Toyota Crown Insurance Rates

Average insurance rates for a Toyota Crown are $1,542 a year with full coverage. Comprehensive costs on average $384 a year, collision insurance costs $690, and liability coverage costs around $332. Buying just liability costs as low as $388 a year, and insurance for high-risk drivers costs around $3,332. Teens receive the highest rates at up to $5,482 a year.

Average premium for full coverage: $1,542

Rate estimates by individual coverage type:

These estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Crown trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota Crown insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $868
• Using higher $1,000 deductibles will save around $1,298 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,542
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $2,018
• Higher-risk drivers with serious driving violations could pay upwards of $3,332
• The cost for full coverage for a teenage driver may cost $5,482 or more

View Chart as Image

Auto insurance rates for a Toyota Crown can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $5,400 a year. View Rates by Age

Where you live has a huge impact on Toyota Crown insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,080 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $720 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $299 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than the average policy. View High Risk Driver Rates

How to Find Cheap Toyota Crown Insurance

Saving money on auto insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The following is a brief summary of the primary concepts that were touched on in this article.

• You may be able to save as much as $190 per year just by quoting early and online
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,790 more each year for Crown insurance
• Increasing deductibles can save around $725 each year
• Teens are charged the highest rates, with premiums as much as $457 per month if they have full coverage