Toyota Prius v Insurance Rates

U.S. average auto insurance rates for a Toyota Prius v are $1,064 annually for full coverage insurance. Comprehensive costs approximately $220, collision insurance costs $306, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs around $2,280. Teenage drivers pay the highest rates at up to $4,062 a year.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

Includes $500 deductibles, liability limits of 30/60, and includes uninsured motorist coverage. Estimates are averaged for all 50 states and for all Prius v models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The ranges above illustrate why everyone should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $630
• Using higher $1,000 deductibles will save $122 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,064
• Using pricier low deductibles for physical damage coverage will cost $1,290
• Drivers who are prone to accidents and violations could pay around $2,280
• The price with full coverage for a teen driver for full coverage can cost $4,062 or more

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. Toyota Prius v insurance for high-risk drivers can be as much as 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $350 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,430 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Toyota Prius v Insurance

Getting lower rates on car insurance requires being a safe driver, having a good credit history, not filing small claims, and possibly raising deductibles. Spend time shopping around once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Here is a recap of the data that was touched on above.

• It is possible to save around $120 per year just by quoting online well ahead of the renewal date
• Policyholders who purchase more liability insurance will pay an extra $440 annually to increase from a low limit to higher 250/500 limits
• Young drivers are expensive to insure, as much as $339 a month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,220 more per year for insurance