Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs an estimated $202, collision insurance costs $284, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $2,202 or more. 16-year-old drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates broken down by type of insurance:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota Prius v insurance rates for other coverage scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save approximately $110 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,024
• Buying pricier low deductibles for comp and collision coverage will cost an extra $212 each year
• Drivers with multiple tickets or accidents could pay up to $2,202
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $3,952 each year

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $330 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. Toyota Prius v insurance for high-risk drivers ranges around 43% to 131% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Toyota Prius v Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having good credit, being claim-free, and consideration of higher deductibles. Take the time to compare rates every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick review of the coverage data covered in the above illustrations.

• It is possible to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teen drivers are the costliest to insure, possibly costing $329 each month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,180 more annually to insure their Prius v