Scion xD Insurance Rates

Estimated insurance prices for a Scion xD are $962 every 12 months with full coverage. Comprehensive insurance costs around $134 a year, collision insurance costs $196, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,080 or more. 16-year-old drivers pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates for type of coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and xD trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Scion xD insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $585
• Choosing higher $1,000 deductibles can save about $888 annually
• The average price for a 40-year-old good driver using $500 deductibles is $962
• Buying low $100 deductibles for comp and collision coverage costs an extra $142 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,080
• An auto insurance policy to insure a teen driver can be $3,956 each year

View Chart as Image

Insurance prices for a Scion xD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can save as much as $220 each year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 139% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or at least $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Scion xD Insurance

Finding better rates on Scion xD insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct companies, and also from several local insurance agents.

The list below is a brief review of the primary concepts that were touched on in this article.

• You may be able to save up to $110 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions pay on average $1,120 more every year for car insurance
• Increasing policy deductibles could save as much as $225 each year
• Teenagers are charged the highest prices, possibly costing $330 per month if full coverage is included