Toyota bz4X Insurance Rates

Average insurance prices for a Toyota bz4X are $1,386 every 12 months for full coverage insurance. Comprehensive costs an estimated $358, collision insurance costs $660, and liability is estimated at $258. A policy with just liability insurance costs approximately $306 a year, and coverage for high-risk drivers costs around $2,990. Teen drivers receive the highest rates at up to $4,834 a year.

Average premium for full coverage: $1,386

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all bz4X models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas. The example below illustrates how your location can change insurance prices.

These examples illustrate why everyone should get quotes for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota bz4X insurance rates for other coverage scenarios.

• The lowest rate with discounts is $772
• Choosing higher $1,000 deductibles can save approximately $230 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,386
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,838
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,990
• The cost to insure a teen driver for full coverage can cost as much as $4,834 each year

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Insurance rates for a Toyota bz4X can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $690 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $232 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,600 to $2,200 additional per year, depending on your age. Toyota bz4X insurance for high-risk drivers ranges as much as 46% to 129% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota bz4X insurance prices. A good driver about age 40 could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,870 on average in Florida, New York, and Michigan.

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How to Shop for the Cheapest Toyota bz4X Insurance

Saving money on car insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least every other year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the car insurance concepts illustrated above.

• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,600 more annually to insure a Toyota bz4X
• It is possible to save approximately $180 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $675 each year
• Policyholders who want increased liability limits will pay about $280 annually to raise limits from a minimum limit to a 250/500 level