Toyota Crown Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Toyota Crown are $1,542 a year for full coverage insurance. Comprehensive insurance costs around $384 each year, collision insurance costs $690, and liability costs $332. Buying just liability costs as little as $388 a year, and insurance for high-risk drivers costs $3,332 or more. Teen drivers pay the highest rates at up to $5,482 a year.
Average premium for full coverage: $1,542
Price estimates for individual coverage:
These estimates include $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Crown models.
Price Range from Low to High
For a 40-year-old driver, Toyota Crown insurance prices range from the low end price of $388 for just liability coverage to a high rate of $3,332 for a high-risk driver policy.
Geographic Price Range
Your location can have significant affects on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how your location can change auto insurance rates.
The ranges above illustrate why all drivers should compare rates for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Toyota Crown insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $868
- Drivers who choose higher $1,000 deductibles will pay about $244 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,542
- Choosing low deductibles for comprehensive and collision insurance will cost an additional $476 every year
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $3,332
- The price that insures a teen driver can be $5,482 a year
Insurance prices for a Toyota Crown are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,800 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,400 a year. View Rates by Age
The state you live in makes a big difference in Toyota Crown insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,080 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$148 | -9.6% |
| Alaska | $1,184 | -$358 | -23.2% |
| Arizona | $1,280 | -$262 | -17.0% |
| Arkansas | $1,542 | -$0 | 0.0% |
| California | $1,758 | $216 | 14.0% |
| Colorado | $1,472 | -$70 | -4.5% |
| Connecticut | $1,584 | $42 | 2.7% |
| Delaware | $1,744 | $202 | 13.1% |
| Florida | $1,928 | $386 | 25.0% |
| Georgia | $1,426 | -$116 | -7.5% |
| Hawaii | $1,108 | -$434 | -28.1% |
| Idaho | $1,044 | -$498 | -32.3% |
| Illinois | $1,146 | -$396 | -25.7% |
| Indiana | $1,162 | -$380 | -24.6% |
| Iowa | $1,040 | -$502 | -32.6% |
| Kansas | $1,464 | -$78 | -5.1% |
| Kentucky | $2,104 | $562 | 36.4% |
| Louisiana | $2,282 | $740 | 48.0% |
| Maine | $952 | -$590 | -38.3% |
| Maryland | $1,274 | -$268 | -17.4% |
| Massachusetts | $1,230 | -$312 | -20.2% |
| Michigan | $2,678 | $1,136 | 73.7% |
| Minnesota | $1,292 | -$250 | -16.2% |
| Mississippi | $1,848 | $306 | 19.8% |
| Missouri | $1,370 | -$172 | -11.2% |
| Montana | $1,656 | $114 | 7.4% |
| Nebraska | $1,216 | -$326 | -21.1% |
| Nevada | $1,850 | $308 | 20.0% |
| New Hampshire | $1,112 | -$430 | -27.9% |
| New Jersey | $1,724 | $182 | 11.8% |
| New Mexico | $1,364 | -$178 | -11.5% |
| New York | $1,624 | $82 | 5.3% |
| North Carolina | $888 | -$654 | -42.4% |
| North Dakota | $1,266 | -$276 | -17.9% |
| Ohio | $1,062 | -$480 | -31.1% |
| Oklahoma | $1,582 | $40 | 2.6% |
| Oregon | $1,412 | -$130 | -8.4% |
| Pennsylvania | $1,470 | -$72 | -4.7% |
| Rhode Island | $2,058 | $516 | 33.5% |
| South Carolina | $1,398 | -$144 | -9.3% |
| South Dakota | $1,300 | -$242 | -15.7% |
| Tennessee | $1,348 | -$194 | -12.6% |
| Texas | $1,860 | $318 | 20.6% |
| Utah | $1,142 | -$400 | -25.9% |
| Vermont | $1,054 | -$488 | -31.6% |
| Virginia | $922 | -$620 | -40.2% |
| Washington | $1,192 | -$350 | -22.7% |
| West Virginia | $1,416 | -$126 | -8.2% |
| Wisconsin | $1,066 | -$476 | -30.9% |
| Wyoming | $1,374 | -$168 | -10.9% |
Choosing high deductibles could save up to $720 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $384 | $690 | $332 | $1,542 |
| 2023 Toyota Crown | $370 | $686 | $338 | $1,530 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Toyota Crown Insurance
Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Shop around every time your policy renews by requesting rates from direct insurance companies, and also from insurance agencies where you live.
The following is a brief summary of the information illustrated above.
- It is possible to save up to $190 per year just by quoting online in advance
- Teens are charged the highest prices, as much as $457 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles can save approximately $725 each year
- Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,790 more every year for Crown insurance
- Policyholders who may need higher liability limits will pay about $370 annually to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,482 |
| 20 | $3,542 |
| 30 | $1,628 |
| 40 | $1,542 |
| 50 | $1,404 |
| 60 | $1,380 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,018 |
| $250 | $1,798 |
| $500 | $1,542 |
| $1,000 | $1,298 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,542 |
| 50/100 | $1,608 |
| 100/300 | $1,691 |
| 250/500 | $1,907 |
| 100 CSL | $1,642 |
| 300 CSL | $1,824 |
| 500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,880 |
| 20 | $5,634 |
| 30 | $3,428 |
| 40 | $3,332 |
| 50 | $3,172 |
| 60 | $3,144 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $77 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
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