Toyota Prius c Insurance Rates

U.S. average insurance rates for a Toyota Prius c are $1,084 a year for full coverage insurance. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $338, and liability insurance is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs $2,332 or more. Teenage drivers pay the highest rates at up to $4,136 a year.

Average premium for full coverage: $1,084

Price estimates broken down by individual coverage:

Includes $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Prius c trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Toyota Prius c insurance rates for other coverage scenarios.

• The best discount rate is $638
• Raising to $1,000 deductibles will save approximately $956 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,084
• Using low $100 deductibles will cost an additional $242 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,332
• The price that insures a teen driver can cost as much as $4,136

View Chart as Image

Insurance prices for a Toyota Prius c are also quite variable based on the trim level of your Prius c, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

The state you live in also has a big influence on Toyota Prius c insurance rates. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $370 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Toyota Prius c Insurance

Getting lower rates on Toyota Prius c insurance consists of having a good driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices every couple of years by quoting rates from direct insurance companies, and also from local insurance agencies.

The next list is a recap of the material that was presented in the illustrations above.

• Drivers who want increased levels of liability coverage will pay an extra $430 annually to raise from a low limit to the 250/500 level
• Drivers age 20 and younger are charged the highest prices, as much as $345 a month if full coverage is included
• High-risk drivers that have major violations or accidents may have to pay on average $1,250 more annually to buy Toyota Prius c insurance
• Increasing physical damage deductibles can save approximately $375 each year