Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,064 a year with full coverage. Comprehensive costs on average $220 a year, collision costs $306, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing around $2,280. Teenage drivers cost the most to insure at $4,062 a year or more.

Average premium for full coverage: $1,064

Policy rates by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $630
• Drivers who choose higher $1,000 deductibles will pay around $942 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,064
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,290
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,280 or more
• Policy cost for full coverage for a teenage driver may cost $4,062 a year

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,000 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,430 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $350 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 additional every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a good credit history, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief summary of the material that was covered above.

• Consumers who require an increased level of liability coverage will pay an extra $440 every year to go from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 pay higher rates, as much as $339 each month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,220 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $350 each year