Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $352, and liability insurance costs $300. A liability-only policy costs as little as $342 a year, and high-risk insurance costs around $2,074. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These examples show why all drivers should compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota C-Hr insurance rates for other coverage scenarios.

• The best discount rate is $553
• Drivers who choose higher $1,000 deductibles will pay approximately $124 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $960
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,204
• High risk drivers who are prone to accidents and violations could pay up to $2,074
• The cost that insures a teen driver can cost as much as $3,596 a year

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $3,500 a year. View Rates by Age

Where you live makes a big difference in Toyota C-Hr insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $370 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $270 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Compare prices every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the ideas that were covered in the charts and tables above.

• Teenage drivers are charged the highest rates, costing as high as $300 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,110 more annually for auto insurance
• Increasing deductibles can save approximately $375 each year
• Drivers can save approximately $120 per year just by quoting online in advance