Toyota Prius c Insurance Rates

U.S. average insurance rates for a Toyota Prius c are $1,084 a year including full coverage. Comprehensive insurance costs an estimated $220 each year, collision insurance costs $338, and liability coverage is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $2,332 or more. Teens pay the highest rates at up to $4,136 a year.

Average premium for full coverage: $1,084

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Prius c models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why all drivers should get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Toyota Prius c insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $638
• Choosing higher $1,000 deductibles can save approximately $128 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,084
• Selecting low deductibles for comp and collision coverage will cost an additional $242 each year
• Drivers with serious driving violations could pay up to $2,332
• The price that insures a teenage driver can cost as much as $4,136 each year

View Chart as Image

Insurance prices for a Toyota Prius c are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,300 to $1,800 additional each year, depending on your age. Insurance for high-risk drivers ranges around 44% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Prius c insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Toyota Prius c Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit score, being claim-free, and possibly raising deductibles. Compare rates every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a brief summary of the coverage data covered in the above illustrations.

• You may be able to save approximately $130 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $345 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be charged and average of $1,250 more annually than a safer driver