Toyota Crown Insurance Rates

The average insurance rates for a Toyota Crown are $1,530 a year for full coverage. Comprehensive costs on average $370 a year, collision insurance costs $686, and liability is $338. A liability-only policy costs around $394 a year, and high-risk insurance costs around $3,310. Teenage drivers cost the most to insure at up to $5,472 a year.

Average premium for full coverage: $1,530

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Crown trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Crown insurance rates for different risk profiles and scenarios.

• The best discount rate is $858
• Raising to $1,000 deductibles will save around $1,288 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,530
• Using low $100 deductibles will increase the cost to $1,994
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,310
• Policy cost for full coverage for a teen driver may cost $5,472

View Chart as Image

Car insurance rates for a Toyota Crown also range considerably based on your risk profile, the trim level of your Crown, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,400 a year. View Rates by Age

Your home state also has a big influence on Toyota Crown insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,180 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $710 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Toyota Crown Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least every other year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a review of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers who have several accidents or serious violations will pay on average $1,780 more each year for car insurance
• Drivers can save as much as $190 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $700 each year
• Policyholders who require higher liability limits will pay an extra $370 each year to raise from a 30/60 limit to 250/500 limits