Toyota Prius v Insurance Rates

Estimated insurance prices for a Toyota Prius v are $1,024 every 12 months with full coverage. Comprehensive insurance costs approximately $202 a year, collision insurance costs $284, and liability coverage costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,202 or more. Teens pay the most at up to $3,952 a year.

Average premium for full coverage: $1,024

Premium estimates by type of coverage:

Includes $500 deductible amounts, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Prius v trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences demonstrate why it is important to compare prices using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save $914 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,024
• Selecting low $100 deductibles for physical damage coverage costs an extra $212 each year
• Higher-risk drivers with serious driving violations could pay around $2,202
• An auto insurance policy to insure a teenage driver can cost $3,952 or more

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Insurance prices for a Toyota Prius v also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Prius v.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $330 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,380 on average in New York, Michigan, and Florida.

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How to Shop for the Cheapest Toyota Prius v Insurance

Finding better rates on auto insurance requires having a good driving record, having good credit, being claim-free, and possibly raising deductibles. Make time to compare rates at least every other year by requesting rates from direct companies, and also from insurance agencies where you live.

The next list is a recap of the car insurance concepts touched on in this article.

• Drivers that have major violations or accidents could be forced to pay on average $1,180 more per year to buy Toyota Prius v insurance
• You may be able to save around $120 per year just by quoting early and online
• Increasing policy deductibles could save as much as $325 each year
• Consumers who purchase increased levels of liability coverage will pay approximately $440 every year to increase from 30/60 bodily injury limits to a 250/500 level