Toyota Prius c Insurance Rates

The average insurance rates for a Toyota Prius c are $1,084 a year with full coverage. Comprehensive costs around $220 each year, collision insurance costs $338, and liability costs $390. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs around $2,332. Teenage drivers cost the most to insure at up to $4,136 a year.

Average premium for full coverage: $1,084

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Prius c models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why all drivers should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay about $128 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,084
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,326
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,332
• Policy cost that insures a teen driver can be $4,136 a year

View Chart as Image

Auto insurance rates for a Toyota Prius c also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius c insurance prices. A 40-year-old driver could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $370 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Toyota Prius c Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare prices every other policy renewal by getting quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the ideas that were covered in the above illustrations.

• Teenagers are expensive to insure, as much as $345 each month if the policy includes full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,250 more every year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save up to $130 per year just by quoting online in advance