Toyota Camry Hybrid Insurance Rates

Average insurance prices for a Toyota Camry Hybrid are $1,352 every 12 months for full coverage insurance. Comprehensive costs an estimated $230 each year, collision insurance costs $422, and liability coverage is $520. A policy with just liability insurance costs around $576 a year, and coverage for high-risk drivers costs around $2,932. Teenage drivers receive the highest rates at up to $5,296 a year.

Average premium for full coverage: $1,352

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Camry Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These examples illustrate why all drivers should compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota Camry Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $793
• Raising to $1,000 deductibles will save approximately $150 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,352
• Using low deductibles increases the price to $1,638
• Unlucky drivers who are prone to accidents and violations could pay up to $2,932
• The cost to insure a teenage driver can cost as much as $5,296

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Insurance rates for a Toyota Camry Hybrid can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $440 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,600 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Toyota Camry Hybrid insurance rates. A middle-age driver might find rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.

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How to Shop for Affordable Toyota Camry Hybrid Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least every other year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the car insurance concepts covered in the charts and tables above.

• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,580 more annually for auto insurance
• It is possible to save approximately $160 per year just by quoting online in advance
• Increasing deductibles could save as much as $425 each year
• Consumers who want higher levels of liability will pay an extra $570 annually to raise from a minimum limit to a 250/500 level