Toyota C-Hr Insurance Rates

U.S. average insurance prices for a Toyota C-Hr are $960 every 12 months for full coverage insurance. Comprehensive insurance costs around $198, collision insurance costs $352, and liability costs around $300. A policy with just liability insurance costs as low as $342 a year, and coverage for high-risk drivers costs $2,074 or more. 16-year-old drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all C-Hr models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The example below illustrates how location impacts auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $553
• Using higher $1,000 deductibles will save about $124 each year
• The average price for the average middle-age driver using $500 deductibles is $960
• Buying pricier low deductibles for physical damage coverage costs an extra $244 every year
• Drivers with multiple tickets or accidents could pay at least $2,074
• The price to insure a teen driver for full coverage can be $3,596 or more

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Insurance prices for a Toyota C-Hr are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $370 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $270 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $3,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 extra each year, depending on your age. Toyota C-Hr insurance for high-risk drivers can be as much as 44% to 127% more than the average rate. View High Risk Driver Rates

The state you live in has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,300 on average in Michigan, New York, and Florida.

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How to Shop for Cheaper Toyota C-Hr Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having good credit, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the primary concepts that were touched on above.

• It is possible to save up to $120 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with multiple at-fault accidents may pay on average $1,110 more every year for car insurance
• Increasing physical damage deductibles could save as much as $375 each year
• Teenagers pay higher prices, as much as $300 a month if they have full coverage