Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive insurance costs around $198 a year, collision insurance costs $352, and liability insurance is estimated at $300. Buying just liability costs approximately $342 a year, and insurance for high-risk drivers costs $2,074 or more. 16-year-old drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates for type of insurance:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $553
• Choosing higher $1,000 deductibles can save about $836 annually
• The estimated price for a good driver age 40 using $500 deductibles is $960
• Buying low $100 deductibles for comp and collision coverage will cost an additional $244 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,074
• Policy cost that insures a teen driver can be $3,596 each year

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on the trim level of your C-Hr, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay as much as $3,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $700 a year in states like New Hampshire, Ohio, and Utah, or at least $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $370 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $270 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Toyota C-Hr Insurance

Finding cheaper rates on Toyota C-Hr insurance takes having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Comparison shop at every other renewal by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The next list is a brief recap of the concepts that were illustrated above.

• High-risk drivers who tend to receive serious violations may pay on average $1,110 more every year to buy Toyota C-Hr insurance
• Drivers age 20 and younger pay higher rates, as much as $300 each month if full coverage is included
• You may be able to save up to $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save up to $120 per year just by quoting early and online