Toyota Corolla Cross Insurance Rates

The average auto insurance rates for a Toyota Corolla Cross are $1,204 annually for full coverage. Comprehensive costs approximately $248 each year, collision insurance costs $466, and liability is estimated at $354. Buying just liability costs approximately $406 a year, and insurance for high-risk drivers costs around $2,608. 16-year-old drivers cost the most to insure at up to $4,500 a year.

Average premium for full coverage: $1,204

Policy rates by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Corolla Cross models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota Corolla Cross insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $692
• Choosing higher $1,000 deductibles can save $162 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,204
• Buying low deductibles for comp and collision coverage will cost $1,520
• Unlucky drivers with multiple tickets or accidents could pay around $2,608
• Policy cost with full coverage for a teen driver can cost $4,500 each year

View Chart as Image

Insurance rates for a Toyota Corolla Cross also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $480 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota Corolla Cross insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Low Cost Toyota Corolla Cross Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the data covered in the above illustrations.

• Policyholders who purchase higher liability limits will pay around $390 each year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers can save around $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Teenagers are expensive to insure, costing up to $375 each month including comprehensive and collision insurance