Toyota C-Hr Insurance Rates

Estimated insurance prices for a Toyota C-Hr are $988 every 12 months for full coverage insurance. Comprehensive costs on average $206 a year, collision insurance costs $374, and liability coverage costs around $298. A liability-only policy costs as low as $340 a year, and high-risk insurance costs around $2,136. Teen drivers pay the most at up to $3,678 a year.

Average premium for full coverage: $988

Premium estimates by type of coverage:

Rates are based on $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and C-Hr trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $567
• Using higher $1,000 deductibles will save around $858 each year
• The average price for a 40-year-old good driver with $500 deductibles is $988
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,246
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,136
• An auto insurance policy to insure a teenage driver may cost $3,678 or more

View Chart as Image

Auto insurance prices for a Toyota C-Hr also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your C-Hr.

Choosing high deductibles could cut prices by as much as $390 a year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $268 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $3,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see prices as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,340 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Best Cheap Toyota C-Hr Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to compare rates at least every other year by quoting rates from direct insurance companies, and also from several local insurance agents.

The following is a quick review of the car insurance concepts covered above.

• Drivers with a DUI or reckless driving violation pay on average $1,150 more each year for C-Hr insurance
• It is possible to save as much as $120 per year just by quoting early and online
• Increasing policy deductibles could save as much as $400 each year
• Consumers who require higher liability limits will pay about $330 annually to increase from 30/60 bodily injury limits to a 250/500 level