Toyota Prius v Insurance Rates

The average auto insurance rates for a Toyota Prius v are $1,024 annually for full coverage insurance. Comprehensive costs an estimated $202 each year, collision insurance costs $284, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,202. 16-year-old drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Toyota Prius v insurance rates for other coverage scenarios.

• The best full coverage rate is $609
• Using higher $1,000 deductibles will save approximately $110 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,024
• Buying low deductibles for physical damage coverage will cost $1,236
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,202
• Policy cost with full coverage for a teenage driver can cost as much as $3,952 or more

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $330 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Right Toyota Prius v Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the ideas that were presented in the illustrations above.

• Youthful drivers are the costliest to insure, possibly costing $329 each month if full coverage is included
• Drivers with reckless driving or DUI convictions may pay on average $1,180 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $325 each year
• It is possible to save approximately $120 per year just by quoting online in advance