Toyota Corolla Cross Insurance Rates

The average insurance rates for a Toyota Corolla Cross are $1,204 a year with full coverage. Comprehensive costs on average $248 a year, collision insurance costs $466, and liability coverage is estimated at $354. A liability-only policy costs approximately $406 a year, and high-risk insurance costs around $2,608. Teen drivers cost the most to insure at up to $4,500 a year.

Average premium for full coverage: $1,204

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Corolla Cross trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to get quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Toyota Corolla Cross insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $692
• Choosing higher $1,000 deductibles can save around $1,042 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,204
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,520
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,608
• Policy cost for full coverage for a teenage driver may cost $4,500 each year

View Chart as Image

Car insurance rates for a Toyota Corolla Cross also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Corolla Cross insurance rates. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $480 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than average. View High Risk Driver Rates

How to Find the Best Cheap Toyota Corolla Cross Insurance

Finding cheaper rates on auto insurance takes being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a quick review of the material that was touched on in the above illustrations.

• Consumers who require an increased level of liability coverage will pay about $390 every year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, as much as $375 each month if full coverage is included
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,400 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $475 each year