Scion xD Insurance Rates

Average auto insurance rates for a Scion xD are $962 annually including full coverage. Comprehensive costs an estimated $134 each year, collision insurance costs $196, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,080. Teens receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and xD models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.

These examples highlight why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Scion xD insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $585
• Using higher $1,000 deductibles will save approximately $74 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $962
• Selecting low deductibles for physical damage coverage will cost $1,104
• Drivers with serious driving violations could pay up to $2,080
• The cost with full coverage for a teen driver can cost as much as $3,956 or more

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on the trim level of your xD, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 139% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Scion xD insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Scion xD Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a brief review of the primary concepts that were illustrated above.

• You may be able to save approximately $110 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,120 more annually to insure their xD
• Increasing deductibles could save up to $225 each year
• Teen drivers are expensive to insure, as much as $330 per month if they have full coverage