Toyota GR86 Insurance Rates

Average insurance rates for a Toyota GR86 are $1,392 a year for full coverage insurance. Comprehensive costs approximately $368 a year, collision insurance costs $640, and liability coverage is estimated at $274. Buying just liability costs approximately $322 a year, and insurance for high-risk drivers costs around $2,996. Teenage drivers receive the highest rates at up to $4,848 a year.

Average premium for full coverage: $1,392

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and GR86 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Toyota GR86 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $779
• Choosing higher $1,000 deductibles can save $1,162 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,392
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,836
• Drivers who are prone to accidents and violations could pay around $2,996
• The cost for full coverage for a teenage driver can cost $4,848 each year

View Chart as Image

Auto insurance rates for a Toyota GR86 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live plays a big part in determining prices for Toyota GR86 insurance rates. A good driver about age 40 could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,880 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $680 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $246 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 45% to 129% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Toyota GR86 Insurance

Saving money on auto insurance takes being a good driver, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following list is a brief review of the data that was covered in the charts and tables above.

• It is possible to save around $180 per year just by quoting early and online
• Consumers who purchase an increased level of liability coverage will pay an extra $300 annually to raise limits from a minimum limit to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $404 per month if they have full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,600 more per year than a safer driver