Toyota Camry Hybrid Insurance Rates

The average insurance rates for a Toyota Camry Hybrid are $1,302 a year for full coverage. Comprehensive insurance costs around $214 a year, collision insurance costs $388, and liability is estimated at $520. Liability-only insurance costs approximately $576 a year, and high-risk driver insurance costs $2,826 or more. Teenage drivers cost the most to insure at up to $5,142 a year.

Average premium for full coverage: $1,302

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Camry Hybrid trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Camry Hybrid insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save about $1,164 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,302
• Using low $100 deductibles for comp and collision coverage will cost an additional $266 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,826
• Policy cost that insures a teen driver can be $5,142 each year

View Chart as Image

Auto insurance rates for a Toyota Camry Hybrid also range considerably based on the trim level of your Camry Hybrid, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Camry Hybrid insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,860 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $410 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $468 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Toyota Camry Hybrid Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by requesting rates from direct carriers, and also from several local insurance agents.

The points below are a brief recap of the coverage data covered in the above illustrations.

• Drivers can save up to $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers under the age of 20 are expensive to insure, costing up to $429 each month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,520 more every year to insure a Toyota Camry Hybrid