Toyota C-Hr Insurance Rates

Estimated insurance prices for a Toyota C-Hr are $960 every 12 months with full coverage. Comprehensive insurance costs on average $198 each year, collision insurance costs $352, and liability coverage is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs $2,074 or more. Teens pay the most at up to $3,596 a year.

Average premium for full coverage: $960

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and C-Hr models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

These rate differences demonstrate why all drivers should get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $553
• Choosing higher $1,000 deductibles can save around $124 annually
• The average price for a 40-year-old good driver with $500 deductibles is $960
• Selecting low deductibles for comp and collision coverage costs an extra $244 each year
• Drivers with serious driving violations could pay upwards of $2,074
• An auto insurance policy to insure a teenage driver may cost $3,596 each year

View Chart as Image

Insurance prices for a Toyota C-Hr also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your C-Hr.

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $270 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 127% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $700 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Toyota C-Hr Insurance

Finding better rates on auto insurance takes being a good driver, having good credit, being claim-free, and determing if full coverage is necessary. Invest the time to compare rates at every policy renewal by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following list is a brief review of the data presented in the illustrations above.

• Consumers who require an increased level of liability coverage will pay approximately $330 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $120 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Drivers age 16 to 20 pay the highest prices, possibly costing $300 per month if they have full coverage