Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $960 every 12 months with full coverage. Comprehensive costs approximately $198 each year, collision insurance costs $352, and liability coverage costs $300. Liability-only coverage costs as little as $342 a year, and high-risk coverage costs around $2,074. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

These examples demonstrate why all drivers should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best discount rate is $553
• Drivers who choose higher $1,000 deductibles will pay $124 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $960
• Using low deductibles for comprehensive and collision insurance increases the price to $1,204
• High-risk insureds who are prone to accidents and violations could pay around $2,074
• The cost to insure a teenage driver can cost $3,596 a year

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Car insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driving record, and the model of your C-Hr.

Using high physical damage deductibles could save up to $370 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 127% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Toyota C-Hr insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for More Affordable Toyota C-Hr Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the material that was covered in the charts and tables above.

• Consumers who purchase more liability protection will pay an extra $330 every year to go from a minimum limit to a 250/500 level
• Youthful drivers pay the highest auto insurance rates, with premiums as much as $300 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,110 more per year than a low-risk driver
• Increasing deductibles could save as much as $375 each year