Scion xD Insurance Rates

U.S. average auto insurance rates for a Scion xD are $962 annually for full coverage insurance. Comprehensive costs around $134, collision insurance costs $196, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs around $2,080. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all xD models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why everyone should get quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Scion xD insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save about $74 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $962
• Choosing pricier low deductibles for comp and collision coverage will cost $1,104
• Drivers with multiple violations and an at-fault accident could pay at least $2,080
• The price with full coverage for a teenage driver for full coverage can be $3,956 each year

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $3,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. Scion xD insurance for high-risk drivers ranges around 43% to 139% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $220 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Affordable Scion xD Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief review of the coverage data raised in the charts and tables above.

• It is possible to save up to $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $225 each year
• Teenagers pay higher prices, as much as $330 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay on average $1,120 more every year for car insurance