Toyota C-Hr Insurance Rates

U.S. average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive costs approximately $198 a year, collision insurance costs $352, and liability costs $300. Buying just liability costs as little as $342 a year, and insurance for high-risk drivers costs around $2,074. Teenage drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and C-Hr trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best discount rate is $553
• Drivers who choose higher $1,000 deductibles will pay $836 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $960
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,204
• Drivers who are prone to accidents and violations could pay around $2,074
• The price for full coverage for a 16-year-old driver can cost $3,596 a year

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Insurance prices for a Toyota C-Hr are also quite variable based on your driving record, the trim level of your C-Hr, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $900 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

The state you live in makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $370 annually, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $270 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,100 to $1,600 additional each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 127% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Toyota C-Hr Insurance

Getting lower rates on insurance for a Toyota C-Hr not only requires being a low-risk driver, but also having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every year by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a review of the coverage data covered above.

• Drivers can save around $120 per year just by quoting early and online
• Increasing physical damage deductibles can save around $375 each year
• Teen drivers are the costliest to insure, with premiums as much as $300 a month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,110 more per year to insure their C-Hr