Toyota Prius v Insurance Rates

U.S. average insurance prices for a Toyota Prius v are $1,024 every 12 months for full coverage insurance. Comprehensive insurance costs on average $202, collision insurance costs $284, and liability costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs $2,202 or more. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Prius v models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

The ranges above illustrate why everyone should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Using higher $1,000 deductibles will save around $110 each year
• The average price for the average middle-age driver with $500 deductibles is $1,024
• Using pricier low deductibles for physical damage coverage costs an extra $212 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,202
• The price to insure a teen driver for full coverage may cost $3,952 or more

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Prius v.

Using high physical damage deductibles could cut prices by as much as $330 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 additional each year, depending on your age. Toyota Prius v insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Cheapest Toyota Prius v Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a recap of the ideas that were touched on above.

• 16 to 18-year-old drivers pay higher prices, as much as $329 a month if full coverage is included
• Higher risk drivers that have major violations or accidents pay on average $1,180 more each year than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $325 each year
• It is possible to save as much as $120 per year just by quoting online well ahead of the renewal date