Toyota Prius c Insurance Rates

The average insurance rates for a Toyota Prius c are $1,042 a year including full coverage. Comprehensive costs around $206 each year, collision insurance costs $310, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $2,244. 16-year-old drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $1,042

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Prius c models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how your location can change auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $617
• Drivers who choose higher $1,000 deductibles will pay about $118 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,042
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,268
• Drivers with multiple tickets or accidents could pay at least $2,244
• Policy cost that insures a 16-year-old driver can be $4,008 a year

View Chart as Image

Car insurance rates for a Toyota Prius c also range considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 128% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius c insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $350 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Toyota Prius c Insurance

Finding cheaper rates on insurance for a Toyota Prius c not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following list is a condensed summary of the data illustrated above.

• Insureds who may need an increased level of liability coverage will pay around $430 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save up to $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $334 each month if full coverage is purchased