Scion xD Insurance Rates

Average insurance rates for a Scion xD are $962 a year for full coverage insurance. Comprehensive costs around $134, collision insurance costs $196, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,080. Teen drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates for individual coverage type:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why everyone should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Scion xD insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $585
• Drivers who choose higher $1,000 deductibles will pay about $74 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $962
• Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,104
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,080
• The cost that insures a teen driver for full coverage can be $3,956 a year

View Chart as Image

Car insurance rates for a Scion xD can also vary considerably based on the model of your xD, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,200 to $1,700 extra per year, depending on your age. Scion xD insurance for high-risk drivers can cost anywhere from 43% to 139% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $3,900 a year. View Rates by Age

Where you live makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $220 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Scion xD Insurance

Saving money on Scion xD insurance not only requires being a low-risk driver, but also having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Shop around every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the material that was covered in the above illustrations.

• Drivers who may need more liability coverage will pay about $520 annually to go from a minimum limit to the 250/500 level
• Teen drivers are the costliest to insure, costing up to $330 per month if full coverage is purchased
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,120 more every year to insure their xD
• Increasing deductibles can save approximately $225 each year