Toyota Prius c Insurance Rates

The average insurance prices for a Toyota Prius c are $1,042 every 12 months for full coverage. Comprehensive costs an estimated $206 each year, collision insurance costs $310, and liability coverage is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,244. Teen drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $1,042

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Prius c models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Prius c insurance rates for other coverage scenarios.

• The lowest rate with discounts is $617
• Raising to $1,000 deductibles will save approximately $118 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,042
• Choosing low deductibles increases the price to $1,268
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,244
• Policy cost to insure a teenage driver can cost as much as $4,008

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Insurance rates for a Toyota Prius c also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing high deductibles can reduce rates by up to $350 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 128% more than average. View High Risk Driver Rates

Your home state also has a big influence on Toyota Prius c insurance rates. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or as much as $1,490 on average in New York, Louisiana, and Michigan.

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How to Shop for Cheap Toyota Prius c Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every year by requesting rates from direct carriers, and also from several local insurance agents.

The following is a brief summary of the coverage data touched on above.

• Drivers can save approximately $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Teens are charged the highest rates, costing up to $334 each month if they have full coverage
• Drivers that tend to have accidents or serious violations pay on average $1,200 more annually for Prius c insurance