Scion xD Insurance Rates

Estimated insurance rates for a Scion xD are $962 a year with full coverage. Comprehensive costs approximately $134, collision insurance costs $196, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,080. Teenage drivers pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all xD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates how location helps determine auto insurance prices.

These rate differences demonstrate why everyone should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Scion xD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $585
• Using higher $1,000 deductibles will save $74 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $962
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,104
• Higher-risk drivers who are prone to accidents and violations could pay around $2,080
• An auto insurance policy that insures a teenage driver for full coverage can cost $3,956 or more

View Chart as Image

Insurance prices for a Scion xD also have a wide range based on the model of your xD, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 additional annually, depending on your age. Scion xD insurance for high-risk drivers can be around 43% to 139% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Scion xD insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $220 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Scion xD Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, having a good credit score, being claim-free, and consideration of higher deductibles. Compare prices at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

The list below is a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $110 per year just by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations may have to pay on average $1,120 more per year for car insurance
• Increasing policy deductibles can save approximately $225 each year
• Teenagers are the costliest to insure, possibly costing $330 per month if comprehensive and collision insurance is included