Toyota Prius c Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Toyota Prius c are $1,084 a year for full coverage. Comprehensive costs approximately $220 a year, collision insurance costs $338, and liability is estimated at $390. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $2,332. Teenage drivers receive the highest rates at up to $4,136 a year.

Average premium for full coverage: $1,084

Rate estimates by individual coverage type:

Comprehensive $220
Collision $338
Liability $390

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Prius c trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from as low as $438 for liability-only coverage to a high of $2,332 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,084
High Risk $2,332

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

These examples show why it is important to get quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Toyota Prius c insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $638
  • Choosing higher $1,000 deductibles can save $956 a year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,084
  • Using low $100 deductibles for comp and collision coverage will increase the cost to $1,326
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,332
  • The cost for full coverage for a 16-year-old driver can cost $4,136 each year

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing Toyota Prius c insurance rates range from $638 to $4,136 for full coverage

Auto insurance rates for a Toyota Prius c can also vary considerably based on your driver profile, the trim level of your Prius c, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Toyota Prius c insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,550 on average in New York, Louisiana, and Michigan.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $830 -$254 -23.4%
Arizona $898 -$186 -17.2%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,034 -$50 -4.6%
Connecticut $1,112 $28 2.6%
Delaware $1,224 $140 12.9%
Florida $1,352 $268 24.7%
Georgia $1,002 -$82 -7.6%
Hawaii $778 -$306 -28.2%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,028 -$56 -5.2%
Kentucky $1,478 $394 36.3%
Louisiana $1,604 $520 48.0%
Maine $670 -$414 -38.2%
Maryland $894 -$190 -17.5%
Massachusetts $864 -$220 -20.3%
Michigan $1,880 $796 73.4%
Minnesota $908 -$176 -16.2%
Mississippi $1,298 $214 19.7%
Missouri $962 -$122 -11.3%
Montana $1,162 $78 7.2%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $782 -$302 -27.9%
New Jersey $1,212 $128 11.8%
New Mexico $956 -$128 -11.8%
New York $1,142 $58 5.4%
North Carolina $624 -$460 -42.4%
North Dakota $888 -$196 -18.1%
Ohio $746 -$338 -31.2%
Oklahoma $1,112 $28 2.6%
Oregon $994 -$90 -8.3%
Pennsylvania $1,032 -$52 -4.8%
Rhode Island $1,444 $360 33.2%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $948 -$136 -12.5%
Texas $1,304 $220 20.3%
Utah $802 -$282 -26.0%
Vermont $740 -$344 -31.7%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $994 -$90 -8.3%
Wisconsin $748 -$336 -31.0%
Wyoming $964 -$120 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city

Using high physical damage deductibles can save as much as $370 annually, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $238 $400 $384 $1,158
2017 Toyota Prius c $220 $338 $390 $1,084
2016 Toyota Prius c $206 $310 $390 $1,042

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Toyota Prius c Insurance

Saving money on insurance for a Toyota Prius c takes being a good driver, having good credit, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following list is a quick rundown of the primary concepts that were presented in the illustrations above.

  • Drivers can save around $130 per year just by quoting early and online
  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,250 more per year than a safer driver
  • Increasing deductibles can save around $375 each year
  • Drivers age 16 to 20 have the highest car insurance rates, costing as high as $345 per month if they have full coverage

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,136
20 $2,478
30 $1,120
40 $1,084
50 $992
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,214
$500 $1,084
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,162
100/300 $1,260
250/500 $1,513
100 CSL $1,201
300 CSL $1,416
500 CSL $1,572

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,874
20 $3,944
30 $2,374
40 $2,332
50 $2,226
60 $2,204

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $57
Homeowner $17
5-yr Accident Free $74
5-yr Claim Free $69
Paid in Full/EFT $45
Advance Quote $51
Online Quote $76
Total Discounts $446
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles