Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage. Comprehensive costs approximately $198 a year, collision insurance costs $352, and liability insurance costs $300. A policy with just liability insurance costs as little as $342 a year, and coverage for high-risk drivers costs around $2,074. Teen drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance prices.

These examples show why it is important to compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $553
• Drivers who choose higher $1,000 deductibles will pay $836 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $960
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,204
• High risk drivers with multiple violations and an at-fault accident could pay around $2,074
• The cost with full coverage for a teen driver can cost $3,596 a year

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $370 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $270 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota C-Hr insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Cheap Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to shop around at least every other year by getting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

Below is a brief summary of the car insurance concepts raised in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations pay on average $1,110 more per year for auto insurance
• Drivers can save around $120 per year just by quoting early and online
• Increasing deductibles could save up to $375 each year
• Drivers who purchase higher levels of liability will pay about $330 each year to go from a minimum limit to higher 250/500 limits