Toyota Camry Hybrid Insurance Rates

The average insurance prices for a Toyota Camry Hybrid are $1,302 every 12 months for full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $388, and liability coverage costs $520. Buying just liability costs as little as $576 a year, and insurance for high-risk drivers costs $2,826 or more. Teenage drivers cost the most to insure at up to $5,142 a year.

Average premium for full coverage: $1,302

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Camry Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The examples above show why everyone should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Camry Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Drivers who choose higher $1,000 deductibles will pay $138 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,302
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $266 each year
• High-risk insureds who are prone to accidents and violations could pay around $2,826
• Policy cost to insure a teenage driver for full coverage can cost $5,142 a year

View Chart as Image

Insurance rates for a Toyota Camry Hybrid also range considerably based on liability limits and deductibles, your driver profile, and the model of your Camry Hybrid.

Using high physical damage deductibles could save up to $410 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $468 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Toyota Camry Hybrid insurance for high-risk drivers can cost around 43% to 137% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota Camry Hybrid insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,860 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Low Cost Toyota Camry Hybrid Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a review of the data touched on above.

• Consumers who purchase higher liability limits will pay an extra $570 each year to go from a 30/60 limit to a 250/500 level
• Drivers can save around $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Teens are expensive to insure, costing up to $429 each month if they have full coverage