Toyota Prius v Insurance Rates

Average insurance prices for a Toyota Prius v are $1,024 every 12 months including full coverage. Comprehensive costs approximately $202 a year, collision insurance costs $284, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs around $2,202. Teenage drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Prius v trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.

These examples highlight why it is important to compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $609
• Drivers who choose higher $1,000 deductibles will pay $914 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,024
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,236
• Higher-risk drivers who are prone to accidents and violations could pay around $2,202
• The cost to insure a teen driver can cost $3,952 a year

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Insurance rates for a Toyota Prius v can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Prius v.

Using high physical damage deductibles could save up to $330 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,460 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Toyota Prius v Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The list below is a condensed summary of the coverage data touched on in this article.

• You may be able to save around $120 per year just by quoting early and online
• Increasing deductibles could save as much as $325 each year
• Teenagers are the costliest to insure, as much as $329 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,180 more per year for car insurance