Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $960 every 12 months for full coverage. Comprehensive costs approximately $198, collision insurance costs $352, and liability insurance is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs around $2,074. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for different C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best discount rate is $553
• Choosing higher $1,000 deductibles can save $124 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $960
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,204
• High-risk insureds who are prone to accidents and violations could pay around $2,074
• The cost to insure a teen driver with full coverage can cost $3,596 each year

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Car insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your C-Hr.

Using high physical damage deductibles can save as much as $370 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

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How to Shop for the Best Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and attention to physical damage deductibles. Set aside time to compare rates every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief recap of the coverage data covered above.

• Drivers can save around $120 per year just by shopping early and online
• Increasing deductibles could save as much as $375 each year
• Teenage drivers pay the highest auto insurance rates, costing as high as $300 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,110 more per year for auto insurance