Toyota Prius v Insurance Rates

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2013 Toyota Prius v Insurance Cost in 2025

Finding cheaper rates on Driversauto insurance can be slightly frustrating for drivers who have little experience online insurance quotes. People have so many agents and companies to choose from that it can quickly become a real difficult job to locate the lowest price. If you currently have a car insurance policy, you should be able to cut costs considerably using this strategy. This article will...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: May 7, 2024

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Estimated insurance rates for a Toyota Prius v are $1,064 a year including full coverage. Comprehensive insurance costs on average $220 each year, collision insurance costs $306, and liability coverage is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,280 or more. Teenage drivers pay the most at up to $4,062 a year.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Comprehensive $220
Collision $306
Liability $402

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Prius v models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a Toyota Prius v range from the low end price of $446 for just the minimum liability insurance to a high rate of $2,280 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,064
High Risk $2,280

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $798
Small Cities $1,117
Large Cities $1,436

These rate differences highlight why all drivers should compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.

  • The best discount rate is $630
  • Raising to $1,000 deductibles will save around $122 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,064
  • Using low deductibles will cost an additional $226 each year
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $2,280
  • An auto insurance policy that insures a teenage driver may cost $4,062

View Chart as Image

Toyota Prius v insurance cost comparison chart
Column chart showing Toyota Prius v insurance prices range from $630 to $4,062 for full coverage

Auto insurance prices for a Toyota Prius v also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find prices as low as $820 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,520 on average in Michigan, New York, and Louisiana.

Toyota Prius v Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $960 -$104 -9.8%
Alaska $814 -$250 -23.5%
Arizona $882 -$182 -17.1%
Arkansas $1,064 -$0 0.0%
California $1,210 $146 13.7%
Colorado $1,014 -$50 -4.7%
Connecticut $1,092 $28 2.6%
Delaware $1,200 $136 12.8%
Florida $1,326 $262 24.6%
Georgia $982 -$82 -7.7%
Hawaii $764 -$300 -28.2%
Idaho $718 -$346 -32.5%
Illinois $792 -$272 -25.6%
Indiana $802 -$262 -24.6%
Iowa $716 -$348 -32.7%
Kansas $1,008 -$56 -5.3%
Kentucky $1,446 $382 35.9%
Louisiana $1,572 $508 47.7%
Maine $656 -$408 -38.3%
Maryland $876 -$188 -17.7%
Massachusetts $848 -$216 -20.3%
Michigan $1,842 $778 73.1%
Minnesota $890 -$174 -16.4%
Mississippi $1,272 $208 19.5%
Missouri $942 -$122 -11.5%
Montana $1,140 $76 7.1%
Nebraska $834 -$230 -21.6%
Nevada $1,272 $208 19.5%
New Hampshire $766 -$298 -28.0%
New Jersey $1,188 $124 11.7%
New Mexico $938 -$126 -11.8%
New York $1,118 $54 5.1%
North Carolina $612 -$452 -42.5%
North Dakota $872 -$192 -18.0%
Ohio $732 -$332 -31.2%
Oklahoma $1,088 $24 2.3%
Oregon $972 -$92 -8.6%
Pennsylvania $1,012 -$52 -4.9%
Rhode Island $1,416 $352 33.1%
South Carolina $962 -$102 -9.6%
South Dakota $896 -$168 -15.8%
Tennessee $930 -$134 -12.6%
Texas $1,280 $216 20.3%
Utah $786 -$278 -26.1%
Vermont $724 -$340 -32.0%
Virginia $638 -$426 -40.0%
Washington $820 -$244 -22.9%
West Virginia $972 -$92 -8.6%
Wisconsin $734 -$330 -31.0%
Wyoming $946 -$118 -11.1%

View Chart as Image

Toyota Prius v insurance rates by U.S. city

Using high physical damage deductibles can reduce prices by up to $350 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Toyota Prius v Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Toyota Prius v $248 $380 $390 $1,154
2016 Toyota Prius v $232 $350 $390 $1,108
2015 Toyota Prius v $224 $328 $394 $1,082
2014 Toyota Prius v $220 $306 $402 $1,064
2013 Toyota Prius v $202 $284 $402 $1,024

Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Toyota Prius v Insurance

Finding better rates on auto insurance consists of being a good driver, maintaining a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare prices once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a condensed summary of the data that was presented in the illustrations above.

  • You may be able to save as much as $120 per year just by quoting online in advance
  • Consumers who require an increased level of liability coverage will pay an extra $440 per year to raise from 30/60 bodily injury limits to the 250/500 level
  • Drivers age 16 to 20 are charged the highest prices, with the cost nearing $339 per month if the policy includes full coverage
  • Drivers with multiple at-fault accidents could be forced to pay on average $1,220 more each year than a safer driver

Rates by Driver Age

Toyota Prius v Insurance Rates by Driver Age
Driver Age Premium
16 $4,062
20 $2,416
30 $1,094
40 $1,064
50 $972
60 $952

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius v Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,290
$250 $1,186
$500 $1,064
$1,000 $942

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius v Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,064
50/100 $1,144
100/300 $1,245
250/500 $1,506
100 CSL $1,185
300 CSL $1,406
500 CSL $1,567

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius v Insurance Rates for High Risk Drivers
Age Premium
16 $5,764
20 $3,842
30 $2,318
40 $2,280
50 $2,174
60 $2,154

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $71
5-yr Claim Free $68
Paid in Full/EFT $43
Advance Quote $49
Online Quote $74
Total Discounts $434
Rate after discounts $630

Discounts are estimated and may not be available from every company or in every state.

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