Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive costs on average $202 a year, collision insurance costs $284, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,202. Teens pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save around $914 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,024
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,236
• Drivers with serious driving violations could pay upwards of $2,202
• The price that insures a teen driver may cost $3,952 or more

View Chart as Image

Auto insurance prices for a Toyota Prius v are also quite variable based on the trim level of your Prius v, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,900 a year. View Rates by Age

The state you live in has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $330 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Toyota Prius v Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a quick rundown of the coverage data illustrated above.

• It is possible to save as much as $120 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $325 each year
• Drivers under the age of 20 are charged the highest prices, as much as $329 a month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,180 more each year to insure a Toyota Prius v