Toyota Prius v Insurance Rates

Average insurance prices for a Toyota Prius v are $1,024 every 12 months including full coverage. Comprehensive insurance costs an estimated $202 each year, collision insurance costs $284, and liability is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $2,202 or more. Teenage drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates broken down by individual coverage type:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save approximately $110 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,024
• Using low deductibles costs an extra $212 every year
• At-risk drivers who are prone to accidents and violations could pay up to $2,202
• The cost to insure a teen driver can cost as much as $3,952

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Insurance rates for a Toyota Prius v can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $330 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find rates as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,460 on average in Louisiana, New York, and Michigan.

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How to Shop for the Cheapest Toyota Prius v Insurance

Saving money on car insurance consists of having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a recap of the ideas that were touched on above.

• Drivers age 20 and younger are expensive to insure, as much as $329 per month if full coverage is included
• Higher risk drivers that have major violations or accidents may have to pay on average $1,180 more annually to buy Toyota Prius v insurance
• Increasing deductibles could save as much as $325 each year
• You may be able to save approximately $120 per year just by quoting online in advance