Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $352, and liability insurance costs around $300. A policy with just liability insurance costs as low as $342 a year, and coverage for high-risk drivers costs $2,074 or more. Teens receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

These examples show why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota C-Hr insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $553
• Using higher $1,000 deductibles will save approximately $836 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage will cost an additional $244 a year
• Drivers with serious driving violations could pay up to $2,074
• The cost that insures a teen driver can cost as much as $3,596 or more

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 127% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $3,500 a year. View Rates by Age

Where you live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $270 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance requires being a low-risk driver, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the ideas that were covered in the charts and tables above.

• Teen drivers are expensive to insure, costing as high as $300 per month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,110 more annually to insure their C-Hr
• Increasing deductibles can save approximately $375 each year
• Drivers can save approximately $120 per year just by quoting early and online