Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs an estimated $202 each year, collision insurance costs $284, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,202. Teen drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota Prius v insurance rates for other coverage scenarios.

• The lowest rate with discounts is $609
• Raising to $1,000 deductibles will save approximately $110 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,024
• Choosing low deductibles bumps up the cost to $1,236
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,202
• The price that insures a teen driver can cost as much as $3,952

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

The state you live in also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $330 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Toyota Prius v Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct companies, and also from insurance agencies where you live.

The items below are a condensed summary of the material that was presented in the illustrations above.

• Policyholders who want more liability coverage will pay about $440 every year to raise from a low limit to the 250/500 level
• Teen drivers are expensive to insure, costing up to $329 a month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,180 more annually to insure their Prius v
• Increasing physical damage deductibles can save approximately $325 each year