Toyota GR Corolla Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance prices for a Toyota GR Corolla are $1,284 every 12 months for full coverage insurance. Comprehensive costs an estimated $346 a year, collision costs $570, and liability is $258. A liability-only policy costs around $306 a year, with high-risk insurance costing around $2,750. 16-year-old drivers pay the most at $4,464 a year or more.
Average premium for full coverage: $1,284
Premium estimates broken down by type of coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and GR Corolla trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Toyota GR Corolla go from the cheapest price of $306 for the bare minimum liability coverage to a high of $2,750 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.
The diagram below illustrates how location impacts insurance prices.
These rate differences illustrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Toyota GR Corolla insurance rates for other coverage scenarios.
- The best full coverage rate is $726
- Raising to $1,000 deductibles will save approximately $1,076 each year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,284
- Buying low $100 deductibles increases the price to $1,688
- At-risk drivers with multiple tickets or accidents could pay up to $2,750 or more
- An auto insurance policy to insure a teen driver can cost as much as $4,464
Auto insurance prices for a Toyota GR Corolla also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.
Opting for high physical damage deductibles can reduce prices by up to $620 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $232 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,000 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 45% to 131% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,160 | -$124 | -9.7% |
| Alaska | $986 | -$298 | -23.2% |
| Arizona | $1,066 | -$218 | -17.0% |
| Arkansas | $1,284 | -$0 | 0.0% |
| California | $1,462 | $178 | 13.9% |
| Colorado | $1,226 | -$58 | -4.5% |
| Connecticut | $1,318 | $34 | 2.6% |
| Delaware | $1,454 | $170 | 13.2% |
| Florida | $1,604 | $320 | 24.9% |
| Georgia | $1,188 | -$96 | -7.5% |
| Hawaii | $922 | -$362 | -28.2% |
| Idaho | $868 | -$416 | -32.4% |
| Illinois | $958 | -$326 | -25.4% |
| Indiana | $966 | -$318 | -24.8% |
| Iowa | $868 | -$416 | -32.4% |
| Kansas | $1,218 | -$66 | -5.1% |
| Kentucky | $1,748 | $464 | 36.1% |
| Louisiana | $1,900 | $616 | 48.0% |
| Maine | $790 | -$494 | -38.5% |
| Maryland | $1,060 | -$224 | -17.4% |
| Massachusetts | $1,024 | -$260 | -20.2% |
| Michigan | $2,228 | $944 | 73.5% |
| Minnesota | $1,076 | -$208 | -16.2% |
| Mississippi | $1,538 | $254 | 19.8% |
| Missouri | $1,136 | -$148 | -11.5% |
| Montana | $1,380 | $96 | 7.5% |
| Nebraska | $1,010 | -$274 | -21.3% |
| Nevada | $1,538 | $254 | 19.8% |
| New Hampshire | $928 | -$356 | -27.7% |
| New Jersey | $1,434 | $150 | 11.7% |
| New Mexico | $1,136 | -$148 | -11.5% |
| New York | $1,352 | $68 | 5.3% |
| North Carolina | $738 | -$546 | -42.5% |
| North Dakota | $1,052 | -$232 | -18.1% |
| Ohio | $886 | -$398 | -31.0% |
| Oklahoma | $1,316 | $32 | 2.5% |
| Oregon | $1,178 | -$106 | -8.3% |
| Pennsylvania | $1,224 | -$60 | -4.7% |
| Rhode Island | $1,714 | $430 | 33.5% |
| South Carolina | $1,166 | -$118 | -9.2% |
| South Dakota | $1,084 | -$200 | -15.6% |
| Tennessee | $1,124 | -$160 | -12.5% |
| Texas | $1,546 | $262 | 20.4% |
| Utah | $950 | -$334 | -26.0% |
| Vermont | $876 | -$408 | -31.8% |
| Virginia | $770 | -$514 | -40.0% |
| Washington | $988 | -$296 | -23.1% |
| West Virginia | $1,180 | -$104 | -8.1% |
| Wisconsin | $890 | -$394 | -30.7% |
| Wyoming | $1,142 | -$142 | -11.1% |
With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $346 | $570 | $258 | $1,284 |
| 2023 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Toyota GR Corolla Insurance
Finding better rates on car insurance consists of avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.
The points below are a review of the data that was touched on above.
- It is possible to save approximately $160 per year simply by quoting early and online
- Policyholders who want increased liability limits will pay around $280 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are the costliest to insure, with premiums being up to $372 per month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,470 more annually to insure a Toyota GR Corolla
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,910 |
| 30 | $1,358 |
| 40 | $1,284 |
| 50 | $1,168 |
| 60 | $1,146 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,502 |
| $500 | $1,284 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,284 |
| 50/100 | $1,336 |
| 100/300 | $1,400 |
| 250/500 | $1,568 |
| 100 CSL | $1,361 |
| 300 CSL | $1,503 |
| 500 CSL | $1,607 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,420 |
| 20 | $4,624 |
| 30 | $2,830 |
| 40 | $2,750 |
| 50 | $2,616 |
| 60 | $2,592 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $64 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $558 |
Discounts are estimated and may not be available from every company or in every state.
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