Toyota Prius v Insurance Rates
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UPDATED: May 7, 2024
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Average insurance rates for a Toyota Prius v are $1,064 a year for full coverage. Comprehensive costs an estimated $220 a year, collision costs $306, and liability insurance costs $402. A policy with just liability insurance costs as little as $446 a year, with coverage for high-risk drivers costing around $2,280. Teenage drivers receive the highest rates at $4,062 a year or more.
Average premium for full coverage: $1,064
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Prius v trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $446 for the bare minimum liability coverage to a high of $2,280 for a high-risk driver policy.
Price Range by Location
Your location has a significant impact on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities.
The diagram below illustrates how where you live affects insurance prices.
These examples show why it is important to compare rates for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Toyota Prius v insurance rates for other coverage scenarios.
- The best discount rate is $630
- Drivers who choose higher $1,000 deductibles will pay approximately $942 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,064
- Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,290
- High risk drivers who are prone to accidents and violations could pay up to $2,280 or more
- The cost for full coverage for a teen driver can cost as much as $4,062 a year
Insurance rates for a Toyota Prius v can also vary considerably based on your driver profile, the trim level of your Prius v, and liability limits and deductibles.
Older drivers with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,000 a year. View Rates by Age
Where you live makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,520 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,210 | $146 | 13.7% |
| Colorado | $1,014 | -$50 | -4.7% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,200 | $136 | 12.8% |
| Florida | $1,326 | $262 | 24.6% |
| Georgia | $982 | -$82 | -7.7% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $802 | -$262 | -24.6% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,008 | -$56 | -5.3% |
| Kentucky | $1,446 | $382 | 35.9% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $848 | -$216 | -20.3% |
| Michigan | $1,842 | $778 | 73.1% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,140 | $76 | 7.1% |
| Nebraska | $834 | -$230 | -21.6% |
| Nevada | $1,272 | $208 | 19.5% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $938 | -$126 | -11.8% |
| New York | $1,118 | $54 | 5.1% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $872 | -$192 | -18.0% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,088 | $24 | 2.3% |
| Oregon | $972 | -$92 | -8.6% |
| Pennsylvania | $1,012 | -$52 | -4.9% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $962 | -$102 | -9.6% |
| South Dakota | $896 | -$168 | -15.8% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $786 | -$278 | -26.1% |
| Vermont | $724 | -$340 | -32.0% |
| Virginia | $638 | -$426 | -40.0% |
| Washington | $820 | -$244 | -22.9% |
| West Virginia | $972 | -$92 | -8.6% |
| Wisconsin | $734 | -$330 | -31.0% |
| Wyoming | $946 | -$118 | -11.1% |
Using high physical damage deductibles could save up to $350 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 137% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2016 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2015 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2014 Toyota Prius v | $220 | $306 | $402 | $1,064 |
| 2013 Toyota Prius v | $202 | $284 | $402 | $1,024 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Toyota Prius v Insurance
Saving money on Toyota Prius v insurance not only requires avoiding accidents and claims, but also having a good credit history, eliminating unneeded coverage, and maximizing policy discounts. Take the time to comparison shop every time your policy renews by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The points below are a condensed summary of the information touched on in the above illustrations.
- Drivers can save approximately $120 per year simply by quoting early and online
- Drivers under the age of 20 are expensive to insure, costing as high as $339 per month including comprehensive and collision insurance
- Increasing deductibles can save around $350 each year
- High-risk drivers with multiple at-fault accidents pay an average of $1,220 more annually to insure a Toyota Prius v
- Drivers who want increased liability limits will pay an extra $440 each year to go from a minimum limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,062 |
| 20 | $2,416 |
| 30 | $1,094 |
| 40 | $1,064 |
| 50 | $972 |
| 60 | $952 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,290 |
| $250 | $1,186 |
| $500 | $1,064 |
| $1,000 | $942 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,144 |
| 100/300 | $1,245 |
| 250/500 | $1,506 |
| 100 CSL | $1,185 |
| 300 CSL | $1,406 |
| 500 CSL | $1,567 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,842 |
| 30 | $2,318 |
| 40 | $2,280 |
| 50 | $2,174 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $56 |
| Homeowner | $17 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $43 |
| Advance Quote | $49 |
| Online Quote | $74 |
| Total Discounts | $434 |
Discounts are estimated and may not be available from every company or in every state.
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