Toyota Crown Insurance Rates

The average auto insurance rates for a Toyota Crown are $1,530 annually for full coverage. Comprehensive insurance costs on average $370 a year, collision insurance costs $686, and liability costs $338. Liability-only coverage costs as little as $394 a year, and high-risk coverage costs $3,310 or more. Teen drivers cost the most to insure at up to $5,472 a year.

Average premium for full coverage: $1,530

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Crown trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Crown insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $858
• Drivers who choose higher $1,000 deductibles will pay around $1,288 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,530
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $464 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,310
• Policy cost with full coverage for a teen driver may cost $5,472 a year

View Chart as Image

Insurance rates for a Toyota Crown also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $710 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Toyota Crown insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Idaho, Maine, and Iowa, or as much as $2,180 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Right Toyota Crown Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a quick rundown of the material that was presented in the illustrations above.

• Policyholders who require more liability coverage will pay about $370 each year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers pay higher rates, costing up to $456 each month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,780 more each year to insure their Crown
• Increasing comprehensive and collision deductibles could save up to $700 each year