Toyota C-Hr Insurance Rates

The average insurance prices for a Toyota C-Hr are $960 every 12 months with full coverage. Comprehensive insurance costs around $198, collision insurance costs $352, and liability is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs $2,074 or more. Teen drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates for type of insurance:

Prices include $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all C-Hr models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The example below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $553
• Choosing higher $1,000 deductibles can save about $124 annually
• The average price for a good driver age 40 using $500 deductibles is $960
• Choosing pricier low deductibles for comp and collision coverage costs an extra $244 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,074
• Policy cost to insure a teen driver for full coverage can be $3,596 each year

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $370 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $270 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $3,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 additional every year, depending on your age. Toyota C-Hr insurance for high-risk drivers ranges as much as 44% to 127% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Toyota C-Hr insurance prices. A good driver about age 40 could pay as low as $700 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Toyota C-Hr Insurance

Finding cheaper rates on car insurance takes having a good driving record, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least every other year by obtaining price quotes from direct companies, and also from several local insurance agents.

The next list is a quick rundown of the car insurance concepts touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,110 more every year to buy Toyota C-Hr insurance
• You may be able to save up to $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Policyholders who may need increased levels of liability coverage will pay about $330 every year to raise limits from a 30/60 limit to a 250/500 level