Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs on average $202, collision insurance costs $284, and liability is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs around $2,202. Teen drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Full coverage includes $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how location impacts car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $609
• Raising to $1,000 deductibles will save around $110 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,024
• Choosing more expensive low deductibles will increase the cost to $1,236
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,202
• Policy cost for full coverage for a teen driver with full coverage may cost $3,952

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find rates as low as $740 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,380 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $330 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find More Affordable Toyota Prius v Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a summary of the data that was touched on above.

• You may be able to save as much as $120 per year just by shopping early and online
• Policyholders who require higher liability limits will pay about $440 every year to raise from a 30/60 limit to 250/500 limits
• Teens pay higher rates, as much as $329 each month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,180 more each year for Prius v insurance