Toyota C-Hr Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Toyota C-Hr are $960 every 12 months for full coverage. Comprehensive costs approximately $198, collision insurance costs $352, and liability insurance is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs around $2,074. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Comprehensive $198
Collision $352
Liability $300

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different C-Hr trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $342 for just liability coverage to a much higher rate of $2,074 for a policy for a high-risk driver.

Liability Only $342
Full Coverage $960
High Risk $2,074

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $720
Small Cities $1,008
Large Cities $1,296

These examples show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Detailed Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $553
  • Choosing higher $1,000 deductibles can save $124 a year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $960
  • Using more expensive low deductibles for comp and collision coverage increases the price to $1,204
  • High-risk insureds who are prone to accidents and violations could pay around $2,074
  • The cost to insure a teen driver with full coverage can cost $3,596 each year

View Chart as Image

Toyota C-Hr insurance cost comparison chart
Column chart showing Toyota C-Hr insurance rates range from $553 to $3,596 for full coverage

Car insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your C-Hr.

Using high physical damage deductibles can save as much as $370 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

Toyota C-Hr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $870 -$90 -9.4%
Alaska $736 -$224 -23.3%
Arizona $798 -$162 -16.9%
Arkansas $960 -$0 0.0%
California $1,094 $134 14.0%
Colorado $920 -$40 -4.2%
Connecticut $986 $26 2.7%
Delaware $1,088 $128 13.3%
Florida $1,202 $242 25.2%
Georgia $890 -$70 -7.3%
Hawaii $692 -$268 -27.9%
Idaho $652 -$308 -32.1%
Illinois $718 -$242 -25.2%
Indiana $724 -$236 -24.6%
Iowa $650 -$310 -32.3%
Kansas $914 -$46 -4.8%
Kentucky $1,310 $350 36.5%
Louisiana $1,424 $464 48.3%
Maine $592 -$368 -38.3%
Maryland $794 -$166 -17.3%
Massachusetts $766 -$194 -20.2%
Michigan $1,668 $708 73.8%
Minnesota $806 -$154 -16.0%
Mississippi $1,152 $192 20.0%
Missouri $852 -$108 -11.3%
Montana $1,036 $76 7.9%
Nebraska $756 -$204 -21.3%
Nevada $1,154 $194 20.2%
New Hampshire $694 -$266 -27.7%
New Jersey $1,074 $114 11.9%
New Mexico $850 -$110 -11.5%
New York $1,014 $54 5.6%
North Carolina $554 -$406 -42.3%
North Dakota $786 -$174 -18.1%
Ohio $666 -$294 -30.6%
Oklahoma $986 $26 2.7%
Oregon $884 -$76 -7.9%
Pennsylvania $916 -$44 -4.6%
Rhode Island $1,280 $320 33.3%
South Carolina $872 -$88 -9.2%
South Dakota $812 -$148 -15.4%
Tennessee $842 -$118 -12.3%
Texas $1,160 $200 20.8%
Utah $712 -$248 -25.8%
Vermont $658 -$302 -31.5%
Virginia $578 -$382 -39.8%
Washington $742 -$218 -22.7%
West Virginia $884 -$76 -7.9%
Wisconsin $666 -$294 -30.6%
Wyoming $854 -$106 -11.0%

View Chart as Image

Toyota C-Hr insurance rates by U.S. city
Toyota C-Hr Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota C-Hr $244 $448 $264 $1,066
2023 Toyota C-Hr $236 $436 $274 $1,056
2022 Toyota C-Hr $228 $418 $284 $1,040
2021 Toyota C-Hr $216 $404 $292 $1,022
2020 Toyota C-Hr $206 $374 $298 $988
2019 Toyota C-Hr $198 $352 $300 $960
2018 Toyota C-Hr $190 $316 $304 $920

Rates are averaged for all Toyota C-Hr models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and attention to physical damage deductibles. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief recap of the coverage data covered above.

  • Drivers can save around $120 per year just by shopping early and online
  • Increasing deductibles could save as much as $375 each year
  • Teenage drivers pay the highest auto insurance rates, costing as high as $300 per month if the policy includes full coverage
  • High-risk drivers who tend to receive serious violations may pay on average $1,110 more per year for auto insurance

Rates by Driver Age

Toyota C-Hr Insurance Rates by Driver Age
Driver Age Premium
16 $3,596
20 $2,204
30 $1,002
40 $960
50 $880
60 $864

Full coverage, $500 deductibles

Rates by Deductible

Toyota C-Hr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,204
$250 $1,092
$500 $960
$1,000 $836

Full coverage, driver age 40

Rates by Liability Limit

Toyota C-Hr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $960
50/100 $1,020
100/300 $1,095
250/500 $1,290
100 CSL $1,050
300 CSL $1,215
500 CSL $1,335

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota C-Hr Insurance Rates for High Risk Drivers
Age Premium
16 $5,130
20 $3,516
30 $2,116
40 $2,074
50 $1,980
60 $1,962

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $134

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $51
Homeowner $15
5-yr Accident Free $70
5-yr Claim Free $62
Paid in Full/EFT $43
Advance Quote $47
Online Quote $68
Total Discounts $407
Rate after discounts $553

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles