Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive costs approximately $198 each year, collision insurance costs $352, and liability costs around $300. A liability-only policy costs as low as $342 a year, and high-risk insurance costs around $2,074. Teen drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

These examples show why all drivers should compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $553
• Using higher $1,000 deductibles will save $124 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $960
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,204
• Drivers with multiple violations and an at-fault accident could pay around $2,074
• The cost that insures a teen driver can cost $3,596 or more

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 127% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $900 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,500 a year. View Rates by Age

Where you live has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see rates as low as $640 a year in states like Iowa, Maine, and Idaho, or as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $370 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $270 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Toyota C-Hr Insurance

Saving money on car insurance requires having a decent driving record, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Shop around every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a recap of the ideas that were touched on above.

• 16 to 18-year-old drivers are expensive to insure, costing as high as $300 per month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,110 more per year than a driver with a clean driving record
• Increasing deductibles can save approximately $375 each year
• Drivers can save around $120 per year just by quoting online in advance