Toyota Prius v Insurance Rates

Average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs on average $202 each year, collision insurance costs $284, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $2,202 or more. 16-year-old drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how where you live affects car insurance rates.

These examples illustrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $609
• Raising to $1,000 deductibles will save around $110 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,024
• Buying low deductibles will cost an extra $212 each year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,202
• The cost for full coverage for a teenage driver may cost $3,952

View Chart as Image

Insurance rates for a Toyota Prius v can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

Where you live also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find rates as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $330 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Saving money on auto insurance consists of being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by quoting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a brief summary of the car insurance concepts touched on in the above illustrations.

• Drivers that tend to have accidents or serious violations pay an average of $1,180 more each year to insure their Prius v
• It is possible to save as much as $120 per year just by quoting online in advance
• Increasing deductibles can save around $325 each year
• Consumers who require more liability coverage will pay around $440 annually to raise from a minimum limit to 250/500 limits