Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive insurance costs around $202, collision insurance costs $284, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,202 or more. Teen drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $609
• Drivers who choose higher $1,000 deductibles will pay about $110 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,024
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $212 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,202
• The price for full coverage for a teen driver with full coverage can be $3,952 a year

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Car insurance prices for a Toyota Prius v are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $3,900 a year. View Rates by Age

The state you live in makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,380 on average in Florida, Michigan, and New York.

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Choosing high deductibles could save up to $330 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

How to Find the Right Toyota Prius v Insurance

Getting lower rates on Toyota Prius v insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a quick rundown of the data presented in the illustrations above.

• Drivers who may need higher liability limits will pay about $440 every year to go from a low limit to 250/500 limits
• You may be able to save up to $120 per year just by shopping early and online
• Increasing physical damage deductibles can save around $325 each year
• Teenagers are the costliest to insure, costing up to $329 a month if full coverage is included