Toyota C-Hr Insurance Rates

Estimated insurance rates for a Toyota C-Hr are $988 a year with full coverage. Comprehensive costs approximately $206, collision insurance costs $374, and liability coverage costs around $298. Liability-only insurance costs as low as $340 a year, and high-risk driver insurance costs around $2,136. 16-year-old drivers pay the most at up to $3,678 a year.

Average premium for full coverage: $988

Premium estimates by type of coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all C-Hr models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than congested cities. The example below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $567
• Using higher $1,000 deductibles will save $130 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $988
• Buying pricier low deductibles for physical damage coverage will increase the cost to $1,246
• Higher-risk drivers with multiple tickets or accidents could pay around $2,136
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost $3,678 or more

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Insurance prices for a Toyota C-Hr also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Utah, Ohio, and New Hampshire, or at least $1,340 on average in New York, Michigan, and Florida.

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Opting for high physical damage deductibles could cut prices by as much as $390 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $268 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,600 additional annually, depending on your age. Toyota C-Hr insurance for high-risk drivers can be around 44% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Right Toyota C-Hr Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit history, being claim-free, and consideration of higher deductibles. Invest the time to compare rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick rundown of the coverage data presented in the illustrations above.

• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $400 each year
• Youthful drivers are the costliest to insure, possibly costing $307 per month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions pay on average $1,150 more per year than a low-risk driver