Toyota GR Corolla Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Toyota GR Corolla are $1,272 annually including full coverage. Comprehensive costs approximately $332 a year, collision costs $566, and liability coverage costs around $264. A policy with just liability insurance costs as low as $312 a year, with coverage for high-risk drivers costing around $2,728. Teens receive the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,272
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and GR Corolla trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as cheap as $312 for basic liability insurance to a high of $2,728 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.
The diagram below illustrates the effect of geographic area on auto insurance prices.
These examples highlight why it is important to compare prices using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Toyota GR Corolla insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $718
- Using higher $1,000 deductibles will save $1,068 every year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,272
- Selecting low $100 deductibles for physical damage coverage will cost $1,666
- Higher-risk drivers with serious driving violations could pay around $2,728 or more
- The cost with full coverage for a teenage driver can cost $4,452 or more
Insurance rates for a Toyota GR Corolla can also vary considerably based on the trim level of your GR Corolla, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be around 45% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $600 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $237 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Toyota GR Corolla insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,810 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$122 | -9.6% |
| Alaska | $974 | -$298 | -23.4% |
| Arizona | $1,056 | -$216 | -17.0% |
| Arkansas | $1,272 | -$0 | 0.0% |
| California | $1,448 | $176 | 13.8% |
| Colorado | $1,212 | -$60 | -4.7% |
| Connecticut | $1,304 | $32 | 2.5% |
| Delaware | $1,438 | $166 | 13.1% |
| Florida | $1,586 | $314 | 24.7% |
| Georgia | $1,174 | -$98 | -7.7% |
| Hawaii | $912 | -$360 | -28.3% |
| Idaho | $860 | -$412 | -32.4% |
| Illinois | $948 | -$324 | -25.5% |
| Indiana | $958 | -$314 | -24.7% |
| Iowa | $858 | -$414 | -32.5% |
| Kansas | $1,208 | -$64 | -5.0% |
| Kentucky | $1,730 | $458 | 36.0% |
| Louisiana | $1,882 | $610 | 48.0% |
| Maine | $782 | -$490 | -38.5% |
| Maryland | $1,050 | -$222 | -17.5% |
| Massachusetts | $1,014 | -$258 | -20.3% |
| Michigan | $2,206 | $934 | 73.4% |
| Minnesota | $1,064 | -$208 | -16.4% |
| Mississippi | $1,524 | $252 | 19.8% |
| Missouri | $1,126 | -$146 | -11.5% |
| Montana | $1,364 | $92 | 7.2% |
| Nebraska | $1,002 | -$270 | -21.2% |
| Nevada | $1,526 | $254 | 20.0% |
| New Hampshire | $918 | -$354 | -27.8% |
| New Jersey | $1,418 | $146 | 11.5% |
| New Mexico | $1,126 | -$146 | -11.5% |
| New York | $1,338 | $66 | 5.2% |
| North Carolina | $730 | -$542 | -42.6% |
| North Dakota | $1,042 | -$230 | -18.1% |
| Ohio | $876 | -$396 | -31.1% |
| Oklahoma | $1,304 | $32 | 2.5% |
| Oregon | $1,166 | -$106 | -8.3% |
| Pennsylvania | $1,210 | -$62 | -4.9% |
| Rhode Island | $1,694 | $422 | 33.2% |
| South Carolina | $1,150 | -$122 | -9.6% |
| South Dakota | $1,072 | -$200 | -15.7% |
| Tennessee | $1,112 | -$160 | -12.6% |
| Texas | $1,530 | $258 | 20.3% |
| Utah | $942 | -$330 | -25.9% |
| Vermont | $868 | -$404 | -31.8% |
| Virginia | $762 | -$510 | -40.1% |
| Washington | $982 | -$290 | -22.8% |
| West Virginia | $1,168 | -$104 | -8.2% |
| Wisconsin | $880 | -$392 | -30.8% |
| Wyoming | $1,130 | -$142 | -11.2% |

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Each insurance company calculates rates differently, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
| 2023 Toyota GR Corolla | $320 | $552 | $274 | $1,256 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Toyota GR Corolla Insurance
Saving money on auto insurance requires avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.
The points below are a brief review of the primary concepts that were covered in the above illustrations.
- You may be able to save around $160 per year simply by quoting early and online
- Drivers with DUI or reckless driving convictions may have to pay on average $1,460 more per year to insure a Toyota GR Corolla
- Increasing deductibles could save up to $600 each year
- Drivers under the age of 20 are the costliest to insure, as much as $371 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,894 |
| 30 | $1,344 |
| 40 | $1,272 |
| 50 | $1,158 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,666 |
| $250 | $1,484 |
| $500 | $1,272 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,272 |
| 50/100 | $1,325 |
| 100/300 | $1,391 |
| 250/500 | $1,562 |
| 100 CSL | $1,351 |
| 300 CSL | $1,496 |
| 500 CSL | $1,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,600 |
| 30 | $2,810 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $63 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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