Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive insurance costs approximately $202, collision insurance costs $284, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,202 or more. Teen drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why everyone should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $609
• Using higher $1,000 deductibles will save $110 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Choosing pricier low deductibles for physical damage coverage will cost an extra $212 annually
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,202
• Policy cost for full coverage for a 16-year-old driver for full coverage can cost $3,952 or more

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $330 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 additional every year, depending on your age. Toyota Prius v insurance for high-risk drivers can be from 43% to 131% more than average. View High Risk Driver Rates

How to Find Low Cost Toyota Prius v Insurance

Finding cheaper rates on insurance for a Toyota Prius v requires not taking risks behind the wheel, having a good credit history, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the car insurance concepts covered above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $1,180 more per year for Prius v insurance
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $325 each year
• Insureds who purchase higher liability limits will pay about $440 every year to increase from a 30/60 limit to 250/500 limits