Toyota Prius v Insurance Rates

Average insurance prices for a Toyota Prius v are $1,064 every 12 months for full coverage insurance. Comprehensive costs an estimated $220 a year, collision insurance costs $306, and liability costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs around $2,280. Teenage drivers receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $1,064

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Prius v trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why it is important to compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $630
• Drivers who choose higher $1,000 deductibles will pay approximately $942 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,064
• Using low $100 deductibles for comprehensive and collision insurance increases the price to $1,290
• Drivers who are prone to accidents and violations could pay up to $2,280
• The cost to insure a 16-year-old driver can cost as much as $4,062 a year

View Chart as Image

Insurance rates for a Toyota Prius v can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could save up to $350 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 137% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,430 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Best Toyota Prius v Insurance

Saving money on insurance for a Toyota Prius v not only requires avoiding accidents and violations, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The list below is a brief recap of the car insurance concepts covered above.

• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,220 more annually for car insurance
• It is possible to save approximately $120 per year just by quoting early and online
• Increasing deductibles could save as much as $350 each year
• Insureds who want higher liability limits will pay an extra $440 annually to go from a minimum limit to a 250/500 level