Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive costs on average $198 a year, collision insurance costs $352, and liability coverage is $300. Liability-only insurance costs around $342 a year, and high-risk driver insurance costs around $2,074. 16-year-old drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $553
• Raising to $1,000 deductibles will save around $836 annually
• The average rate for a good driver age 40 with $500 deductibles is $960
• Buying low $100 deductibles will increase the cost to $1,204
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,074
• Policy cost for full coverage for a teenage driver may cost $3,596

View Chart as Image

Auto insurance rates for a Toyota C-Hr also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $3,500 a year. View Rates by Age

Your home state also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find rates as low as $700 a year in states like New Hampshire, Ohio, and Utah, or at least $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $370 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $270 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 127% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Toyota C-Hr Insurance

Finding cheaper rates on auto insurance consists of being a low-risk driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save as much as $120 per year just by quoting early and online
• Drivers with multiple at-fault accidents may be required to pay an average of $1,110 more each year to insure their C-Hr
• Increasing comprehensive and collision deductibles can save around $375 each year
• Teen drivers are charged the highest rates, as much as $300 each month if they have full coverage