Toyota Corolla Cross Insurance Rates

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View 2022 Toyota Corolla Cross Car Insurance Rates in 2025

Searching for better insurance coverage rates for your Toyota Corolla Cross? Having to pay for expensive Toyota Corolla Cross insurance can deplete your personal savings and possibly require postponing other expenditures. Comparing rate quotes is an excellent way to make ends meet. Companies like Allstate and Progressive all claim big savings with TV and radio ads and it is difficult to see past ...

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Toyota Corolla Cross are $1,208 annually including full coverage. Comprehensive insurance costs on average $256, collision costs $478, and liability is estimated at $338. A liability-only policy costs approximately $394 a year, with high-risk insurance costing $2,616 or more. Teen drivers pay the most at $4,490 a year or more.

Average premium for full coverage: $1,208

Premium estimates by type of coverage:

Comprehensive $256
Collision $478
Liability $338

Rates are based on $500 deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all Corolla Cross models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Toyota Corolla Cross go from as cheap as $394 for minimum levels of liability insurance to the much higher price of $2,616 for coverage for higher-risk drivers.

Liability Only $394
Full Coverage $1,208
High Risk $2,616

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

Rural Areas $906
Small Cities $1,268
Large Cities $1,631

These rate differences highlight why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Toyota Corolla Cross insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $694
  • Choosing higher $1,000 deductibles can save around $166 every year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,208
  • Choosing pricier low deductibles for comp and collision coverage costs an additional $324 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,616 or more
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $4,490 each year

View Chart as Image

Toyota Corolla Cross insurance cost comparison chart
Column chart showing full coverage Toyota Corolla Cross insurance prices range from $694 to $4,490

Auto insurance prices for a Toyota Corolla Cross also have a wide range based on the model of your Corolla Cross, your driving characteristics, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Toyota Corolla Cross insurance for high-risk drivers ranges from 45% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $490 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Toyota Corolla Cross insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,720 on average in Michigan, New York, and Louisiana.

Toyota Corolla Cross Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,092 -$116 -9.6%
Alaska $926 -$282 -23.3%
Arizona $1,002 -$206 -17.1%
Arkansas $1,208 -$0 0.0%
California $1,376 $168 13.9%
Colorado $1,154 -$54 -4.5%
Connecticut $1,240 $32 2.6%
Delaware $1,366 $158 13.1%
Florida $1,508 $300 24.8%
Georgia $1,114 -$94 -7.8%
Hawaii $868 -$340 -28.1%
Idaho $820 -$388 -32.1%
Illinois $900 -$308 -25.5%
Indiana $912 -$296 -24.5%
Iowa $814 -$394 -32.6%
Kansas $1,148 -$60 -5.0%
Kentucky $1,648 $440 36.4%
Louisiana $1,788 $580 48.0%
Maine $746 -$462 -38.2%
Maryland $998 -$210 -17.4%
Massachusetts $964 -$244 -20.2%
Michigan $2,096 $888 73.5%
Minnesota $1,012 -$196 -16.2%
Mississippi $1,448 $240 19.9%
Missouri $1,072 -$136 -11.3%
Montana $1,296 $88 7.3%
Nebraska $950 -$258 -21.4%
Nevada $1,448 $240 19.9%
New Hampshire $870 -$338 -28.0%
New Jersey $1,350 $142 11.8%
New Mexico $1,068 -$140 -11.6%
New York $1,270 $62 5.1%
North Carolina $696 -$512 -42.4%
North Dakota $990 -$218 -18.0%
Ohio $834 -$374 -31.0%
Oklahoma $1,240 $32 2.6%
Oregon $1,108 -$100 -8.3%
Pennsylvania $1,152 -$56 -4.6%
Rhode Island $1,610 $402 33.3%
South Carolina $1,094 -$114 -9.4%
South Dakota $1,018 -$190 -15.7%
Tennessee $1,056 -$152 -12.6%
Texas $1,456 $248 20.5%
Utah $894 -$314 -26.0%
Vermont $826 -$382 -31.6%
Virginia $724 -$484 -40.1%
Washington $932 -$276 -22.8%
West Virginia $1,108 -$100 -8.3%
Wisconsin $834 -$374 -31.0%
Wyoming $1,074 -$134 -11.1%

View Chart as Image

Toyota Corolla Cross insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different between companies.

Toyota Corolla Cross Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota Corolla Cross $268 $482 $332 $1,218
2023 Toyota Corolla Cross $256 $478 $338 $1,208
2022 Toyota Corolla Cross $248 $466 $354 $1,204

Rates are averaged for all Toyota Corolla Cross models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Toyota Corolla Cross Insurance

Finding better rates on insurance for a Toyota Corolla Cross takes not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Invest time comparing rates at least once a year by obtaining price quotes from direct car insurance companies, and also from several local insurance agents.

The following is a quick review of the primary concepts that were covered in the charts and tables above.

  • You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
  • Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,410 more each year for Corolla Cross insurance
  • Increasing policy deductibles could save up to $500 each year
  • Teens are charged the highest prices, with the cost nearing $374 per month if full coverage is included

Rates by Driver Age

Toyota Corolla Cross Insurance Rates by Driver Age
Driver Age Premium
16 $4,490
20 $2,792
30 $1,260
40 $1,208
50 $1,104
60 $1,084

Full coverage, $500 deductibles

Rates by Deductible

Toyota Corolla Cross Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,532
$250 $1,382
$500 $1,208
$1,000 $1,042

Full coverage, driver age 40

Rates by Liability Limit

Toyota Corolla Cross Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,208
50/100 $1,276
100/300 $1,360
250/500 $1,580
100 CSL $1,309
300 CSL $1,495
500 CSL $1,631

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Corolla Cross Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,442
30 $2,674
40 $2,616
50 $2,494
60 $2,472

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $169

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $90
5-yr Claim Free $78
Paid in Full/EFT $56
Advance Quote $60
Online Quote $86
Total Discounts $514
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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