Toyota Prius c Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 29, 2024
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Average auto insurance rates for a Toyota Prius c are $1,084 annually for full coverage insurance. Comprehensive costs on average $220, collision insurance costs $338, and liability coverage is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs around $2,332. 16-year-old drivers receive the highest rates at up to $4,136 a year.
Average premium for full coverage: $1,084
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Prius c trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $438 for just the minimum liability insurance to a much higher rate of $2,332 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities. The price range example below illustrates the difference location can make on car insurance rates.
These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below illustrates average Toyota Prius c insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $638
- Raising to $1,000 deductibles will save around $128 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,084
- Buying more expensive low deductibles will cost $1,326
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,332
- The cost with full coverage for a teenage driver with full coverage may cost $4,136
Insurance rates for a Toyota Prius c can also vary considerably based on the trim level of your Prius c, your risk profile, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $370 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Toyota Prius c insurance rates. A middle-age driver might find rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $830 | -$254 | -23.4% |
| Arizona | $898 | -$186 | -17.2% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,034 | -$50 | -4.6% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,224 | $140 | 12.9% |
| Florida | $1,352 | $268 | 24.7% |
| Georgia | $1,002 | -$82 | -7.6% |
| Hawaii | $778 | -$306 | -28.2% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,028 | -$56 | -5.2% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,604 | $520 | 48.0% |
| Maine | $670 | -$414 | -38.2% |
| Maryland | $894 | -$190 | -17.5% |
| Massachusetts | $864 | -$220 | -20.3% |
| Michigan | $1,880 | $796 | 73.4% |
| Minnesota | $908 | -$176 | -16.2% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $962 | -$122 | -11.3% |
| Montana | $1,162 | $78 | 7.2% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $782 | -$302 | -27.9% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $956 | -$128 | -11.8% |
| New York | $1,142 | $58 | 5.4% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $888 | -$196 | -18.1% |
| Ohio | $746 | -$338 | -31.2% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $994 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$52 | -4.8% |
| Rhode Island | $1,444 | $360 | 33.2% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $948 | -$136 | -12.5% |
| Texas | $1,304 | $220 | 20.3% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $740 | -$344 | -31.7% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $994 | -$90 | -8.3% |
| Wisconsin | $748 | -$336 | -31.0% |
| Wyoming | $964 | -$120 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Toyota Prius c | $238 | $400 | $384 | $1,158 |
| 2017 Toyota Prius c | $220 | $338 | $390 | $1,084 |
| 2016 Toyota Prius c | $206 | $310 | $390 | $1,042 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Toyota Prius c Insurance
Saving money on auto insurance consists of avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The points below are a brief review of the coverage data touched on in this article.
- It is possible to save as much as $130 per year just by shopping early and online
- Increasing deductibles could save up to $375 each year
- Drivers under the age of 20 pay higher rates, costing up to $345 per month if they have full coverage
- Drivers with DUI or reckless driving convictions may pay on average $1,250 more each year to insure a Toyota Prius c
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,136 |
| 20 | $2,478 |
| 30 | $1,120 |
| 40 | $1,084 |
| 50 | $992 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,326 |
| $250 | $1,214 |
| $500 | $1,084 |
| $1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,162 |
| 100/300 | $1,260 |
| 250/500 | $1,513 |
| 100 CSL | $1,201 |
| 300 CSL | $1,416 |
| 500 CSL | $1,572 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,874 |
| 20 | $3,944 |
| 30 | $2,374 |
| 40 | $2,332 |
| 50 | $2,226 |
| 60 | $2,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $57 |
| Homeowner | $17 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $45 |
| Advance Quote | $51 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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