Scion xD Insurance Rates

Average auto insurance rates for a Scion xD are $994 annually including full coverage. Comprehensive insurance costs an estimated $144 a year, collision insurance costs $214, and liability insurance costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs $2,150 or more. Teenage drivers receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Scion xD insurance rates for other coverage scenarios.

• The best discount rate is $600
• Drivers who choose higher $1,000 deductibles will pay approximately $912 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $994
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $156 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,150
• The cost with full coverage for a teen driver can cost as much as $4,062 a year

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on the trim level of your xD, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $240 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,420 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Scion xD Insurance

Saving money on Scion xD insurance not only requires avoiding accidents and violations, but also having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a condensed summary of the ideas that were covered in the above illustrations.

• Teenagers are charged the highest rates, as much as $339 per month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,160 more annually for car insurance
• Increasing deductibles could save up to $250 each year
• You may be able to save approximately $110 per year just by quoting early and online