Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Toyota GR Corolla are $1,272 annually for full coverage insurance. Comprehensive insurance costs an estimated $332, collision insurance costs $566, and liability coverage costs around $264. Liability-only insurance costs as low as $312 a year, and high-risk driver insurance costs $2,728 or more. 16-year-old drivers pay the highest rates at up to $4,452 a year.

Average premium for full coverage: $1,272

Price estimates broken down by individual coverage:

Comprehensive $332
Collision $566
Liability $264

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all GR Corolla models.

Price Range from Low to High

Using a middle-aged driver as an example, Toyota GR Corolla insurance prices range from as cheap as $312 for a discount liability-only rate to the much higher price of $2,728 for a driver required to buy high-risk insurance.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have fewer physical damage claims than congested cities. The example below illustrates how where you live affects insurance prices.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

The ranges above illustrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Toyota GR Corolla insurance rates for other coverage scenarios.

  • The best full coverage rate is $718
  • Using higher $1,000 deductibles will save approximately $204 each year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,272
  • Buying pricier low deductibles for physical damage coverage costs an additional $394 each year
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,728
  • The price with full coverage for a teenage driver for full coverage can cost as much as $4,452 or more

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance prices range from $718 to $4,452 for full coverage

Car insurance prices for a Toyota GR Corolla are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. Toyota GR Corolla insurance for high-risk drivers can be around 45% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $600 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $237 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Toyota GR Corolla insurance rates. A driver around age 40 might see prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,710 on average in Florida, New York, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Toyota GR Corolla Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a summary of the data touched on in the above illustrations.

  • Consumers who want increased liability limits will pay around $290 annually to increase from a low limit to higher 250/500 limits
  • It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $600 each year
  • Drivers under the age of 20 have the highest car insurance prices, as much as $371 a month if comprehensive and collision insurance is included

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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