Toyota Prius v Insurance Rates

Average auto insurance rates for a Toyota Prius v are $1,024 annually with full coverage. Comprehensive costs an estimated $202, collision insurance costs $284, and liability insurance costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs around $2,202. Teenage drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

These examples demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $609
• Drivers who choose higher $1,000 deductibles will pay approximately $110 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,024
• Using pricier low deductibles for comprehensive and collision insurance will cost $1,236
• High risk drivers who are prone to accidents and violations could pay up to $2,202
• The cost with full coverage for a teen driver for full coverage can cost as much as $3,952 a year

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Auto insurance rates for a Toyota Prius v can also vary considerably based on the trim level of your Prius v, your driving record, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,200 to $1,700 in extra premium per year, depending on your age. Toyota Prius v insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $330 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,380 on average in New York, Michigan, and Florida.

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How to Buy the Best Toyota Prius v Insurance

Saving money on Toyota Prius v insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a brief recap of the coverage data presented in the illustrations above.

• You may be able to save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $325 each year
• Teen drivers are the costliest to insure, with premiums as much as $329 per month if full coverage is included
• High-risk drivers who tend to receive serious violations pay on average $1,180 more annually to insure their Prius v