Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive costs approximately $202 each year, collision insurance costs $284, and liability coverage costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,202. 16-year-old drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Prius v models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than congested cities. The graphic below illustrates how where you live affects auto insurance prices.

The ranges above show why all drivers should compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $609
• Using higher $1,000 deductibles will save $110 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,024
• Buying low deductibles for physical damage coverage bumps up the cost to $1,236
• Higher-risk drivers with multiple tickets or accidents could pay around $2,202
• The price that insures a teenage driver can cost $3,952 or more

View Chart as Image

Car insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $3,900 a year. View Rates by Age

The state you live in has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see prices as low as $680 a year in states like Iowa, Maine, and Idaho, or at least $1,460 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $330 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Toyota Prius v Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having a positive credit history, eliminating unnecessary coverage, and attention to physical damage deductibles. Comparison shop every couple of years by getting rate quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a brief recap of the material that was touched on in the above illustrations.

• Consumers who purchase more liability protection will pay around $440 each year to increase from a low limit to the 250/500 level
• Youthful drivers pay the highest auto insurance prices, with premiums as much as $329 a month if full coverage is purchased
• Drivers who tend to receive serious violations could be forced to pay on average $1,180 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $325 each year