Toyota Prius v Insurance Rates

U.S. average auto insurance rates for a Toyota Prius v are $1,024 annually with full coverage. Comprehensive costs an estimated $202 each year, collision insurance costs $284, and liability coverage is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs around $2,202. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $609
• Choosing higher $1,000 deductibles can save approximately $110 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,024
• Using low deductibles for comp and collision coverage will cost $1,236
• Drivers who are prone to accidents and violations could pay up to $2,202
• The price with full coverage for a teenage driver can cost as much as $3,952 each year

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,200 to $1,700 additional each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $330 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy the Best Toyota Prius v Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at least once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief recap of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $120 per year just by quoting online in advance
• Drivers who tend to receive serious violations pay on average $1,180 more annually for auto insurance
• Increasing physical damage deductibles could save up to $325 each year
• Teenage drivers are expensive to insure, costing up to $329 a month if they have full coverage