Toyota Prius v Insurance Rates
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UPDATED: May 7, 2024
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U.S. average insurance prices for a Toyota Prius v are $1,082 every 12 months including full coverage. Comprehensive costs on average $224, collision insurance costs $328, and liability is estimated at $394. Liability-only insurance costs approximately $440 a year, and high-risk driver insurance costs around $2,324. 16-year-old drivers pay the highest rates at up to $4,122 a year.
Average premium for full coverage: $1,082
Price estimates by individual coverage:
Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Prius v trim levels.
Price Range from Low to High
For a driver around age 40, Toyota Prius v insurance prices range from the cheapest price of $440 for the bare minimum liability coverage to a much higher rate of $2,324 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.
The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $638
- Choosing higher $1,000 deductibles can save around $126 every year
- The average price for the average middle-age driver with $500 deductibles is $1,082
- Buying more expensive low deductibles for comp and collision coverage increases the price to $1,322
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,324
- The price to insure a teen driver with full coverage may cost $4,122 each year
Car insurance prices for a Toyota Prius v are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Prius v.
Opting for high physical damage deductibles can save as much as $370 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges as much as 44% to 134% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Toyota Prius v insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,540 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$106 | -9.8% |
| Alaska | $828 | -$254 | -23.5% |
| Arizona | $898 | -$184 | -17.0% |
| Arkansas | $1,082 | -$0 | 0.0% |
| California | $1,234 | $152 | 14.0% |
| Colorado | $1,030 | -$52 | -4.8% |
| Connecticut | $1,110 | $28 | 2.6% |
| Delaware | $1,222 | $140 | 12.9% |
| Florida | $1,350 | $268 | 24.8% |
| Georgia | $1,000 | -$82 | -7.6% |
| Hawaii | $778 | -$304 | -28.1% |
| Idaho | $734 | -$348 | -32.2% |
| Illinois | $806 | -$276 | -25.5% |
| Indiana | $816 | -$266 | -24.6% |
| Iowa | $730 | -$352 | -32.5% |
| Kansas | $1,026 | -$56 | -5.2% |
| Kentucky | $1,474 | $392 | 36.2% |
| Louisiana | $1,600 | $518 | 47.9% |
| Maine | $668 | -$414 | -38.3% |
| Maryland | $894 | -$188 | -17.4% |
| Massachusetts | $864 | -$218 | -20.1% |
| Michigan | $1,878 | $796 | 73.6% |
| Minnesota | $906 | -$176 | -16.3% |
| Mississippi | $1,294 | $212 | 19.6% |
| Missouri | $960 | -$122 | -11.3% |
| Montana | $1,162 | $80 | 7.4% |
| Nebraska | $850 | -$232 | -21.4% |
| Nevada | $1,298 | $216 | 20.0% |
| New Hampshire | $780 | -$302 | -27.9% |
| New Jersey | $1,208 | $126 | 11.6% |
| New Mexico | $956 | -$126 | -11.6% |
| New York | $1,138 | $56 | 5.2% |
| North Carolina | $624 | -$458 | -42.3% |
| North Dakota | $888 | -$194 | -17.9% |
| Ohio | $744 | -$338 | -31.2% |
| Oklahoma | $1,108 | $26 | 2.4% |
| Oregon | $992 | -$90 | -8.3% |
| Pennsylvania | $1,030 | -$52 | -4.8% |
| Rhode Island | $1,442 | $360 | 33.3% |
| South Carolina | $982 | -$100 | -9.2% |
| South Dakota | $914 | -$168 | -15.5% |
| Tennessee | $946 | -$136 | -12.6% |
| Texas | $1,304 | $222 | 20.5% |
| Utah | $800 | -$282 | -26.1% |
| Vermont | $740 | -$342 | -31.6% |
| Virginia | $646 | -$436 | -40.3% |
| Washington | $834 | -$248 | -22.9% |
| West Virginia | $992 | -$90 | -8.3% |
| Wisconsin | $748 | -$334 | -30.9% |
| Wyoming | $964 | -$118 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $260 | $424 | $388 | $1,208 |
| 2016 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2015 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2014 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2013 Toyota Prius v | $220 | $306 | $402 | $1,064 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Toyota Prius v Insurance
Getting lower rates on car insurance takes being a safe and courteous driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a quick rundown of the ideas that were covered above.
- Teenage drivers are expensive to insure, possibly costing $344 a month if the policy includes full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,240 more each year for auto insurance
- Increasing physical damage deductibles could save as much as $375 each year
- You may be able to save as much as $130 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,122 |
| 20 | $2,464 |
| 30 | $1,118 |
| 40 | $1,082 |
| 50 | $990 |
| 60 | $970 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,322 |
| $250 | $1,212 |
| $500 | $1,082 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,082 |
| 50/100 | $1,161 |
| 100/300 | $1,259 |
| 250/500 | $1,515 |
| 100 CSL | $1,200 |
| 300 CSL | $1,417 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,850 |
| 20 | $3,922 |
| 30 | $2,366 |
| 40 | $2,324 |
| 50 | $2,218 |
| 60 | $2,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $444 |
Discounts are estimated and may not be available from every company or in every state.
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