Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year including full coverage. Comprehensive insurance costs approximately $134 a year, collision insurance costs $196, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,080 or more. Teens pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and xD trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why it is important to compare rates using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Scion xD insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $585
• Drivers who choose higher $1,000 deductibles will pay $888 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $962
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $142 a year
• High risk drivers with serious driving violations could pay around $2,080
• The price that insures a teen driver can cost $3,956 a year

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on the trim level of your xD, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 139% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Scion xD Insurance

Getting lower rates on Scion xD insurance not only requires being safe and accident-free, but also having above-average credit, being claim-free, and possibly raising deductibles. Compare rates once a year by requesting rates from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a review of the data that was covered above.

• You may be able to save around $110 per year just by quoting early and online
• Drivers who purchase more liability protection will pay approximately $520 per year to go from a low limit to the 250/500 level
• Youthful drivers are expensive to insure, possibly costing $330 a month if full coverage is included
• High-risk drivers who have several accidents or serious violations will likely pay on average $1,120 more per year than a low-risk driver