Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive costs an estimated $202 each year, collision insurance costs $284, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs around $2,202. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save approximately $110 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,024
• Using low deductibles will increase the cost to $1,236
• At-risk drivers who are prone to accidents and violations could pay up to $2,202
• Policy cost for full coverage for a teen driver can cost as much as $3,952

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level of your Prius v, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find rates as low as $680 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,460 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $330 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find the Right Toyota Prius v Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick rundown of the coverage data touched on above.

• Drivers can save approximately $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $325 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $329 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,180 more annually to insure a Toyota Prius v