Toyota C-Hr Insurance Rates

The average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage. Comprehensive costs on average $198 a year, collision insurance costs $352, and liability insurance is estimated at $300. Buying just liability costs approximately $342 a year, and insurance for high-risk drivers costs around $2,074. 16-year-old drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $553
• Choosing higher $1,000 deductibles can save around $836 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $960
• Buying low $100 deductibles for comp and collision coverage will cost $1,204
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,074
• Policy cost with full coverage for a teen driver may cost $3,596 each year

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $370 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $270 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy More Affordable Toyota C-Hr Insurance

Finding cheaper rates on Toyota C-Hr insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates every year by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a summary of the coverage data covered above.

• Drivers can save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• 16 to 18-year-old drivers pay the highest rates, costing up to $300 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,110 more each year than a driver with a clean driving record