Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year with full coverage. Comprehensive costs an estimated $198 each year, collision insurance costs $352, and liability costs around $300. Liability-only coverage costs as low as $342 a year, and high-risk coverage costs around $2,074. Teens cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and C-Hr models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $553
• Using higher $1,000 deductibles will save approximately $124 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $960
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,204
• High-risk insureds with serious driving violations could pay up to $2,074
• Policy cost that insures a 16-year-old driver can cost as much as $3,596 or more

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can be from 44% to 127% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,500 a year. View Rates by Age

Your home state has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see rates as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $270 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Toyota C-Hr Insurance

Finding cheaper rates on insurance for a Toyota C-Hr requires avoiding accidents and violations, having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every year by getting quotes from direct companies, and also from insurance agencies where you live.

The list below is a quick rundown of the coverage data covered in the above illustrations.

• You may be able to save approximately $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenagers are expensive to insure, as much as $300 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,110 more annually for car insurance