Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year including full coverage. Comprehensive insurance costs on average $198 each year, collision insurance costs $352, and liability is $300. Liability-only insurance costs around $342 a year, and high-risk driver insurance costs $2,074 or more. Teens pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and C-Hr models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why all drivers should compare rates quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $553
• Raising to $1,000 deductibles will save around $124 every year
• The estimated price for the average middle-age driver with $500 deductibles is $960
• Selecting low deductibles will cost an additional $244 annually
• Drivers with serious driving violations could pay upwards of $2,074
• The price that insures a 16-year-old driver may cost $3,596

View Chart as Image

Car insurance prices for a Toyota C-Hr are also quite variable based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota C-Hr insurance prices. A middle-age driver might find prices as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,370 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $370 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Toyota C-Hr Insurance

Getting lower rates on insurance for a Toyota C-Hr consists of being a good driver, having a positive credit history, being claim-free, and possibly raising deductibles. Compare rates every year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief review of the coverage data covered above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $300 a month if full coverage is purchased
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,110 more each year than a safer driver