Toyota Avalon Hybrid Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 24, 2024
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U.S. average insurance rates for a Toyota Avalon Hybrid are $1,268 a year for full coverage. Comprehensive insurance costs on average $258 each year, collision insurance costs $484, and liability costs $390. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $2,758 or more. 16-year-old drivers pay the highest rates at up to $4,770 a year.
Average premium for full coverage: $1,268
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Avalon Hybrid models.
Price Range from Low to High
For the average driver, Toyota Avalon Hybrid insurance prices range from the low end price of $438 for just liability insurance to a high rate of $2,758 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than congested cities. The graphic below illustrates how location impacts car insurance rates.
The ranges above show why all drivers should compare rates based on a specific location, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Toyota Avalon Hybrid insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $724
- Drivers who choose higher $1,000 deductibles will pay around $168 a year
- The estimated price for the average middle-age driver with $500 deductibles is $1,268
- Buying low deductibles for comprehensive and collision insurance will cost an additional $330 every year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,758
- The price that insures a teen driver may cost $4,770 a year
Auto insurance prices for a Toyota Avalon Hybrid are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,700 a year. View Rates by Age
The state you live in makes a big difference in Toyota Avalon Hybrid insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or at least $1,810 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,148 | -$120 | -9.5% |
Alaska | $974 | -$294 | -23.2% |
Arizona | $1,052 | -$216 | -17.0% |
Arkansas | $1,268 | -$0 | 0.0% |
California | $1,446 | $178 | 14.0% |
Colorado | $1,210 | -$58 | -4.6% |
Connecticut | $1,304 | $36 | 2.8% |
Delaware | $1,434 | $166 | 13.1% |
Florida | $1,586 | $318 | 25.1% |
Georgia | $1,174 | -$94 | -7.4% |
Hawaii | $912 | -$356 | -28.1% |
Idaho | $860 | -$408 | -32.2% |
Illinois | $946 | -$322 | -25.4% |
Indiana | $958 | -$310 | -24.4% |
Iowa | $856 | -$412 | -32.5% |
Kansas | $1,206 | -$62 | -4.9% |
Kentucky | $1,732 | $464 | 36.6% |
Louisiana | $1,878 | $610 | 48.1% |
Maine | $784 | -$484 | -38.2% |
Maryland | $1,048 | -$220 | -17.4% |
Massachusetts | $1,012 | -$256 | -20.2% |
Michigan | $2,204 | $936 | 73.8% |
Minnesota | $1,064 | -$204 | -16.1% |
Mississippi | $1,520 | $252 | 19.9% |
Missouri | $1,128 | -$140 | -11.0% |
Montana | $1,362 | $94 | 7.4% |
Nebraska | $1,000 | -$268 | -21.1% |
Nevada | $1,522 | $254 | 20.0% |
New Hampshire | $916 | -$352 | -27.8% |
New Jersey | $1,418 | $150 | 11.8% |
New Mexico | $1,124 | -$144 | -11.4% |
New York | $1,336 | $68 | 5.4% |
North Carolina | $730 | -$538 | -42.4% |
North Dakota | $1,040 | -$228 | -18.0% |
Ohio | $874 | -$394 | -31.1% |
Oklahoma | $1,304 | $36 | 2.8% |
Oregon | $1,162 | -$106 | -8.4% |
Pennsylvania | $1,208 | -$60 | -4.7% |
Rhode Island | $1,692 | $424 | 33.4% |
South Carolina | $1,150 | -$118 | -9.3% |
South Dakota | $1,070 | -$198 | -15.6% |
Tennessee | $1,110 | -$158 | -12.5% |
Texas | $1,530 | $262 | 20.7% |
Utah | $940 | -$328 | -25.9% |
Vermont | $868 | -$400 | -31.5% |
Virginia | $760 | -$508 | -40.1% |
Washington | $980 | -$288 | -22.7% |
West Virginia | $1,164 | -$104 | -8.2% |
Wisconsin | $876 | -$392 | -30.9% |
Wyoming | $1,130 | -$138 | -10.9% |
Opting for high physical damage deductibles could save up to $500 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2022 Toyota Avalon Hybrid | $320 | $668 | $354 | $1,478 |
2021 Toyota Avalon Hybrid | $310 | $640 | $364 | $1,450 |
2020 Toyota Avalon Hybrid | $292 | $618 | $376 | $1,422 |
2019 Toyota Avalon Hybrid | $282 | $574 | $384 | $1,376 |
2018 Toyota Avalon Hybrid | $270 | $540 | $388 | $1,334 |
2017 Toyota Avalon Hybrid | $258 | $484 | $390 | $1,268 |
2016 Toyota Avalon Hybrid | $242 | $446 | $390 | $1,214 |
Rates are averaged for all Toyota Avalon Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Toyota Avalon Hybrid Insurance
Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Comparison shop at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
Below you'll find a quick review of the concepts that were touched on above.
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,490 more each year than a low-risk driver
- Youthful drivers are charged the highest prices, with premiums as much as $398 a month if the policy includes full coverage
- Drivers can save as much as $150 per year just by quoting online in advance
- Increasing physical damage deductibles can save approximately $500 each year
- Drivers can save as much as $150 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,770 |
20 | $2,940 |
30 | $1,322 |
40 | $1,268 |
50 | $1,162 |
60 | $1,140 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,598 |
$250 | $1,444 |
$500 | $1,268 |
$1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,268 |
50/100 | $1,346 |
100/300 | $1,444 |
250/500 | $1,697 |
100 CSL | $1,385 |
300 CSL | $1,600 |
500 CSL | $1,756 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,812 |
20 | $4,684 |
30 | $2,818 |
40 | $2,758 |
50 | $2,634 |
60 | $2,610 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $68 |
Homeowner | $19 |
5-yr Accident Free | $94 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $58 |
Advance Quote | $63 |
Online Quote | $91 |
Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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