Toyota C-Hr Insurance Rates

Estimated auto insurance rates for a Toyota C-Hr are $960 annually with full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $352, and liability coverage is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs around $2,074. Teenage drivers pay the most at up to $3,596 a year.

Average premium for full coverage: $960

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and C-Hr models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

These rate differences demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.

• The best discount rate is $553
• Choosing higher $1,000 deductibles can save approximately $124 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $960
• Using low deductibles for comp and collision coverage will cost $1,204
• Drivers who are prone to accidents and violations could pay up to $2,074
• An auto insurance policy with full coverage for a teenage driver can cost as much as $3,596 each year

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Insurance prices for a Toyota C-Hr also have a wide range based on the model of your C-Hr, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $3,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $370 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $270 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Cheap Toyota C-Hr Insurance

Finding better rates on auto insurance takes being a low-risk driver, having a good credit history, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The items below are a brief summary of the ideas that were illustrated above.

• Teen drivers are charged the highest prices, possibly costing $300 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations pay on average $1,110 more annually to insure their C-Hr
• Increasing policy deductibles could save up to $375 each year
• You may be able to save approximately $120 per year just by quoting online in advance