Toyota Prius v Insurance Rates

The average auto insurance rates for a Toyota Prius v are $1,024 annually for full coverage. Comprehensive costs around $202 a year, collision insurance costs $284, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,202. Teen drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates for type of insurance:

Price estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $609
• Using higher $1,000 deductibles will save about $914 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,024
• Choosing low $100 deductibles for physical damage coverage will cost $1,236
• Drivers with multiple violations and an at-fault accident could pay at least $2,202
• Policy cost with full coverage for a teen driver can be $3,952 or more

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $330 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $680 a year in states like Idaho, Maine, and Iowa, or as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheaper Toyota Prius v Insurance

Finding cheaper rates on car insurance requires having a good driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every other renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a condensed summary of the concepts that were touched on in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay an average of $1,180 more every year to buy Toyota Prius v insurance
• Drivers age 20 and younger are expensive to insure, costing up to $329 each month if full coverage is included
• Drivers can save up to $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $325 each year
• Drivers can save up to $120 per year just by quoting early and online