Scion xD Insurance Rates

Estimated auto insurance rates for a Scion xD are $994 annually for full coverage. Comprehensive costs around $144 each year, collision insurance costs $214, and liability is estimated at $478. A liability-only policy costs approximately $526 a year, and high-risk insurance costs around $2,150. Teens pay the most at up to $4,062 a year.

Average premium for full coverage: $994

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and xD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences show why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Scion xD insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $600
• Choosing higher $1,000 deductibles can save about $82 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $994
• Selecting low deductibles for comp and collision coverage will cost $1,150
• Unlucky drivers with serious driving violations could pay at least $2,150
• An auto insurance policy with full coverage for a teen driver can be $4,062 each year

View Chart as Image

Auto insurance prices for a Scion xD also have a wide range based on the model of your xD, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $240 every year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Scion xD insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,420 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Affordable Scion xD Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around at every policy renewal by getting quotes from direct carriers, and also from local independent and exclusive agents.

The list below is a brief review of the data raised in the charts and tables above.

• Policyholders who may need higher liability limits will pay approximately $530 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save up to $110 per year just by quoting online in advance
• Increasing policy deductibles could save up to $250 each year
• Teenagers are expensive to insure, as much as $339 per month if full coverage is included