Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $988 annually with full coverage. Comprehensive insurance costs approximately $206 each year, collision insurance costs $374, and liability costs $298. A policy with just liability insurance costs as little as $340 a year, and coverage for high-risk drivers costs $2,136 or more. Teenage drivers receive the highest rates at up to $3,678 a year.

Average premium for full coverage: $988

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best discount rate is $567
• Drivers who choose higher $1,000 deductibles will pay $130 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $988
• Using low deductibles for comprehensive and collision insurance costs an additional $258 annually
• Drivers who are prone to accidents and violations could pay around $2,136
• The cost with full coverage for a 16-year-old driver can cost $3,678 a year

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $390 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $268 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,340 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Cheaper Toyota C-Hr Insurance

Saving money on insurance for a Toyota C-Hr not only requires being safe and accident-free, but also having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates every year by obtaining price quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save around $120 per year just by quoting online in advance
• Increasing deductibles could save up to $400 each year
• Youthful drivers are the costliest to insure, with premiums as much as $307 per month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,150 more per year than a low-risk driver