Toyota GR Corolla Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Toyota GR Corolla are $1,284 every 12 months for full coverage. Comprehensive costs an estimated $346, collision insurance costs $570, and liability insurance costs around $258. Liability-only insurance costs as low as $306 a year, and high-risk driver insurance costs around $2,750. Teenage drivers pay the highest rates at up to $4,464 a year.

Average premium for full coverage: $1,284

Price estimates broken down by individual coverage:

Comprehensive $346
Collision $570
Liability $258

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different GR Corolla trim levels.

Price Range from Low to High

For the average 40-year-old driver, Toyota GR Corolla insurance prices range from the cheapest price of $306 for just liability coverage to a much higher rate of $2,750 for coverage for higher-risk drivers.

Liability Only $306
Full Coverage $1,284
High Risk $2,750

Geographic Price Range

Where you live has a significant impact on insurance rates. More rural locations have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

The ranges above show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Toyota GR Corolla insurance rates for other coverage scenarios.

  • The best discount rate is $726
  • Using higher $1,000 deductibles will save approximately $208 a year
  • The average price for the average middle-age driver who has $500 deductibles is $1,284
  • Using more expensive low deductibles for physical damage coverage increases the price to $1,688
  • Drivers who are prone to accidents and violations could pay up to $2,750
  • The price to insure a teen driver with full coverage can cost as much as $4,464 or more

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance rates range from $726 to $4,464 for full coverage

Car insurance prices for a Toyota GR Corolla are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $620 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $232 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can be anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota GR Corolla insurance rates. A driver around age 40 might see prices as low as $850 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,830 on average in New York, Louisiana, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$124 -9.7%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,462 $178 13.9%
Colorado $1,226 -$58 -4.5%
Connecticut $1,318 $34 2.6%
Delaware $1,454 $170 13.2%
Florida $1,604 $320 24.9%
Georgia $1,188 -$96 -7.5%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $958 -$326 -25.4%
Indiana $966 -$318 -24.8%
Iowa $868 -$416 -32.4%
Kansas $1,218 -$66 -5.1%
Kentucky $1,748 $464 36.1%
Louisiana $1,900 $616 48.0%
Maine $790 -$494 -38.5%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,024 -$260 -20.2%
Michigan $2,228 $944 73.5%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,136 -$148 -11.5%
Montana $1,380 $96 7.5%
Nebraska $1,010 -$274 -21.3%
Nevada $1,538 $254 19.8%
New Hampshire $928 -$356 -27.7%
New Jersey $1,434 $150 11.7%
New Mexico $1,136 -$148 -11.5%
New York $1,352 $68 5.3%
North Carolina $738 -$546 -42.5%
North Dakota $1,052 -$232 -18.1%
Ohio $886 -$398 -31.0%
Oklahoma $1,316 $32 2.5%
Oregon $1,178 -$106 -8.3%
Pennsylvania $1,224 -$60 -4.7%
Rhode Island $1,714 $430 33.5%
South Carolina $1,166 -$118 -9.2%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,124 -$160 -12.5%
Texas $1,546 $262 20.4%
Utah $950 -$334 -26.0%
Vermont $876 -$408 -31.8%
Virginia $770 -$514 -40.0%
Washington $988 -$296 -23.1%
West Virginia $1,180 -$104 -8.1%
Wisconsin $890 -$394 -30.7%
Wyoming $1,142 -$142 -11.1%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $346 $570 $258 $1,284
2023 Toyota GR Corolla $332 $566 $264 $1,272

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Toyota GR Corolla Insurance

Getting lower rates on Toyota GR Corolla insurance requires being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Make time to compare rates at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the primary concepts that were touched on in this article.

  • Drivers can save approximately $160 per year just by shopping early and online
  • High-risk drivers that tend to have accidents or serious violations pay on average $1,470 more annually than a safer driver
  • Increasing physical damage deductibles could save as much as $600 each year
  • Drivers age 16 to 20 have the highest car insurance prices, with premiums as much as $372 a month if the policy includes full coverage

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,910
30 $1,358
40 $1,284
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,502
$500 $1,284
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,336
100/300 $1,400
250/500 $1,568
100 CSL $1,361
300 CSL $1,503
500 CSL $1,607

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,624
30 $2,830
40 $2,750
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $100
5-yr Claim Free $84
Paid in Full/EFT $64
Advance Quote $65
Online Quote $94
Total Discounts $558
Rate after discounts $726

Discounts are estimated and may not be available from every company or in every state.

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