Scion xD Insurance Rates

U.S. average insurance prices for a Scion xD are $962 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $134, collision insurance costs $196, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,080 or more. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for all xD models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations have more infrequent physical damage claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above illustrate why everyone should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Scion xD insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $585
• Using higher $1,000 deductibles will save $74 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $962
• Choosing pricier low deductibles for physical damage coverage costs an extra $142 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,080
• The price to insure a teen driver for full coverage can cost $3,956 or more

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Auto insurance prices for a Scion xD are also quite variable based on deductibles and policy limits, your risk profile, and the model of your xD.

Choosing high deductibles could cut prices by as much as $220 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. Scion xD insurance for high-risk drivers can be anywhere from 43% to 139% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Scion xD insurance rates. A driver around age 40 might see prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

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How to Shop for the Right Scion xD Insurance

Getting lower rates on Scion xD insurance requires having a decent driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a quick rundown of the data covered above.

• Drivers who purchase additional liability coverage will pay about $520 annually to increase from a low limit to a 250/500 level
• It is possible to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $225 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $330 a month if comprehensive and collision insurance is included