Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive costs on average $198, collision insurance costs $352, and liability is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs around $2,074. Teenage drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for different C-Hr trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best discount rate is $553
• Choosing higher $1,000 deductibles can save around $124 each year
• The estimated price for the average middle-age driver with $500 deductibles is $960
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,204
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,074
• The price that insures a teen driver with full coverage may cost $3,596 each year

View Chart as Image

Auto insurance prices for a Toyota C-Hr are also quite variable based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 44% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota C-Hr insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $370 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $270 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Toyota C-Hr Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

Below is a brief recap of the coverage data covered above.

• It is possible to save as much as $120 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $375 each year
• Teenage drivers are charged the highest prices, as much as $300 a month if the policy includes full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,110 more each year for auto insurance