Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive insurance costs approximately $202 each year, collision insurance costs $284, and liability insurance costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,202 or more. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The ranges above demonstrate why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $609
• Using higher $1,000 deductibles will save $110 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,024
• Using low deductibles for physical damage coverage will cost an additional $212 a year
• Drivers who are prone to accidents and violations could pay around $2,202
• The price that insures a teen driver can cost $3,952 or more

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $330 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Toyota Prius v Insurance

Getting lower rates on Toyota Prius v insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by getting quotes from direct companies, and also from local insurance agencies.

The following is a brief summary of the coverage data raised in the charts and tables above.

• You may be able to save around $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $325 each year
• Teens are expensive to insure, costing up to $329 a month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,180 more per year for Prius v insurance