Toyota Avalon Hybrid Insurance Rates

Average insurance prices for a Toyota Avalon Hybrid are $1,214 every 12 months including full coverage. Comprehensive costs approximately $242 each year, collision insurance costs $446, and liability is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,636. Teenage drivers receive the highest rates at up to $4,592 a year.

Average premium for full coverage: $1,214

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Avalon Hybrid models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why all drivers should compare rates quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Toyota Avalon Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $696
• Raising to $1,000 deductibles will save $156 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,214
• Using low deductibles increases the price to $1,518
• At-risk drivers who are prone to accidents and violations could pay around $2,636
• The cost to insure a teen driver can cost $4,592

View Chart as Image

Insurance rates for a Toyota Avalon Hybrid can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Avalon Hybrid.

Using high physical damage deductibles can reduce rates by up to $460 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 138% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Toyota Avalon Hybrid insurance prices. A middle-age driver might find rates as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheap Toyota Avalon Hybrid Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at least every other year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following is a brief summary of the car insurance concepts covered above.

• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,420 more per year for Avalon Hybrid insurance
• You may be able to save around $150 per year just by quoting online in advance
• Increasing deductibles could save as much as $450 each year
• Policyholders who purchase higher liability limits will pay an extra $430 per year to raise from a minimum limit to a 250/500 level