Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive insurance costs approximately $202 each year, collision insurance costs $284, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs $2,202 or more. 16-year-old drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $609
• Using higher $1,000 deductibles will save $110 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Buying low deductibles for physical damage coverage will cost an extra $212 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,202
• Policy cost for full coverage for a teenage driver can cost $3,952 or more

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Utah, Ohio, and New Hampshire, or at least $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $330 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Toyota Prius v Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, maintaining good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a review of the ideas that were covered in the charts and tables above.

• Teens are expensive to insure, as much as $329 each month for full coverage
• Drivers who have several accidents or serious violations pay on average $1,180 more per year for Prius v insurance
• Increasing comprehensive and collision deductibles can save around $325 each year
• You may be able to save around $120 per year just by quoting online in advance