Toyota Crown Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Toyota Crown are $1,530 annually for full coverage. Comprehensive insurance costs on average $370, collision costs $686, and liability coverage is estimated at $338. Liability-only coverage costs approximately $394 a year, with high-risk coverage costing $3,310 or more. 16-year-old drivers pay the most at $5,472 a year or more.

Average premium for full coverage: $1,530

Premium estimates by type of coverage:

Comprehensive $370
Collision $686
Liability $338

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Crown models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Toyota Crown go from as cheap as $394 for basic liability insurance to the much higher price of $3,310 for a high-risk insurance policy.

Liability Only $394
Full Coverage $1,530
High Risk $3,310

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than congested cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,148
Small Cities $1,607
Large Cities $2,066

These rate differences show why everyone should get quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Toyota Crown insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $858
  • Choosing higher $1,000 deductibles can save around $242 a year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,530
  • Buying pricier low deductibles for comp and collision coverage costs an additional $464 each year
  • Drivers with multiple tickets or accidents could pay upwards of $3,310 or more
  • An auto insurance policy with full coverage for a teenage driver for full coverage may cost $5,472 each year

View Chart as Image

Toyota Crown insurance cost comparison chart
Column chart showing full coverage Toyota Crown insurance prices range from $858 to $5,472

Insurance prices for a Toyota Crown also have a wide range based on the model of your Crown, your driver profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 extra annually, depending on your age. Toyota Crown insurance for high-risk drivers ranges around 44% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $710 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Toyota Crown insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Idaho, Maine, and Iowa, or at least $2,180 on average in Michigan, Louisiana, and New York.

Toyota Crown Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,382 -$148 -9.7%
Alaska $1,174 -$356 -23.3%
Arizona $1,268 -$262 -17.1%
Arkansas $1,530 -$0 0.0%
California $1,742 $212 13.9%
Colorado $1,458 -$72 -4.7%
Connecticut $1,570 $40 2.6%
Delaware $1,730 $200 13.1%
Florida $1,910 $380 24.8%
Georgia $1,412 -$118 -7.7%
Hawaii $1,100 -$430 -28.1%
Idaho $1,036 -$494 -32.3%
Illinois $1,138 -$392 -25.6%
Indiana $1,152 -$378 -24.7%
Iowa $1,030 -$500 -32.7%
Kansas $1,450 -$80 -5.2%
Kentucky $2,084 $554 36.2%
Louisiana $2,262 $732 47.8%
Maine $944 -$586 -38.3%
Maryland $1,262 -$268 -17.5%
Massachusetts $1,220 -$310 -20.3%
Michigan $2,654 $1,124 73.5%
Minnesota $1,282 -$248 -16.2%
Mississippi $1,830 $300 19.6%
Missouri $1,356 -$174 -11.4%
Montana $1,640 $110 7.2%
Nebraska $1,202 -$328 -21.4%
Nevada $1,832 $302 19.7%
New Hampshire $1,102 -$428 -28.0%
New Jersey $1,708 $178 11.6%
New Mexico $1,352 -$178 -11.6%
New York $1,608 $78 5.1%
North Carolina $880 -$650 -42.5%
North Dakota $1,252 -$278 -18.2%
Ohio $1,052 -$478 -31.2%
Oklahoma $1,568 $38 2.5%
Oregon $1,400 -$130 -8.5%
Pennsylvania $1,458 -$72 -4.7%
Rhode Island $2,038 $508 33.2%
South Carolina $1,384 -$146 -9.5%
South Dakota $1,290 -$240 -15.7%
Tennessee $1,338 -$192 -12.5%
Texas $1,842 $312 20.4%
Utah $1,132 -$398 -26.0%
Vermont $1,044 -$486 -31.8%
Virginia $916 -$614 -40.1%
Washington $1,180 -$350 -22.9%
West Virginia $1,400 -$130 -8.5%
Wisconsin $1,056 -$474 -31.0%
Wyoming $1,360 -$170 -11.1%

View Chart as Image

Toyota Crown insurance rates by U.S. city

With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, so the prices will be substantially different between companies.

Toyota Crown Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota Crown $370 $686 $338 $1,530
2023 Toyota Crown $356 $668 $354 $1,514

Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Toyota Crown Insurance

Finding better rates on auto insurance takes being safe and accident-free, having a good credit history, not filing small claims, and bundling your home and auto policies. Set aside time to compare rates at least every other year by requesting rates from direct carriers, and also from local insurance agents.

Below you'll find a brief summary of the car insurance concepts covered above.

  • Drivers that tend to have accidents or serious violations may be required to pay an average of $1,780 more each year than a low-risk driver
  • Drivers can save as much as $190 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save up to $700 each year
  • Consumers who require more liability protection will pay around $370 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Toyota Crown Insurance Rates by Driver Age
Driver Age Premium
16 $5,472
20 $3,524
30 $1,610
40 $1,530
50 $1,394
60 $1,370

Full coverage, $500 deductibles

Rates by Deductible

Toyota Crown Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,994
$250 $1,778
$500 $1,530
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Toyota Crown Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,530
50/100 $1,598
100/300 $1,682
250/500 $1,902
100 CSL $1,631
300 CSL $1,817
500 CSL $1,953

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Crown Insurance Rates for High Risk Drivers
Age Premium
16 $7,862
20 $5,606
30 $3,404
40 $3,310
50 $3,152
60 $3,126

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $121
5-yr Claim Free $100
Paid in Full/EFT $76
Advance Quote $79
Online Quote $112
Total Discounts $672
Rate after discounts $858

Discounts are estimated and may not be available from every company or in every state.

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