Toyota Prius v Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 7, 2024
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Estimated insurance prices for a Toyota Prius v are $1,064 every 12 months including full coverage. Comprehensive costs on average $220, collision insurance costs $306, and liability costs around $402. A policy with only liability insurance costs as low as $446 a year, and a high-risk policy costs around $2,280. Teenage drivers pay the most at up to $4,062 a year.
Average premium for full coverage: $1,064
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Prius v trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Toyota Prius v range from the cheapest price of $446 for just liability coverage to a much higher rate of $2,280 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.
- The best discount rate is $630
- Using higher $1,000 deductibles will save around $122 every year
- The average price for a 40-year-old good driver with $500 deductibles is $1,064
- Using more expensive low deductibles for physical damage coverage increases the price to $1,290
- Drivers who are prone to accidents and violations could pay upwards of $2,280
- An auto insurance policy to insure a teen driver with full coverage may cost $4,062 or more
Car insurance prices for a Toyota Prius v also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Prius v.
Using high physical damage deductibles could cut prices by as much as $350 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 137% more than a normal policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,210 | $146 | 13.7% |
| Colorado | $1,014 | -$50 | -4.7% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,200 | $136 | 12.8% |
| Florida | $1,326 | $262 | 24.6% |
| Georgia | $982 | -$82 | -7.7% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $802 | -$262 | -24.6% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,008 | -$56 | -5.3% |
| Kentucky | $1,446 | $382 | 35.9% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $848 | -$216 | -20.3% |
| Michigan | $1,842 | $778 | 73.1% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,140 | $76 | 7.1% |
| Nebraska | $834 | -$230 | -21.6% |
| Nevada | $1,272 | $208 | 19.5% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $938 | -$126 | -11.8% |
| New York | $1,118 | $54 | 5.1% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $872 | -$192 | -18.0% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,088 | $24 | 2.3% |
| Oregon | $972 | -$92 | -8.6% |
| Pennsylvania | $1,012 | -$52 | -4.9% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $962 | -$102 | -9.6% |
| South Dakota | $896 | -$168 | -15.8% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $786 | -$278 | -26.1% |
| Vermont | $724 | -$340 | -32.0% |
| Virginia | $638 | -$426 | -40.0% |
| Washington | $820 | -$244 | -22.9% |
| West Virginia | $972 | -$92 | -8.6% |
| Wisconsin | $734 | -$330 | -31.0% |
| Wyoming | $946 | -$118 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2016 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2015 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2014 Toyota Prius v | $220 | $306 | $402 | $1,064 |
| 2013 Toyota Prius v | $202 | $284 | $402 | $1,024 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Toyota Prius v Insurance
Finding better rates on car insurance requires having a decent driving record, maintaining a good credit score, refrain from filing small claims, and possibly raising deductibles. Invest the time to shop around at every other renewal by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following items are a condensed summary of the concepts that were illustrated above.
- Higher risk drivers with multiple at-fault accidents may pay on average $1,220 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers are expensive to insure, with the cost nearing $339 per month if the policy includes full coverage
- You may be able to save as much as $120 per year just by shopping early and online
- Increasing policy deductibles could save as much as $350 each year
- You may be able to save as much as $120 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,062 |
| 20 | $2,416 |
| 30 | $1,094 |
| 40 | $1,064 |
| 50 | $972 |
| 60 | $952 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,290 |
| $250 | $1,186 |
| $500 | $1,064 |
| $1,000 | $942 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,144 |
| 100/300 | $1,245 |
| 250/500 | $1,506 |
| 100 CSL | $1,185 |
| 300 CSL | $1,406 |
| 500 CSL | $1,567 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,842 |
| 30 | $2,318 |
| 40 | $2,280 |
| 50 | $2,174 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $56 |
| Homeowner | $17 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $43 |
| Advance Quote | $49 |
| Online Quote | $74 |
| Total Discounts | $434 |
Discounts are estimated and may not be available from every company or in every state.
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