Toyota Prius v Insurance Rates

The average insurance prices for a Toyota Prius v are $1,024 every 12 months for full coverage insurance. Comprehensive costs on average $202 each year, collision insurance costs $284, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,202. Teens cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Drivers who choose higher $1,000 deductibles will pay around $110 each year
• The average price for a good driver age 40 with $500 deductibles is $1,024
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,236
• High-risk insureds with serious driving violations could pay upwards of $2,202
• Policy cost to insure a teenage driver may cost $3,952 a year

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Prius v.

Choosing higher comprehensive and collision insurance deductibles could save up to $330 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for More Affordable Toyota Prius v Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, being claim-free, and determing if full coverage is necessary. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies, and also from several local insurance agents.

The points below are a summary of the car insurance concepts touched on in the above illustrations.

• Drivers who have multiple accidents or major violations pay on average $1,180 more each year to insure a Toyota Prius v
• It is possible to save as much as $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Consumers who require increased liability limits will pay approximately $440 annually to go from a 30/60 limit to a 250/500 level