Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive insurance costs around $198, collision insurance costs $352, and liability coverage is $300. Buying just liability costs around $342 a year, and insurance for high-risk drivers costs $2,074 or more. Teens pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates for individual coverage:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for all C-Hr models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how geographic area affects auto insurance rates.

The ranges above show why everyone should compare rates quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $553
• Raising to $1,000 deductibles will save about $124 a year
• The estimated price for the average middle-age driver using $500 deductibles is $960
• Selecting pricier low deductibles will cost an additional $244 each year
• Unlucky drivers with serious driving violations could pay at least $2,074
• The price that insures a teenage driver for full coverage can be $3,596

View Chart as Image

Insurance prices for a Toyota C-Hr are also quite variable based on the model of your C-Hr, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,100 to $1,600 additional each year, depending on your age. Toyota C-Hr insurance for high-risk drivers is expensive and can cost around 44% to 127% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $3,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find prices as low as $640 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $370 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $270 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota C-Hr Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

Below is a review of the ideas that were presented in the illustrations above.

• Teenage drivers are charged the highest prices, with premiums as much as $300 a month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations pay on average $1,110 more every year for auto insurance
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers can save up to $120 per year just by quoting online well ahead of the renewal date