Toyota Prius c Insurance Rates

The average insurance rates for a Toyota Prius c are $1,084 a year including full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $338, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $2,332 or more. Teenage drivers cost the most to insure at up to $4,136 a year.

Average premium for full coverage: $1,084

Policy rates for type of insurance:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Prius c trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above highlight why it is important to compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay about $956 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,084
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $242 annually
• Drivers who are prone to accidents and violations could pay at least $2,332
• Policy cost that insures a 16-year-old driver can be $4,136 a year

View Chart as Image

Car insurance rates for a Toyota Prius c also range considerably based on the trim level of your Prius c, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius c insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $370 annually, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota Prius c Insurance

Finding cheaper rates on insurance for a Toyota Prius c not only requires being a safe and courteous driver, but also having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices every year by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a review of the coverage data illustrated above.

• You may be able to save up to $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenage drivers are the costliest to insure, with premiums being up to $345 each month if full coverage is purchased
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,250 more every year for auto insurance