Scion xD Insurance Rates

Average insurance prices for a Scion xD are $994 every 12 months with full coverage. Comprehensive insurance costs approximately $144, collision insurance costs $214, and liability coverage is estimated at $478. A liability-only policy costs approximately $526 a year, and high-risk insurance costs $2,150 or more. Teenage drivers receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Rate estimates by individual coverage type:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

These examples demonstrate why everyone should get quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Scion xD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $600
• Choosing higher $1,000 deductibles can save $82 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $994
• Using pricier low deductibles for comp and collision coverage costs an extra $156 each year
• Drivers who are prone to accidents and violations could pay around $2,150
• The cost to insure a teenage driver for full coverage can cost $4,062 each year

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your driving record, and the model of your xD.

Using high physical damage deductibles can save as much as $240 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $900 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Scion xD insurance for high-risk drivers ranges around 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,340 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Scion xD Insurance

Saving money on auto insurance takes being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a condensed summary of the primary concepts that were touched on in the above illustrations.

• You may be able to save around $110 per year just by quoting online well ahead of the renewal date
• Drivers with multiple at-fault accidents could be forced to pay on average $1,160 more per year for auto insurance
• Increasing deductibles could save as much as $250 each year
• Teenage drivers are expensive to insure, with premiums as much as $339 per month if they have full coverage