Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year including full coverage. Comprehensive costs approximately $198, collision insurance costs $352, and liability is $300. Liability-only coverage costs around $342 a year, and high-risk coverage costs around $2,074. 16-year-old drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for all C-Hr models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why everyone should compare rates quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $553
• Raising to $1,000 deductibles will save $124 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $960
• Buying pricier low deductibles bumps up the cost to $1,204
• At-risk drivers with multiple tickets or accidents could pay around $2,074
• The price that insures a teen driver for full coverage can cost $3,596

View Chart as Image

Auto insurance prices for a Toyota C-Hr are also quite variable based on the model of your C-Hr, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. Toyota C-Hr insurance for high-risk drivers is expensive and can cost as much as 44% to 127% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota C-Hr insurance prices. A middle-age driver might find prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $370 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $270 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Toyota C-Hr Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining a good credit score, being claim-free, and possibly higher deductibles. Comparison shop at least once a year by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief review of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with DUI or reckless driving convictions will likely pay on average $1,110 more per year for car insurance
• Increasing physical damage deductibles can save approximately $375 each year
• Teenagers have the highest car insurance prices, possibly costing $300 a month if the policy includes full coverage