Toyota Camry Hybrid Insurance Rates

Average insurance rates for a Toyota Camry Hybrid are $1,302 a year for full coverage insurance. Comprehensive insurance costs on average $214 each year, collision insurance costs $388, and liability costs around $520. Buying just liability costs as low as $576 a year, and insurance for high-risk drivers costs $2,826 or more. Teenage drivers receive the highest rates at up to $5,142 a year.

Average premium for full coverage: $1,302

Rate estimates by individual coverage type:

Price estimates include $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Camry Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why all drivers should compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Toyota Camry Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $767
• Using higher $1,000 deductibles will save around $138 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,302
• Using low deductibles for physical damage coverage will cost an additional $266 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,826
• The cost that insures a teen driver may cost $5,142 or more

View Chart as Image

Auto insurance rates for a Toyota Camry Hybrid can also vary considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Where you live has a huge impact on Toyota Camry Hybrid insurance prices. A driver around age 40 might see rates as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,760 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $410 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $468 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Toyota Camry Hybrid Insurance

Saving money on car insurance requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a condensed summary of the data covered in the above illustrations.

• Policyholders who require higher liability limits will pay an extra $570 annually to increase from a minimum limit to the 250/500 level
• It is possible to save as much as $150 per year just by quoting online in advance
• Increasing deductibles can save approximately $400 each year
• Teens are charged the highest rates, costing up to $429 per month if the policy includes full coverage