Toyota Prius v Insurance Rates

The average insurance prices for a Toyota Prius v are $1,024 every 12 months with full coverage. Comprehensive costs an estimated $202, collision insurance costs $284, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,202. 16-year-old drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for all Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities. The example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why everyone should get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota Prius v insurance rates for other coverage scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save approximately $110 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,024
• Buying pricier low deductibles for comp and collision coverage increases the price to $1,236
• Drivers with multiple tickets or accidents could pay up to $2,202
• Policy cost to insure a teenage driver for full coverage can cost as much as $3,952 each year

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $330 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,700 in extra premium every year, depending on your age. Toyota Prius v insurance for high-risk drivers ranges around 43% to 131% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Utah, Ohio, and New Hampshire, or at least $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for the Best Cheap Toyota Prius v Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a quick review of the data presented in the illustrations above.

• Consumers who want higher liability limits will pay around $440 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Teenagers are the costliest to insure, as much as $329 each month if comprehensive and collision insurance is included