Toyota Prius c Insurance Rates

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Cheaper 2016 Toyota Prius c Car Insurance Rates in 2025

Looking for better car insurance rates for your Toyota Prius c? Buying cheaper car insurance is somewhat intimidating for vehicle owners that are relatively new to buying insurance over the internet. With such a large number of agents and online companies, how can anyone have the ability to compare every car insurance company to find better car insurance prices? If you are paying for car insurance...

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UPDATED: Mar 29, 2024

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U.S. average insurance rates for a Toyota Prius c are $1,084 a year for full coverage. Comprehensive insurance costs around $220, collision insurance costs $338, and liability insurance costs around $390. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs $2,332 or more. 16-year-old drivers pay the highest rates at up to $4,136 a year.

Average premium for full coverage: $1,084

Price estimates for individual coverage:

Comprehensive $220
Collision $338
Liability $390

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Prius c trim levels.

Price Range from Low to High

For the normal driver, Toyota Prius c insurance prices range from the low end price of $438 for minimum levels of liability insurance to a much higher rate of $2,332 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,084
High Risk $2,332

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population have lower incidents of accident claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

The ranges above show why anyone shopping for car insurance should compare prices for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Toyota Prius c insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $638
  • Using higher $1,000 deductibles will save about $128 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,084
  • Buying more expensive low deductibles for physical damage coverage will cost an additional $242 a year
  • Drivers with multiple tickets or accidents could pay at least $2,332
  • The price that insures a teen driver with full coverage can be $4,136 or more

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing Toyota Prius c insurance prices range from $638 to $4,136 for full coverage

Car insurance prices for a Toyota Prius c are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

The state you live in has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $830 -$254 -23.4%
Arizona $898 -$186 -17.2%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,034 -$50 -4.6%
Connecticut $1,112 $28 2.6%
Delaware $1,224 $140 12.9%
Florida $1,352 $268 24.7%
Georgia $1,002 -$82 -7.6%
Hawaii $778 -$306 -28.2%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,028 -$56 -5.2%
Kentucky $1,478 $394 36.3%
Louisiana $1,604 $520 48.0%
Maine $670 -$414 -38.2%
Maryland $894 -$190 -17.5%
Massachusetts $864 -$220 -20.3%
Michigan $1,880 $796 73.4%
Minnesota $908 -$176 -16.2%
Mississippi $1,298 $214 19.7%
Missouri $962 -$122 -11.3%
Montana $1,162 $78 7.2%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $782 -$302 -27.9%
New Jersey $1,212 $128 11.8%
New Mexico $956 -$128 -11.8%
New York $1,142 $58 5.4%
North Carolina $624 -$460 -42.4%
North Dakota $888 -$196 -18.1%
Ohio $746 -$338 -31.2%
Oklahoma $1,112 $28 2.6%
Oregon $994 -$90 -8.3%
Pennsylvania $1,032 -$52 -4.8%
Rhode Island $1,444 $360 33.2%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $948 -$136 -12.5%
Texas $1,304 $220 20.3%
Utah $802 -$282 -26.0%
Vermont $740 -$344 -31.7%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $994 -$90 -8.3%
Wisconsin $748 -$336 -31.0%
Wyoming $964 -$120 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $370 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $238 $400 $384 $1,158
2017 Toyota Prius c $220 $338 $390 $1,084
2016 Toyota Prius c $206 $310 $390 $1,042

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Toyota Prius c Insurance

Getting lower rates on Toyota Prius c insurance requires being a low-risk driver, having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop at least every other year by requesting quotes from direct carriers, and also from several local insurance agents.

The items below are a quick rundown of the car insurance concepts presented in the illustrations above.

  • High-risk drivers with reckless driving or DUI convictions pay on average $1,250 more every year to insure their Prius c
  • Drivers can save up to $130 per year just by shopping early and online
  • Increasing physical damage deductibles can save approximately $375 each year
  • Drivers who may need more liability coverage will pay around $430 each year to increase from a low limit to the 250/500 level

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,136
20 $2,478
30 $1,120
40 $1,084
50 $992
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,214
$500 $1,084
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,162
100/300 $1,260
250/500 $1,513
100 CSL $1,201
300 CSL $1,416
500 CSL $1,572

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,874
20 $3,944
30 $2,374
40 $2,332
50 $2,226
60 $2,204

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $57
Homeowner $17
5-yr Accident Free $74
5-yr Claim Free $69
Paid in Full/EFT $45
Advance Quote $51
Online Quote $76
Total Discounts $446
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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