Toyota GR Corolla Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Toyota GR Corolla are $1,284 a year for full coverage insurance. Comprehensive costs on average $346, collision costs $570, and liability insurance costs $258. A liability-only policy costs as little as $306 a year, with high-risk insurance costing around $2,750. 16-year-old drivers pay the most at $4,464 a year or more.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Comprehensive $346
Collision $570
Liability $258

Rates are based on $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all GR Corolla models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Toyota GR Corolla go from as low as $306 for the bare minimum liability coverage to the much higher price of $2,750 for high-risk insurance.

Liability Only $306
Full Coverage $1,284
High Risk $2,750

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than congested cities.

The example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

These rate differences illustrate why everyone should compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Toyota GR Corolla insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $726
  • Drivers who choose higher $1,000 deductibles will pay around $208 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,284
  • Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,688
  • High risk drivers with multiple tickets or accidents could pay upwards of $2,750 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage may cost $4,464 a year

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing full coverage Toyota GR Corolla insurance rates range from $726 to $4,464

Auto insurance prices for a Toyota GR Corolla also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota GR Corolla insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,730 on average in Michigan, New York, and Florida.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$124 -9.7%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,462 $178 13.9%
Colorado $1,226 -$58 -4.5%
Connecticut $1,318 $34 2.6%
Delaware $1,454 $170 13.2%
Florida $1,604 $320 24.9%
Georgia $1,188 -$96 -7.5%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $958 -$326 -25.4%
Indiana $966 -$318 -24.8%
Iowa $868 -$416 -32.4%
Kansas $1,218 -$66 -5.1%
Kentucky $1,748 $464 36.1%
Louisiana $1,900 $616 48.0%
Maine $790 -$494 -38.5%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,024 -$260 -20.2%
Michigan $2,228 $944 73.5%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,136 -$148 -11.5%
Montana $1,380 $96 7.5%
Nebraska $1,010 -$274 -21.3%
Nevada $1,538 $254 19.8%
New Hampshire $928 -$356 -27.7%
New Jersey $1,434 $150 11.7%
New Mexico $1,136 -$148 -11.5%
New York $1,352 $68 5.3%
North Carolina $738 -$546 -42.5%
North Dakota $1,052 -$232 -18.1%
Ohio $886 -$398 -31.0%
Oklahoma $1,316 $32 2.5%
Oregon $1,178 -$106 -8.3%
Pennsylvania $1,224 -$60 -4.7%
Rhode Island $1,714 $430 33.5%
South Carolina $1,166 -$118 -9.2%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,124 -$160 -12.5%
Texas $1,546 $262 20.4%
Utah $950 -$334 -26.0%
Vermont $876 -$408 -31.8%
Virginia $770 -$514 -40.0%
Washington $988 -$296 -23.1%
West Virginia $1,180 -$104 -8.1%
Wisconsin $890 -$394 -30.7%
Wyoming $1,142 -$142 -11.1%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $620 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $232 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 in extra premium annually, depending on your age. Toyota GR Corolla insurance for high-risk drivers can cost anywhere from 45% to 131% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $346 $570 $258 $1,284
2023 Toyota GR Corolla $332 $566 $264 $1,272

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Toyota GR Corolla Insurance

Finding better rates on Toyota GR Corolla insurance not only requires having a good driving record, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a quick review of the material that was covered in the above illustrations.

  • Drivers who require increased levels of liability coverage will pay around $280 annually to go from 30/60 bodily injury limits to 250/500 limits
  • Drivers age 20 and younger are charged the highest prices, with premiums being up to $372 per month if they have full coverage
  • High-risk drivers with a DUI or reckless driving violation pay an average of $1,470 more each year to buy Toyota GR Corolla insurance
  • Increasing policy deductibles can save around $600 each year

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,910
30 $1,358
40 $1,284
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,502
$500 $1,284
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,336
100/300 $1,400
250/500 $1,568
100 CSL $1,361
300 CSL $1,503
500 CSL $1,607

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,624
30 $2,830
40 $2,750
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $100
5-yr Claim Free $84
Paid in Full/EFT $64
Advance Quote $65
Online Quote $94
Total Discounts $558
Rate after discounts $726

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles