Scion xD Insurance Rates

Estimated insurance rates for a Scion xD are $962 a year for full coverage. Comprehensive insurance costs on average $134 each year, collision insurance costs $196, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,080 or more. Teen drivers pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates by type of coverage:

Rate estimates include $500 deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and xD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

These rate differences show why all drivers should get quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Scion xD insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save around $74 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $962
• Choosing low deductibles for comp and collision coverage will cost an extra $142 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,080
• An auto insurance policy for full coverage for a teen driver may cost $3,956 each year

View Chart as Image

Insurance prices for a Scion xD also have a wide range based on your driving characteristics, the trim level of your xD, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay upwards of $3,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $220 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 139% more than average. View High Risk Driver Rates

How to Find the Best Scion xD Insurance

Finding better rates on Scion xD insurance takes not taking risks behind the wheel, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following is a brief recap of the data raised in the charts and tables above.

• Drivers who require higher liability limits will pay about $520 each year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers can save as much as $110 per year just by quoting online in advance
• Increasing policy deductibles can save around $225 each year
• Teens pay higher prices, as much as $330 per month including comprehensive and collision insurance