Toyota Crown Insurance Rates

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Cheap 2023 Toyota Crown Insurance Quotes in 2025

Wish you could get a refund on an expensive insurance policy? Don't feel bad because many drivers have buyer's remorse. Vehicle owners have many auto insurance companies to pick from, and though it is a good thing to be able to choose, it can be more challenging to find the best rates for your vehicles. It's smart to take a look at other company's rates on a regular basis because insurance prices...

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UPDATED: Mar 28, 2024

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The average insurance rates for a Toyota Crown are $1,542 a year for full coverage. Comprehensive insurance costs on average $384, collision costs $690, and liability coverage is $332. Liability-only insurance costs around $388 a year, with high-risk driver insurance costing $3,332 or more. Teens cost the most to insure at $5,482 a year or more.

Average premium for full coverage: $1,542

Policy rates by type of insurance:

Comprehensive $384
Collision $690
Liability $332

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Crown trim levels.

Price Range Variability

For an average driver, Toyota Crown insurance rates go from the low end price of $388 for a discount liability-only rate to a much higher rate of $3,332 for high-risk insurance.

Liability Only $388
Full Coverage $1,542
High Risk $3,332

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,157
Small Cities $1,619
Large Cities $2,082

The examples above show why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Toyota Crown insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $868
  • Raising to $1,000 deductibles will save around $244 a year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,542
  • Selecting more expensive low deductibles will cost an additional $476 each year
  • Unlucky drivers with serious driving violations could pay upwards of $3,332 or more
  • Policy cost that insures a teenage driver with full coverage may cost $5,482

View Chart as Image

Toyota Crown insurance cost comparison chart
Column chart showing full coverage Toyota Crown insurance prices range from $868 to $5,482

Auto insurance rates for a Toyota Crown also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 130% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $5,400 a year. View Rates by Age

Your home state also has a big influence on Toyota Crown insurance rates. A middle-age driver might find rates as low as $1,020 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,200 on average in Michigan, Louisiana, and New York.

Toyota Crown Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$148 -9.6%
Alaska $1,184 -$358 -23.2%
Arizona $1,280 -$262 -17.0%
Arkansas $1,542 -$0 0.0%
California $1,758 $216 14.0%
Colorado $1,472 -$70 -4.5%
Connecticut $1,584 $42 2.7%
Delaware $1,744 $202 13.1%
Florida $1,928 $386 25.0%
Georgia $1,426 -$116 -7.5%
Hawaii $1,108 -$434 -28.1%
Idaho $1,044 -$498 -32.3%
Illinois $1,146 -$396 -25.7%
Indiana $1,162 -$380 -24.6%
Iowa $1,040 -$502 -32.6%
Kansas $1,464 -$78 -5.1%
Kentucky $2,104 $562 36.4%
Louisiana $2,282 $740 48.0%
Maine $952 -$590 -38.3%
Maryland $1,274 -$268 -17.4%
Massachusetts $1,230 -$312 -20.2%
Michigan $2,678 $1,136 73.7%
Minnesota $1,292 -$250 -16.2%
Mississippi $1,848 $306 19.8%
Missouri $1,370 -$172 -11.2%
Montana $1,656 $114 7.4%
Nebraska $1,216 -$326 -21.1%
Nevada $1,850 $308 20.0%
New Hampshire $1,112 -$430 -27.9%
New Jersey $1,724 $182 11.8%
New Mexico $1,364 -$178 -11.5%
New York $1,624 $82 5.3%
North Carolina $888 -$654 -42.4%
North Dakota $1,266 -$276 -17.9%
Ohio $1,062 -$480 -31.1%
Oklahoma $1,582 $40 2.6%
Oregon $1,412 -$130 -8.4%
Pennsylvania $1,470 -$72 -4.7%
Rhode Island $2,058 $516 33.5%
South Carolina $1,398 -$144 -9.3%
South Dakota $1,300 -$242 -15.7%
Tennessee $1,348 -$194 -12.6%
Texas $1,860 $318 20.6%
Utah $1,142 -$400 -25.9%
Vermont $1,054 -$488 -31.6%
Virginia $922 -$620 -40.2%
Washington $1,192 -$350 -22.7%
West Virginia $1,416 -$126 -8.2%
Wisconsin $1,066 -$476 -30.9%
Wyoming $1,374 -$168 -10.9%

View Chart as Image

Toyota Crown insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $720 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $299 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see how they stack up. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Toyota Crown Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota Crown $384 $690 $332 $1,542
2023 Toyota Crown $370 $686 $338 $1,530

Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Toyota Crown Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a review of the material that was covered in the above illustrations.

  • Consumers who require more liability coverage will pay approximately $370 each year to raise from a 30/60 limit to the 250/500 level
  • Teen drivers are charged the highest rates, costing up to $457 each month if the policy includes full coverage
  • Drivers who have several accidents or serious violations may pay on average $1,790 more each year to insure their Crown
  • Increasing comprehensive and collision deductibles can save approximately $725 each year

Rates by Driver Age

Toyota Crown Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,542
30 $1,628
40 $1,542
50 $1,404
60 $1,380

Full coverage, $500 deductibles

Rates by Deductible

Toyota Crown Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,018
$250 $1,798
$500 $1,542
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Toyota Crown Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,542
50/100 $1,608
100/300 $1,691
250/500 $1,907
100 CSL $1,642
300 CSL $1,824
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Crown Insurance Rates for High Risk Drivers
Age Premium
16 $7,880
20 $5,634
30 $3,428
40 $3,332
50 $3,172
60 $3,144

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $121
5-yr Claim Free $101
Paid in Full/EFT $77
Advance Quote $79
Online Quote $112
Total Discounts $674
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

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