Toyota Prius c Insurance Rates

Average insurance prices for a Toyota Prius c are $1,130 every 12 months including full coverage. Comprehensive insurance costs an estimated $230 each year, collision insurance costs $376, and liability insurance costs around $388. A policy with just liability insurance costs as low as $434 a year, and coverage for high-risk drivers costs $2,436 or more. Teen drivers receive the highest rates at up to $4,282 a year.

Average premium for full coverage: $1,130

Rate estimates broken down by individual coverage type:

Prices include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Prius c models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

These examples highlight why all drivers should compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Toyota Prius c insurance rates for other coverage scenarios.

• The lowest rate with discounts is $657
• Using higher $1,000 deductibles will save approximately $138 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,130
• Choosing low deductibles for physical damage coverage costs an extra $266 a year
• Drivers with multiple violations and an at-fault accident could pay up to $2,436
• The cost to insure a teen driver can cost as much as $4,282 or more

View Chart as Image

Insurance rates for a Toyota Prius c can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $410 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,300 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

Where you live has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see rates as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Right Toyota Prius c Insurance

Saving money on Toyota Prius c insurance requires having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a quick rundown of the ideas that were illustrated above.

• Drivers age 20 and younger are expensive to insure, as much as $357 per month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,310 more annually to buy Toyota Prius c insurance
• Increasing deductibles could save as much as $400 each year
• You may be able to save approximately $130 per year just by quoting online in advance