Toyota Prius v Insurance Rates

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2013 Toyota Prius v Insurance Cost in 2025

Finding cheaper rates on Driversauto insurance can be slightly frustrating for drivers who have little experience online insurance quotes. People have so many agents and companies to choose from that it can quickly become a real difficult job to locate the lowest price. If you currently have a car insurance policy, you should be able to cut costs considerably using this strategy. This article will...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 7, 2024

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The average insurance rates for a Toyota Prius v are $1,064 a year with full coverage. Comprehensive costs an estimated $220 each year, collision costs $306, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing around $2,280. 16-year-old drivers cost the most to insure at $4,062 a year or more.

Average premium for full coverage: $1,064

Policy rates broken down by type of insurance:

Comprehensive $220
Collision $306
Liability $402

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Prius v models.

Price Range Variability

Using a middle-aged driver as an example, Toyota Prius v insurance rates go from the low end price of $446 for the bare minimum liability coverage to a high rate of $2,280 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $1,064
High Risk $2,280

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

The examples above demonstrate why all drivers should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Toyota Prius v insurance rates for other coverage scenarios.

  • The best full coverage rate is $630
  • Choosing higher $1,000 deductibles can save approximately $122 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,064
  • Buying low deductibles for comp and collision coverage bumps up the cost to $1,290
  • High-risk insureds with multiple tickets or accidents could pay up to $2,280 or more
  • Policy cost that insures a teen driver can cost as much as $4,062 each year

View Chart as Image

Toyota Prius v insurance cost comparison chart
Column chart showing full coverage Toyota Prius v insurance rates range from $630 to $4,062

Auto insurance rates for a Toyota Prius v also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 137% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Utah, Ohio, and New Hampshire, or at least $1,430 on average in New York, Michigan, and Florida.

Toyota Prius v Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $960 -$104 -9.8%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,210 $146 13.7%
Colorado $1,014 -$50 -4.7%
Connecticut $1,092 $28 2.6%
Delaware $1,200 $136 12.8%
Florida $1,326 $262 24.6%
Georgia $982 -$82 -7.7%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $802 -$262 -24.6%
Iowa $716 -$348 -32.7%
Kansas $1,008 -$56 -5.3%
Kentucky $1,446 $382 35.9%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $848 -$216 -20.3%
Michigan $1,842 $778 73.1%
Minnesota $890 -$174 -16.4%
Mississippi $1,272 $208 19.5%
Missouri $942 -$122 -11.5%
Montana $1,140 $76 7.1%
Nebraska $834 -$230 -21.6%
Nevada $1,272 $208 19.5%
New Hampshire $766 -$298 -28.0%
New Jersey $1,188 $124 11.7%
New Mexico $938 -$126 -11.8%
New York $1,118 $54 5.1%
North Carolina $612 -$452 -42.5%
North Dakota $872 -$192 -18.0%
Ohio $732 -$332 -31.2%
Oklahoma $1,088 $24 2.3%
Oregon $972 -$92 -8.6%
Pennsylvania $1,012 -$52 -4.9%
Rhode Island $1,416 $352 33.1%
South Carolina $962 -$102 -9.6%
South Dakota $896 -$168 -15.8%
Tennessee $930 -$134 -12.6%
Texas $1,280 $216 20.3%
Utah $786 -$278 -26.1%
Vermont $724 -$340 -32.0%
Virginia $638 -$426 -40.0%
Washington $820 -$244 -22.9%
West Virginia $972 -$92 -8.6%
Wisconsin $734 -$330 -31.0%
Wyoming $946 -$118 -11.1%

View Chart as Image

Toyota Prius v insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $350 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted rates will be varied.

Toyota Prius v Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Toyota Prius v $248 $380 $390 $1,154
2016 Toyota Prius v $232 $350 $390 $1,108
2015 Toyota Prius v $224 $328 $394 $1,082
2014 Toyota Prius v $220 $306 $402 $1,064
2013 Toyota Prius v $202 $284 $402 $1,024

Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Toyota Prius v Insurance

Finding cheaper rates on Toyota Prius v insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Comparison shop at least once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a condensed summary of the primary concepts that were touched on in the above illustrations.

  • You may be able to save approximately $120 per year simply by quoting online in advance
  • High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,220 more annually than a low-risk driver
  • Increasing comprehensive and collision deductibles can save approximately $350 each year
  • Youthful drivers are the costliest to insure, as much as $339 each month if the policy includes full coverage

Rates by Driver Age

Toyota Prius v Insurance Rates by Driver Age
Driver Age Premium
16 $4,062
20 $2,416
30 $1,094
40 $1,064
50 $972
60 $952

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius v Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,290
$250 $1,186
$500 $1,064
$1,000 $942

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius v Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,144
100/300 $1,245
250/500 $1,506
100 CSL $1,185
300 CSL $1,406
500 CSL $1,567

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius v Insurance Rates for High Risk Drivers
Age Premium
16 $5,764
20 $3,842
30 $2,318
40 $2,280
50 $2,174
60 $2,154

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $71
5-yr Claim Free $68
Paid in Full/EFT $43
Advance Quote $49
Online Quote $74
Total Discounts $434
Rate after discounts $630

Discounts are estimated and may not be available from every company or in every state.

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