Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $960 every 12 months with full coverage. Comprehensive costs an estimated $198, collision insurance costs $352, and liability coverage is estimated at $300. Buying just liability costs approximately $342 a year, and insurance for high-risk drivers costs around $2,074. Teens receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $553
• Choosing higher $1,000 deductibles can save approximately $124 annually
• The average price for a 40-year-old driver who has $500 deductibles is $960
• Selecting more expensive low deductibles for comp and collision coverage increases the price to $1,204
• Drivers with serious driving violations could pay up to $2,074
• The cost to insure a teenage driver with full coverage can cost as much as $3,596 each year

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Auto insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $270 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,100 to $1,600 in extra premium per year, depending on your age. High-risk driver insurance ranges around 44% to 127% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,300 on average in New York, Michigan, and Florida.

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How to Shop for the Cheapest Toyota C-Hr Insurance

Saving money on auto insurance takes avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a recap of the ideas that were illustrated above.

• Teenagers are the costliest to insure, with premiums as much as $300 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,110 more annually for car insurance
• Increasing deductibles could save as much as $375 each year
• You may be able to save approximately $120 per year just by shopping early and online