Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs on average $202 a year, collision insurance costs $284, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,202 or more. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above illustrate why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save around $914 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,024
• Using low $100 deductibles will cost an extra $212 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,202
• The price for full coverage for a 16-year-old driver may cost $3,952

View Chart as Image

Car insurance prices for a Toyota Prius v are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

The state you live in also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $330 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find the Best Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v consists of being safe and accident-free, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief recap of the coverage data touched on above.

• It is possible to save as much as $120 per year just by quoting early and online
• Increasing physical damage deductibles can save around $325 each year
• Youthful drivers are expensive to insure, as much as $329 a month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,180 more each year than a low-risk driver