra $460 every year to go from 30/60 bodily injury limits to higher 250/500 limits
• Teenagers are charged the highest prices, possibly costing $447 per month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,680 more every year for car insurance