Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive insurance costs around $202 each year, collision insurance costs $284, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $2,202 or more. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates for type of insurance:

These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

The examples above show why all drivers should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The best discount rate is $609
• Drivers who choose higher $1,000 deductibles will pay about $110 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,024
• Using low deductibles for comprehensive and collision insurance will cost an extra $212 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,202
• Policy cost for full coverage for a teen driver can be $3,952 a year

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level of your Prius v, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $330 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a brief summary of the coverage data covered in the charts and tables above.

• Drivers can save up to $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teens are charged the highest rates, costing up to $329 each month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,180 more every year for Prius v insurance