Toyota GR Corolla Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Toyota GR Corolla are $1,284 annually for full coverage. Comprehensive costs an estimated $346 a year, collision costs $570, and liability insurance is $258. A liability-only policy costs around $306 a year, with high-risk insurance costing around $2,750. 16-year-old drivers receive the highest rates at $4,464 a year or more.
Average premium for full coverage: $1,284
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and GR Corolla trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as cheap as $306 for minimum levels of liability insurance to a high of $2,750 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than congested cities.
The diagram below illustrates how your location can change insurance prices.
These examples show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Toyota GR Corolla insurance rates for other coverage scenarios.
- The best full coverage rate is $726
- Raising to $1,000 deductibles will save approximately $1,076 a year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,284
- Buying low $100 deductibles will cost $1,688
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,750 or more
- The cost with full coverage for a teen driver can cost as much as $4,464
Insurance rates for a Toyota GR Corolla can also vary considerably based on the trim level of your GR Corolla, your driver profile, and liability limits and deductibles.
Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $4,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying $1,500 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $620 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $232 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find rates as low as $850 a year in states like Iowa, Maine, and Idaho, or at least $1,830 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,160 | -$124 | -9.7% |
| Alaska | $986 | -$298 | -23.2% |
| Arizona | $1,066 | -$218 | -17.0% |
| Arkansas | $1,284 | -$0 | 0.0% |
| California | $1,462 | $178 | 13.9% |
| Colorado | $1,226 | -$58 | -4.5% |
| Connecticut | $1,318 | $34 | 2.6% |
| Delaware | $1,454 | $170 | 13.2% |
| Florida | $1,604 | $320 | 24.9% |
| Georgia | $1,188 | -$96 | -7.5% |
| Hawaii | $922 | -$362 | -28.2% |
| Idaho | $868 | -$416 | -32.4% |
| Illinois | $958 | -$326 | -25.4% |
| Indiana | $966 | -$318 | -24.8% |
| Iowa | $868 | -$416 | -32.4% |
| Kansas | $1,218 | -$66 | -5.1% |
| Kentucky | $1,748 | $464 | 36.1% |
| Louisiana | $1,900 | $616 | 48.0% |
| Maine | $790 | -$494 | -38.5% |
| Maryland | $1,060 | -$224 | -17.4% |
| Massachusetts | $1,024 | -$260 | -20.2% |
| Michigan | $2,228 | $944 | 73.5% |
| Minnesota | $1,076 | -$208 | -16.2% |
| Mississippi | $1,538 | $254 | 19.8% |
| Missouri | $1,136 | -$148 | -11.5% |
| Montana | $1,380 | $96 | 7.5% |
| Nebraska | $1,010 | -$274 | -21.3% |
| Nevada | $1,538 | $254 | 19.8% |
| New Hampshire | $928 | -$356 | -27.7% |
| New Jersey | $1,434 | $150 | 11.7% |
| New Mexico | $1,136 | -$148 | -11.5% |
| New York | $1,352 | $68 | 5.3% |
| North Carolina | $738 | -$546 | -42.5% |
| North Dakota | $1,052 | -$232 | -18.1% |
| Ohio | $886 | -$398 | -31.0% |
| Oklahoma | $1,316 | $32 | 2.5% |
| Oregon | $1,178 | -$106 | -8.3% |
| Pennsylvania | $1,224 | -$60 | -4.7% |
| Rhode Island | $1,714 | $430 | 33.5% |
| South Carolina | $1,166 | -$118 | -9.2% |
| South Dakota | $1,084 | -$200 | -15.6% |
| Tennessee | $1,124 | -$160 | -12.5% |
| Texas | $1,546 | $262 | 20.4% |
| Utah | $950 | -$334 | -26.0% |
| Vermont | $876 | -$408 | -31.8% |
| Virginia | $770 | -$514 | -40.0% |
| Washington | $988 | -$296 | -23.1% |
| West Virginia | $1,180 | -$104 | -8.1% |
| Wisconsin | $890 | -$394 | -30.7% |
| Wyoming | $1,142 | -$142 | -11.1% |
With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $346 | $570 | $258 | $1,284 |
| 2023 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Toyota GR Corolla Insurance
Saving money on Toyota GR Corolla insurance consists of avoiding accidents and claims, having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to shop around at every policy renewal by quoting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The points below are a recap of the data illustrated above.
- Drivers who want increased liability limits will pay around $280 each year to raise from a minimum limit to higher 250/500 limits
- Drivers can save approximately $160 per year simply by quoting early and online
- Increasing deductibles could save up to $600 each year
- Drivers under the age of 20 are charged the highest rates, costing as high as $372 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,910 |
| 30 | $1,358 |
| 40 | $1,284 |
| 50 | $1,168 |
| 60 | $1,146 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,502 |
| $500 | $1,284 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,284 |
| 50/100 | $1,336 |
| 100/300 | $1,400 |
| 250/500 | $1,568 |
| 100 CSL | $1,361 |
| 300 CSL | $1,503 |
| 500 CSL | $1,607 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,420 |
| 20 | $4,624 |
| 30 | $2,830 |
| 40 | $2,750 |
| 50 | $2,616 |
| 60 | $2,592 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $64 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $558 |
Discounts are estimated and may not be available from every company or in every state.
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