Toyota Prius v Insurance Rates

U.S. average insurance prices for a Toyota Prius v are $1,024 every 12 months including full coverage. Comprehensive costs around $202 each year, collision insurance costs $284, and liability is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs around $2,202. Teen drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates for individual coverage:

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above highlight why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $609
• Raising to $1,000 deductibles will save about $110 every year
• The average price for the average middle-age driver using $500 deductibles is $1,024
• Choosing low deductibles increases the price to $1,236
• Drivers with multiple violations and an at-fault accident could pay at least $2,202
• The price to insure a 16-year-old driver can be $3,952

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $330 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than average. View High Risk Driver Rates

The state you live in also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find prices as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,460 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Cheapest Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v consists of being a safe and courteous driver, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at least once a year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $120 per year just by quoting online in advance
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,180 more every year for auto insurance
• Increasing physical damage deductibles could save as much as $325 each year
• Teenage drivers pay higher prices, possibly costing $329 a month if they have full coverage