Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $988 a year for full coverage. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $374, and liability costs around $298. Buying just liability costs as low as $340 a year, and insurance for high-risk drivers costs $2,136 or more. Teen drivers receive the highest rates at up to $3,678 a year.

Average premium for full coverage: $988

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

These examples show why it is important to compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for other coverage scenarios.

• The lowest rate with discounts is $567
• Using higher $1,000 deductibles will save approximately $858 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $988
• Choosing low $100 deductibles for physical damage coverage will cost an additional $258 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,136
• The cost that insures a 16-year-old driver can cost as much as $3,678 or more

View Chart as Image

Auto insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,200 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $3,600 a year. View Rates by Age

Where you live has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see rates as low as $650 a year in states like Iowa, Maine, and Idaho, or as much as $1,410 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $390 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $268 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Toyota C-Hr Insurance

Saving money on insurance for a Toyota C-Hr requires being safe and accident-free, maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Shop around once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the data that was illustrated above.

• Drivers can save approximately $120 per year just by quoting early and online
• Insureds who want more liability protection will pay about $330 each year to increase from a minimum limit to the 250/500 level
• Youthful drivers are the costliest to insure, costing as high as $307 per month if the policy includes full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,150 more annually than a low-risk driver