Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive insurance costs on average $202, collision insurance costs $284, and liability insurance is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs $2,202 or more. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save around $110 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,024
• Using more expensive low deductibles will cost an additional $212 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,202
• Policy cost that insures a teen driver with full coverage may cost $3,952

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $3,900 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find rates as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $330 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Toyota Prius v Insurance

Finding cheaper rates on Toyota Prius v insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare prices at least once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a quick rundown of the primary concepts that were illustrated above.

• Drivers can save as much as $120 per year just by shopping early and online
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,180 more each year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Teenagers pay the highest rates, costing up to $329 each month if full coverage is included