Toyota Prius v Insurance Rates

Average auto insurance rates for a Toyota Prius v are $1,024 annually including full coverage. Comprehensive insurance costs on average $202, collision insurance costs $284, and liability coverage is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs $2,202 or more. Teen drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than larger metro areas. The example below illustrates the difference between rural and urban areas on car insurance rates.

These examples highlight why everyone should get quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $609
• Choosing higher $1,000 deductibles can save around $110 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,024
• Choosing pricier low deductibles for comp and collision coverage costs an additional $212 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,202
• The cost with full coverage for a teenage driver for full coverage may cost $3,952 each year

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Insurance rates for a Toyota Prius v can also vary considerably based on the trim level of your Prius v, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,700 additional per year, depending on your age. Toyota Prius v insurance for high-risk drivers ranges around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $330 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,460 on average in Michigan, New York, and Louisiana.

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How to Buy the Cheapest Toyota Prius v Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a recap of the ideas that were covered above.

• Teens pay higher rates, as much as $329 per month if they have full coverage
• Drivers that have major violations or accidents pay on average $1,180 more each year for Prius v insurance
• Increasing deductibles could save up to $325 each year
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date