Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive costs around $198 a year, collision insurance costs $352, and liability insurance costs around $300. Liability-only coverage costs as low as $342 a year, and high-risk coverage costs around $2,074. Teenage drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best discount rate is $553
• Using higher $1,000 deductibles will save about $836 annually
• The estimated price for a good driver age 40 using $500 deductibles is $960
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,204
• Drivers who are prone to accidents and violations could pay at least $2,074
• Policy cost that insures a teen driver can be $3,596 or more

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on the trim level of your C-Hr, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,500 a year. View Rates by Age

Your home state has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $700 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $370 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $270 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Toyota C-Hr Insurance

Finding cheaper rates on Toyota C-Hr insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The list below is a recap of the data touched on in the above illustrations.

• Drivers who may need higher liability limits will pay an extra $330 every year to increase from a 30/60 limit to the 250/500 level
• You may be able to save up to $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenagers are charged the highest rates, as much as $300 each month if comprehensive and collision insurance is included