Toyota C-Hr Insurance Rates

The average auto insurance rates for a Toyota C-Hr are $960 annually with full coverage. Comprehensive costs on average $198 a year, collision insurance costs $352, and liability insurance costs around $300. A liability-only policy costs as low as $342 a year, and high-risk insurance costs around $2,074. Teenage drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best discount rate is $553
• Using higher $1,000 deductibles will save around $836 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $960
• Using low $100 deductibles for physical damage coverage will cost $1,204
• Drivers who are prone to accidents and violations could pay upwards of $2,074
• Policy cost with full coverage for a teen driver may cost $3,596 or more

View Chart as Image

Car insurance rates for a Toyota C-Hr also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $370 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $270 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $700 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy Cheaper Toyota C-Hr Insurance

Finding cheaper rates on Toyota C-Hr insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the car insurance concepts illustrated above.

• High-risk drivers with multiple at-fault accidents pay an average of $1,110 more each year for auto insurance
• You may be able to save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Drivers who require higher levels of liability will pay an extra $330 every year to increase from a 30/60 limit to higher 250/500 limits