Toyota C-Hr Insurance Rates

Estimated insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive insurance costs approximately $198 a year, collision insurance costs $352, and liability coverage costs around $300. Liability-only insurance costs as low as $342 a year, and high-risk driver insurance costs $2,074 or more. 16-year-old drivers pay the most at up to $3,596 a year.

Average premium for full coverage: $960

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and C-Hr trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences demonstrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $553
• Using higher $1,000 deductibles will save $836 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $960
• Buying low $100 deductibles for physical damage coverage will cost an additional $244 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,074
• An auto insurance policy that insures a teenage driver can cost $3,596 or more

View Chart as Image

Insurance prices for a Toyota C-Hr also have a wide range based on the trim level of your C-Hr, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 additional annually, depending on your age. A high-risk auto insurance policy can be around 44% to 127% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see prices as low as $700 a year in states like Utah, Ohio, and New Hampshire, or at least $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $370 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $270 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota C-Hr Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Comparison shop every year by getting quotes from direct companies, and also from local insurance agencies.

The following items are a review of the coverage data covered above.

• You may be able to save around $120 per year just by quoting early and online
• Increasing policy deductibles can save approximately $375 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $300 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,110 more per year than a driver with a clean driving record