Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Toyota GR Corolla are $1,272 annually for full coverage insurance. Comprehensive insurance costs on average $332, collision insurance costs $566, and liability insurance is $264. A liability-only policy costs around $312 a year, and high-risk insurance costs $2,728 or more. Teens receive the highest rates at up to $4,452 a year.

Average premium for full coverage: $1,272

Rate estimates by individual coverage type:

Comprehensive $332
Collision $566
Liability $264

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all GR Corolla models.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range range from as cheap as $312 for a discount liability-only rate to the much higher price of $2,728 for high-risk insurance.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Rural areas tend to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

These examples illustrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Toyota GR Corolla insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $718
  • Raising to $1,000 deductibles will save around $204 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,272
  • Selecting pricier low deductibles costs an additional $394 a year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,728
  • The cost with full coverage for a teen driver for full coverage may cost $4,452

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance prices range from $718 to $4,452 for full coverage

Insurance rates for a Toyota GR Corolla can also vary considerably based on the trim level of your GR Corolla, your risk profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,000 extra per year, depending on your age. Toyota GR Corolla insurance for high-risk drivers is expensive and can cost anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $237 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find rates as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,710 on average in Michigan, New York, and Florida.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Toyota GR Corolla Insurance

Saving money on Toyota GR Corolla insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a brief review of the material that was raised in the charts and tables above.

  • Drivers who require more liability protection will pay approximately $290 annually to raise from a minimum limit to higher 250/500 limits
  • Youthful drivers pay the highest rates, costing up to $371 per month including comprehensive and collision insurance
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,460 more each year than a low-risk driver
  • Increasing deductibles could save up to $600 each year

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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