Toyota C-Hr Insurance Rates

U.S. average auto insurance rates for a Toyota C-Hr are $960 annually with full coverage. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $352, and liability coverage is estimated at $300. Liability-only insurance costs approximately $342 a year, and high-risk driver insurance costs $2,074 or more. Teen drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and C-Hr trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The ranges above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.

• The lowest rate with discounts is $553
• Choosing higher $1,000 deductibles can save approximately $836 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $960
• Choosing low $100 deductibles for comp and collision coverage costs an additional $244 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,074
• The price with full coverage for a teenage driver can cost as much as $3,596 each year

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Car insurance prices for a Toyota C-Hr are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $370 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $700 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,300 on average in New York, Michigan, and Florida.

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How to Buy More Affordable Toyota C-Hr Insurance

Getting lower rates on auto insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $120 per year just by quoting early and online
• Drivers who have multiple accidents or major violations pay on average $1,110 more annually than a safer driver
• Increasing physical damage deductibles could save up to $375 each year
• Drivers age 16 to 20 have the highest car insurance prices, costing up to $300 a month if comprehensive and collision insurance is included