Toyota Prius c Insurance Rates

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Cheaper 2016 Toyota Prius c Car Insurance Rates in 2025

Looking for better car insurance rates for your Toyota Prius c? Buying cheaper car insurance is somewhat intimidating for vehicle owners that are relatively new to buying insurance over the internet. With such a large number of agents and online companies, how can anyone have the ability to compare every car insurance company to find better car insurance prices? If you are paying for car insurance...

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UPDATED: Mar 29, 2024

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Estimated insurance prices for a Toyota Prius c are $1,084 every 12 months with full coverage. Comprehensive insurance costs around $220 a year, collision insurance costs $338, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,332 or more. Teens pay the most at up to $4,136 a year.

Average premium for full coverage: $1,084

Premium estimates for type of coverage:

Comprehensive $220
Collision $338
Liability $390

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Prius c trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Toyota Prius c range from the cheapest price of $438 for your basic liability-only policy to a high of $2,332 for high-risk insurance.

Liability Only $438
Full Coverage $1,084
High Risk $2,332

Insurance Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

These rate differences demonstrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Toyota Prius c insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $638
  • Using higher $1,000 deductibles will save about $956 annually
  • The average price for a 40-year-old good driver using $500 deductibles is $1,084
  • Selecting low $100 deductibles for physical damage coverage costs an extra $242 annually
  • High-risk insureds with serious driving violations could pay at least $2,332
  • An auto insurance policy to insure a 16-year-old driver can be $4,136 or more

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing Toyota Prius c insurance prices range from $638 to $4,136 for full coverage

Auto insurance prices for a Toyota Prius c also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $370 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Prius c insurance prices. A driver around age 40 might see prices as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $830 -$254 -23.4%
Arizona $898 -$186 -17.2%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,034 -$50 -4.6%
Connecticut $1,112 $28 2.6%
Delaware $1,224 $140 12.9%
Florida $1,352 $268 24.7%
Georgia $1,002 -$82 -7.6%
Hawaii $778 -$306 -28.2%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,028 -$56 -5.2%
Kentucky $1,478 $394 36.3%
Louisiana $1,604 $520 48.0%
Maine $670 -$414 -38.2%
Maryland $894 -$190 -17.5%
Massachusetts $864 -$220 -20.3%
Michigan $1,880 $796 73.4%
Minnesota $908 -$176 -16.2%
Mississippi $1,298 $214 19.7%
Missouri $962 -$122 -11.3%
Montana $1,162 $78 7.2%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $782 -$302 -27.9%
New Jersey $1,212 $128 11.8%
New Mexico $956 -$128 -11.8%
New York $1,142 $58 5.4%
North Carolina $624 -$460 -42.4%
North Dakota $888 -$196 -18.1%
Ohio $746 -$338 -31.2%
Oklahoma $1,112 $28 2.6%
Oregon $994 -$90 -8.3%
Pennsylvania $1,032 -$52 -4.8%
Rhode Island $1,444 $360 33.2%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $948 -$136 -12.5%
Texas $1,304 $220 20.3%
Utah $802 -$282 -26.0%
Vermont $740 -$344 -31.7%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $994 -$90 -8.3%
Wisconsin $748 -$336 -31.0%
Wyoming $964 -$120 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city
Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $238 $400 $384 $1,158
2017 Toyota Prius c $220 $338 $390 $1,084
2016 Toyota Prius c $206 $310 $390 $1,042

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Toyota Prius c Insurance

Finding better rates on insurance for a Toyota Prius c requires having a decent driving record, having a good credit score, being claim-free, and possibly raising deductibles. Make time to compare rates every couple of years by requesting rates from direct companies, and also from several local insurance agents.

The following items are a quick review of the material that was touched on in this article.

  • Insureds who may need additional liability coverage will pay approximately $430 every year to increase from 30/60 bodily injury limits to a 250/500 level
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $345 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,250 more every year than a driver with a clean driving record
  • Increasing policy deductibles could save as much as $375 each year

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,136
20 $2,478
30 $1,120
40 $1,084
50 $992
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,214
$500 $1,084
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,162
100/300 $1,260
250/500 $1,513
100 CSL $1,201
300 CSL $1,416
500 CSL $1,572

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,874
20 $3,944
30 $2,374
40 $2,332
50 $2,226
60 $2,204

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $57
Homeowner $17
5-yr Accident Free $74
5-yr Claim Free $69
Paid in Full/EFT $45
Advance Quote $51
Online Quote $76
Total Discounts $446
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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