Toyota Prius v Insurance Rates
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UPDATED: May 7, 2024
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Average insurance rates for a Toyota Prius v are $1,082 a year including full coverage. Comprehensive costs around $224, collision insurance costs $328, and liability costs $394. Buying just liability costs as little as $440 a year, and insurance for high-risk drivers costs around $2,324. Teens receive the highest rates at up to $4,122 a year.
Average premium for full coverage: $1,082
Rate estimates for individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Prius v models.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $440 for a discount liability-only rate to the much higher price of $2,324 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.
These examples highlight why everyone should compare rates for a specific zip code, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Toyota Prius v insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $638
- Drivers who choose higher $1,000 deductibles will pay about $126 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,082
- Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,322
- Higher-risk drivers with serious driving violations could pay at least $2,324
- The cost that insures a teen driver for full coverage can be $4,122 a year
Auto insurance rates for a Toyota Prius v can also vary considerably based on the model of your Prius v, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium per year, depending on your age. Toyota Prius v insurance for high-risk drivers can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age
Where you live makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$106 | -9.8% |
| Alaska | $828 | -$254 | -23.5% |
| Arizona | $898 | -$184 | -17.0% |
| Arkansas | $1,082 | -$0 | 0.0% |
| California | $1,234 | $152 | 14.0% |
| Colorado | $1,030 | -$52 | -4.8% |
| Connecticut | $1,110 | $28 | 2.6% |
| Delaware | $1,222 | $140 | 12.9% |
| Florida | $1,350 | $268 | 24.8% |
| Georgia | $1,000 | -$82 | -7.6% |
| Hawaii | $778 | -$304 | -28.1% |
| Idaho | $734 | -$348 | -32.2% |
| Illinois | $806 | -$276 | -25.5% |
| Indiana | $816 | -$266 | -24.6% |
| Iowa | $730 | -$352 | -32.5% |
| Kansas | $1,026 | -$56 | -5.2% |
| Kentucky | $1,474 | $392 | 36.2% |
| Louisiana | $1,600 | $518 | 47.9% |
| Maine | $668 | -$414 | -38.3% |
| Maryland | $894 | -$188 | -17.4% |
| Massachusetts | $864 | -$218 | -20.1% |
| Michigan | $1,878 | $796 | 73.6% |
| Minnesota | $906 | -$176 | -16.3% |
| Mississippi | $1,294 | $212 | 19.6% |
| Missouri | $960 | -$122 | -11.3% |
| Montana | $1,162 | $80 | 7.4% |
| Nebraska | $850 | -$232 | -21.4% |
| Nevada | $1,298 | $216 | 20.0% |
| New Hampshire | $780 | -$302 | -27.9% |
| New Jersey | $1,208 | $126 | 11.6% |
| New Mexico | $956 | -$126 | -11.6% |
| New York | $1,138 | $56 | 5.2% |
| North Carolina | $624 | -$458 | -42.3% |
| North Dakota | $888 | -$194 | -17.9% |
| Ohio | $744 | -$338 | -31.2% |
| Oklahoma | $1,108 | $26 | 2.4% |
| Oregon | $992 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$52 | -4.8% |
| Rhode Island | $1,442 | $360 | 33.3% |
| South Carolina | $982 | -$100 | -9.2% |
| South Dakota | $914 | -$168 | -15.5% |
| Tennessee | $946 | -$136 | -12.6% |
| Texas | $1,304 | $222 | 20.5% |
| Utah | $800 | -$282 | -26.1% |
| Vermont | $740 | -$342 | -31.6% |
| Virginia | $646 | -$436 | -40.3% |
| Washington | $834 | -$248 | -22.9% |
| West Virginia | $992 | -$90 | -8.3% |
| Wisconsin | $748 | -$334 | -30.9% |
| Wyoming | $964 | -$118 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could save up to $370 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $354 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $260 | $424 | $388 | $1,208 |
| 2016 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2015 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2014 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2013 Toyota Prius v | $220 | $306 | $402 | $1,064 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Toyota Prius v Insurance
Saving money on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a brief summary of the data covered in the above illustrations.
- Policyholders who may need higher liability limits will pay approximately $430 per year to go from a minimum limit to the 250/500 level
- You may be able to save up to $130 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save approximately $375 each year
- Teenagers are expensive to insure, as much as $344 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,122 |
| 20 | $2,464 |
| 30 | $1,118 |
| 40 | $1,082 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,322 |
| $250 | $1,212 |
| $500 | $1,082 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,082 |
| 50/100 | $1,161 |
| 100/300 | $1,259 |
| 250/500 | $1,515 |
| 100 CSL | $1,200 |
| 300 CSL | $1,417 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,850 |
| 20 | $3,922 |
| 30 | $2,366 |
| 40 | $2,324 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $444 |
Discounts are estimated and may not be available from every company or in every state.
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