Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Toyota GR Corolla are $1,272 annually including full coverage. Comprehensive costs approximately $332 a year, collision costs $566, and liability coverage costs around $264. A policy with just liability insurance costs as low as $312 a year, with coverage for high-risk drivers costing around $2,728. Teens receive the highest rates at $4,452 a year or more.

Average premium for full coverage: $1,272

Rate estimates by individual coverage type:

Comprehensive $332
Collision $566
Liability $264

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and GR Corolla trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as cheap as $312 for basic liability insurance to a high of $2,728 for coverage for higher-risk drivers.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

These examples highlight why it is important to compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Toyota GR Corolla insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $718
  • Using higher $1,000 deductibles will save $1,068 every year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,272
  • Selecting low $100 deductibles for physical damage coverage will cost $1,666
  • Higher-risk drivers with serious driving violations could pay around $2,728 or more
  • The cost with full coverage for a teenage driver can cost $4,452 or more

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing full coverage Toyota GR Corolla insurance rates range from $718 to $4,452

Insurance rates for a Toyota GR Corolla can also vary considerably based on the trim level of your GR Corolla, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be around 45% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $600 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $237 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota GR Corolla insurance rates. A driver around age 40 might see rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,810 on average in Louisiana, New York, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Each insurance company calculates rates differently, and rates can be significantly different between companies.

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Toyota GR Corolla Insurance

Saving money on auto insurance requires avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The points below are a brief review of the primary concepts that were covered in the above illustrations.

  • You may be able to save around $160 per year simply by quoting early and online
  • Drivers with DUI or reckless driving convictions may have to pay on average $1,460 more per year to insure a Toyota GR Corolla
  • Increasing deductibles could save up to $600 each year
  • Drivers under the age of 20 are the costliest to insure, as much as $371 per month if they have full coverage

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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