Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive costs approximately $198 a year, collision insurance costs $352, and liability coverage is $300. A liability-only policy costs around $342 a year, and high-risk insurance costs around $2,074. Teen drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why it is important to compare rates quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $553
• Raising to $1,000 deductibles will save $836 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $960
• Choosing low $100 deductibles bumps up the cost to $1,204
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,074
• Policy cost that insures a teenage driver can cost $3,596

View Chart as Image

Car insurance rates for a Toyota C-Hr also range considerably based on the trim level of your C-Hr, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 127% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,500 a year. View Rates by Age

Your home state also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find rates as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $370 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $270 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Toyota C-Hr Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having a positive credit history, being claim-free, and attention to physical damage deductibles. Shop around every year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a brief review of the coverage data covered in the above illustrations.

• It is possible to save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teen drivers pay the highest auto insurance rates, possibly costing $300 each month if full coverage is purchased
• Drivers with DUI or reckless driving convictions could be charged and average of $1,110 more per year to insure their C-Hr