Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year for full coverage insurance. Comprehensive insurance costs an estimated $134 a year, collision insurance costs $196, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,080 or more. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates broken down by individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and xD trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Scion xD insurance rates for other coverage scenarios.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save approximately $888 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $962
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $142 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,080
• The price that insures a teen driver can cost as much as $3,956 each year

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on the trim level of your xD, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 139% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion xD insurance prices. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $220 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Scion xD Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit score, not filing small claims, and possibly raising deductibles. Shop around every other policy renewal by requesting rates from direct insurance companies, and also from local insurance agencies.

The items below are a recap of the ideas that were illustrated above.

• Teen drivers are expensive to insure, as much as $330 a month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may have to pay on average $1,120 more annually to insure their xD
• Increasing physical damage deductibles can save approximately $225 each year
• It is possible to save approximately $110 per year just by quoting early and online