Subaru Tribeca Insurance Rates

U.S. average insurance prices for a Subaru Tribeca are $1,440 every 12 months including full coverage. Comprehensive costs approximately $348, collision costs $562, and liability insurance costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $3,096. Teenage drivers pay the highest rates at $5,236 a year or more.

Average premium for full coverage: $1,440

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Tribeca trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Subaru Tribeca insurance rates for additional coverage and risk scenarios.

• The best discount rate is $831
• Drivers who choose higher $1,000 deductibles will pay $204 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,440
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,842
• High risk drivers who are prone to accidents and violations could pay around $3,096 or more
• The price to insure a teen driver with full coverage can cost $5,236 a year

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Insurance prices for a Subaru Tribeca are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Tribeca.

Using high physical damage deductibles could save up to $610 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Subaru Tribeca insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,060 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2025 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Subaru Tribeca Insurance

Getting lower rates on Subaru Tribeca insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a review of the coverage data covered above.

• You may be able to save around $170 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $600 each year
• Teen drivers are the costliest to insure, possibly costing $436 a month if full coverage is included
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,660 more per year to insure their Tribeca